SoFi Reports Fourth Quarter 2025 With Record Net Revenue of $1.0 Billion, Record Member and Product Growth, Net Income of $174 Million

Adjusted Net Revenue up 37% to a record $1.0 billion Adjusted EBITDA up 60% to a record $318 million Fee-based Revenue up 53% to a record $443 million Member growth up 35% to a record 13.7 million members Product growth up 37% to a record 20.2 million products Management announces 2026 guidance and medium term outlook SoFi Technologies, Inc. (NASDAQ: SOFI), a member-centric, one-stop shop for digital financial services that helps members borrow, save, spend, invest and protect their money, reported financial results today for its fourth quarter and fiscal year ended December 31, 2025. Note: For additional information on our company metrics, including the definitions of "Members", "Total Products" and "Technology Platform Total Accounts", see Table 6 in the “Financial Tables” herein. New member and new product addition metrics for the relevant period reflect actual growth or declines in members and products that occurred in that period whereas the total number of members and products