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SOFI · SoFi Technologies, Inc. · Options Calculator

Track SOFI — free
$17.21 -0.12 (-0.70%)
Market Cap
$22.38B
Shares
1.29B

Options Calculator

Theoretical estimate

Estimate what a long-dated option on SOFI could return if you hold it and the stock reaches a target price. Premiums are theoretical Black-Scholes-Merton values — tune the inputs to match your broker, then compare each strike's return against simply holding the shares.

Holding period

2.00 years

Implied volatility (%)

Implied volatility from the SOFI options chain (Sep 11, 2026) — the market's own forward-looking estimate.Market-wide VIX 16.5.

Risk-free rate (%)

Latest SOFR (2026-09-09) — an overnight rate, a rough proxy over years.

Dividend per share

Annualizes to a 0% yield. No cash dividends on file — set an amount to model one.

Target price at horizon

Spot $17.21 today.

Best strike
Highest estimated return
Return at target
annualized
Breakeven
Stock price to break even
Hold the stock
annualized, with dividends

Return by strike at your target price

Strike ladder

Strike Moneyness Premium Breakeven Value at target Return Annualized Max loss

Per share; one contract = 100 shares. Premiums are theoretical Black-Scholes-Merton estimates — real options are American-style and priced off an implied-volatility smile, so use your broker's quote for the actual premium. Not investment advice.

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Key facts CIK 1818874 CUSIP 83406F102 13F (30d) 398 filings 394 filers Visit website Investor relations