THG · Hanover Insurance Group, Inc.

$213.23 +6.23 (+3.01%) At close · Jul 17

Market Cap

$7.46B

34,986,787

Up next

Next earnings call

Jul 29, 2026 Scheduled · in 1 wks

FQ3-26 quarter ends

~Sep 30, 2026 Est

Latest filing: 10-Q

filed Apr 30, 2026

AI Brief

TL;DR.

Bullish

Bearish

AI-generated from the earnings call and 8-K · may contain errors · not investment advice

Equibles Rating blended score · not investment advice

Overall

Strong Buy

SellHoldBuy

Technical Neutral Momentum Very Strong Sentiment Bullish Fundamentals Excellent Quant / Vol Very Low

Market backdrop VIX 18.8 · elevated Equity put/call 0.73

Technical

price trend

Neutral

50 / 200-day cross No cross

Price vs 200-day avg +16%

above

Price vs 50-day avg +7%

above

RSI (14) 57

neutral

MACD trend Negative

52-week position 81%

mid-range

Volume (OBV) Confirms

volume backs price

Momentum

relative strength

Very Strong

1-month return +7%

trailing

6-month return +27%

trailing

YTD return +17%

this year

Relative strength +19%

vs S&P · 6-mo

Sentiment

smart money

Bullish

Trend (MA cross) No cross

50d $200 › 200d $183 — 50d above 200d

Institutional flow Accumulating

75 of 504 funds reported for Jun 30 · net +181.5K sh shares · +9 new

Insider flow Distributing

Net -$8.9M over 90 days · 100% sells

Short interest Falling

3.16% of float · ▼ -0.6% MoM · 3.0 days cover

Volume signal Normal

Volume near normal

Institution breadth Multi-yr high

504 holders — near 3-yr high, broad support

Squeeze score 64

elevated · 0–100

Fundamentals

Excellent

Revenue growth +6%

Y/Y

EPS growth +55%

Y/Y

Free cash flow $1.2B

Valuation P/E 10.7

below peers

Buyback $330.0M

remaining

Balance sheet $279.4M

net cash

Quant / Vol

risk profile

Very Low

Volatility 21%

annualized · 1-yr

Max drawdown −10%

past year

ATR 2.5%

of price · 14-day

Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

Technicals

trend & momentum for long-term holders Neutral

1 · 4 · 2

50 / 200-day cross

No cross Neutral

Price vs 200-day avg

+16% Bullish

Price vs 50-day avg

+7% Bullish

RSI (14)

57 Neutral

MACD trend

Negative Bearish

52-week position

81% Neutral

Volume (OBV)

Confirms Neutral

Market signals — smart money & positioning

Bullish · 3 of 6

Trend (MA cross) No cross

50d $200 › 200d $183 — 50d above 200d

Institutional flow Accumulating

75 of 504 funds reported for Jun 30 · net +181.5K sh shares · +9 new

Insider flow Distributing

Net -$8.9M over 90 days · 100% sells

Short interest Falling

3.16% of float · ▼ -0.6% MoM · 3.0 days cover

Volume signal Normal

Volume near normal

Institution breadth Multi-yr high

504 holders — near 3-yr high, broad support

Price context

position in its 52-week range

52-wk low $160 Now $213 · 81% 52-wk high $225

vs 200-day avg +16% vs 50-day avg +7%

Illustrative technical + ownership context — a signal mix, not investment advice.

Key metrics

the company's own KPIs, from its earnings releases, calls, and filings

Metric	Latest	Period	YoY
Catastrophe ratio	6.3%	Q1 2026	—
Combined ratio	91.7%	Q1 2026	—
Combined ratio, excluding catastrophes non-GAAP	85.4%	Q1 2026	—

Core Commercial combined ratio	96.6%	Q1 2026	—
Current accident year loss and LAE ratio, excluding catastrophes non-GAAP	56.3%	Q1 2026	—
Net premiums written growth	3.2%	Q1 2026	—
Net return on equity	20.9%	Q1 2026	—
Operating income non-GAAP	$188.5M	Q1 2026	—

