SOFI · SoFi Technologies, Inc.

Track SOFI — free Ask ALVIS about SOFI

$16.45 -0.20 (-1.20%) At close · Jul 24

Market Cap

$21.11B

1.28B

Options Chain

15-min delayed Underlying $16.45 · today Options Calculator

Positioning

Jul 31, 2026 · 5 days to expiry · 64 contracts

Put / call OI

0.20

Call-heavy positioning

Open interest

394,422

contracts outstanding

Volume

86,830

traded today

Max pain

$17.50

$1.05 above spot

ATM implied vol

105.3%

market's expected move

Open interest by strike · near the money

Calls Puts

11.5

12.5

13.5

14.5

15.5

16.5

17.5

18.5

19.5

20.5

21.5

22.5

23.5

Chain

Click any strike for greeks, breakeven and the calculator

Expiry

Jul 31 5d Aug 7 12d Aug 14 19d Aug 21 26d Aug 28 33d Sep 4 40d Sep 18 54d Oct 16 82d Nov 20 117d Dec 18 145d Jan 15 173d Mar 19 236d Jun 17 326d Dec 17 509d Jan 21 544d Jun 16 691d Dec 15 873d

Calls						Puts
OI	Vol	IV	Δ	Last	Strike	Last	Δ	IV	Vol	OI
5	3	—	—	$11.55		$0.01	—	—	1	6
Call · $5 In the money Last $11.55 Breakeven $16.55 Implied vol — Delta — Gamma — Theta — Vega — Open interest 5 Model this call Put · $5 Last $0.01 Breakeven $4.99 Implied vol — Delta — Gamma — Theta — Vega — Open interest 6 Model this put
86	31	—	—	$7.50		$0.04	-0.025	273.5%	2	3
Call · $9 In the money Last $7.50 Breakeven $16.50 Implied vol — Delta — Gamma — Theta — Vega — Open interest 86 Model this call Put · $9 Last $0.04 Breakeven $8.96 Implied vol 273.5% Delta -0.025 ≈2% ITM Gamma 0.01 Theta -0.029 Vega 0.002 Open interest 3 Model this put
81	3	393.8%	0.898	$6.54		$0.02	-0.015	198.5%	5	87
Call · $10 In the money Last $6.54 Breakeven $16.54 Implied vol 393.8% Delta 0.898 ≈90% ITM Gamma 0.022 Theta -0.129 Vega 0.004 Open interest 81 Model this call Put · $10 Last $0.02 Breakeven $9.98 Implied vol 198.5% Delta -0.015 ≈2% ITM Gamma 0.009 Theta -0.014 Vega 0.001 Open interest 87 Model this put
54	1	300.8%	0.9	$5.57		$0.01	-0.026	180%	125	256
Call · $11 In the money Last $5.57 Breakeven $16.57 Implied vol 300.8% Delta 0.9 ≈90% ITM Gamma 0.029 Theta -0.099 Vega 0.004 Open interest 54 Model this call Put · $11 Last $0.01 Breakeven $10.99 Implied vol 180% Delta -0.026 ≈3% ITM Gamma 0.016 Theta -0.02 Vega 0.002 Open interest 256 Model this put
15	1	0.1%	1	$5.15		$0.01	-0.014	137.9%	1k	226
Call · $11.5 In the money Last $5.15 Breakeven $16.65 Implied vol 0.1% Delta 1 ≈100% ITM Gamma 0 Theta -0.001 Vega 0 Open interest 15 Model this call Put · $11.5 Last $0.01 Breakeven $11.49 Implied vol 137.9% Delta -0.014 ≈1% ITM Gamma 0.012 Theta -0.009 Vega 0.001 Open interest 226 Model this put
7	1	176.3%	0.942	$4.87		$0.04	-0.015	123.3%	138	214
Call · $12 In the money Last $4.87 Breakeven $16.87 Implied vol 176.3% Delta 0.942 ≈94% ITM Gamma 0.032 Theta -0.038 Vega 0.003 Open interest 7 Model this call Put · $12 Last $0.04 Breakeven $11.96 Implied vol 123.3% Delta -0.015 ≈2% ITM Gamma 0.015 Theta -0.009 Vega 0.001 Open interest 214 Model this put
165	10	—	—	$3.90		$0.03	-0.021	114.8%	84	741
Call · $12.5 In the money Last $3.90 Breakeven $16.40 Implied vol — Delta — Gamma — Theta — Vega — Open interest 165 Model this call Put · $12.5 Last $0.03 Breakeven $12.47 Implied vol 114.8% Delta -0.021 ≈2% ITM Gamma 0.022 Theta -0.011 Vega 0.001 Open interest 741 Model this put
