SOFI

SoFi Technologies, Inc.

$18.24 -0.20 (-1.08%) At close · Jul 2

Market Cap

$23.40B

1,282,741,200

Equibles Rating blended score · not investment advice

Overall

Neutral

Technical · trend & momentum Buy

◦ 50 / 200-day cross no cross

− Price vs 200-day avg −18% below

+ Price vs 50-day avg +8% above

◦ RSI (14) 59 · neutral

+ MACD trend positive

◦ 52-week position 19% · mid-range

Sentiment · smart money Bullish

◦ Trend (MA cross) 50d $17 › 200d $22 — 200d above 50d

+ Institutional flow 12 of 941 funds reported for Jun 30 · net +375.6K sh shares · +1 new

+ Insider flow Net +$385.0K over 90 days · 67% sells

− Short interest 15.26% of float · ▲ +5.2% MoM · 2.6 days cover

◦ Volume signal Volume near normal

◦ Institution breadth 941 holders — mid 3-yr range

Fundamentals Fair

+ Revenue growth +23% Y/Y

◦ EPS growth 0% Y/Y

− Valuation P/E 40.5 · rich

◦ Balance sheet net debt $556.4M

Blended from price, positioning & fundamentals · daily-close · not investment advice.

Up next

Next earnings call

Jul 29, 2026 Est · unconfirmed · in 3 wks

FQ3-26 quarter ends

~Sep 30, 2026 Est

Latest filing: 10-Q

filed May 7, 2026

AI Brief

TL;DR.

Bullish

Bearish

AI-generated from the earnings call and 8-K · may contain errors · not investment advice

Technicals

trend & momentum for long-term holders Buy

1 · 3 · 2

50 / 200-day cross

no cross Neutral

Price vs 200-day avg

−18% below Bearish

Price vs 50-day avg

+8% above Bullish

RSI (14)

59 · neutral Neutral

MACD trend

positive Bullish

52-week position

19% · mid-range Neutral

Market signals — smart money & positioning

Bullish · 2 of 6

Trend (MA cross) No cross

50d $17 › 200d $22 — 200d above 50d

Institutional flow Accumulating

12 of 941 funds reported for Jun 30 · net +375.6K sh shares · +1 new

Insider flow Accumulating

Net +$385.0K over 90 days · 67% sells

Short interest Rising

15.26% of float · ▲ +5.2% MoM · 2.6 days cover

Volume signal Normal

Volume near normal

Institution breadth Steady

941 holders — mid 3-yr range

Price context

position in its 52-week range

52-wk low $15 Now $18 · 19% 52-wk high $33

vs 200-day avg -18% vs 50-day avg +8%

Illustrative technical + ownership context — a signal mix, not investment advice.

Key metrics

the company's own KPIs, from its earnings releases, calls, and filings

Metric	Latest	Period	YoY
Adjusted EBITDA non-GAAP	$340M	Q1 2026	—
Adjusted net revenue non-GAAP	$1.1B	Q1 2026	—
Home loan originations	$1.2B	Q1 2026	—

Personal Loan originations	$8.3B	Q1 2026	—

Rule of 40 score non-GAAP	72%	Q1 2026	—
Student Loan originations	$2.6B	Q1 2026	—

Total Loan Originations	$12.2B	Q1 2026	—
Total members	14.7M	Q1 2026	—
Total products	22.2M	Q1 2026	—
adjusted EBITDA margin non-GAAP	31%	Q1 2026 call	—

cash revenue from interchange fees, brokerage fees, technology and loan platform fees and loan o	$390M	Q1 2026 call	—
cash revenue from net interest income	$690M	Q1 2026 call	—
incremental EBITDA margin non-GAAP	41%	Q1 2026 call	—
Lending segment originations	$9.2B	Q1 2026 call	—
loan originations	$12.2B	Q1 2026 call	—
loan platform business originations	$3B	Q1 2026 call	—
member growth year-over-year	35%	Q1 2026 call	—
members	14.7M	Q1 2026 call	—

new members	1.1M	Q1 2026 call	—
new products	1.8M	Q1 2026 call	—
product growth year-over-year	39%	Q1 2026 call	—
unaided brand awareness	10%	Q1 2026 call	—
Products	20.2M	Q4 2025	—
SoFi unaided brand awareness	9.6%	Q4 2025	—
Total originations	$10.5B	Q4 2025	—

Figures exactly as the company stated them · click a metric with a to chart its history · period links open the stating document · "call" marks figures stated on the earnings call, "filing" figures stated in the 10-K/10-Q · YoY needs the prior-year figure on file

Versus peers

Credit Services — same industry group

Open screener →

Company	Mkt cap	YTD	Rev growth Y/Y	P/E	Short % shares
SOFI SoFi Technologies, Inc. this stock	$23.40B	-30.3%	+23.1%	40.5	15.3%
V Visa Inc.	$744.30B	+3.5%	+12.3%	—	1.2%
MA Mastercard Inc	$480.15B	-5.4%	+16.4%	31.5	0.8%
AXP American Express Co	$240.15B	-4.7%	+13.4%	22.0	1.8%
COF Capital One Financial Corp	$127.64B	-15.0%	+36.6%	52.3	1.8%

Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

At a glance

key data from every section

Ownership

Institutional Holders Accumulating

Holders

941

% held: 75.4%
Reported: 12 of 941
Top holder: BlackRock, Inc.

Held Float

View

Held by Funds

Fund positions

359

View

Short & Settlement

Short Interest Rising

Shares short

195.8M

Days to cover: 2.6d
Change: +9.7M sh

View

Short Volume

Short vol %

54%

As of: Jul 6, 2026

Short Total

View

Fails to Deliver

FTD shares

11.6K

Value: $194.0K
As of: Jun 12, 2026

View

Off-Exchange

Off-exchange %

68.9%

Week of: Jun 15, 2026

Off-exch Lit

View

Smart Money

Insider Trades Net buying

Net (90d)

+$385.0K

Buyers / Sellers: 1 / 2

Buyers Sellers

View

Congressional Trades Buy

Member

James Comer

Amount: $1.0K–$15.0K
Traded: Jan 2, 2025

View

Financials

Revenue (FY)

$619.4M

Net income (FY): $481.3M
EPS diluted: $0.39

View

Filings

SEC Filings

Latest

8-K

Filed: Jun 18, 2026
This year: 8

View

Proposed Sales

Value

$20.8K

Shares: 1.2K
Filed: Jun 18, 2026

View

Exempt Offerings

Offering

$1.1B

Filed: Mar 15, 2022

View

Earnings & Events

Earnings Calls

Last call

Apr 29, 2026

View

Investor Relations

Performance

	5D	20D	120D	MTD	YTD
SOFI	+5.4%	+9.4%	-34.2%	+1.7%	-30.3%
SPY	+1.4%	-1.3%	+8.0%	-0.3%	+9.2%
vs SPY	+4.0%	+10.6%	-42.2%	+2.0%	-39.6%

Key facts CIK 1818874 CUSIP 83406F102 13F (30d) 41 filings 18 filers Investor relations

SOFI

Price & Indicators

Technicals

Key metrics

Versus peers

At a glance

Performance