HBIA · Hills Bancorporation

Track HBIA — free

$46.65 At close · Aug 28

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Market Cap

$813.42M

17.44M

Options Calculator

Theoretical estimate

Estimate what a long-dated option on HBIA could return if you hold it and the stock reaches a target price. Premiums are theoretical Black-Scholes-Merton values — tune the inputs to match your broker, then compare each strike's return against simply holding the shares.

Holding period

2.00 years

Implied volatility (%)

Realized volatility unavailable — generic default. Adjust to your broker's IV.Market-wide VIX 16.3.

Risk-free rate (%)

Latest SOFR (2026-08-31) — an overnight rate, a rough proxy over years.

Dividend per share $

Annualizes to a 1.23% yield. Most recent $0.58 ex-date 2025-01-10; frequency detected — adjust if it's wrong.

Target price at horizon

Spot $46.65 at close 2026-08-28.

Best strike

—

Highest estimated return

Return at target

—

— annualized

Breakeven

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Stock price to break even

Hold the stock

—

— annualized, with dividends

Return by strike at your target price

Strike ladder

Strike	Moneyness	Premium	Breakeven	Value at target	Return	Annualized	Max loss

Per share; one contract = 100 shares. Premiums are theoretical Black-Scholes-Merton estimates — real options are American-style and priced off an implied-volatility smile, so use your broker's quote for the actual premium. Not investment advice.

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Key facts CIK 732417 CUSIP 431643105 Visit website Investor relations