EZPW
Ezcorp Inc
$35.44
+0.17 (+0.48%)
At close · Jul 7
Market Cap
$2.18B
Shares
61,535,978
Income-statement, balance-sheet and cash-flow figures extracted from the company's SEC filings — 10-K annual and 10-Q quarterly reports — and standardised for comparison across periods.
Revenue
$1.27B
+9.7%
FY2025
Net Income
$109.61M
+31.9%
FY2025
Gross Margin
58.55%
-0.2pp
FY2025
Operating Margin
11.71%
+2pp
FY2025
Diluted EPS
$1.42
+29.1%
FY2025
Operating Cash Flow
$148.99M
+31.1%
FY2025
Chart any reported metric, KPI or segment over time — the full statement history lives here
Search above to add metrics — fundamentals, product and segment revenue, company KPIs, valuation.
| Line Item | TTM | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 | FY2015 | FY2014 | FY2013 | FY2012 | FY2011 | FY2010 | FY2009 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| $1.48B | $1.27B | $1.16B | $1.05B | $886.23M | $729.55M | $822.78M | $847.23M | $812.16M | $747.95M | $730.51M | $720M | $745.77M | $809.53M | $960.72M | $852.8M | $725.17M | $597.46M | |
| — | — | — | — | — | — | — | — | — | — | — | — | -$27.09M | -$15.17M | $1.55M | -$1.65M | -$1.2M | — | |
| $267.69M | — | — | — | — | — | — | — | — | $266.53M | $258.27M | $267.79M | $248.64M | $218.62M | $190.64M | $295.62M | $251.12M | $203.59M | |
| $865.21M | $746.07M | $682.27M | $609.84M | $528.15M | $449.49M | $449.2M | $494.45M | $481.55M | $435.51M | $428.23M | $403.02M | $421.86M | $480.43M | $595.92M | $526.3M | $443.26M | $359.93M | |
| — | 58.55% | 58.74% | 58.13% | 59.6% | 61.61% | 54.6% | 58.36% | 59.29% | 58.23% | 58.62% | 55.98% | 56.57% | 59.35% | 62.03% | 61.71% | 61.12% | 60.24% | |
| $95.45M | $83.5M | $75.56M | $67.53M | $64.34M | $56.5M | $54.13M | $63.67M | $53.64M | $53.49M | $68.1M | $72.99M | $79.94M | $70.49M | $47.87M | $50.58M | $33.36M | $40.5M | |
| — | $10.7M | $11.6M | $10M | $11.7M | $11.3M | $11.2M | $7.8M | $5.8M | $4.2M | — | — | — | — | $1.98M | $855K | $631K | $485K | |
| — | $32.54M | $33.07M | $32.13M | $32.14M | $30.67M | $30.83M | $28.8M | $25.48M | $23.66M | $28.65M | $37.03M | $38.63M | $34.92M | $25.27M | $18.34M | $14.66M | — | |
| $11.8M | — | — | — | — | — | — | — | — | — | — | — | $6.66M | $0 | $0 | $0 | — | — | |
| $663.78M | $596.9M | $569.74M | $517.69M | $453.23M | $418.32M | $497.59M | $447.44M | $414.43M | $382.47M | $399.06M | $418.62M | $403.76M | $401.58M | $400.28M | $350.86M | $300.11M | $258.46M | |
| $201.43M | $149.17M | $112.53M | $92.15M | $74.92M | $31.17M | -$48.38M | $47.01M | $67.12M | $53.04M | $29.17M | -$15.6M | $18.09M | $78.86M | $195.64M | $175.44M | $143.14M | $101.48M | |
| — | 11.71% | 9.69% | 8.78% | 8.45% | 4.27% | -5.88% | 5.55% | 8.26% | 7.09% | 3.99% | -2.17% | 2.43% | 9.74% | 20.36% | 20.57% | 19.74% | 16.99% | |
