EZPW · Ezcorp Inc
$29.49
+0.84 (+2.93%)
At close · Aug 14
Market Cap
$1.81B
Shares
61.44M
Ezcorp Inc Earnings Call Transcripts
Every quarterly earnings call for Ezcorp Inc (EZPW) — the full transcript with speaker labels, the audio replay, AI call highlights and a management-tone score, plus the matching 8-K earnings release and the quarter's 10-Q or 10-K. Investor days and conferences appear here too.
Revenue & result across quarters
Revenue Net income YoY up YoY down artefacts
▲21.3%
$233.41M
$7.34M
'22 Q4
22-11-16
▲19.6%
$264.33M
$16.78M
'23 Q1
23-02-01
▲19.7%
$258.42M
−$6.79M
'23 Q2
23-05-03
▲18.5%
$255.81M
$18.22M
'23 Q3
23-08-02
▲15.9%
$270.48M
$10.25M
'23 Q4
23-11-15
▲13.5%
$299.99M
$28.47M
'24 Q1
24-01-31
▲10.5%
$285.64M
$21.48M
'24 Q2
24-05-01
▲10%
$281.42M
$17.95M
'24 Q3
24-07-31
▲8.9%
$294.55M
$15.20M
'24 Q4
24-11-14
▲6.7%
$320.17M
$31.02M
'25 Q1
25-02-06
▲7.2%
$306.32M
$25.39M
'25 Q2
25-04-29
▲10.5%
$310.98M
$26.50M
'25 Q3
25-07-31
▲14.3%
$336.81M
$26.70M
'25 Q4
25-11-14
▲19.3%
$382.02M
$44.30M
'26 Q1
26-02-05
▲45.9%
$446.88M
$49.10M
'26 Q2
26-05-07
LATEST
▲34.7%
$418.75M
$38.20M
'26 Q3
26-08-06
Conference
Investor event
2026-08-11
Canaccord Genuity 46th Annual Growth Conference
No reported result — non-financial event
Audio
Transcript
Slides
Earnings call
FY26 · Q3
2026-08-06
EZCORP Third Quarter Fiscal 2026 Earnings
Revenue
$418.75M
▲ 34.7% YoY Diluted EPS
$0.48
▲ 41.2% YoY Gross margin
58.8%
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY26 · Q2
2026-05-07
Ezcorp Inc Q2 FY2026 Earnings Call
Confident tone
Latin America growth and de novo expansion
Scrap gold / jewelry sales tailwind
SMG acquisition and integration
Revenue
$446.88M
▲ 45.9% YoY Diluted EPS
$0.61
▲ 84.8% YoY Gross margin
58.2%
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Annual General Meeting
Investor event
2026-03-26
EZCORP 2026 Annual Meeting of Stockholders
No reported result — non-financial event
Audio
Transcript
Slides
Earnings call
FY26 · Q1
2026-02-05
Ezcorp Inc Q1 FY2026 Earnings Call
Confident tone
Scrap and gold prices
Pawn loan origination (PLO) demand
International expansion
Revenue
$382.02M
▲ 19.3% YoY Diluted EPS
$0.55
▲ 37.5% YoY Gross margin
58.4%
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY25 · Q4
2025-11-14
Ezcorp Inc Q4 FY2025 Earnings Call
Confident tone
Gold prices and jewelry mix
Latin America operations
Inventory turnover as opportunity
Revenue
$336.81M*
▲ 14.3% YoY Gross margin
59.0%
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY25 · Q3
2025-07-31
Ezcorp Inc Q3 FY2025 Earnings Call
Confident tone
Earning assets and pawn loans
Gold price sensitivity
Operating margin expansion
Revenue
$310.98M
▲ 10.5% YoY Diluted EPS
$0.34
▲ 36% YoY Gross margin
59.1%
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY25 · Q2
2025-04-29
Ezcorp Inc Q2 FY2025 Earnings Call
Confident tone
Layaway program
Revenue and earnings growth
Store growth and De Novo expansion
Revenue
$306.32M
▲ 7.2% YoY Diluted EPS
$0.33
▲ 13.8% YoY Gross margin
58.3%
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY25 · Q1
2025-02-06
Ezcorp Inc Q1 FY2025 Earnings Call
Confident tone
Pawn loan and revenue growth
Store footprint expansion
Customer engagement and digital initiatives
Revenue
$320.17M
▲ 6.7% YoY Diluted EPS
$0.40
▲ 11.1% YoY Gross margin
57.9%
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY24 · Q4
2024-11-14
Ezcorp Inc Q4 FY2024 Earnings Call
Confident tone
Quarterly and Full Year Financial Performance
Latin America Pawn Segment
Store Expansion and Acquisitions
Revenue
$294.55M*
▲ 8.9% YoY Gross margin
59.5%
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY24 · Q3
