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SOFI · SoFi Technologies, Inc. · Earnings Call Transcripts & Audio

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$17.96 -0.05 (-0.28%)
Russell 1000 member Rebalance outlook locked
Market Cap
$23.53B
Shares
1.29B

SoFi Technologies, Inc. Earnings Call Transcripts

Quarterly earnings calls for SoFi Technologies, Inc. (SOFI), with available speaker-labelled transcripts, captured audio replays, call highlights, 8-K earnings releases and periodic filings. Investor days and conferences appear here too.

Pull transcripts and briefs through the earnings call transcript API or MCP →

Revenue & result across quarters

Revenue Net income YoY up YoY down artefacts
▲55.9% $423.99M −$74.21M '22 Q3 22-11-01 ▲59.9% $456.68M −$40.01M '22 Q4 23-01-30 ▲42.9% $472.16M −$34.42M '23 Q1 23-05-01 ▲37.4% $498.02M −$47.55M '23 Q2 23-07-31 ▲26.7% $537.21M −$266.68M '23 Q3 23-10-30 ▲34.8% $615.40M $47.91M '23 Q4 24-01-29 ▲36.6% $645.00M $88.04M '24 Q1 24-04-29 ▲20.2% $598.62M $17.40M '24 Q2 24-07-30 ▲29.8% $697.12M $60.74M '24 Q3 24-10-29 ▲19.3% $734.12M $332.47M '24 Q4 25-01-27 ▲19.7% $771.76M $71.12M '25 Q1 25-04-29 ▲42.8% $854.94M $97.26M '25 Q2 25-07-29 ▲37.9% $961.60M $139.39M '25 Q3 25-10-28 ▲39.6% $1.03B $173.55M '25 Q4 26-01-30 ▲42.6% $1.10B $166.73M '26 Q1 26-04-29 LATEST ▲42.5% $1.22B $156.59M '26 Q2 26-07-29
Conference
Investor event
2026-09-08
SoFi Technologies, Inc. (SOFI) September 2026 Conference Transcript
No reported result — non-financial event
Audio Transcript Slides
Earnings call
FY26 · Q2
2026-07-29
SoFi Technologies, Inc. (SOFI) Q2 2026 Earnings Call Transcript
Confident tone SoFi Plus subscription product Loan origination and credit performance Everything App and financial services productivity loop
Revenue
$1.22B
▲ 42.5% YoY
Diluted EPS
$0.12
▲ 50% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY26 · Q1
2026-04-29
SoFi Technologies, Inc. (SOFI) Q1 2026 Earnings Call Transcript
Confident tone Loan Originations Member and Product Growth Net Interest Income
Revenue
$1.10B
▲ 42.6% YoY
Diluted EPS
$0.12
▲ 100% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY25 · Q4
2026-01-30
SoFi Technologies, Inc. (SOFI) Q4 2025 Earnings Call Transcript
Confident tone Member and product growth Product innovation and technology Lending segment originations
Revenue
$1.03B*
▲ 39.6% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-K
Earnings call
FY25 · Q3
2025-10-28
SoFi Technologies, Inc. (SOFI) Q3 2025 Earnings Call Transcript
Confident tone Member and Product Growth Loan Platform / Tech Platform Revenue and Fee-Based Revenue
Revenue
$961.60M
▲ 37.9% YoY
Diluted EPS
$0.11
▲ 120% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY25 · Q2
2025-07-29
SoFi Technologies, Inc. (SOFI) Q2 2025 Earnings Call Transcript
Confident tone Invest Segment Monetization Member and Product Growth Lending Segment Performance
Revenue
$854.94M
▲ 42.8% YoY
Diluted EPS
$0.08
▲ 700% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY25 · Q1
2025-04-29
SoFi Technologies, Inc. (SOFI) Q1 2025 Earnings Call Transcript
Confident tone Member and product growth Loan platform business (LPB) SoFi Money and deposits
Revenue
$771.76M
▲ 19.7% YoY
Diluted EPS
$0.06
▲ 200% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY24 · Q4
2025-01-27
SoFi Technologies, Inc. (SOFI) Q4 2024 Earnings Call Transcript
