EZPW · Ezcorp Inc
Price & Indicators
Up next
Metrics snapshot
Useful current figures from the complete screener profile.
AI Brief
Q3 FY26 earnings call · Aug 6, 2026TL;DR. EZCORP delivered record Q3 results with PLO up 33% to $387.2 million, adjusted EBITDA up 48% to $65.6 million, and adjusted diluted EPS up 47% to $0.47, driven by strong core pawn growth across U.S. and Latin America. The company expanded its footprint by 43 stores, including 33 acquired stores in Guatemala and full ownership of SMG (108 stores). Management expects scrap margins to normalize toward 15-20% if gold prices stabilize, which will weigh on sequential growth comparisons.
- + Adjusted EBITDA rose 48% to $65.6 million and adjusted diluted EPS rose 47% to $0.47, with EBITDA margin expanding 190 bps to 16%.
- + Latin America delivered PLO growth of 33% in constant currency with segment EBITDA up 40% and margins expanding 240 bps to 22%, supported by 33 acquired stores in Guatemala and 9 de novo openings.
- + EZCORP achieved full ownership of SMG, consolidating 108 stores across 12 countries that contributed $43.1 million in revenues and $5.9 million in segment contribution.
- − Cash declined to $311 million from $472.1 million year-over-year, driven by retirement of $134.2 million of SMG third-party debt and acquisition spending.
- − Inventory grew 40% with turnover declining to 2.3x from 2.4x, and Latin America store expenses rose 27% (17% same-store) on labor and minimum wage pressures.
AI-generated from the earnings call and 8-K · may contain errors · not investment advice
Equibles Rating
blended score · not investment adviceBlended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.
Technicals
trend & momentum for long-term holders NeutralIllustrative technical + ownership context — a signal mix, not investment advice.
Key metrics
Earlier KPI extraction records exist, but do not meet the current evidence-completeness requirements. No current verified series is available. Earlier figures remain withheld until revalidated; this is not evidence that the company reports no KPIs.
Versus peers
Credit Services — same industry group| Company | Mkt cap | YTD | Rev growth Y/Y | P/E | Short % shares |
|---|---|---|---|---|---|
|
EZPW
this stock
Ezcorp Inc
|
$1.91B | +53.2% | +2.4% | 12.1 | 19.9% |
|
V
Visa Inc.
|
$655.56B | +2.5% | -4.9% | — | 1.0% |
|
MA
Mastercard Inc
|
$497.27B | -3.4% | +16.4% | 31.2 | 0.8% |
|
AXP
American Express Co
|
$206.24B | -17.8% | +13.4% | 18.5 | 1.6% |
|
COF
Capital One Financial Corp
|
$119.78B | -20.3% | +36.6% | 11.7 | 1.6% |
Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding
At a glance
key data from every sectionPerformance
| 5D | 20D | 120D | MTD | YTD | |
|---|---|---|---|---|---|
| EZPW | -1.4% | -6.4% | +4.6% | -7.9% | +53.2% |
| SPY | -0.7% | +0.1% | +12.2% | -0.6% | +11.8% |
| vs SPY | -0.8% | -6.5% | -7.5% | -7.3% | +41.4% |
Capital returns
Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.