THG · Hanover Insurance Group, Inc.
$232.83
+8.68 (+3.87%)
At close · Jul 29
Earnings today
Market Cap
$8.13B
Shares
34.99M
Income-statement, balance-sheet and cash-flow figures extracted from the company's SEC filings — 10-K annual and 10-Q quarterly reports — and standardised for comparison across periods.
Revenue
$6.59B
+5.7%
FY2025
Net Income
$662.5M
+55.5%
FY2025
Operating Margin
14.15%
+3.7pp
FY2025
Diluted EPS
$18.16
+55.2%
FY2025
Operating Cash Flow
$1.18B
+46.1%
FY2025
Chart any reported metric, KPI or segment over time — the full statement history lives here
Search above to add metrics — fundamentals, product and segment revenue, company KPIs, valuation.
| Line Item | TTM | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 | FY2015 | FY2014 | FY2013 | FY2012 | FY2011 | FY2010 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| $6.69B | $6.59B | $6.24B | $5.99B | $5.47B | $5.23B | $4.83B | $4.89B | $4.49B | $5.18B | $4.95B | $5.03B | $5.07B | $4.79B | $4.59B | $3.93B | $3.15B | |
| $6.22B | $6.16B | $5.91B | $5.66B | $5.25B | $4.77B | $4.53B | $4.47B | $4.25B | $4.83B | $4.63B | $4.7B | $4.71B | $4.45B | $4.24B | $3.6B | $2.84B | |
| — | -$4.6M | $1.5M | $6.3M | $12.9M | $16.9M | $18.2M | $21.6M | $24.6M | $30.1M | $30.7M | $30.2M | $33.5M | $35M | $35.6M | $26.7M | $16.7M | |
| — | — | — | — | — | — | — | — | — | — | — | — | — | $4.7M | — | — | — | |
| $996.8M | $933M | $650.1M | $105.6M | $285.1M | $432.3M | $484.7M | $453.6M | $406.5M | $336.3M | — | — | $406.2M | $393.4M | $75.1M | — | — | |
| — | 14.15% | 10.42% | 1.76% | 5.21% | 8.27% | 10.04% | 9.27% | 9.04% | 6.49% | — | — | 8.02% | 8.21% | 1.64% | — | — | |
| — | $928.4M | $651.6M | $111.9M | $298M | $449.2M | $502.9M | $475.2M | $431.1M | $366.4M | — | — | $439.7M | $428.4M | $110.7M | — | — | |
| — | -$2.4M | -$2.4M | $2.1M | -$500K | -$1.6M | -$1.6M | -$3.4M | -$10.3M | -$10M | $3M | $100K | — | — | — | — | — | |
| — | -$46.4M | — | -$32.5M | -$106.5M | $123M | $5M | $109.4M | -$50.7M | $23.7M | $8.6M | $19.5M | $50.1M | $33.5M | $23.6M | $28.1M | $29.7M | |
| $920.8M | $843.8M | $537.8M | $41.1M | $144M | $521.3M | $444.8M | $522.1M | $282.5M | $301.5M | $192.3M | $439.4M | $341M | $328.1M | $13.2M | $17.5M | $211.1M | |
| $201.5M | $183.1M | $112.5M | $7.6M | $27.2M | $101.3M | $82.8M | $93.1M | $43.5M | $98.5M | $36.2M | $108.6M | $95.7M | $83.4M | -$17.4M | -$9.6M | $57.9M | |
| $721.1M | $662.5M | $426M | $35.3M | $116M | $418.7M | $358.7M | $425.1M | $391M | $186.2M | $155.1M | $331.5M | $282M | $251M | $55.9M | $37.1M | $154.8M | |
| — | 10.05% | 6.83% | 0.59% | 2.12% | 8.01% | 7.43% | 8.69% | 8.7% | 3.59% | 3.14% | 6.59% | 5.56% | 5.24% | 1.22% | 0.94% | 4.91% | |
| $827.9M | $947.4M | $486.9M | $219.6M | -$711.7M | $168.4M | $578.6M | $692.7M | $268.6M | $231M | $164M | $179M | $310.8M | $102.8M | $171.3M | $110.8M | $262.7M | |
| USD/shares | — | $18.50 | $11.85 | $0.99 | $3.26 | $11.67 | $9.52 | $10.62 | $9.21 | $4.38 | $3.63 | $7.55 | $6.41 | $5.70 | $1.25 | $0.82 | $3.39 |
| USD/shares | — | $18.16 | $11.70 | $0.98 | $3.21 | $11.49 | $9.42 | $10.46 | $9.09 | $4.33 | $3.59 | $7.40 | $6.28 | $5.59 | $1.23 | $0.81 | $3.34 |
| shares | — | 35.8M | 35.9M | 35.7M | 35.6M | 35.9M | 37.7M | 40M | 42.4M | 42.5M | 42.8M | 43.9M | 44M | 44.1M | 44.7M | 45.2M | 45.6M |
| shares | — | 36.5M | 36.4M | 36.1M | 36.1M | 36.4M | 38.1M | 40.6M | 43M | 43M | 43.2M | 44.8M | 44.9M | 44.9M | 45.3M | 45.8M | 46.3M |
Italic rows are computed from reported lines — open a row's info icon for its formula. Values reflect the latest filing (restatements included); per-share figures on today's split basis. Click a value for its source filing.
TTM: trailing twelve months through the latest reported quarter — flows sum the last four quarters, balances take the latest. 3Y/5Y/10Y columns are trailing CAGR from the newest fiscal year; blank where an endpoint is missing or negative.
Capital Returned to Shareholders
Cash spent on share repurchases and dividends per fiscal year, as reported on the cash-flow statement. Across FY2010–FY2025: $1.76B in buybacks, $1.68B in dividends.
Price & Valuation
Multiples computed on the strict TTM/EV methodology — today's snapshot against peers, and each ratio recomputed as of past filing dates.
Valuation
EV/Revenue
—
EV/EBIT
—
P/E (TTM)
11.70×
Peer median 13.65×
Peer medians compare against the 34 similar-size Insurance - Property & Casualty companies (of 45 listed).
Valuation over time computed as of each quarter's filing date
Segment Operating Income
Annual operating income by business segment, as tagged in the company's own XBRL filings. Segments need not sum to the consolidated figure — corporate costs and eliminations are typically unallocated.
By Segment (USD)
| Component | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 |
|---|---|---|---|---|---|---|---|---|
| Personal Lines Segment | $379,800,000 | $111,300,000 | -$304,300,000 | -$8,800,000 | $158,500,000 | $212,500,000 | $144,900,000 | $146,200,000 |
| Specialty Lines Segment | $296,100,000 | $257,700,000 | $243,500,000 | $186,000,000 | $131,900,000 | $97,300,000 | — | — |
| Core Commercial Lines Segment | $250,900,000 | $281,600,000 | $167,200,000 | $106,900,000 | $138,000,000 | $178,100,000 | — | — |
| All Other Segments | $6,200,000 | -$500,000 | -$800,000 | $1,000,000 | $3,900,000 | -$3,200,000 | $8,600,000 | -$5,400,000 |
| Commercial Lines Segment | — | — | — | — | — | — | $300,100,000 | $265,700,000 |
Key facts
CIK
944695
CUSIP
410867105
13F (30d)
151 filings
150 filers
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