Montecito Bank & Trust

Bank

CIK

1422508

Location

SANTA BARBARA, CA

Portfolio Value

Small $254,632,928

Diversification

Diversified

Filing Date

Global Rank

#3,698 / 8,605 ▼ 21 · as of Mar 2026

Top Industry

Semiconductors 17.8%

3Y Alpha vs SPY

-1.1%

Period ended 3 months ago

Filed Apr 16, 2026 · 3mo

24 quarters · since Mar 2020

Clone Performance

Jul 2023–Jul 2026 · vs SPY

Hypothetical growth of cloning every reported 13F position and rebalancing on each filing, indexed to the same start.

Cloned portfolio

+73.0%

SPY

+76.5%

Annualised alpha

-0.8%

Max drawdown

−17.1%

Estimate. 13F holdings are quarter-lagged and long-only, so the clone rebalances about 45 days after each period end — when the filing becomes public — and excludes options and short positions. Past performance does not predict future results.

Portfolio Concentration

135 positions · as of Mar 31, 2026 · Δ vs Dec 31, 2025

Top Position

11.5%

−0.6 pts

Top 5

30.5%

−3.0 pts

Top 10

44.9%

−2.2 pts

HHI

312

Diversified−35

Portfolio Trend

24 quarters · across all stocks

Sector Breakdown

As of Mar 31, 2026

Sector	% Portfolio	Value	Positions
Technology	27.6%	$70,349,982	25
Healthcare	11.8%	$29,993,076	16
Consumer Defensive	10.6%	$27,041,646	10
Industrials	10.2%	$26,002,328	23
Financial Services	9.7%	$24,712,066	15
Unclassified	8.5%	$21,611,684	5
Communication Services	7.6%	$19,324,010	6
Energy	6.4%	$16,400,150	8
Consumer Cyclical	3.7%	$9,350,172	13
Utilities	1.6%	$4,175,144	6
Real Estate	1.3%	$3,206,510	6
Basic Materials	1.0%	$2,466,160	2

Last Quarter's Activity

Export CSV

Mar 31, 2026 vs Dec 31, 2025

Added To

Positions the filer increased

19 positions

Ticker	Company	Δ Shares	Shares	Value
SBRA	Sabra Health Care REIT, Inc.	+1,880	41,880	$805,352
GILD	Gilead Sciences, Inc.	+980	6,544	$912,037
MDT	Medtronic plc	+450	3,539	$306,653
ACN	Accenture plc	+232	2,649	$525,269
XOM	Exxon Mobil Corp	+193	27,096	$4,597,107
ROK	Rockwell Automation, Inc	+139	802	$287,821
PEP	Pepsico Inc	+110	10,012	$1,554,763
DE	Deere & Co	+86	2,565	$1,444,864
MCD	Mcdonalds Corp	+75	5,658	$1,758,449
V	Visa Inc.	+71	13,498	$4,079,634
HON	Honeywell International Inc	+60	4,695	$1,112,963
STX	Seagate Technology Holdings plc	+48	1,539	$602,918
MRVL	Marvell Technology, Inc.	+40	3,625	$359,056
LMT	Lockheed Martin Corp	+35	770	$465,379
DHR	Danaher Corp /De/	+33	3,225	$611,460
ADI	Analog Devices Inc	+24	1,227	$390,357
MU	Micron Technology Inc	+15	5,502	$1,858,795
SO	Southern Co	+8	10,874	$1,049,557
BLK	BlackRock, Inc.	+5	1,694	$1,629,136
No positions match the current search.

