SOFI · SoFi Technologies, Inc.
$16.45
-0.20 (-1.20%)
At close · Jul 24
Market Cap
$21.11B
Shares
1.28B
SoFi Technologies, Inc. Earnings Call Transcripts
Every quarterly earnings call for SoFi Technologies, Inc. (SOFI) — the full transcript with speaker labels, the audio replay, AI call highlights and a management-tone score, plus the matching 8-K earnings release and the quarter's 10-Q or 10-K. Investor days and conferences appear here too.
Revenue & result across quarters
Revenue Net income YoY up YoY down artefacts
▲55.9%
$423.99M
−$74.21M
'22 Q3
22-11-01
▲59.9%
$456.68M
−$40.01M
'22 Q4
23-01-30
▲42.9%
$472.16M
−$34.42M
'23 Q1
23-05-01
▲37.4%
$498.02M
−$47.55M
'23 Q2
23-07-31
▲26.7%
$537.21M
−$266.68M
'23 Q3
23-10-30
▲34.8%
$615.40M
$47.91M
'23 Q4
24-01-29
▲36.6%
$645.00M
$88.04M
'24 Q1
24-04-29
▲20.2%
$598.62M
$17.40M
'24 Q2
24-07-30
▲29.8%
$697.12M
$60.74M
'24 Q3
24-10-29
▲19.3%
$734.12M
$332.47M
'24 Q4
25-01-27
▲19.7%
$771.76M
$71.12M
'25 Q1
25-04-29
▲42.8%
$854.94M
$97.26M
'25 Q2
25-07-29
▲37.9%
$961.60M
$139.39M
'25 Q3
25-10-28
▲39.6%
$1.03B
$173.55M
'25 Q4
26-01-30
LATEST
▲42.6%
$1.10B
$166.73M
'26 Q1
26-04-29
Earnings call
FY26 · Q2
2026-07-29
SoFi Q2 2026 Earnings Conference Call
Scheduled
Results not yet reported
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY26 · Q1
2026-04-29
SoFi Technologies, Inc. Q1 FY2026 Earnings Call
Confident tone
Loan Originations
Member and Product Growth
Net Interest Income
Revenue
$1.10B
▲ 42.6% YoY Diluted EPS
$0.12
▲ 100% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY25 · Q4
2026-01-30
SoFi Technologies, Inc. Q4 FY2025 Earnings Call
Confident tone
Member and product growth
Product innovation and technology
Lending segment originations
Revenue
$1.03B*
▲ 39.6% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY25 · Q3
2025-10-28
SoFi Technologies, Inc. Q3 FY2025 Earnings Call
Confident tone
Member and Product Growth
Loan Platform / Tech Platform
Revenue and Fee-Based Revenue
Revenue
$961.60M
▲ 37.9% YoY Diluted EPS
$0.11
▲ 120% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY25 · Q2
2025-07-29
SoFi Technologies, Inc. Q2 FY2025 Earnings Call
Confident tone
Invest Segment Monetization
Member and Product Growth
Lending Segment Performance
Revenue
$854.94M
▲ 42.8% YoY Diluted EPS
$0.08
▲ 700% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY25 · Q1
2025-04-29
SoFi Technologies, Inc. Q1 FY2025 Earnings Call
Confident tone
Member and product growth
Loan platform business (LPB)
SoFi Money and deposits
Revenue
$771.76M
▲ 19.7% YoY Diluted EPS
$0.06
▲ 200% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY24 · Q4
2025-01-27
SoFi Technologies, Inc. Q4 FY2024 Earnings Call
Confident tone
Loan Platform Business (LPB)
Financial Services product expansion
Revenue and profitability
Revenue
$734.12M*
▲ 19.3% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY24 · Q3
2024-10-29
SoFi Technologies, Inc. Q3 FY2024 Earnings Call
Confident tone
Tech platform business and pipeline
Lending segment performance and loan volume
Financial Services segment growth and diversification
Revenue
$697.12M
▲ 29.8% YoY Diluted EPS
$0.05
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY24 · Q2
2024-07-30
SoFi Technologies, Inc. Q2 FY2024 Earnings Call
Confident tone
Product innovation
Revenue diversification and growth
Member and product growth
Revenue
$598.62M
▲ 20.2% YoY Diluted EPS
$0.01
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY24 · Q1
2024-04-29
SoFi Technologies, Inc. Q1 FY2024 Earnings Call
Confident tone
Financial Services segment momentum
Revenue growth and diversification
Balance sheet and capital strength
Revenue
$645.00M
▲ 36.6% YoY Diluted EPS
$0.02
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY23 · Q4
2024-01-29
SoFi Technologies, Inc. Q4 FY2023 Earnings Call
Confident tone
Revenue growth & diversification
Member & product growth
Tech Platform & Galileo
Revenue
$615.40M*
▲ 34.8% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY23 · Q3
2023-10-30
SoFi Technologies, Inc. Q3 FY2023 Earnings Call
Revenue
$537.21M
▲ 26.7% YoY Diluted EPS
$-0.29
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY23 · Q2
2023-07-31
SoFi Technologies, Inc. Q2 FY2023 Earnings Call
Revenue
$498.02M
▲ 37.4% YoY Diluted EPS
$-0.06
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY23 · Q1
2023-05-01
SoFi Technologies, Inc. Q1 FY2023 Earnings Call
Revenue
$472.16M
▲ 42.9% YoY Diluted EPS
$-0.05
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY22 · Q4
2023-01-30
SoFi Technologies, Inc. Q4 FY2022 Earnings Call
Revenue
$456.68M*
▲ 59.9% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY22 · Q3
2022-11-01
SoFi Technologies, Inc. Q3 FY2022 Earnings Call
Revenue
$423.99M
▲ 55.9% YoY Diluted EPS
$-0.09
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY22 · Q2
2022-08-02
SoFi Technologies, Inc. Q2 FY2022 Earnings Call
Revenue
$362.53M
▲ 56.8% YoY Diluted EPS
$-0.12
Rev · 7q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY22 · Q1
2022-05-10
SoFi Technologies, Inc. Q1 FY2022 Earnings Call
Revenue
$330.34M
▲ 68.6% YoY Diluted EPS
$-0.14
Rev · 6q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY21 · Q4
2022-03-01
SoFi Technologies, Inc. Q4 FY2021 Earnings Call
Revenue
$285.61M*
Rev · 5q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY21 · Q3
2021-11-10
SoFi Technologies, Inc. Q3 FY2021 Earnings Call
Revenue
$272.01M
▲ 35.5% YoY Diluted EPS
$-0.05
Rev · 5q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY21 · Q2
2021-08-12
SoFi Technologies, Inc. Q2 FY2021 Earnings Call
Revenue
$231.27M
▲ 101.2% YoY Diluted EPS
$-0.48
Rev · 4q
Audio
Transcript
Slides
8-K10-Q
Showing 1–21 of 21 earnings calls
Key facts
CIK
1818874
CUSIP
83406F102
13F (30d)
248 filings
246 filers
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