SCHW · Schwab Charles Corp
$109.39
-2.88 (-2.57%)
At close · Aug 26
Market Cap
$189.17B
Shares
1.73B
Price & Indicators
20d MA
50d MA
200d MA
Earnings
Filing
Insider
Congress
Investor day
Close$109.39
Open$108.25
Day$106.34–110.32
52W close$85.35–113.65
Avg vol 30d7.8M
Short int16.9M · 1.0% float · 2.6d
Short vol23%
Last earningsJul 21, 2026
DataJan 2020–Aug 2026
Filing10-Q · Aug 7
Up next
Next earnings call
Oct 22, 2026
Est · unconfirmed
· in 8 wks
FQ3-26 quarter ends
~Sep 30, 2026
Est
filed Aug 7, 2026
AI Brief
TL;DR.
Bullish
Bearish
From the call
AI-generated from the earnings call and 8-K · may contain errors · not investment advice
Ask ALVIS about this →Equibles Rating
blended score · not investment adviceOverall
Buy
SellHoldBuy
Technical
Neutral
Momentum
Very Strong
Sentiment
Neutral
Fundamentals
Excellent
Quant / Vol
Moderate
Market backdrop
VIX 15.2 · calm
Equity put/call 0.64
Technical
price trend
50 / 200-day cross
No cross
Price vs 200-day avg
+13%
above
Price vs 50-day avg
+7%
above
RSI (14)
56
neutral
MACD trend
Negative
52-week position
85%
mid-range
Volume (OBV)
Confirms
volume backs price
Momentum
relative strength
1-month return
+5%
trailing
6-month return
+15%
trailing
YTD return
+9%
this year
Relative strength
+2%
vs S&P · 6-mo
Sentiment
smart money
Trend (MA cross)
No cross
50d $103 › 200d $97 — 50d above 200d
Institutional flow
Distributing
-1% holders QoQ · +170 funds added
Insider flow
Distributing
Net -$116.1M over 90 days · 100% sells
Short interest
Falling
0.97% of float · ▼ -17.7% MoM · 2.6 days cover
Volume signal
Reversal watch
High volume on a down day — possible exhaustion
Institution breadth
Multi-yr high
2,310 holders — near 3-yr high, broad support
Squeeze score
46
elevated · 0–100
Fundamentals
Revenue growth
+22%
Y/Y
EPS growth
+56%
Y/Y
Free cash flow
$8.8B
Valuation
P/E 19.9
below peers
Buyback
$11.1B
remaining
Balance sheet
$6.8B
net cash
Quant / Vol
risk profile
Volatility
25%
annualized · 1-yr
Max drawdown
−20%
past year
ATR
2.1%
of price · 14-day
Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.
Guidance & track record
Latest guidance
· from the Earnings Call filed Jun 30, 2026
2026
Total revenue growth
17.5% – 18.5%
annual 2026
Expense growth
Initiated
9.5% – 10.5%
Prior guidance
period ended
· from the Earnings Call filed Jun 30, 2024
Full year revenue
· full year
0% – 2%
Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.
Technicals
trend & momentum for long-term holders Neutral
50 / 200-day cross
No cross
Neutral
Price vs 200-day avg
+13%
Bullish
Price vs 50-day avg
+7%
Bullish
RSI (14)
56
Neutral
MACD trend
Negative
Bearish
52-week position
85%
Neutral
Volume (OBV)
Confirms
Neutral
Market signals — smart money & positioning
Mixed
Trend (MA cross)
No cross
50d $103 › 200d $97 — 50d above 200d
Institutional flow
Distributing
-1% holders QoQ · +170 funds added
Insider flow
Distributing
Net -$116.1M over 90 days · 100% sells
Short interest
Falling
0.97% of float · ▼ -17.7% MoM · 2.6 days cover
Volume signal
Reversal watch
High volume on a down day — possible exhaustion
Institution breadth
Multi-yr high
2,310 holders — near 3-yr high, broad support
Price context
position in its 52-week range
Range low $85
Now $109 · 85%
Range high $114
vs 200-day avg +13%
vs 50-day avg +7%
Illustrative technical + ownership context — a signal mix, not investment advice.