Trimmed

Positions the filer reduced

25 positions

Ticker	Company	Δ Shares	Shares	Value
NVDA	Nvidia Corp	−7,297	168,044	$29,306,873
PG	PROCTER & GAMBLE Co	−3,017	26,423	$3,816,537
HPQ	Hp Inc	−2,824	10,219	$196,306
KO	Coca Cola Co	−2,016	105,390	$8,014,908
GOOGL	Alphabet Inc.	−1,722	42,001	$12,077,806
MSFT	Microsoft Corp	−1,674	40,985	$15,171,417
CF	CF Industries Holdings, Inc.	−1,650	5,783	$750,864
CL	Colgate Palmolive Co	−1,615	8,585	$731,699
DIS	Walt Disney Co	−1,608	19,789	$1,907,263
ORLY	O Reilly Automotive Inc	−1,444	6,349	$586,076
SCHW	Schwab Charles Corp	−1,400	14,777	$1,388,742
MET	Metlife Inc	−1,275	4,341	$306,995
TJX	Tjx Companies Inc /De/	−1,255	10,687	$1,706,713
AVGO	Broadcom Inc.	−1,229	16,551	$5,122,699
CSCO	Cisco Systems, Inc.	−1,207	38,244	$2,967,351
UNP	Union Pacific Corp	−1,170	7,454	$1,808,488
MRK	Merck & Co., Inc.	−1,054	21,682	$2,608,127
MAS	Masco Corp /De/	−1,049	8,718	$526,305
ANET	Arista Networks, Inc.	−920	6,820	$837,359
VLO	Valero Energy Corp/Tx	−883	3,026	$747,663
VZ	Verizon Communications Inc	−855	33,398	$1,676,578
LRCX	Lam Research Corp	−843	6,275	$1,340,716
PEG	Public Service Enterprise Group Inc	−717	8,257	$668,403
KR	Kroger Co	−670	3,080	$222,868
KIM	Kimco Realty Corp	−645	16,215	$364,351
No positions match the current search.

New Positions

Positions the filer opened this quarter

6 positions

Ticker	Company	Shares	Value
SPG	Simon Property Group Inc.	1,819	$339,297
GLW	Corning Inc /Ny	2,350	$319,528
QSR	Restaurant Brands International Inc.	2,840	$209,876
HLT	Hilton Worldwide Holdings Inc.	680	$206,774
CBOE	Cboe Global Markets, Inc.	735	$206,585
SPGI	S&P Global Inc.	486	$195,567
No positions match the current search.

Sold Out

Positions the filer fully exited

8 positions

Ticker	Company	Shares	Value
DKS	Dick's Sporting Goods, Inc.	1,535	$303,883
ADBE	Adobe Inc.	814	$284,891
INVH	Invitation Homes Inc.	9,877	$274,481
CTSH	Cognizant Technology Solutions Corp	2,943	$244,269
J	Jacobs Solutions Inc.	1,706	$225,976
KKR	KKR & Co. Inc.	1,723	$219,648
EA	Electronic Arts Inc.	1,057	$215,976
FIS	Fidelity National Information Services, Inc.	3,235	$214,998
No positions match the current search.

Portfolio Positions

Compact Export CSV View 13F filing

135 positions · $254,632,928 total · as of Mar 31, 2026

All sectors Basic Materials Communication Services Consumer Cyclical Consumer Defensive Energy Financial Services Healthcare Industrials Real Estate Technology Utilities