36	13	—	—	$3.63		$0.05	-0.036	110.7%	223	618
Call · $13 In the money Last $3.63 Breakeven $16.63 Implied vol — Delta — Gamma — Theta — Vega — Open interest 36 Model this call Put · $13 Last $0.05 Breakeven $12.95 Implied vol 110.7% Delta -0.036 ≈4% ITM Gamma 0.035 Theta -0.016 Vega 0.002 Open interest 618 Model this put
317	403	—	—	$3.10		$0.06	-0.059	109%	2.4k	1.3k
Call · $13.5 In the money Last $3.10 Breakeven $16.60 Implied vol — Delta — Gamma — Theta — Vega — Open interest 317 Model this call Put · $13.5 Last $0.06 Breakeven $13.44 Implied vol 109% Delta -0.059 ≈6% ITM Gamma 0.054 Theta -0.024 Vega 0.002 Open interest 1.3k Model this put
312	379	89.8%	0.938	$2.59		$0.10	-0.096	105.8%	3.3k	1.7k
Call · $14 In the money Last $2.59 Breakeven $16.59 Implied vol 89.8% Delta 0.938 ≈94% ITM Gamma 0.067 Theta -0.021 Vega 0.003 Open interest 312 Model this call Put · $14 Last $0.10 Breakeven $13.90 Implied vol 105.8% Delta -0.096 ≈10% ITM Gamma 0.079 Theta -0.033 Vega 0.003 Open interest 1.7k Model this put
207	18	88.3%	0.89	$2.15		$0.17	-0.147	104.4%	2k	2.6k
Call · $14.5 In the money Last $2.15 Breakeven $16.65 Implied vol 88.3% Delta 0.89 ≈89% ITM Gamma 0.105 Theta -0.032 Vega 0.003 Open interest 207 Model this call Put · $14.5 Last $0.17 Breakeven $14.33 Implied vol 104.4% Delta -0.147 ≈15% ITM Gamma 0.108 Theta -0.044 Vega 0.005 Open interest 2.6k Model this put
1.3k	253	110.4%	0.776	$1.76		$0.28	-0.212	104.2%	5.8k	7.3k
Call · $15 In the money Last $1.76 Breakeven $16.76 Implied vol 110.4% Delta 0.776 ≈78% ITM Gamma 0.134 Theta -0.062 Vega 0.007 Open interest 1.3k Model this call Put · $15 Last $0.28 Breakeven $14.72 Implied vol 104.2% Delta -0.212 ≈21% ITM Gamma 0.139 Theta -0.056 Vega 0.007 Open interest 7.3k Model this put
202	531	110.7%	0.696	$1.40		$0.42	-0.294	102.5%	1.8k	5.5k
Call · $15.5 In the money Last $1.40 Breakeven $16.90 Implied vol 110.7% Delta 0.696 ≈70% ITM Gamma 0.156 Theta -0.072 Vega 0.007 Open interest 202 Model this call Put · $15.5 Last $0.42 Breakeven $15.08 Implied vol 102.5% Delta -0.294 ≈29% ITM Gamma 0.166 Theta -0.064 Vega 0.007 Open interest 5.5k Model this put
1.2k	2.3k	105.7%	0.614	$1.11		$0.61	-0.383	100.5%	3.5k	9.5k
Call · $16 In the money Last $1.11 Breakeven $17.11 Implied vol 105.7% Delta 0.614 ≈61% ITM Gamma 0.178 Theta -0.075 Vega 0.008 Open interest 1.2k Model this call Put · $16 Last $0.61 Breakeven $15.39 Implied vol 100.5% Delta -0.383 ≈38% ITM Gamma 0.187 Theta -0.069 Vega 0.008 Open interest 9.5k Model this put
Underlying $16.45
1.1k	3.3k	105.6%	0.522	$0.86		$0.86	-0.478	104.9%	3.3k	7.8k
Call · $16.5 Last $0.86 Breakeven $17.36 Implied vol 105.6% Delta 0.522 ≈52% ITM Gamma 0.188 Theta -0.079 Vega 0.008 Open interest 1.1k Model this call Put · $16.5 In the money Last $0.86 Breakeven $15.64 Implied vol 104.9% Delta -0.478 ≈48% ITM Gamma 0.189 Theta -0.077 Vega 0.008 Open interest 7.8k Model this put
8.9k	9.4k	104%	0.431	$0.64		$1.15	-0.572	102.7%	1.9k	11.1k
Call · $17 Last $0.64 Breakeven $17.64 Implied vol 104% Delta 0.431 ≈43% ITM Gamma 0.186 Theta -0.075 Vega 0.008 Open interest 8.9k Model this call Put · $17 In the money Last $1.15 Breakeven $15.85 Implied vol 102.7% Delta -0.572 ≈57% ITM Gamma 0.188 Theta -0.073 Vega 0.008 Open interest 11.1k Model this put