| — | $181.71M | $145.6M | $124.28M | $107.06M | $61.84M | -$17.56M | $75.81M | $92.61M | $76.7M | $57.82M | $21.43M | $56.72M | $113.77M | $220.91M | $193.79M | $157.8M | — | |
| $33.12M | $23.03M | $13.59M | $16.46M | $9.97M | $22.18M | $22.47M | $32.64M | $27.83M | $27.8M | $16.48M | $16.39M | $7.91M | $16.19M | — | $1.69M | $1.39M | $1.43M | |
| $18.15M | $14.72M | $10.58M | $7.47M | $817K | $2.48M | $3.17M | $11.09M | $17.04M | $12.1M | $81K | $278K | $299K | $992K | — | $37K | $186K | $281K | |
| $3.01M | -$238K | $1.38M | -$3.07M | $167K | $790K | $17K | -$1.42M | $5.39M | $423K | -$1.2M | -$2.19M | -$29.56M | -$47.2M | $18.48M | $164K | $93K | -$38K | |
| $6.16M | $6.15M | $4.71M | -$28.46M | $1.78M | $3.8M | -$2.43M | -$135K | $5.53M | $4.92M | -$255K | -$5.47M | $5.95M | $13.24M | $16.04M | $16.24M | $10.75M | $5.02M | |
| $195.63M | $146.77M | $115.61M | $51.63M | $67.71M | $16.06M | -$70.1M | $4.17M | $55.54M | $42.68M | $363K | -$66.21M | $7.89M | $31.62M | $214.12M | $190.19M | $152.79M | — | |
| $48.54M | $37.16M | $32.51M | $13.17M | $17.55M | $7.45M | -$1.63M | $2.41M | $18.39M | $11.09M | $9.36M | -$14.03M | $4.45M | $9.1M | $67.67M | $66.47M | $54.14M | $36.84M | |
| $146.61M | $109.61M | $83.1M | $38.46M | $50.16M | $8.61M | -$68.46M | $2.54M | $37.28M | $31.41M | -$80.74M | -$89.19M | -$67.72M | $22.31M | $136.85M | $122.16M | $97.29M | $68.47M | |
| — | 8.6% | 7.15% | 3.67% | 5.66% | 1.18% | -8.32% | 0.3% | 4.59% | 4.2% | -11.05% | -12.39% | -9.08% | 2.76% | 14.24% | 14.32% | 13.42% | 11.46% | |
| — | — | — | — | — | $0 | $0 | -$1.23M | -$988K | -$1.65M | -$7.69M | -$5.04M | -$6.32M | -$1.3M | — | — | — | — | |
| $146.61M | $109.61M | $83.1M | $38.46M | $50.16M | $8.61M | -$68.46M | — | — | — | — | — | — | — | — | — | — | — | |
| $168.83M | $122.46M | $63.65M | $62.03M | $52.91M | $18.27M | -$84.14M | -$7.5M | $34.54M | $37.07M | -$94.91M | -$134.09M | -$71.44M | $16.1M | $137.36M | $127.79M | $95.54M | $61.27M | |
| USD/shares | — | $1.91 | $1.51 | $0.69 | $0.89 | $0.15 | -$1.24 | $0.05 | $0.68 | $0.58 | -$1.49 | -$1.64 | -$1.25 | $0.41 | $2.69 | $2.45 | $1.98 | $1.45 |
| USD/shares | — | $1.42 | $1.10 | $0.53 | $0.70 | $0.15 | -$1.24 | $0.05 | $0.64 | $0.58 | -$1.49 | -$1.64 | -$1.25 | $0.41 | $2.67 | $2.43 | $1.96 | $1.42 |
| shares | — | 57.47M | 54.94M | 55.59M | 56.5M | 55.74M | 55.31M | 55.34M | 54.46M | 54.26M | 54.43M | 54.37M | 54.15M | 53.66M | 50.88M | 49.92M | 49.03M | 47.37M |
| shares | — | 83.38M | 84.45M | 80.87M | 82.4M | 55.95M | 55.31M | 55.98M | 57.9M | 54.37M | 54.43M | 54.37M | 54.29M | 53.74M | 51.13M | 50.37M | 49.58M | 48.08M |
Italic rows are computed from reported lines — open a row's info icon for its formula. Values reflect the latest filing (restatements included); per-share figures on today's split basis. Click a value for its source filing.