Key metrics
the company's own KPIs, from written earnings releases and filings| Metric | Latest | Period | YoY |
|---|---|---|---|
| Adjusted diluted EPS non-GAAP | $1.62 | Three Months Ended June 30, 2026 filing | — |
|
|
|||
| Adjusted total expenses (non-GAAP) non-GAAP | $3.23B | Three Months Ended June 30, 2026 filing | — |
| Average Client Assets - Managed investing solutions Non-fee-based | $159.26B | Three Months Ended June 30, 2026 filing | — |
| Average Client Assets - Mutual Fund OneSource and other no-transaction-fee (NTF) funds | $484.08B | Three Months Ended June 30, 2026 filing | — |
| Average Client Assets - Other balance-based fees | $991.95B | Three Months Ended June 30, 2026 filing | — |
| Average Client Assets - Other third-party mutual funds, ETFs, and alternatives | $677.71B | Three Months Ended June 30, 2026 filing | — |
| Average Client Assets - Schwab equity and bond funds, ETFs, and CTFs | $882.54B | Three Months Ended June 30, 2026 filing | — |
| Average Client Assets - Schwab money market funds | $692.9B | Three Months Ended June 30, 2026 filing | — |
| Average Client Assets - Total managed investing solutions | $922.97B | Three Months Ended June 30, 2026 filing | — |
| Average Client Assets - Total mutual funds, ETFs, CTFs, and alternatives | $2.74T | Three Months Ended June 30, 2026 filing | — |
| Capital expenditures | $792M | the second quarter of 2026 filing | — |
| Core net new client assets | 119.8B | Three Months Ended June 30, 2026 filing | — |
| Effective tax rate | 23.7% | the second quarter of 2026 filing | — |
| Active brokerage accounts | 39.8M | 2Q26 | — |
|
|
|||
| Adjusted pre-tax profit margin (non-GAAP) non-GAAP | 54.3% | Three Months Ended June 30, 2026 | — |
| Adjusted Tier 1 Leverage non-GAAP | 6.8% | 2Q26 | — |
|
|
|||
| Average interest-earning assets | 445B | 2Q26 | — |
|
|
|||
| Average Interest-Earning Assets (6) | $448.4B | June 2026 | — |
| Bank loan balances | 67B | 2Q26 | — |
|
|
|||
| Banking accounts | 2.4M | 2Q26 | — |
|
|
|||
| Client Cash as a Percentage of Client Assets (8) | 9% | June 2026 | — |
| Client Daily Average Trades (DATs) (in thousands) | 13.62M | June 2026 | — |
| Client transactional sweep cash balances | 485.7B | 2Q26 | — |
|
|
|||
| Common stock repurchases (shares) | 11.2M | 2Q26 | — |
| Consolidated Tier 1 Leverage | 8.7% | 2Q26 | — |
|
|
|||
| Core net new assets | 119.8B | 2Q26 | — |
|
|
|||
| Daily average trading volume | 11.9M | 2Q26 | — |
|
|
|||
| Derivative Trades as a Percentage of Total Trades | 17.7% | June 2026 | — |
| June core net new assets | 62.7B | June 2026 | — |
| Managed Investing Solutions net flows growth | 53% | 2Q26 | — |
|
|
|||
| Margin Balances at month end (in billions of dollars) (4) | $165.1B | June 2026 | — |
| Margin loan balances | 165.1B | 2Q26 | — |
|
|
|||
| New brokerage account openings | 1.4M | 2Q26 | — |
|
|
|||
| New Brokerage Accounts (in thousands) | 490K | June 2026 | — |
| Pledged Asset Line balances | 33.4B | 2Q26 | — |
| Return on tangible common equity — annualized (non-GAAP) non-GAAP | 44% | Three Months Ended June 30, 2026 | — |
| Total client accounts | 48M | 2Q26 | — |
|
|
|||
| Total client assets | 13.08T | 2Q26 | — |
|
|
|||
| Workplace plan participant accounts | 5.9M | 2Q26 | — |
|
|
|||
| Workplace Plan Participant Accounts (3) | 5.89M | June 2026 | — |
| Adjusted net income non-GAAP | $2.59B | Three Months Ended March 31, 2026 | — |