5.3k	3.6k	104.2%	0.346	$0.46		$1.48	-0.657	103.3%	1k	4.7k
Call · $17.5 Last $0.46 Breakeven $17.96 Implied vol 104.2% Delta 0.346 ≈35% ITM Gamma 0.174 Theta -0.071 Vega 0.007 Open interest 5.3k Model this call Put · $17.5 In the money Last $1.48 Breakeven $16.02 Implied vol 103.3% Delta -0.657 ≈66% ITM Gamma 0.176 Theta -0.069 Vega 0.007 Open interest 4.7k Model this put
10.6k	6.3k	104.3%	0.268	$0.33		$1.86	-0.737	102.8%	568	4.4k
Call · $18 Last $0.33 Breakeven $18.33 Implied vol 104.3% Delta 0.268 ≈27% ITM Gamma 0.156 Theta -0.064 Vega 0.007 Open interest 10.6k Model this call Put · $18 In the money Last $1.86 Breakeven $16.14 Implied vol 102.8% Delta -0.737 ≈74% ITM Gamma 0.158 Theta -0.061 Vega 0.007 Open interest 4.4k Model this put
8.2k	4k	104.2%	0.205	$0.23		$2.19	-0.782	110%	160	3k
Call · $18.5 Last $0.23 Breakeven $18.73 Implied vol 104.2% Delta 0.205 ≈20% ITM Gamma 0.134 Theta -0.054 Vega 0.006 Open interest 8.2k Model this call Put · $18.5 In the money Last $2.19 Breakeven $16.31 Implied vol 110% Delta -0.782 ≈78% ITM Gamma 0.132 Theta -0.058 Vega 0.006 Open interest 3k Model this put
16.6k	4.7k	106.3%	0.153	$0.17		$2.70	-0.841	108.7%	217	1.7k
Call · $19 Last $0.17 Breakeven $19.17 Implied vol 106.3% Delta 0.153 ≈15% ITM Gamma 0.11 Theta -0.047 Vega 0.006 Open interest 16.6k Model this call Put · $19 In the money Last $2.70 Breakeven $16.30 Implied vol 108.7% Delta -0.841 ≈84% ITM Gamma 0.111 Theta -0.047 Vega 0.006 Open interest 1.7k Model this put
10.3k	2.4k	108.4%	0.119	$0.13		$3.09	-0.786	152.2%	34	1k
Call · $19.5 Last $0.13 Breakeven $19.63 Implied vol 108.4% Delta 0.119 ≈12% ITM Gamma 0.09 Theta -0.039 Vega 0.004 Open interest 10.3k Model this call Put · $19.5 In the money Last $3.09 Breakeven $16.41 Implied vol 152.2% Delta -0.786 ≈79% ITM Gamma 0.094 Theta -0.079 Vega 0.006 Open interest 1k Model this put
117.4k	6.5k	112.1%	0.092	$0.10		$3.55	-0.843	144.5%	45	416
Call · $20 Last $0.10 Breakeven $20.10 Implied vol 112.1% Delta 0.092 ≈9% ITM Gamma 0.072 Theta -0.034 Vega 0.004 Open interest 117.4k Model this call Put · $20 In the money Last $3.55 Breakeven $16.45 Implied vol 144.5% Delta -0.843 ≈84% ITM Gamma 0.083 Theta -0.063 Vega 0.006 Open interest 416 Model this put
4.7k	9.2k	114.5%	0.07	$0.07		$4.05	—	—	3	211
Call · $20.5 Last $0.07 Breakeven $20.57 Implied vol 114.5% Delta 0.07 ≈7% ITM Gamma 0.058 Theta -0.028 Vega 0.002 Open interest 4.7k Model this call Put · $20.5 In the money Last $4.05 Breakeven $16.45 Implied vol — Delta — Gamma — Theta — Vega — Open interest 211 Model this put
10.5k	1.7k	121.4%	0.062	$0.06		$4.40	-0.969	103.6%	1	211
Call · $21 Last $0.06 Breakeven $21.06 Implied vol 121.4% Delta 0.062 ≈6% ITM Gamma 0.049 Theta -0.027 Vega 0.002 Open interest 10.5k Model this call Put · $21 In the money Last $4.40 Breakeven $16.60 Implied vol 103.6% Delta -0.969 ≈97% ITM Gamma 0.035 Theta -0.012 Vega 0.001 Open interest 211 Model this put
3k	336	121.9%	0.045	$0.04		$3.18	-0.934	135.6%	7	32
