SCHW · Schwab Charles Corp
$111.09
+1.03 (+0.94%)
At close · Aug 14
Market Cap
$192.11B
Shares
1.73B
Schwab Charles Corp Earnings Call Transcripts
Every quarterly earnings call for Schwab Charles Corp (SCHW) — the full transcript with speaker labels, the audio replay, AI call highlights and a management-tone score, plus the matching 8-K earnings release and the quarter's 10-Q or 10-K. Investor days and conferences appear here too.
Revenue & result across quarters
Revenue Net income YoY up YoY down artefacts
▲20.4%
$5.50B
$2.02B
'22 Q3
22-10-17
▲16.8%
$5.50B
$1.97B
'22 Q4
23-01-18
▲9.5%
$5.12B
$1.60B
'23 Q1
23-04-17
▼8.6%
$4.66B
$1.29B
'23 Q2
23-07-18
▼16.3%
$4.61B
$1.12B
'23 Q3
23-10-16
▼18.9%
$4.46B
$1.04B
'23 Q4
24-01-17
▼7.3%
$4.74B
$1.36B
'24 Q1
24-04-15
▲0.7%
$4.69B
$1.33B
'24 Q2
24-07-16
▲5.2%
$4.85B
$1.41B
'24 Q3
24-10-15
▲19.5%
$5.33B
$1.84B
'24 Q4
25-01-21
▲18.1%
$5.60B
$1.91B
'25 Q1
25-04-17
▲24.8%
$5.85B
$2.13B
'25 Q2
25-07-18
▲26.6%
$6.13B
$2.36B
'25 Q3
25-10-16
▲18.9%
$6.34B
$2.46B
'25 Q4
26-01-21
▲15.8%
$6.48B
$2.48B
'26 Q1
26-04-16
LATEST
▲20.9%
$7.07B
$2.80B
'26 Q2
26-07-21
Earnings call
FY26 · Q2
2026-07-21
Schwab Charles Corp Q2 FY2026 Earnings Call
Confident tone
Client growth and asset gathering
Wealth and advice expansion
Banking and lending
Revenue
$7.07B
▲ 20.9% YoY Diluted EPS
$1.54
▲ 42.6% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY26 · Q1
2026-04-16
Schwab Charles Corp Q1 FY2026 Earnings Call
Confident tone
Trading and engagement
Client growth and asset gathering
Alternatives and adviser platform
Revenue
$6.48B
▲ 15.8% YoY Diluted EPS
$1.37
▲ 38.4% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY25 · Q4
2026-01-21
Schwab Charles Corp Q4 FY2025 Earnings Call
Confident tone
Artificial intelligence and efficiency
Advisor Services expansion
2026 financial outlook and scenario
Revenue
$6.34B*
▲ 18.9% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY25 · Q3
2025-10-16
Schwab Charles Corp Q3 FY2025 Earnings Call
Confident tone
Tokenization and blockchain strategy
Organic client and asset growth
Wealth and lending solutions
Revenue
$6.13B
▲ 26.6% YoY Diluted EPS
$1.26
▲ 77.5% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY25 · Q2
2025-07-18
Schwab Charles Corp Q2 FY2025 Earnings Call
Confident tone
Lending and balance sheet
Client growth and net new assets
Digital assets and crypto
Revenue
$5.85B
▲ 24.8% YoY Diluted EPS
$1.08
▲ 63.6% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY25 · Q1
2025-04-17
Schwab Charles Corp Q1 FY2025 Earnings Call
Confident tone
Ameritrade Integration
Trading and Market Volatility
Net Interest Margin and Rate Environment
Revenue
$5.60B
▲ 18.1% YoY Diluted EPS
$0.99
▲ 45.6% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY24 · Q4
2025-01-21
Schwab Charles Corp Q4 FY2024 Earnings Call
Confident tone
Net New Assets and Organic Growth
Supplemental Borrowings and Balance Sheet
TD Ameritrade Integration
Revenue
$5.33B*
▲ 19.5% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY24 · Q3
2024-10-15
Schwab Charles Corp Q3 FY2024 Earnings Call
Confident tone
Ameritrade Integration and Attrition
Advisor Services / RIA Custody
NIM and Supplemental Funding
Revenue
$4.85B
▲ 5.2% YoY Diluted EPS
$0.71
▲ 26.8% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY24 · Q2
2024-07-16
Schwab Charles Corp Q2 FY2024 Earnings Call
Confident tone
Ameritrade integration completion
Balance sheet and capital
Earnings and net interest margin outlook
Revenue
$4.69B
▲ 0.7% YoY Diluted EPS
$0.66
▲ 3.1% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY24 · Q1
2024-04-15
Schwab Charles Corp Q1 FY2024 Earnings Call
Confident tone
Ameritrade Integration
Competitive Positioning
Expenses and Cost Discipline
Revenue
$4.74B
▼ 7.3% YoY Diluted EPS
$0.68
▼ 18.1% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY23 · Q4
2024-01-17
Schwab Charles Corp Q4 FY2023 Earnings Call
Positive tone
2024 Outlook / Transition Year
Through-Client Strategy / Cash Realignment
Artificial Intelligence Opportunity
Revenue
$4.46B*
▼ 18.9% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY23 · Q3
2023-10-16
Schwab Charles Corp Q3 FY2023 Earnings Call
Revenue
$4.61B
▼ 16.3% YoY Diluted EPS
$0.56
▼ 43.4% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY23 · Q2
2023-07-18
Schwab Charles Corp Q2 FY2023 Earnings Call
Revenue
$4.66B
▼ 8.6% YoY Diluted EPS
$0.64
▼ 26.4% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY23 · Q1
2023-04-17
Schwab Charles Corp Q1 FY2023 Earnings Call
Revenue
$5.12B
▲ 9.5% YoY Diluted EPS
$0.83
▲ 23.9% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY22 · Q4
2023-01-18
Schwab Charles Corp Q4 FY2022 Earnings Call
Revenue
$5.50B*
▲ 16.8% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY22 · Q3
2022-10-17
Schwab Charles Corp Q3 FY2022 Earnings Call
Revenue
$5.50B
▲ 20.4% YoY Diluted EPS
$0.99
▲ 33.8% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY22 · Q2
2022-07-18
Schwab Charles Corp Q2 FY2022 Earnings Call
Revenue
$5.09B
▲ 12.5% YoY Diluted EPS
$0.87
▲ 47.5% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY22 · Q1
2022-04-18
Schwab Charles Corp Q1 FY2022 Earnings Call
Revenue
$4.67B
▼ 0.9% YoY Diluted EPS
$0.67
▼ 8.2% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY21 · Q4
2022-01-18
Schwab Charles Corp Q4 FY2021 Earnings Call
Revenue
$4.71B*
▲ 12.7% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY20 · Q4
2021-01-19
Schwab Charles Corp Q4 FY2020 Earnings Call
Revenue
$4.18B
▲ 60.2% YoY Diluted EPS
$0.57
▼ 8.1% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY20 · Q3
2020-10-15
Schwab Charles Corp Q3 FY2020 Earnings Call
Revenue
$2.45B
▼ 9.7% YoY Diluted EPS
$0.48
▼ 31.4% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Showing 1–21 of 21 earnings calls