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LIFE · Ethos Technologies Inc.

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$38.44 -1.00 (-2.54%)
Rebalance outlook locked
Market Cap
$2.51B
Shares
63.76M

Price & Indicators

Indicators
Price
Panels
Event markers
20d MA 50d MA 200d MA Earnings Filing Insider Congress Investor day
Close$39.44 Open$39.40 Day$38.72–40.93 Available close range$9.85–39.44 Avg vol 30d1.4M Short int1.2M · 1.8% float · 1.0d Short vol36% Last earningsAug 3, 2026 DataJan 2026–Aug 2026 Filing10-Q · Aug 5

The closing range uses available history since Jan 29, 2026; less than a full year is stored.

Up next

Next earnings call
Oct 22, 2026 Est · unconfirmed · in 8 wks
FQ3-26 quarter ends
~Sep 30, 2026 Est
Latest filing: 10-Q
filed Aug 5, 2026

AI Brief

TL;DR.

Bullish
    Bearish

      AI-generated from the earnings call and 8-K · may contain errors · not investment advice

      Ask ALVIS about this →

      Equibles Rating

      blended score · not investment advice
      Overall
      Buy
      SellHoldBuy
      Technical Buy Momentum Very Strong Sentiment Neutral Fundamentals Excellent Quant / Vol Very High
      Market backdrop VIX 14.5 · calm Equity put/call 0.39
      Technical
      price trend
      Buy
      50 / 200-day cross No cross
      Price vs 50-day avg +63%
      above
      RSI (14) 82
      overbought
      MACD trend Positive
      52-week position 100%
      near high
      Volume (OBV) Confirms
      volume backs price
      Momentum
      relative strength
      Very Strong
      1-month return +95%
      trailing
      6-month return +200%
      trailing
      Relative strength +185%
      vs S&P · 6-mo
      Sentiment
      smart money
      Neutral
      Trend (MA cross) No cross
      50/200-day averages unavailable
      Institutional flow Accumulating
      +4% holders QoQ · +25 funds added
      Insider flow Distributing
      Net -$23.8M over 90 days · 100% sells
      Short interest Falling
      1.84% of float · ▼ -32.5% MoM · 1.0 days cover
      Volume signal Normal
      Volume near normal
      Institution breadth Steady
      72 holders — 13F breadth
      Squeeze score 56
      elevated · 0–100
      Fundamentals
      Excellent
      Revenue growth +52%
      Y/Y
      EPS growth +44%
      Y/Y
      Free cash flow $34.7M
      Buyback $100.0M
      authorized
      Balance sheet $91.1M
      net cash
      Quant / Vol
      risk profile
      Very High
      Volatility 97%
      annualized · 1-yr
      Max drawdown −50%
      past year
      ATR 6.3%
      of price · 14-day

      Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

      Guidance & track record

      Latest guidance · from the 8-K filed Aug 3, 2026
      third quarter of 2026
      Total Revenue Maintained $160M – $164M
      Jun 30, 2026 $160M – $164M changed to Aug 3, 2026 $160M – $164M
      prior qtr $189.56M midpoint −14.5% QoQ
      Adjusted EBITDA Maintained $23M – $25M
      Jun 30, 2026 $23M – $25M changed to Aug 3, 2026 $23M – $25M
      full fiscal year 2026
      Total Revenue Maintained $727M – $731M
      Jun 30, 2026 $727M – $731M changed to Aug 3, 2026 $727M – $731M
      prior FY $387.61M midpoint +88.1% Y/Y
      Adjusted EBITDA Maintained $119M – $123M
      Jun 30, 2026 $119M – $123M changed to Aug 3, 2026 $119M – $123M
      Prior guidance period ended · from the 8-K filed May 6, 2026
      Total Revenue · second quarter of 2026 $114M – $118M
      Adjusted EBITDA · second quarter of 2026 $20M – $22M
      Guided vs delivered · last 1 settled
      Total Revenue second quarter of 2026
      guided $114M – $118M
      $189.56M Beat +63.4%

      Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.

      Technicals

      trend & momentum for long-term holders Buy
      1 · 2 · 3
      50 / 200-day cross
      No cross Neutral
      Price vs 50-day avg
      +63% Bullish
      RSI (14)
      82 Bearish
      MACD trend
      Positive Bullish
      52-week position
      100% Bullish
      Volume (OBV)
      Confirms Neutral
      Market signals — smart money & positioning
      Bullish · 2 of 6
      Trend (MA cross) No cross
      50/200-day averages unavailable
      Institutional flow Accumulating
      +4% holders QoQ · +25 funds added
      Insider flow Distributing
      Net -$23.8M over 90 days · 100% sells
      Short interest Falling
      1.84% of float · ▼ -32.5% MoM · 1.0 days cover
      Volume signal Normal
      Volume near normal
      Institution breadth Steady
      72 holders — 13F breadth
      Price context
      position in its available closing range
      Range low $10 Now $39 · 100% Range high $39
      vs 50-day avg +63%

      Illustrative technical + ownership context — a signal mix, not investment advice.

