THG · Hanover Insurance Group, Inc.
$232.34
+8.19 (+3.65%)
At close · Jul 29
Market Cap
$8.13B
Shares
34.99M
Hanover Insurance Group, Inc. Earnings Call Transcripts
Every quarterly earnings call for Hanover Insurance Group, Inc. (THG) — the full transcript with speaker labels, the audio replay, AI call highlights and a management-tone score, plus the matching 8-K earnings release and the quarter's 10-Q or 10-K. Investor days and conferences appear here too.
Revenue & result across quarters
Revenue Net income YoY up YoY down artefacts
▲7%
$1.37B
$200,000
'22 Q3
22-11-02
▲7.6%
$1.48B
−$11.60M
'22 Q4
23-02-02
▲8.5%
$1.44B
−$12.00M
'23 Q1
23-05-02
▲16.4%
$1.50B
−$69.20M
'23 Q2
23-08-02
▲11%
$1.52B
$8.60M
'23 Q3
23-11-01
▲3.4%
$1.53B
$107.90M
'23 Q4
24-01-31
▲7.4%
$1.55B
$115.50M
'24 Q1
24-05-01
▲2.1%
$1.54B
$40.50M
'24 Q2
24-07-31
▲3.2%
$1.57B
$102.10M
'24 Q3
24-10-30
▲3.6%
$1.58B
$167.90M
'24 Q4
25-02-04
▲3.4%
$1.60B
$128.20M
'25 Q1
25-04-30
▲7.7%
$1.65B
$157.10M
'25 Q2
25-07-31
▲6.4%
$1.67B
$178.70M
'25 Q3
25-10-29
▲5.5%
$1.67B
$198.50M
'25 Q4
26-02-04
LATEST
▲6.1%
$1.70B
$186.80M
'26 Q1
26-04-29
Earnings call
FY26 · Q2
2026-07-29
Second Quarter 2026 Earnings Call
Confident tone
Core Commercial Growth
Underwriting Discipline and Property Actions
Technology and Operating Model
Results not yet reported
Audio
Transcript
Slides
8-K10-Q
Annual General Meeting
Investor event
2026-05-12
The Hanover Insurance Group 2026 Annual Meeting of Shareholders
No reported result — non-financial event
Audio
Transcript
Slides
Earnings call
FY26 · Q1
2026-04-29
Hanover Insurance Group, Inc. Q1 FY2026 Earnings Call
Confident tone
Core Commercial and Small Commercial Momentum
Q1 Record Results and Underwriting Profitability
Social Inflation and Liability Lines
Revenue
$1.70B
▲ 6.1% YoY Diluted EPS
$5.20
▲ 48.6% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Conference
Investor event
2026-02-10
Bank of America Securities 2026 Financial Services Conference
No reported result — non-financial event
Audio
Transcript
Slides
Earnings call
FY25 · Q4
2026-02-04
Hanover Insurance Group, Inc. Q4 FY2025 Earnings Call
Confident tone
Middle market rate moderation and selectivity
2026 outlook and tariffs/social inflation
Core Commercial growth and discipline
Revenue
$1.67B*
▲ 5.5% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY25 · Q3
2025-10-29
Hanover Insurance Group, Inc. Q3 FY2025 Earnings Call
Confident tone
Pricing and market rationality
Core Commercial and small commercial growth
Specialty lines expansion
Revenue
$1.67B
▲ 6.4% YoY Diluted EPS
$4.90
▲ 75% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY25 · Q2
2025-07-31
Hanover Insurance Group, Inc. Q2 FY2025 Earnings Call
Confident tone
Tariff and loss cost impact
Personal Lines growth and profitability
Core Commercial performance and market dynamics
Revenue
$1.65B
▲ 7.7% YoY Diluted EPS
$4.30
▲ 283.9% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY25 · Q1
2025-04-30
Hanover Insurance Group, Inc. Q1 FY2025 Earnings Call
Confident tone
Core Commercial growth and strategy
Specialty Lines momentum
Personal Lines performance and profitability
Revenue
$1.60B
▲ 3.4% YoY Diluted EPS
$3.50
▲ 10.1% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY24 · Q4
2025-02-04
Hanover Insurance Group, Inc. Q4 FY2024 Earnings Call
Confident tone
2025 outlook and guidance
Core commercial momentum
Specialty lines growth
Revenue
$1.58B*
▲ 3.6% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY24 · Q3
2024-10-30
Hanover Insurance Group, Inc. Q3 FY2024 Earnings Call
Confident tone
Personal Lines performance and growth
Margin recapture and underwriting initiatives
Specialty Lines results
Revenue
$1.57B
▲ 3.2% YoY Diluted EPS
$2.80
▲ 1066.7% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY24 · Q2