Showing 1–50 of 135 positions by value · page 1 of 3

Ticker	Company	Type	Shares	Δ Shares	Value (USD)	% Δ Value	% of Portfolio
NVDA	Nvidia Corp Technology	Reduced	168,044	-7,297	$29,306,873	−10.4%	11.51%
MSFT	Microsoft Corp Technology	Reduced	40,985	-1,674	$15,171,417	−26.5%	5.96%
SPY	Spdr S&P 500 ETF Trust	Reduced	19,613	-59	$12,755,117	−4.9%	5.01%
GOOGL	Alphabet Inc. Communication Services	Reduced	42,001	-1,722	$12,077,806	−11.7%	4.74%
LLY	ELI LILLY & Co Healthcare	Reduced	8,976	-260	$8,255,854	−16.8%	3.24%
KO	Coca Cola Co Consumer Defensive	Reduced	105,390	-2,016	$8,014,908	+6.7%	3.15%
COST	Costco Wholesale Corp /New Consumer Defensive	Reduced	7,916	-458	$7,887,739	+9.2%	3.10%
JPM	Jpmorgan Chase & Co Financial Services	Reduced	25,700	-508	$7,559,911	−10.5%	2.97%
ABBV	AbbVie Inc. Healthcare	Reduced	31,207	-532	$6,787,210	−6.4%	2.67%
CVX	Chevron Corp Energy	Reduced	30,924	-119	$6,398,175	+35.2%	2.51%
AVGO	Broadcom Inc. Technology	Reduced	16,551	-1,229	$5,122,699	−16.8%	2.01%
QQQ	Invesco Qqq Trust, Series 1	Reduced	8,619	-341	$4,974,713	−9.6%	1.95%
XOM	Exxon Mobil Corp Energy	Added	27,096	+193	$4,597,107	+42.0%	1.81%
JNJ	Johnson & Johnson Healthcare	Reduced	16,890	-460	$4,128,591	+15.0%	1.62%
V	Visa Inc. Financial Services	Added	13,498	+71	$4,079,634	−13.4%	1.60%
PG	PROCTER & GAMBLE Co Consumer Defensive	Reduced	26,423	-3,017	$3,816,537	−9.5%	1.50%
TSM	Taiwan Semiconductor Manufacturing Co Ltd Technology	Reduced	9,674	-500	$3,269,327	+5.7%	1.28%
CSCO	Cisco Systems, Inc. Technology	Reduced	38,244	-1,207	$2,967,351	−2.4%	1.17%
TT	Trane Technologies plc Industrials	Reduced	6,792	-445	$2,830,498	+0.5%	1.11%
MRK	Merck & Co., Inc. Healthcare	Reduced	21,682	-1,054	$2,608,127	+9.0%	1.02%
WMT	Walmart Inc. Consumer Defensive	Reduced	20,899	-589	$2,597,327	+8.5%	1.02%
IBM	International Business Machines Corp Technology	Reduced	9,861	-105	$2,390,206	−19.0%	0.94%
CAT	Caterpillar Inc Industrials	Reduced	3,344	-18	$2,369,090	+23.0%	0.93%
GS	Goldman Sachs Group Inc Financial Services	Reduced	2,747	-70	$2,323,933	−6.1%	0.91%
GLD	Spdr Gold Trust	Reduced	5,186	-169	$2,231,483	+5.1%	0.88%
META	Meta Platforms, Inc. Communication Services	Reduced	3,503	-151	$2,004,170	−16.9%	0.79%
ETN	Eaton Corp plc Industrials	Reduced	5,464	-33	$1,954,308	+11.6%	0.77%
MA	Mastercard Inc Financial Services	Reduced	3,840	-407	$1,918,693	−20.9%	0.75%
DIS	Walt Disney Co Communication Services	Reduced	19,789	-1,608	$1,907,263	−21.7%	0.75%
MU	Micron Technology Inc Technology	Added	5,502	+15	$1,858,795	+18.7%	0.73%
CSL	Carlisle Companies Inc Industrials	Held	5,565	0	$1,856,595	+4.3%	0.73%
UNP	Union Pacific Corp Industrials	Reduced	7,454	-1,170	$1,808,488	−9.3%	0.71%
MCD	Mcdonalds Corp Consumer Cyclical	Added	5,658	+75	$1,758,449	+3.1%	0.69%
COP	Conocophillips Energy	Reduced	13,171	-400	$1,738,572	+36.9%	0.68%
ECL	Ecolab Inc. Basic Materials	Reduced	6,448	-420	$1,715,296	−4.9%	0.67%
GWW	W.W. Grainger, Inc. Industrials	Reduced	1,567	-53	$1,709,299	+4.6%	0.67%
TJX	Tjx Companies Inc /De/ Consumer Cyclical	Reduced	10,687	-1,255	$1,706,713	−7.0%	0.67%
VZ	Verizon Communications Inc Communication Services	Reduced	33,398	-855	$1,676,578	+20.2%	0.66%
AMP	Ameriprise Financial Inc Financial Services	Reduced	3,751	-641	$1,666,944	−22.6%	0.65%
BLK	BlackRock, Inc. Financial Services	Added	1,694	+5	$1,629,136	−9.9%	0.64%
LOW	Lowes Companies Inc Consumer Cyclical	Reduced	6,668	-575	$1,575,514	−9.8%	0.62%
PEP	Pepsico Inc Consumer Defensive	Added	10,012	+110	$1,554,763	+9.4%	0.61%
MCK	Mckesson Corp Healthcare	Reduced	1,746	-150	$1,510,918	−2.9%	0.59%
DE	Deere & Co Industrials	Added	2,565	+86	$1,444,864	+25.2%	0.57%
ITW	Illinois Tool Works Inc Industrials	Reduced	5,524	-142	$1,437,841	+3.0%	0.56%
NEE	Nextera Energy Inc Utilities	Held	15,452	0	$1,435,180	+15.7%	0.56%
EMR	Emerson Electric Co Industrials	Reduced	10,883	-32	$1,425,890	−1.6%	0.56%
SCHW	Schwab Charles Corp Financial Services	Reduced	14,777	-1,400	$1,388,742	−14.1%	0.55%
TMO	Thermo Fisher Scientific Inc. Healthcare	Reduced	2,822	-120	$1,387,097	−18.6%	0.54%
LRCX	Lam Research Corp Technology	Reduced	6,275	-843	$1,340,716	+10.0%	0.53%