TTM: trailing twelve months through the latest reported quarter — flows sum the last four quarters, balances take the latest. 3Y/5Y/10Y columns are trailing CAGR from the newest fiscal year; blank where an endpoint is missing or negative.
Capital Returned to Shareholders
Cash spent on share repurchases and dividends per fiscal year, as reported on the cash-flow statement. Across FY2012–FY2025: $66.85M in buybacks.
Price & Valuation
Multiples computed on the strict TTM/EV methodology — today's snapshot against the industry, and each ratio recomputed as of past filing dates.
Valuation
EV/Revenue
—
EV/EBIT
—
P/E (TTM)
19.16×
Credit Services median 12.17×
Valuation over time computed as of each quarter's filing date
Revenue Breakdown
Annual revenue as the company disaggregates it in its own XBRL filings. Years a component wasn't reported show a dash.
Share mode is each component's slice of the reported components that year — issuers rarely tag every revenue dollar, so slices need not sum to total revenue.
By Segment (USD)
| Component | 2025-09-30 | 2024-09-30 | 2023-09-30 | 2022-09-30 | 2021-09-30 | 2020-09-30 | 2019-09-30 | 2018-09-30 |
|---|---|---|---|---|---|---|---|---|
| U.S. Pawn Segment | $912,492,000 | $836,083,000 | $761,921,000 | $658,762,000 | $553,581,000 | $638,843,000 | $650,413,000 | $635,780,000 |
| Latin America Pawn Segment | $361,788,000 | $325,484,000 | $287,065,000 | $227,352,000 | $175,550,000 | $180,111,000 | $191,185,000 | $168,256,000 |
| Other Investments Segment | $0 | $35,000 | $55,000 | $111,000 | $420,000 | $3,823,000 | — | — |
| Lana | — | — | — | — | — | — | — | $0 |
| Other International Segment | — | — | — | — | — | — | $5,631,000 | $8,120,000 |
By Geography (USD)
| Component | 2025-09-30 | 2024-09-30 | 2023-09-30 | 2022-09-30 | 2021-09-30 | 2020-09-30 | 2019-09-30 | 2018-09-30 |
|---|---|---|---|---|---|---|---|---|
| United States | $912,492,000 | $836,083,000 | $761,921,000 | $658,762,000 | $553,581,000 | $638,844,000 | $650,413,000 | $635,780,000 |
| Mexico | $267,300,000 | $247,613,000 | $223,765,000 | $173,122,000 | $128,773,000 | $131,965,000 | $138,897,000 | $122,702,000 |
| Latin America | $94,488,000 | $77,871,000 | $63,300,000 | $54,230,000 | $46,777,000 | $48,146,000 | $52,288,000 | $45,554,000 |
| Other Than United States Mexico Latin America | $0 | $35,000 | $55,000 | $111,000 | — | — | — | — |
| Canada | — | — | — | — | $420,000 | $3,822,000 | $5,631,000 | $8,120,000 |
By Product & Service (USD)
| Component | 2025-09-30 | 2024-09-30 | 2023-09-30 | 2022-09-30 | 2021-09-30 | 2020-09-30 | 2019-09-30 | 2018-09-30 |
|---|---|---|---|---|---|---|---|---|
| Merchandise | $700,999,000 | $663,736,000 | $615,446,000 | $532,886,000 | $442,798,000 | $498,213,000 | $453,375,000 | $438,372,000 |
| Pawn Service | $474,228,000 | $436,545,000 | $383,772,000 | $320,865,000 | $260,196,000 | $272,638,000 | $327,366,000 | $304,577,000 |
| Jewelry Scrap | $98,884,000 | $61,082,000 | $49,528,000 | — | — | — | — | — |
| Product And Service Other | $169,000 | $239,000 | $295,000 | $441,000 | $532,000 | $3,973,000 | $6,043,000 | $8,455,000 |
| Jewelry Scrapping | — | $61,082,000 | $49,528,000 | $32,033,000 | $26,025,000 | $47,953,000 | $60,445,000 | $60,752,000 |