GS is about 69% of the disclosed dollars
By the midpoints of the disclosed ranges, 4 GS trades add up to about $700K of $1M.
Rafael E Cruz
Senator
Republican
2025 disclosure
Rafael E Cruz disclosed a net worth range between -$1.1M and $13.8M in their 2025 annual filing.
Compare this disclosure with the U.S. Senate net worth rankings .
Trading
Disclosed trades
12
Since Q2 '24
Purchases
33%
Share of disclosed trades
Avg. disclosure lag
58.1 days
Median 9.5 days
Filed past 45-day deadline
8.3%
STOCK Act deadline
92% of trades were disclosed within 45 days
The median trade was disclosed 9.5 days after it was made, and 1 of 12 trades took longer than the STOCK Act deadline.
Purchases and sales by quarter
Trades by quarter of trade
Purchases
Sales
Quarter in progress
Source: periodic transaction reports, machine-readable only.
GS is the most traded stock
Trades per stock
Purchases
Sales
8.3% of trades carry 37% of the disclosed dollars
Share of trades and of disclosed dollars by size, using range midpoints
Share of trades
Share of dollars
Amounts are disclosed as ranges, so dollar shares use each range's midpoint and are estimates.
Net worth
Estimated from the ranges in the member's annual financial disclosures: the band runs from the sum of disclosed asset minimums less liability maximums up to the sum of asset maximums less liability minimums. Only electronically filed reports are read — a missing year means no electronic filing, not zero net worth.
Latest net worth (band)
-$1.1M – $13.8M
Rank by disclosed net worth
Reporting year
2025
Disclosed assets
40
Disclosed liabilities
6
Disclosed net worth band, 2020 to 2025
Band from annual financial disclosures, by reporting year
Band maximum
Band minimum
Source: annual financial disclosure reports, electronically filed only.
2020
2021
2022
2023
2024
2025
| Year | Filed | Net worth band |
|---|---|---|
| 2025 | 2026-08-13 | -$1.1M – $13.8M |
| 2024 | 2025-08-13 | -$1.7M – $13.2M |
| 2023 | 2024-08-13 | -$1.7M – $9.6M |
| 2022 | 2024-08-16 | -$2.2M – $8.9M |
| 2021 | 2022-08-15 | -$1.8M – $9.4M |
| 2020 | 2021-08-16 | -$2.4M – $5.2M |
Recent stock trades
| Date | Stock | Type | Owner | Amount | Filed | Lag |
|---|---|---|---|---|---|---|
| 2025-11-11 | GS Stock · Goldman Sachs Group | Sell | Spouse | $100K - $250K | 2025-11-12 | 1d |
| 2024-04-15 | GS Stock · Goldman Sachs Group | Sell | Spouse | $250K - $500K | 2024-04-24 | 9d |
| 2022-01-25 | BTC Cryptocurrency · Bitcoin Exchange/Platform: River | Buy | Self | $15K - $50K | 2022-02-04 | 10d |
| 2019-11-27 | PAGP Stock · Plains GP Holdings, L.P. | Sell | Joint | $1K - $15K | 2019-12-03 | 6d |
| 2019-05-15 | GS Stock · The Goldman Sachs Group, Inc. | Sell | Joint | $50K - $100K | 2019-05-24 | 9d |
| 2016-04-17 | OKE Stock · ONEOK Inc. | Sell | Joint | $15K - $50K | 2016-05-17 | 30d |
| 2016-02-25 | OKE Stock · ONEOK Inc. | Sell | Joint | $15K - $50K | 2016-03-28 | 32d |
| 2016-02-25 | OKE Stock · ONEOK Inc. | Sell | Joint | $15K - $50K | 2017-08-13 | 535d late |
| 2016-02-25 | GS Stock · The Goldman Sachs Group, Inc. | Sell | Joint | $50K - $100K | 2016-03-28 | 32d |
| 2015-02-03 | PAGP Stock · Plains GP Holdings, L.P. (NYSE) | Buy | Joint | $50K - $100K | 2015-02-09 | 6d |
| 2014-02-21 | EPD Enterprise Products Partners L.P. (NYSE) | Buy | Joint | $50K - $100K | 2014-02-27 | 6d |
| 2014-02-06 | BFK BlackRock Municipal Income Trust (NYSE) | Buy | Joint | $15K - $50K | 2014-02-27 | 21d |
Estimated portfolio performance
Price return of the portfolio reconstructed from this member's disclosed trades over each trailing window, versus the S&P 500 (SPY), as of 2026-10-23. Trade sizes are disclosed only as ranges, so every figure is an estimate. Returns use comparable raw closes and exclude dividends; a window crossing a captured split is left unavailable instead of mixing price bases.
