Sandy Spring Bank

CIK

1457833

Location

Olney, MD

Portfolio Value

Mid $2,359,775,795

Diversification

Diversified

Reports for

West Financial Services, Inc. SSB Wealth Management, Inc.

Files via

West Financial Services, Inc. SSB Wealth Management, Inc.

Filing Date

Global Rank

#1,167 / 8,136 ▲ 2 · as of Mar 2025

Top Industry

Software - Infrastructure 8.3%

Period ended 1 year ago

Filed May 12, 2025 · 1y

21 quarters · since Mar 2020

Regulatory profile

From Form ADV, the SEC filer profile, 13D/13G type codes and N-CEN, never from the name.

Holder type

Unknown

Portfolio style

Measured from the filed 13F common-share book for Mar 31, 2025, never from the firm's own description.

Style

Diversified active

Top 10 weight 48.7%, 14.6 effective positions, active share 48.9% against every 13F filer's combined book; it meets none of the index-like, systematic-like or concentrated tests

Turnover

Low turnover

8.3% over the last four quarters (under 30%)

Horizon

Long horizon

Value-weighted holding period 19.6 quarters (12+), a floor since 85.3% of the book was already held when coverage starts

Closest benchmark: every 13F filer's combined book, active share 48.9%; sector active share 30.1% against the combined 13F book's sector weights.

Over time 21 measured quarters

How the bands are measured

Style bands measure the filed 13F common-share book each closed quarter, tested in this order. Unknown: under $10,000,000 of valued equity or 5 stocks. Index-like (100+ stocks): active share of 20% or less against the closest benchmark, which is the S&P 500, S&P MidCap 400, S&P SmallCap 600, Russell 1000, Russell 2000, Nasdaq-100 or Dow Jones Industrial Average (weighted by an index-tracking fund's reported holdings or the index's constituents nearest the quarter end, over the names resolved to companies, and only when those are 90%+ of its weight) or every 13F filer's combined book, or index series holding 80%+ of the registered fund assets it advises (N-CEN) and equal to 50%+ of its book. Systematic-like: 500+ stocks, 100%+ annual turnover and a top 10 weight of 25% or less. Concentrated: a top 10 weight of 60%+ or 12 or fewer effective positions. Diversified active: none of these. Turnover is the smaller of buys and sells over average equity value, summed over four quarters: low under 30%, high 100%+. Horizon is the value-weighted number of quarters each position has been held: short under 4, long 12+.

Clone Performance

Build a hypothetical price-return history from this filer's public 13F holdings.

View clone backtest

Portfolio Concentration

1,199 tracked positions · as of Mar 31, 2025 · Δ vs Dec 31, 2024

Top Position

24.1%

+0.8 pts

Top 5

37.5%

−0.8 pts

Top 10

48.7%

−0.7 pts

HHI

684

Diversified+29

Portfolio Trend

21 quarters · across all stocks

Sector Breakdown

As of Mar 31, 2025

Sector	% Portfolio	Value	Positions
Unclassified	42.6%	$1,006,287,120	397
Technology	16.9%	$397,820,109	133
Financial Services	11.0%	$259,212,057	138
Healthcare	6.6%	$155,310,863	97
Consumer Cyclical	6.0%	$141,838,655	102
Communication Services	4.5%	$106,117,812	44
Industrials	4.5%	$105,446,829	103
Consumer Defensive	3.4%	$80,488,303	44
Energy	2.1%	$50,451,289	37
Utilities	1.0%	$24,048,449	35
Real Estate	0.8%	$18,516,208	36
Basic Materials	0.6%	$14,238,101	33