Specialty combined ratio	84.2%	Q1 2026	—
all-in combined ratio non-GAAP	91.7%	the first quarter call	—
core commercial net written premium growth	4.3%	first quarter call	—
Core Commercial net written premiums growth	4.3%	the first quarter call	—
E&S growth	8.1%	the first quarter call	—
E&S net written premium growth	8.1%	first quarter call	—
ex-cat combined ratio non-GAAP	85.4%	the first quarter call	—
net written premium growth	3.2%	the first quarter call	—
operating earnings per share non-GAAP	$5.25	the first quarter call	—
operating return on equity non-GAAP	20.3%	the first quarter call	—
personal lines net written premium growth	2.7%	first quarter call	—
Personal Lines net written premiums growth	2.7%	the first quarter call	—
specialty net written premium growth	2.3%	first quarter call	—
Specialty net written premiums growth	2.3%	the first quarter call	—
XCAT combined ratio non-GAAP	85.4%	first quarter call	—
Catastrophe losses	$276.3M	Full Year 2025	—

Figures exactly as the company stated them · click a metric with a to chart its history · period links open the stating document · "call" marks figures stated on the earnings call, "filing" figures stated in the 10-K/10-Q · YoY needs the prior-year figure on file

Versus peers

Insurance - Property & Casualty — same industry group

Open screener →

Company	Mkt cap	YTD	Rev growth Y/Y	P/E	Short % shares
THG Hanover Insurance Group, Inc. this stock	$7.46B	+17.3%	+9.6%	10.7	3.2%
CB Chubb Ltd	$136.59B	+13.2%	+6.5%	12.5	1.2%
PGR Progressive Corp/Oh/	$121.51B	-2.9%	+16.3%	10.6	1.3%
TRV Travelers Companies, Inc.	$76.96B	+27.7%	+5.2%	9.9	3.8%
ALL Allstate Corp	$64.33B	+20.7%	+5.6%	5.5	3.2%

Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

At a glance

key data from every section

Ownership

Institutional Holders Accumulating

Holders

506

% held: 84.5%
Reported: 75 of 504
Top holder: BlackRock, Inc.

Held Float

View

Held by Funds

Fund positions

487

View

Short & Settlement

Short Interest Falling

Shares short

1.1M

Days to cover: 3.0d
Change: -6.4K sh

View

Short Volume

Short vol %

69%

As of: Jul 17, 2026

Short Total

View

Fails to Deliver

FTD shares

9.0K

Value: $1.8M
As of: Jun 12, 2026

View

Off-Exchange

Off-exchange %

44.7%

Week of: Jun 22, 2026

Off-exch Lit

View

Smart Money

Insider Trades Net selling

Net (90d)

-$8.9M

Buyers / Sellers: 0 / 7

Buyers Sellers

View

Congressional Trades Sell

Member

Jefferson Shreve

Amount: $15.0K–$50.0K
Traded: May 12, 2025

View

Financials

Revenue (FY)

$6.6B

Net income (FY): $662.5M
EPS diluted: $18.16

View

Buybacks

Authorized

$700.0M

Remaining: $330.0M

Spent Remaining

View

Filings

SEC Filings

Latest

8-K

Filed: Jul 15, 2026
This year: 8

View

Proposed Sales

Value

$3.0M

Shares: 16.4K
Filed: Jun 3, 2026

View

Earnings & Events

Earnings Calls Upcoming

Next call

Jul 29, 2026

Last call: May 12, 2026

View

Investor Relations

Performance

	5D	20D	120D	MTD	YTD
THG	-0.4%	+6.8%	+26.5%	-0.4%	+17.3%
SPY	-1.5%	+0.3%	+7.8%	-0.5%	+9.0%
vs SPY	+1.2%	+6.5%	+18.7%	+0.1%	+8.3%

Capital returns

Latest dividend

$0.95 / share · ex Jun 12, 2026

Raised 5.6%

Paid (TTM)

$3.75 / share · 4 payouts

Dividend yield (TTM, derived)

1.76%

Buyback program · as of Sep 30, 2024

Authorized

$700.00M

Spent (derived)

$370.00M

Remaining

$330.00M

Spent Remaining

Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

Key facts CIK 944695 CUSIP 410867105 13F (30d) 72 filings 71 filers Visit website Investor relations

THG · Hanover Insurance Group, Inc.

Price & Indicators

Technicals

Key metrics

Versus peers

At a glance

Performance

Capital returns