| Adjusted pre-tax profit margin non-GAAP | 51.4% | Three Months Ended March 31, 2026 | — |
| Adjusted Tier 1 Leverage Ratio (CSB) non-GAAP | 7.5% | March 31, 2026 | — |
| Adjusted Tier 1 Leverage Ratio (CSC) non-GAAP | 6.8% | March 31, 2026 | — |
| Adjusted total expenses non-GAAP | $3.15B | Three Months Ended March 31, 2026 | — |
GAAP → non-GAAP reconciliationGAAP Total expenses excluding interest 3.29B
-132M Amortization of acquired intangible assets
-11M Acquisition and integration-related costs
= Adjusted total expenses 3.15B
|
|||
| Capital expenditures — purchases of equipment, office facilities, and property, net | $173M | Q1 2026 | — |
| Client Cash as a Percentage of Client Assets | 9.9% | March 2026 | — |
| Client Daily Average Trades (DATs) | 10.23M | March 2026 | — |
| Clients' Daily Average Trades (DATs) | 9.9M | 1Q26 | — |
| Common stock repurchases | 2.4B | 1Q26 | — |
|
|
|||
| Core net new assets (excluding planned mutual fund clearing client deconversion) | 157.5B | 1Q26 | — |
| Full-time equivalent employees (at quarter end) | 33.5K | Q1 2026 | — |
| Margin Balances at month end | 126.7B | March 2026 | — |
| Margin loans outstanding | -$126.7B | Q1 2026 | — |
| Net new assets | $79.8B | March 2026 | — |
| Number of Trading Days | 61 | Q1 2026 | — |
| Return on tangible common equity non-GAAP | 40% | Three Months Ended March 31, 2026 | — |
| Schwab Trading Activity Index (STAX) | 56 | March 2026 | — |
| Total Money Market Funds | 702.2B | March 2026 | — |
| Total net new assets | $139.9B | Q1 2026 | — |
| Transactional Sweep Cash | 461.5B | March 2026 | — |
| Transactional Sweep Cash (at month end) | $461.5B | March 2026 | — |
| Capital return | 11.8B | FY2025 | — |
| Managed Investing net inflows growth | 36% | FY2025 | — |
| Managed Investing Solutions net inflows growth | 50% | Q4 FY2025 | — |
| Return on average common stockholders' equity | 22% | Q4 FY2025 | — |
Figures exactly as the company stated them in writing · click a metric with a to chart its history · period links open the stating document · "filing" marks figures stated in the 10-K/10-Q · YoY needs an exactly comparable prior-year period
Versus peers
Capital Markets — same industry group| Company | Mkt cap | YTD | Rev growth Y/Y | P/E | Short % shares |
|---|---|---|---|---|---|
|
SCHW
this stock
Schwab Charles Corp
|
$189.17B | +9.5% | +22.0% | 19.9 | 1.0% |
|
MS
Morgan Stanley
|
$334.75B | +20.6% | +5.5% | 17.2 | 0.9% |
|
GS
Goldman Sachs Group Inc
|
$308.32B | +18.4% | +8.9% | 16.3 | 2.1% |
|
HOOD
Robinhood Markets, Inc.
|
$100.78B | -4.0% | +51.6% | 49.6 | 3.7% |
|
IBKR
Interactive Brokers Group, Inc.
|
$44.49B | +50.9% | +9.0% | 39.1 | 1.8% |
Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding
At a glance
key data from every sectionOwnership
Short & Settlement
Smart Money
Financials
Filings
Earnings & Events
Performance
| 5D | 20D | 120D | MTD | YTD | |
|---|---|---|---|---|---|
| SCHW | -1.3% | +4.7% | +14.7% | +3.9% | +9.5% |
| SPY | -0.4% | +5.0% | +12.4% | +2.6% | +12.3% |
| vs SPY | -1.0% | -0.3% | +2.2% | +1.4% | -2.9% |
Capital returns
Latest dividend
$0.32
/ share · ex Aug 14, 2026
Paid (TTM)
$1.23
/ share · 4 payouts
Dividend yield (TTM, derived)
1.12%
Buyback program
· as of Jun 30, 2026
Authorized
$20.00B
Spent (derived)
$8.90B
Remaining
$11.10B
Spent
Remaining
Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.