Confident tone Loan Platform Business (LPB) Financial Services product expansion Revenue and profitability
Revenue
$734.12M*
▲ 19.3% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-K
Earnings call
FY24 · Q3
2024-10-29
SoFi Technologies, Inc. (SOFI) Q3 2024 Earnings Call Transcript
Confident tone Tech platform business and pipeline Lending segment performance and loan volume Financial Services segment growth and diversification
Revenue
$697.12M
▲ 29.8% YoY
Diluted EPS
$0.05
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY24 · Q2
2024-07-30
SoFi Technologies, Inc. (SOFI) Q2 2024 Earnings Call Transcript
Confident tone Product innovation Revenue diversification and growth Member and product growth
Revenue
$598.62M
▲ 20.2% YoY
Diluted EPS
$0.01
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY24 · Q1
2024-04-29
SoFi Technologies, Inc. (SOFI) Q1 2024 Earnings Call Transcript
Confident tone Financial Services segment momentum Revenue growth and diversification Balance sheet and capital strength
Revenue
$645.00M
▲ 36.6% YoY
Diluted EPS
$0.02
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY23 · Q4
2024-01-29
SoFi Technologies, Inc. (SOFI) Q4 2023 Earnings Call Transcript
Confident tone Revenue growth & diversification Member & product growth Tech Platform & Galileo
Revenue
$615.40M*
▲ 34.8% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-K
Earnings call
FY23 · Q3
2023-10-30
SoFi Technologies, Inc. (SOFI) Q3 2023 Earnings Call Transcript
Revenue
$537.21M
▲ 26.7% YoY
Diluted EPS
$-0.29
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY23 · Q2
2023-07-31
SoFi Technologies, Inc. (SOFI) Q2 2023 Earnings Call Transcript
Revenue
$498.02M
▲ 37.4% YoY
Diluted EPS
$-0.06
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY23 · Q1
2023-05-01
SoFi Technologies, Inc. (SOFI) Q1 2023 Earnings Call Transcript
Revenue
$472.16M
▲ 42.9% YoY
Diluted EPS
$-0.05
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY22 · Q4
2023-01-30
SoFi Technologies, Inc. (SOFI) Q4 2022 Earnings Call Transcript
Revenue
$456.68M*
▲ 59.9% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-K
Earnings call
FY22 · Q3
2022-11-01
SoFi Technologies, Inc. (SOFI) Q3 2022 Earnings Call Transcript
Revenue
$423.99M
▲ 55.9% YoY
Diluted EPS
$-0.09
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY22 · Q2
2022-08-02
SoFi Technologies, Inc. (SOFI) Q2 2022 Earnings Call Transcript
Revenue
$362.53M
▲ 56.8% YoY
Diluted EPS
$-0.12
Rev · 7q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY22 · Q1
2022-05-10
SoFi Technologies, Inc. (SOFI) Q1 2022 Earnings Call Transcript
Revenue
$330.34M
▲ 68.6% YoY
Diluted EPS
$-0.14
Rev · 6q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY21 · Q4
2022-03-01
SoFi Technologies, Inc. (SOFI) Q4 2021 Earnings Call Transcript
Revenue
$285.61M*
Rev · 5q Trailing quarterly revenue
Audio Transcript Slides 8-K10-K
Earnings call
FY21 · Q3
2021-11-10
SoFi Technologies, Inc. (SOFI) Q3 2021 Earnings Call Transcript
Revenue
$272.01M
▲ 35.5% YoY
Diluted EPS
$-0.05
Rev · 5q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY21 · Q2
2021-08-12
SoFi Technologies, Inc. (SOFI) Q2 2021 Earnings Call Transcript
Revenue
$231.27M
▲ 101.2% YoY
Diluted EPS
$-0.48
Rev · 4q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Showing 1–22 of 22 earnings calls
Key facts CIK 1818874 CUSIP 83406F102 13F (30d) 438 filings 434 filers Visit website Investor relations