No Performance Estimate
This member hasn't disclosed enough priced trades to estimate a portfolio return yet.
Reconstructed holdings
The portfolio reconstructed from this member's disclosed Purchase and Sale trades: net shares valued at the latest close (2026-10-23). Sizes come from disclosed amount ranges, so share counts, values, and weights are all estimates.
No Reconstructed Holdings
No open positions could be reconstructed from this member's disclosed trades.
Assets and liabilities
Disclosed assets
The assets Rafael E Cruz itemised in their 2025 annual report, largest bracket first. Descriptions are the filer's own wording, and each value is the bracket they checked on the form — never a reported amount.
Disclosed lines
40
Total disclosed (band)
$4.2M – $15M
| Description | Type | Income | Value |
|---|---|---|---|
| GS-The Goldman Sachs Group, Inc. | Corporate Securities - Stock |
$50K - $100K
Dividends, Interest
|
$1M - $5M |
| LIJIX - BlackRock LifePath Index 2035 Fund Institutional S | Mutual Funds - Mutual Fund |
Excepted Investment Fund
|
$1M - $5M |
| Morgan Lewis Cash Balance Retirement Plan | Retirement Plans - Defined Benefit Pension Plan | — | $500K - $1M |
| MA Portfolio 2027 | Mutual Funds - Mutual Fund |
Excepted Investment Fund
|
$250K - $500K |
| Vanguard Target Retirement 2035 Tr I | Mutual Funds - Mutual Fund |
Excepted Investment Fund
|
$250K - $500K |
| Bitcoin | Cryptocurrency | — | $100K - $250K |
| EPD-Enterprise Products Partners L.P. (NYSE) | Corporate Securities - Stock |
$15K - $50K
Dividends
|
$100K - $250K |
| FSSLX - Fidelity Series Small Cap Core Fund | Mutual Funds - Mutual Fund |
Excepted Investment Fund
|
$100K - $250K |
| Plan FBO Aggressive Growth Portfolio | Mutual Funds - Mutual Fund |
Excepted Investment Fund
|
$100K - $250K |
| Plan FBO Moderately Aggressive Portfolio | Mutual Funds - Mutual Fund |
Excepted Investment Fund
|
$100K - $250K |
| XOM-Exxon Mobil Corporation (NYSE) | Corporate Securities - Stock |
$5K - $15K
Dividends
|
$100K - $250K |
| 8VC RSS Access LLC | Investment Fund - Private Equity Fund |
Excepted Investment Fund
|
$50K - $100K |
| AEPGX - American Funds Europacific Growth A | Mutual Funds - Mutual Fund |
Excepted Investment Fund
|
$50K - $100K |
| Age-Based Option 14-15: Conservative Portfolio | Mutual Funds - Mutual Fund |
Excepted Investment Fund
|
$50K - $100K |
| American Express | Bank Deposit |
$201 - $1K
Interest
|
$50K - $100K |
| GAFPX - Goldman Sachs Enhanced Dividend Global Equity Port | Mutual Funds - Mutual Fund |
$1K - $2.5K
Excepted Investment Fund
|
$50K - $100K |
| Plan FBO Moderate Portfolio | Mutual Funds - Mutual Fund |
Excepted Investment Fund
|
$50K - $100K |
| Texas ERS Retirement Account | Retirement Plans - Defined Benefit Pension Plan | — | $50K - $100K |
| VGSNX - Vanguard Real Estate Index Fund Institutional Shar | Mutual Funds - Mutual Fund |