Call · $21.5 Last $0.04 Breakeven $21.54 Implied vol 121.9% Delta 0.045 ≈5% ITM Gamma 0.038 Theta -0.021 Vega 0.002 Open interest 3k Model this call Put · $21.5 In the money Last $3.18 Breakeven $18.32 Implied vol 135.6% Delta -0.934 ≈93% ITM Gamma 0.047 Theta -0.03 Vega 0.002 Open interest 32 Model this put
7.7k	392	128.6%	0.039	$0.04		$5.49	-0.871	186.6%	27	195
Call · $22 Last $0.04 Breakeven $22.04 Implied vol 128.6% Delta 0.039 ≈4% ITM Gamma 0.032 Theta -0.02 Vega 0.002 Open interest 7.7k Model this call Put · $22 In the money Last $5.49 Breakeven $16.51 Implied vol 186.6% Delta -0.871 ≈87% ITM Gamma 0.055 Theta -0.07 Vega 0.004 Open interest 195 Model this put
3k	168	125%	0.026	$0.03		$4.45	—	—	2	2
Call · $22.5 Last $0.03 Breakeven $22.53 Implied vol 125% Delta 0.026 ≈3% ITM Gamma 0.024 Theta -0.014 Vega 0.001 Open interest 3k Model this call Put · $22.5 In the money Last $4.45 Breakeven $18.05 Implied vol — Delta — Gamma — Theta — Vega — Open interest 2 Model this put
107.9k	554	132.2%	0.025	$0.03		$6.70	-0.958	150.6%	23	158
Call · $23 Last $0.03 Breakeven $23.03 Implied vol 132.2% Delta 0.025 ≈3% ITM Gamma 0.021 Theta -0.014 Vega 0.001 Open interest 107.9k Model this call Put · $23 In the money Last $6.70 Breakeven $16.30 Implied vol 150.6% Delta -0.958 ≈96% ITM Gamma 0.03 Theta -0.023 Vega 0.002 Open interest 158 Model this put
19	3	139.2%	0.024	$0.03		$6.18	—	—	1	2
Call · $23.5 Last $0.03 Breakeven $23.53 Implied vol 139.2% Delta 0.024 ≈2% ITM Gamma 0.02 Theta -0.014 Vega 0.001 Open interest 19 Model this call Put · $23.5 In the money Last $6.18 Breakeven $17.32 Implied vol — Delta — Gamma — Theta — Vega — Open interest 2 Model this put
3.8k	90	142.1%	0.019	$0.02		$7.30	—	—	10	3
Call · $24 Last $0.02 Breakeven $24.02 Implied vol 142.1% Delta 0.019 ≈2% ITM Gamma 0.016 Theta -0.012 Vega 0.001 Open interest 3.8k Model this call Put · $24 In the money Last $7.30 Breakeven $16.70 Implied vol — Delta — Gamma — Theta — Vega — Open interest 3 Model this put
5.6k	1.3k	150.2%	0.014	$0.01		$8.50	—	—	2	16
Call · $25 Last $0.01 Breakeven $25.01 Implied vol 150.2% Delta 0.014 ≈1% ITM Gamma 0.012 Theta -0.01 Vega 0.001 Open interest 5.6k Model this call Put · $25 In the money Last $8.50 Breakeven $16.50 Implied vol — Delta — Gamma — Theta — Vega — Open interest 16 Model this put
506	1k	201.8%	0.011	$0.01		$12.75	—	—	2	0
Call · $30 Last $0.01 Breakeven $30.01 Implied vol 201.8% Delta 0.011 ≈1% ITM Gamma 0.007 Theta -0.011 Vega 0.001 Open interest 506 Model this call Put · $30 In the money Last $12.75 Breakeven $17.25 Implied vol — Delta — Gamma — Theta — Vega — Open interest 0 Model this put

About this data

Greeks, implied volatility, open interest and the last price come from the latest daily snapshot and are 15-minute delayed. Bid and ask are not included on this plan.

In-the-money strikes are tinted, deepening toward the money, and the bar beside each open-interest figure scales to the heaviest strike shown. The 25 strikes around the money are shown by default — switch to "All 32" for the wings. Max pain is the listed strike where the most open interest would expire worthless — a positioning reference, not a forecast.

Key facts CIK 1818874 CUSIP 83406F102 13F (30d) 248 filings 246 filers Visit website Investor relations