2024-07-31
Hanover Insurance Group, Inc. Q2 FY2024 Earnings Call
Positive tone
Casualty reserve adequacy and social inflation
Core Commercial and Small Commercial
Specialty Lines growth
Revenue
$1.54B
▲ 2.1% YoY Diluted EPS
$1.12
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY24 · Q1
2024-05-01
Hanover Insurance Group, Inc. Q1 FY2024 Earnings Call
Positive tone
Specialty profitability and growth outlook
Personal Lines repositioning
Core Commercial — Small Commercial momentum
Revenue
$1.55B
▲ 7.4% YoY Diluted EPS
$3.18
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY23 · Q4
2024-01-31
Hanover Insurance Group, Inc. Q4 FY2023 Earnings Call
Positive tone
Specialty Lines performance and growth
Margin recapture and combined ratio improvement
Personal Lines reunderwriting
Revenue
$1.53B*
▲ 3.4% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY23 · Q3
2023-11-01
Hanover Insurance Group, Inc. Q3 FY2023 Earnings Call
Revenue
$1.52B
▲ 11% YoY Diluted EPS
$0.24
▲ 2300% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY23 · Q2
2023-08-02
Hanover Insurance Group, Inc. Q2 FY2023 Earnings Call
Revenue
$1.50B
▲ 16.4% YoY Diluted EPS
$-1.94
▼ 407.9% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY23 · Q1
2023-05-02
Hanover Insurance Group, Inc. Q1 FY2023 Earnings Call
Revenue
$1.44B
▲ 8.5% YoY Diluted EPS
$-0.34
▼ 111.7% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY22 · Q4
2023-02-02
Hanover Insurance Group, Inc. Q4 FY2022 Earnings Call
Revenue
$1.48B*
▲ 7.6% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY22 · Q3
2022-11-02
Hanover Insurance Group, Inc. Q3 FY2022 Earnings Call
Revenue
$1.37B
▲ 7% YoY Diluted EPS
$0.01
▼ 98.9% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY22 · Q2
2022-08-02
Hanover Insurance Group, Inc. Q2 FY2022 Earnings Call
Revenue
$1.29B
▲ 0% YoY Diluted EPS
$0.63
▼ 82.1% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY22 · Q1
2022-05-03
Hanover Insurance Group, Inc. Q1 FY2022 Earnings Call
Revenue
$1.33B
▲ 3.7% YoY Diluted EPS
$2.90
▲ 15.5% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY21 · Q4
2022-02-02
Hanover Insurance Group, Inc. Q4 FY2021 Earnings Call
Revenue
$1.37B*
▲ 6% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY21 · Q3
2021-10-27
Hanover Insurance Group, Inc. Q3 FY2021 Earnings Call
Revenue
$1.28B
▲ 2.1% YoY Diluted EPS
$0.94
▼ 70% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY21 · Q2
2021-07-28
Hanover Insurance Group, Inc. Q2 FY2021 Earnings Call
Revenue
$1.29B
▲ 5.6% YoY Diluted EPS
$3.52
▲ 16.9% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY21 · Q1
2021-04-29
Hanover Insurance Group, Inc. Q1 FY2021 Earnings Call
Revenue
$1.28B
▲ 21.5% YoY Diluted EPS
$2.51
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY20 · Q4
2021-02-03
Hanover Insurance Group, Inc. Q4 FY2020 Earnings Call
Revenue
$1.30B
▲ 3.1% YoY Diluted EPS
$4.43
▲ 60.5% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY20 · Q3
2020-10-27
Hanover Insurance Group, Inc. Q3 FY2020 Earnings Call
Revenue
$1.25B
▲ 2.9% YoY Diluted EPS
$3.13
▲ 5.7% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY20 · Q2
2020-07-28
Hanover Insurance Group, Inc. Q2 FY2020 Earnings Call
Revenue
$1.22B
▲ 2.1% YoY Diluted EPS
$3.01
▲ 68.2% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY20 · Q1
2020-04-28
Hanover Insurance Group, Inc. Q1 FY2020 Earnings Call
Revenue
$1.06B
▼ 13.4% YoY Diluted EPS
$-1.04
▼ 135% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY19 · Q4
2020-02-05
Hanover Insurance Group, Inc. Q4 FY2019 Earnings Call
Revenue
$1.26B
▲ 14.1% YoY Diluted EPS
$2.76
▼ 4.2% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Showing 1–29 of 29 earnings calls
Key facts
CIK
944695
CUSIP
410867105
13F (30d)
164 filings
163 filers
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