$1K - $2.5K
Excepted Investment Fund
|
$50K - $100K |
| Vanguard Target Retirement 2040 Tr I | Mutual Funds - Mutual Fund |
Excepted Investment Fund
|
$50K - $100K |
| Bank of America | Bank Deposit |
Interest
|
$15K - $50K |
| DIV - Global X SuperDividend U.S. ETF | Mutual Funds - Exchange Traded Fund/Note |
$1K - $2.5K
Excepted Investment Fund
|
$15K - $50K |
| GSGO - Goldman Sachs Growth Opportunities ETF | Mutual Funds - Exchange Traded Fund/Note |
Excepted Investment Fund
|
$15K - $50K |
| Private Equity Co-Investment Partners III LLC | Investment Fund - Private Equity Fund |
$1K - $2.5K
Excepted Investment Fund
|
$15K - $50K |
| SPY - SPDR S&P 500 | Mutual Funds - Exchange Traded Fund/Note |
Excepted Investment Fund
|
$15K - $50K |
| SPYD - SPDR(R) Portfolio S&P 500 High Dividend ETF | Mutual Funds - Exchange Traded Fund/Note |
$201 - $1K
Excepted Investment Fund
|
$15K - $50K |
| TPG Tech Adjacencies II Access LLC | Investment Fund - Private Equity Fund |
$2.5K - $5K
Excepted Investment Fund
|
$15K - $50K |
| VIG - Dividend Appreciation ETF Vanguard | Mutual Funds - Exchange Traded Fund/Note |
$201 - $1K
Excepted Investment Fund
|
$15K - $50K |
| Bank of America | Bank Deposit |
Interest
|
$1K - $15K |
| Bitcoin Miners | Personal Property - Other Property |
Other (Bitcoin)
|
$1K - $15K |
| Chase | Bank Deposit |
Interest
|
$1K - $15K |
| DRLL - EA Series Trust Strive U.S. Energy ETF | Mutual Funds - Exchange Traded Fund/Note |
$201 - $1K
Excepted Investment Fund
|
$1K - $15K |
| Goldman Sachs | Bank Deposit |
Interest
|
$1K - $15K |
| Goldman Sachs | Bank Deposit |
Interest
|
$1K - $15K |
| Goldman Sachs | Bank Deposit |
Interest
|
$1K - $15K |
| Health Equity HSA | Bank Deposit |
Interest
|
$1K - $15K |
| SPY - State Street SPDR S&P 500 ETF Trust | Mutual Funds - Exchange Traded Fund/Note |
Excepted Investment Fund
|
$1K - $15K |
| SPY - State Street SPDR S&P 500 ETF Trust | Mutual Funds - Exchange Traded Fund/Note |
Excepted Investment Fund
|
$1K - $15K |
| XLE - SPDR Select Sector Fund - Energy Select Sector | Mutual Funds - Exchange Traded Fund/Note |
$201 - $1K
Excepted Investment Fund
|
$1K - $15K |
| XSHD - Invesco S&P SmallCap High Dividend Low Volatility ETF | Mutual Funds - Exchange Traded Fund/Note |
$201 - $1K
Excepted Investment Fund
|
$1K - $15K |
Disclosed liabilities
The liabilities itemised in the 2025 annual report, largest bracket first. These are the amounts subtracted when the net worth band above is rolled up.
Disclosed lines
6
Total disclosed (band)
$1.1M – $5.3M
| Description | Amount owed |
|---|---|
| Mortgage (Bank of America) | $1M - $5M |
| Other (Capital Commitment) (Goldman Sachs) | $50K - $100K |
| Other (Margin loan) (Goldman Sachs) | $50K - $100K |
| Revolving Charge (American Express) | $15K - $50K |
| Revolving Charge (Chase) | $15K - $50K |
| Other (Capital Commitment) (Goldman Sachs) | $10K - $15K |