      Key metrics

      the company's own KPIs, from written earnings releases and filings
      Metric Latest Period YoY
      Average Revenue Per Unit $1,758 Three Months Ended June 30, 2026 filing —
      Contribution margin non-GAAP 33% Three Months Ended June 30, 2026 filing —
      Total Activated Policies 107,847 Three Months Ended June 30, 2026 filing —
      GAAP → non-GAAP reconciliation
      GAAP Net income (loss) before provision for income tax 19.32M
      +616K Interest expense
      -1.77M Interest income
      +1.55M Depreciation and amortization
      +15.49M Stock-based compensation and related taxes
      = Adjusted EBITDA 35.21M
      GAAP → non-GAAP reconciliation
      GAAP Gross profit 185.54M
      -128.09M Less: sales and marketing
      +1.22M Add: stock-based compensation and related taxes allocated to sales and marketing
      +1.02M Add: professional fees allocated to sales and marketing
      +1.48M Add: technology expenses allocated to sales and marketing
      +1.15M Add: other expenses allocated to sales and marketing
      = Contribution profit 62.31M
      GAAP → non-GAAP reconciliation
      GAAP GAAP net income (loss) 19.53M
      +15.49M Add back: Stock-based compensation expense and related taxes
      = Non-GAAP net income 35.02M
      Non-GAAP net income per share attributable to common stockholders, diluted non-GAAP $0.53 Three Months Ended June 30, 2026 —
      Direct Channel Revenue $146M Q1 FY2026 —
      Net cash provided by operations $31.2M Q1 FY2026 —
      Non-GAAP net income attributable to common stockholders non-GAAP 23.47M Three Months Ended March 31, 2026 —
      GAAP → non-GAAP reconciliation
      GAAP Non-GAAP net income 29.12M
      -5.64M Deemed dividend on the conversion of Series D and D1 redeemable convertible preferred stock
      = Non-GAAP net income attributable to common stockholders 23.47M
      Third-Party Channel Revenue $47.1M Q1 FY2026 —

      Figures exactly as the company stated them in writing · click a metric with a to chart its history · period links open the stating document · "filing" marks figures stated in the 10-K/10-Q · YoY needs an exactly comparable prior-year period

      Versus peers

      Insurance Brokers — same industry group
      Open screener →
      Company Mkt cap YTD Rev growth Y/Y P/E Short % shares
      LIFE
      Ethos Technologies Inc.
      this stock
      		$2.51B — +52.0% — 1.8%
      MRSH
      Marsh & Mclennan Companies, Inc.
      		 $90.67B +2.4% +10.3% 23.2 1.5%
      AON
      Aon plc
      		 $75.09B -0.9% +7.7% 19.5 1.6%
      AJG
      Arthur J. Gallagher & Co.
      		 $67.93B +0.5% +10.1% 44.0 2.3%
      WTW
      Willis Towers Watson PLC
      		 $31.87B +3.3% -2.2% 21.3 3.1%

      Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

      At a glance

      key data from every section
      Ownership
      Institutional Holders Reducing
      Holders
      72
      % held
      27.7%
      Net QoQ
      -1.1M sh
      Top holder
      Alphabet Inc.
      Held Float
      View
      Held by Funds
      Fund positions
      26
      View
      Short & Settlement
      Short Interest Falling
      Shares short
      1.2M
      Days to cover
      1.0d
      Change
      -565.0K sh
      View
      Short Volume
      Short vol %
      36%
      As of
      Aug 27, 2026
      Short Total
      View
      Fails to Deliver
      FTD shares
      413.1K
      Value
      $8.4M
      As of
      Jul 31, 2026
      View
      Off-Exchange
      Off-exchange %
      42.9%
      Week of
      Jul 20, 2026
      Off-exch Lit
      View
      Smart Money
      Insider Trades Net selling
      Net (90d)
      -$23.8M
      Buyers / Sellers
      0 / 5
      Buyers Sellers
      View
      Financials
      Financials
      Revenue (FY)
      $387.6M
      Net income (FY)
      $71.2M
      EPS diluted
      $1.22
      View
      Buybacks
      Authorized
      $100.0M
      View
      Filings
      SEC Filings
      Latest
      10-Q
      Filed
      Aug 5, 2026
      This year
      8
      View
      Proposed Sales
      Value
      $954.5K
      Shares
      28.6K
      Filed
      Aug 21, 2026
      View
      Exempt Offerings
      Offering
      $7.5M
      Filed
      Jan 24, 2022
      View
      Earnings & Events
      Earnings Calls Upcoming
      Next call
      Sep 9, 2026
      Last call
      Aug 3, 2026
      View
      Investor Relations
      Upcoming events
      1
      View

      Performance

      5D 20D 120D MTD YTD
      LIFE +17.7% +94.6% +199.7% +93.1% —
      SPY +1.1% +4.0% +14.7% +3.2% +13.1%
      vs SPY +16.6% +90.6% +185.0% +89.9% —

      Capital returns

      Buyback program · as of Aug 2, 2026
      Authorized
      $100.00M
      Spent (derived)
      —
      Remaining
      —

      Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

      Key facts CIK 1788451 CUSIP 29765A101 13F (30d) 65 filings 65 filers Visit website Investor relations

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