SCHW · Schwab Charles Corp · Financials

(b) The aggregate principal amount of 2032 Notes that initially may be authenticated and delivered under this Supplemental Indenture shall be limited to $1,000,000,000 and the aggregate principal amount of 2037 Notes that initially may be authenticated and delivered under this Supplemental Indenture shall be limited to $1,000,000,000, each subject to increase as set forth in Section 3.06 of this Supplemental Indenture.

Issuer evidence: FOURTH SUPPLEMENTAL INDENTURE, dated as of August 12, 2026 ("**Supplemental Indenture**"), to the Indenture dated as of November 14, 2025 (as amended, modified or supplemented from time to time in accordance therewith, other than with respect to a particular series of debt securities, the "**Base Indenture**" and, as amended, modified and supplemented by this Supplemental Indenture, the "**Indenture**"), by and among THE CHARLES SCHWAB CORPORATION (the "**Company**"), and THE BANK OF NEW YORK MELLON TRUST COMPANY, N.A., as trustee (the "**Trustee**").

Supporting evidence: (c) The Stated Maturity Date of the 2032 Notes shall be August 12, 2032 and the Stated Maturity Date of the 2037 Notes shall be August 12, 2037. The Notes shall be payable and may be presented for payment, redemption, registration of transfer and exchange, without service charge, at the Corporate Trust Office.

Supporting evidence: (e) The 2032 Notes will bear interest from and including August 12, 2026 to but excluding August 12, 2031 (the "**2032 Notes** **Interest Reset Date**") at the annual rate of 5.108% (the "**2032 Notes Fixed Rate Period**"). The Company will pay interest on the 2032 Notes semi-annually with respect to the 2032 Notes Fixed Rate Period in arrears on each February 12 and August 12 (each, a "**2032 Notes Fixed Rate Interest Payment Date**"). The Company will make the first interest payment on February 12, 2027 and the final fixed rate interest payment on August 12, 2031.

Supporting evidence: (f) During each 2032 Notes Floating Rate Interest Period, the 2032 Notes will bear interest at a rate per annum equal to compounded SOFR on the Interest Payment Determination Date for that interest period plus 0.950%, all as determined by the Calculation Agent as further provided in this Supplemental Indenture and in the form of the 2032 Notes annexed hereto as Exhibit A.

Supporting evidence: WHEREAS, the Company has duly authorized the execution and delivery, and desires and has requested the Trustee to join it in the execution and delivery, of this Supplemental Indenture in order to establish and provide for the issuance by the Company of two new series of Securities designated as its 5.108% Fixed-to-Floating Rate Senior Notes due 2032 (the "**2032 Notes**") and its 5.655% Fixed-to-Floating Rate Senior Notes due 2037 (the "**2037 Notes**" and, together with the 2032 Notes, the "**Notes**"), on the terms set forth herein;

Supporting evidence: WHEREAS, the Company has duly authorized the execution and delivery, and desires and has requested the Trustee to join it in the execution and delivery, of this Supplemental Indenture in order to establish and provide for the issuance by the Company of two new series of Securities designated as its 5.108% Fixed-to-Floating Rate Senior Notes due 2032 (the "**2032 Notes**") and its 5.655% Fixed-to-Floating Rate Senior Notes due 2037 (the "**2037 Notes**" and, together with the 2032 Notes, the "**Notes**"), on the terms set forth herein;

Supporting evidence: WHEREAS, the Company has duly authorized the execution and delivery, and desires and has requested the Trustee to join it in the execution and delivery, of this Supplemental Indenture in order to establish and provide for the issuance by the Company of two new series of Securities designated as its 5.108% Fixed-to-Floating Rate Senior Notes due 2032 (the "**2032 Notes**") and its 5.655% Fixed-to-Floating Rate Senior Notes due 2037 (the "**2037 Notes**" and, together with the 2032 Notes, the "**Notes**"), on the terms set forth herein;

(b) The aggregate principal amount of 2032 Notes that initially may be authenticated and delivered under this Supplemental Indenture shall be limited to $1,000,000,000 and the aggregate principal amount of 2037 Notes that initially may be authenticated and delivered under this Supplemental Indenture shall be limited to $1,000,000,000, each subject to increase as set forth in Section 3.06 of this Supplemental Indenture.

Issuer evidence: FOURTH SUPPLEMENTAL INDENTURE, dated as of August 12, 2026 ("**Supplemental Indenture**"), to the Indenture dated as of November 14, 2025 (as amended, modified or supplemented from time to time in accordance therewith, other than with respect to a particular series of debt securities, the "**Base Indenture**" and, as amended, modified and supplemented by this Supplemental Indenture, the "**Indenture**"), by and among THE CHARLES SCHWAB CORPORATION (the "**Company**"), and THE BANK OF NEW YORK MELLON TRUST COMPANY, N.A., as trustee (the "**Trustee**").

Supporting evidence: (c) The Stated Maturity Date of the 2032 Notes shall be August 12, 2032 and the Stated Maturity Date of the 2037 Notes shall be August 12, 2037. The Notes shall be payable and may be presented for payment, redemption, registration of transfer and exchange, without service charge, at the Corporate Trust Office.

Supporting evidence: (g) The 2037 Notes will bear interest from and including August 12, 2026 to but excluding August 12, 2036 (the "**2037 Notes Interest Reset Date**") at the annual rate of 5.655% (the "**2037 Notes Fixed Rate Period**"). The Company will pay interest on the 2037 Notes semi-annually with respect to the 2037 Notes Fixed Rate Period in arrears on each February 12 and August 12 (each, a "**2037 Notes Fixed Rate Interest Payment Date**"). The Company will make the first interest payment on February 12, 2027 and the final fixed rate interest payment on August 12, 2036.

