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SBFG · Sb Financial Group, Inc.

$26.11 -0.51 (-1.92%) At close · Jul 29
Market Cap
$163.84M
Shares
6.28M

Price & Indicators

20d MA 50d MA 200d MA Earnings Filing Insider Congress Investor day
Close$26.11 Open$26.67 Day$25.64–26.67 52W$17.76–27.69 Avg vol 30d63K Short int23K · 0.4% float · 1.0d Short vol42% Last earningsJan 30, 2026 DataJan 2020–Jul 2026 Filing10-Q · May 7

Up next

FQ3-26 quarter ends
~Sep 30, 2026 Est
filed May 7, 2026

AI Brief

TL;DR.

Bullish
    Bearish

      AI-generated from the earnings call and 8-K · may contain errors · not investment advice

      Ask ALVIS about this →

      Equibles Rating

      blended score · not investment advice
      Overall
      Buy
      SellHoldBuy
      Technical Neutral Momentum Very Strong Sentiment Neutral Fundamentals Excellent Quant / Vol High
      Market backdrop VIX 20.7 · elevated Equity put/call 0.61
      Technical
      price trend
      Neutral
      50 / 200-day cross No cross
      Price vs 200-day avg +19%
      above
      Price vs 50-day avg +8%
      above
      RSI (14) 54
      neutral
      MACD trend Negative
      52-week position 84%
      mid-range
      Volume (OBV) Confirms
      volume backs price
      Momentum
      relative strength
      Very Strong
      1-month return +3%
      trailing
      6-month return +19%
      trailing
      YTD return +19%
      this year
      Relative strength +13%
      vs S&P · 6-mo
      Sentiment
      smart money
      Neutral
      Trend (MA cross) No cross
      50d $24 › 200d $22 — 50d above 200d
      Institutional flow Distributing
      14 of 76 funds reported for Jun 30 · net -4.7K sh shares · +1 new
      Insider flow Distributing
      Net -$15.0K over 90 days · 100% sells
      Short interest Falling
      0.37% of float · ▼ -37.1% MoM · 1.0 days cover
      Volume signal Normal
      Volume near normal
      Institution breadth Multi-yr high
      76 holders — near 3-yr high, broad support
      Squeeze score 44
      elevated · 0–100
      Fundamentals
      Excellent
      EPS growth +27%
      Y/Y
      Valuation P/E 10.2
      below peers
      Balance sheet $129.8M
      net cash
      Quant / Vol
      risk profile
      High
      Volatility 35%
      annualized · 1-yr
      Max drawdown −18%
      past year
      ATR 4.2%
      of price · 14-day

      Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

      Guidance & track record

      Latest guidance · from the Earnings Call filed Mar 31, 2026
      Mortgage production · full year $350M

      Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.

      Technicals

      trend & momentum for long-term holders Neutral
      1 · 4 · 2
      50 / 200-day cross
      No cross Neutral
      Price vs 200-day avg
      +19% Bullish
      Price vs 50-day avg
      +8% Bullish
      RSI (14)
      54 Neutral
      MACD trend
      Negative Bearish
      52-week position
      84% Neutral
      Volume (OBV)
      Confirms Neutral
      Market signals — smart money & positioning
      Mixed
      Trend (MA cross) No cross
      50d $24 › 200d $22 — 50d above 200d
      Institutional flow Distributing
      14 of 76 funds reported for Jun 30 · net -4.7K sh shares · +1 new
      Insider flow Distributing
      Net -$15.0K over 90 days · 100% sells
      Short interest Falling
      0.37% of float · ▼ -37.1% MoM · 1.0 days cover
      Volume signal Normal
      Volume near normal
      Institution breadth Multi-yr high
      76 holders — near 3-yr high, broad support
      Price context
      position in its 52-week range
      52-wk low $18 Now $26 · 84% 52-wk high $28
      vs 200-day avg +19% vs 50-day avg +8%

      Illustrative technical + ownership context — a signal mix, not investment advice.

      Key metrics

      the company's own KPIs, from its earnings releases, calls, and filings
      Metric Latest Period YoY
      Adjusted tangible book value per share non-GAAP $21.44 the fourth quarter
      Mortgage originations $278M full year
      Nonperforming loans to total loans 0.39% the fourth quarter
      Tangible book value per share $18 the fourth quarter
      Mortgage servicing portfolio 1,479,982K Q4 2025
      Mortgage servicing rights 15,254K Q4 2025
      Net interest margin 3.5% Q4 2025

      Figures exactly as the company stated them · click a metric with a to chart its history · period links open the stating document · "call" marks figures stated on the earnings call, "filing" figures stated in the 10-K/10-Q · YoY needs the prior-year figure on file

      Versus peers

      Banks - Regional — same industry group
      Open screener →
      Company Mkt cap YTD Rev growth Y/Y P/E Short % shares
      SBFG
      Sb Financial Group, Inc.
      this stock
      $163.84M +19.0% 10.2 0.4%
      HDB
      Hdfc Bank Ltd
      $123.39B -34.2% +15.2% 0.4%
      MFG
      Mizuho Financial Group Inc
      $119.51B +34.0% 0.1%
      IBN
      Icici Bank Ltd
      $106.74B -0.1% 0.6%
      PNC
      Pnc Financial Services Group, Inc.
      $99.78B +20.0% +7.2% 14.4 1.7%

      Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

      At a glance

      key data from every section
      Ownership
      Institutional Holders Reducing
      Holders
      73
      % held
      53.6%
      Reported
      14 of 76
      Top holder
      MANUFACTURERS LIFE INSURA…
      Held Float
      View
      Held by Funds
      Fund positions
      94
      View
      Short & Settlement
      Short Interest Falling
      Shares short
      23.3K
      Days to cover
      1.0d
      Change
      -13.8K sh
      View
      Short Volume
      Short vol %
      42%
      As of
      Jul 29, 2026
      Short Total
      View
      Fails to Deliver
      FTD shares
      16.3K
      Value
      $398.9K
      As of
      Jun 30, 2026
      View
      Off-Exchange
      Off-exchange %
      23.4%
      Week of
      May 4, 2026
      Off-exch Lit
      View
      Smart Money
      Insider Trades Net selling
      Net (90d)
      -$15.0K
      Buyers / Sellers
      0 / 1
      Buyers Sellers
      View
      Financials
      Financials
      Net income (FY)
      $14.0M
      EPS diluted
      $2.19
      View
      Filings
      SEC Filings
      Latest
      8-K
      Filed
      Jul 17, 2026
      This year
      10
      View
      Earnings & Events
      Earnings Calls
      Last call
      Jan 30, 2026
      View
      Investor Relations
      Latest news
      SB Financial Group Announces Seco…
      Published
      Jul 23, 2026
      View

      Performance

      5D 20D 120D MTD YTD
      SBFG -0.9% +3.3% +19.3% +3.3% +19.0%
      SPY -2.4% -2.3% +6.3% -2.3% +7.0%
      vs SPY +1.5% +5.6% +13.0% +5.6% +12.0%

      Capital returns

      Latest dividend
      $0.16 / share · ex May 15, 2026
      Raised 3.2%
      Paid (TTM)
      $0.62 / share · 4 payouts
      Dividend yield (TTM, derived)
      2.37%

      Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

      Key facts CIK 767405 CUSIP 78408D105 13F (30d) 10 filings 10 filers Visit website Investor relations