SOFI · SoFi Technologies, Inc.

Adjusted Net Revenue up 40% to a record $1.2 billion Adjusted EBITDA up 44% to a record $358 million Total Loan Originations at a record $14.8 billion Member growth up 35% to a record 15.8 million members Product growth up 42% to a record 24.4 million products Cross-buy accelerated, with 51% of new products opened by existing SoFi members Increases 2026 Adjusted Net Revenue Guidance to $4.75 billion to $4.85 billion SoFi Technologies, Inc. (NASDAQ: SOFI), a member-centric, everything app for digital financial services that helps members borrow, save, spend, invest and protect their money, reported financial results today for its second quarter ended June 30, 2026. Note: For additional information on our company metrics, including the definitions of "Members", "Total Products" and "Technology Platform Total Accounts", see Table 6 in the “Financial Tables” herein. New member and new product addition metrics for the relevant period reflect actual growth or declines in members and

Adjusted Net Revenue up 41% to a record $1.1 billion Adjusted EBITDA up 62% to a record $340 million Total Loan Originations at a record $12.2 billion Member growth up 35% to a record 14.7 million members Product growth up 39% to a record 22.2 million products SoFi Technologies, Inc. (NASDAQ: SOFI), a member-centric, everything app for digital financial services that helps members borrow, save, spend, invest and protect their money, reported financial results today for its first quarter ended March 31, 2026. Note: For additional information on our company metrics, including the definitions of "Members", "Total Products" and "Technology Platform Total Accounts", see Table 6 in the “Financial Tables” herein. New member and new product addition metrics for the relevant period reflect actual growth or declines in members and products that occurred in that period whereas the total number of members and products reflects not only the growth or decline of each metric in the current period

SoFi Invest is recognized for delivering award-winning Do-it-Yourself (DIY) digital investing experience, earning the highest Overall Satisfaction score among a new generation of investors. SoFi Technologies, Inc. (NASDAQ: SOFI), the one-stop shop for digital financial services, today announced SoFi Invest has ranked #1 among do-it-yourself (DIY) brokerages nationwide in the JD Power 2026 U.S. Investor Satisfaction Study SM . SoFi Invest #1 JD Power 2026 U.S. Investor Satisfaction Study for DIY Investors The recognition underscores SoFi’s leadership in digital financial services, with its top-ranked investing platform serving as a cornerstone of a fully integrated, digital-first experience for a new generation of investors with a wide selection of products and greater control over their full financial lifecycle. Investors can build truly diversified portfolios, with access to a wide range of investment options, including stocks, ETFs, IPOs, alternative assets, and options through SoFi

SoFi Technologies, Inc. (NASDAQ: SOFI), the one-stop shop for digital financial services, today issued the following statement: The claims made in the Muddy Waters report demonstrate a fundamental lack of understanding of our financial statements and business. We intend to explore potential legal action against Muddy Waters for the factually inaccurate and misleading report they shared about our business today. Muddy Waters is known for producing reports designed to erode shareholder value solely to allow short sellers to profit from a declined stock price. In fact, their report discloses their intent to begin covering a substantial majority, possibly all, of their short positions immediately upon publication, and therefore they stand to profit from their own misleading report. We have reviewed the full report and believe it is designed to deceive investors. SoFi maintains strong confidence in the integrity of our financial reporting. We are a highly regulated public company with

SoFi’s fully reserved U.S. dollar stablecoin will support settlement across the Mastercard network, including for SoFi Bank, N.A. Galileo, SoFi’s technology platform, will be among the first to offer its clients and their issuing banks the choice to settle transactions using SoFiUSD The Mastercard Multi-Token Network will look to support SoFiUSD, help expand interoperability between digital assets and traditional forms of money SoFi Technologies, Inc. today announced an enhanced partnership with Mastercard to enable SoFiUSD as a settlement option across Mastercard’s global payments network. SoFiUSD, the company’s fully reserved U.S. dollar stablecoin, is the first stablecoin offered by a U.S. nationally chartered and insured deposit bank on a public, permissionless blockchain. Together, the companies will explore how issuers and acquirers can settle card-based transactions with Mastercard using SoFiUSD, enabling fast settlement options for Mastercard customers and unlocking faster

Adjusted Net Revenue up 37% to a record $1.0 billion Adjusted EBITDA up 60% to a record $318 million Fee-based Revenue up 53% to a record $443 million Member growth up 35% to a record 13.7 million members Product growth up 37% to a record 20.2 million products Management announces 2026 guidance and medium term outlook SoFi Technologies, Inc. (NASDAQ: SOFI), a member-centric, one-stop shop for digital financial services that helps members borrow, save, spend, invest and protect their money, reported financial results today for its fourth quarter and fiscal year ended December 31, 2025. Note: For additional information on our company metrics, including the definitions of "Members", "Total Products" and "Technology Platform Total Accounts", see Table 6 in the “Financial Tables” herein. New member and new product addition metrics for the relevant period reflect actual growth or declines in members and products that occurred in that period whereas the total number of members and products

Supporting early investing as a foundation for long-term financial independence and wealth building SoFi Technologies, Inc. (NASDAQ: SOFI), the one-stop shop for digital financial services, today announced a new employee benefit designed to help families begin investing in their children’s long-term financial futures. Under this new benefit, SoFi will match the federal government’s new $1,000 seed contribution by providing an additional $1,000 investment for eligible children of SoFi employees who qualify for the newly established tax-advantaged children’s investment accounts. The federal program, known as “Trump Accounts,” provides a $1,000 pilot contribution from the U.S. Treasury into a tax-advantaged account for eligible children born between 2025 and 2028. “When it comes to helping people get their money right, few things matter more than investing early, and nothing is earlier than day one,” said Anthony Noto, CEO of SoFi . “Opening the door for more Americans to invest early

SoFi Technologies, Inc. (NASDAQ: SOFI), the one-stop shop for digital financial services, today announced plans to host a conference call to discuss financial and operating results for the fourth quarter and full year of 2025 on Friday, January 30, 2026, at 8 a.m. Eastern Time. SoFi also plans to release its fourth quarter and fiscal year 2025 results on the investor relations section of its website at https://investors.sofi.com at approximately 7 a.m. Eastern Time on Friday, January 30, 2026. Full session details for the conference call and webcast are as follows: CONFERENCE CALL DETAILS – TO DIAL IN BY PHONE To pre-register for this call, please go to the following link (you will then receive your personal dial-in access details via email): https://www.netroadshow.com/events/login/LE9zwo3kvehevXKA5MW0BVwiPR4BL3Ogpii WEBCAST DETAILS – AUDIO-ONLY Use this link to access the audience view of the webcast: https://events.q4inc.com/attendee/235375337 A replay of the webcast will be made