2024-07-31
Ezcorp Inc Q3 FY2024 Earnings Call
Revenue
$281.42M
▲ 10% YoY Diluted EPS
$0.25
▲ 4.2% YoY Gross margin
59.2%
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY24 · Q2
2024-05-01
Ezcorp Inc Q2 FY2024 Earnings Call
Revenue
$285.64M
▲ 10.5% YoY Diluted EPS
$0.29
Gross margin
58.7%
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY24 · Q1
2024-01-31
Ezcorp Inc Q1 FY2024 Earnings Call
Confident tone
Record PLO and revenue growth
Latin America expansion and growth
U.S. Pawn segment performance
Revenue
$299.99M
▲ 13.5% YoY Diluted EPS
$0.36
▲ 44% YoY Gross margin
57.5%
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY23 · Q4
2023-11-15
Ezcorp Inc Q4 FY2023 Earnings Call
Revenue
$270.48M*
▲ 15.9% YoY Gross margin
58.9%
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY23 · Q3
2023-08-02
Ezcorp Inc Q3 FY2023 Earnings Call
Revenue
$255.81M
▲ 18.5% YoY Diluted EPS
$0.24
▲ 41.2% YoY Gross margin
58.2%
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY23 · Q2
2023-05-03
Ezcorp Inc Q2 FY2023 Earnings Call
Revenue
$258.42M
▲ 19.7% YoY Diluted EPS
$-0.12
▼ 160% YoY Gross margin
57.7%
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY23 · Q1
2023-02-01
Ezcorp Inc Q1 FY2023 Earnings Call
Revenue
$264.33M
▲ 19.6% YoY Diluted EPS
$0.25
▲ 19% YoY Gross margin
57.7%
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY22 · Q4
2022-11-16
Ezcorp Inc Q4 FY2022 Earnings Call
Revenue
$233.41M*
▲ 21.3% YoY Gross margin
59.0%
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY22 · Q3
2022-08-03
Ezcorp Inc Q3 FY2022 Earnings Call
Revenue
$215.84M
▲ 24% YoY Diluted EPS
$0.17
Gross margin
60.0%
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY22 · Q2
2022-05-04
Ezcorp Inc Q2 FY2022 Earnings Call
Revenue
$215.98M
▲ 16.8% YoY Diluted EPS
$0.20
▲ 100% YoY Gross margin
59.7%
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY22 · Q1
2022-02-02
Ezcorp Inc Q1 FY2022 Earnings Call
Revenue
$220.99M
▲ 24.1% YoY Diluted EPS
$0.21
▲ 162.5% YoY Gross margin
59.8%
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY21 · Q4
2021-11-17
Ezcorp Inc Q4 FY2021 Earnings Call
Revenue
$192.44M
▲ 15.3% YoY Diluted EPS
$0.03
Gross margin
62.0%
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY21 · Q3
2021-08-04
Ezcorp Inc Q3 FY2021 Earnings Call
Revenue
$174.03M
▼ 17.2% YoY Diluted EPS
$-0.05
Gross margin
62.1%
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY21 · Q2
2021-05-05
Ezcorp Inc Q2 FY2021 Earnings Call
Revenue
$184.94M
▼ 17.2% YoY Diluted EPS
$0.10
Gross margin
61.5%
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY21 · Q1
2021-02-03
Ezcorp Inc Q1 FY2021 Earnings Call
Revenue
$178.13M
▼ 19.9% YoY Diluted EPS
$0.08
▲ 300% YoY Gross margin
60.8%
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY20 · Q4
2020-12-14
Ezcorp Inc Q4 FY2020 Earnings Call
Revenue
$166.84M
▼ 22.2% YoY Diluted EPS
$-0.42
Gross margin
53.7%
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY20 · Q3
2020-08-04
Ezcorp Inc Q3 FY2020 Earnings Call
Revenue
$210.22M
▲ 3.8% YoY Diluted EPS
$-0.10
▼ 266.7% YoY Gross margin
48.6%
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY20 · Q2
2020-05-11
Ezcorp Inc Q2 FY2020 Earnings Call
Revenue
$223.28M
▲ 4% YoY Diluted EPS
$-0.74
▼ 1333.3% YoY Gross margin
57.0%
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY20 · Q1
2020-02-03
Ezcorp Inc Q1 FY2020 Earnings Call
Revenue
$222.44M
▲ 3.1% YoY Diluted EPS
$0.02
Gross margin
58.5%
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Showing 1–29 of 29 earnings calls
Key facts
CIK
876523
CUSIP
302301106
13F (30d)
300 filings
293 filers
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