Supporting evidence: (h) During each 2037 Notes Floating Rate Interest Period, the 2037 Notes will bear interest at a rate per annum equal to compounded SOFR on the Interest Payment Determination Date for that interest period plus 1.320%, all as determined by the Calculation Agent as further provided in this Supplemental Indenture and in the form of the 2037 Notes annexed hereto as Exhibit B.

Supporting evidence: WHEREAS, the Company has duly authorized the execution and delivery, and desires and has requested the Trustee to join it in the execution and delivery, of this Supplemental Indenture in order to establish and provide for the issuance by the Company of two new series of Securities designated as its 5.108% Fixed-to-Floating Rate Senior Notes due 2032 (the "**2032 Notes**") and its 5.655% Fixed-to-Floating Rate Senior Notes due 2037 (the "**2037 Notes**" and, together with the 2032 Notes, the "**Notes**"), on the terms set forth herein;

Supporting evidence: WHEREAS, the Company has duly authorized the execution and delivery, and desires and has requested the Trustee to join it in the execution and delivery, of this Supplemental Indenture in order to establish and provide for the issuance by the Company of two new series of Securities designated as its 5.108% Fixed-to-Floating Rate Senior Notes due 2032 (the "**2032 Notes**") and its 5.655% Fixed-to-Floating Rate Senior Notes due 2037 (the "**2037 Notes**" and, together with the 2032 Notes, the "**Notes**"), on the terms set forth herein;

Supporting evidence: WHEREAS, the Company has duly authorized the execution and delivery, and desires and has requested the Trustee to join it in the execution and delivery, of this Supplemental Indenture in order to establish and provide for the issuance by the Company of two new series of Securities designated as its 5.108% Fixed-to-Floating Rate Senior Notes due 2032 (the "**2032 Notes**") and its 5.655% Fixed-to-Floating Rate Senior Notes due 2037 (the "**2037 Notes**" and, together with the 2032 Notes, the "**Notes**"), on the terms set forth herein;

On August 12, 2026, The Charles Schwab Corporation (“CSC”) issued $1,250,000,000 aggregate principal amount of 5.108% Fixed-to-Floating Rate Senior Notes due 2032 (the “2032 Notes”) and $1,350,000,000 aggregate principal amount of 5.655% Fixed-to-Floating Rate Senior Notes due 2037 (the “2037 Notes” and, together with the 2032 Notes, the “Notes”). The net proceeds of the offering of the Notes were approximately $2,582 million after deducting underwriting discounts and commissions and estimated offering expenses.

Issuer evidence: On August 12, 2026, The Charles Schwab Corporation (“CSC”) issued $1,250,000,000 aggregate principal amount of 5.108% Fixed-to-Floating Rate Senior Notes due 2032 (the “2032 Notes”) and $1,350,000,000 aggregate principal amount of 5.655% Fixed-to-Floating Rate Senior Notes due 2037 (the “2037 Notes” and, together with the 2032 Notes, the “Notes”). The net proceeds of the offering of the Notes were approximately $2,582 million after deducting underwriting discounts and commissions and estimated offering expenses.

Supporting evidence: On August 12, 2026, The Charles Schwab Corporation (“CSC”) issued $1,250,000,000 aggregate principal amount of 5.108% Fixed-to-Floating Rate Senior Notes due 2032 (the “2032 Notes”) and $1,350,000,000 aggregate principal amount of 5.655% Fixed-to-Floating Rate Senior Notes due 2037 (the “2037 Notes” and, together with the 2032 Notes, the “Notes”). The net proceeds of the offering of the Notes were approximately $2,582 million after deducting underwriting discounts and commissions and estimated offering expenses.

On August 12, 2026, The Charles Schwab Corporation (“CSC”) issued $1,250,000,000 aggregate principal amount of 5.108% Fixed-to-Floating Rate Senior Notes due 2032 (the “2032 Notes”) and $1,350,000,000 aggregate principal amount of 5.655% Fixed-to-Floating Rate Senior Notes due 2037 (the “2037 Notes” and, together with the 2032 Notes, the “Notes”). The net proceeds of the offering of the Notes were approximately $2,582 million after deducting underwriting discounts and commissions and estimated offering expenses.

Issuer evidence: On August 12, 2026, The Charles Schwab Corporation (“CSC”) issued $1,250,000,000 aggregate principal amount of 5.108% Fixed-to-Floating Rate Senior Notes due 2032 (the “2032 Notes”) and $1,350,000,000 aggregate principal amount of 5.655% Fixed-to-Floating Rate Senior Notes due 2037 (the “2037 Notes” and, together with the 2032 Notes, the “Notes”). The net proceeds of the offering of the Notes were approximately $2,582 million after deducting underwriting discounts and commissions and estimated offering expenses.

Supporting evidence: On August 12, 2026, The Charles Schwab Corporation (“CSC”) issued $1,250,000,000 aggregate principal amount of 5.108% Fixed-to-Floating Rate Senior Notes due 2032 (the “2032 Notes”) and $1,350,000,000 aggregate principal amount of 5.655% Fixed-to-Floating Rate Senior Notes due 2037 (the “2037 Notes” and, together with the 2032 Notes, the “Notes”). The net proceeds of the offering of the Notes were approximately $2,582 million after deducting underwriting discounts and commissions and estimated offering expenses.