Last Quarter's Activity

Export CSV

Mar 31, 2025 vs Dec 31, 2024

Added To

Positions the filer increased

25 positions

Ticker	Company	Δ Shares	Shares	Value
IQLT	iShares MSCI Intl Quality Factor ETF	+261,321	917,606	$36,419,781
XMHQ	Victory Portfolios II	+85,901	156,172	$14,294,423
IJK	iShares S&P Mid-Cap 400 Growth ETF	+55,616	224,095	$18,662,630
RDVY	First Trust Rising Dividend Achievers ETF	+42,946	89,194	$5,221,416
JEPI	JPMorgan Equity Premium Income ETF	+35,821	770,714	$44,038,597
IJH	iShares Core S&P Mid-Cap ETF	+31,017	2,482,907	$144,877,623
DFAT	Dimensional U.S. Targeted Value ETF	+30,394	289,000	$14,880,610
IBDZ	iShares iBonds Dec 2034 Term Corporate ETF	+28,920	170,318	$4,391,649
DBEF	Xtrackers MSCI EAFE Hedged Equity ETF	+26,380	58,252	$2,522,311
JPST	JPMorgan Ultra-Short Income ETF	+20,891	208,811	$10,572,100
IJR	iShares Core S&P Small-Cap ETF	+19,797	694,813	$72,656,594
IBDY	iShares iBonds Dec 2033 Term Corporate ETF	+19,173	197,294	$5,042,834
VONG	VANGUARD RUSSELL 1000 GROWTH INDEX FUND	+17,948	168,059	$15,594,194
IBDW	iShares iBonds Dec 2031 Term Corporate ETF	+17,469	271,734	$5,638,479
IEMG	iShares Trust	+16,732	64,818	$0
VEA	Vanguard FTSE Developed Markets ETF	+13,673	504,215	$25,629,247
IBDX	iShares iBonds Dec 2032 Term Corporate ETF	+13,406	216,387	$5,407,511
MUNI	PIMCO Intermediate Municipal Bond Active Exchange-Traded Fund	+13,048	33,506	$1,727,234
TTD	Trade Desk, Inc.	+12,984	40,348	$2,207,842
IBDT	iShares iBonds Dec 2028 Term Corporate ETF	+11,085	237,771	$6,006,095
IBDU	iShares iBonds Dec 2029 Term Corporate ETF	+10,929	249,015	$5,759,716
AVGO	Broadcom Inc.	+10,581	33,876	$5,671,857
IBDV	iShares iBonds Dec 2030 Term Corporate ETF	+10,528	255,389	$5,547,049
IBDS	iShares iBonds Dec 2027 Term Corporate ETF	+10,457	249,431	$6,031,241
VCIT	VANGUARD INTERMEDIATE-TERM CORPORATE BOND INDEX FUND	+9,858	57,764	$4,722,784
No positions match the current search.

Trimmed

Positions the filer reduced

25 positions

Ticker	Company	Δ Shares	Shares	Value
DON	WisdomTree U.S. Midcap Dividend Fund	−92,358	433,008	$21,442,556
MDLZ	Mondelez International, Inc.	−24,691	59,397	$4,030,085
INTC	Intel Corp	−22,457	29,239	$664,017
DFUV	Dimensional U.S. Marketwide Value ETF	−21,245	307,842	$12,686,168
CMCSA	Comcast Corp	−19,078	16,402	$605,232
WMT	Walmart Inc.	−18,011	244,697	$21,481,948
KO	Coca Cola Co	−13,851	43,650	$3,126,211
NKE	NIKE, Inc.	−12,175	52,036	$3,303,244
AAPL	Apple Inc.	−11,646	468,063	$103,970,833
MO	Altria Group, Inc.	−10,844	9,406	$564,547
CSCO	Cisco Systems, Inc.	−10,432	113,843	$7,025,251
TFC	Truist Financial Corp	−9,942	73,187	$3,011,644
SHEL	Shell plc	−9,891	107,501	$7,877,672
JPM	Jpmorgan Chase & Co	−9,734	158,527	$38,886,671
APH	Amphenol Corp	−9,225	31,164	$2,044,046
PG	PROCTER & GAMBLE Co	−9,134	45,709	$7,789,726
FTV	Fortive Corp	−9,132	21,004	$1,537,070
PM	Philip Morris International Inc.	−8,943	10,158	$1,612,379
DHR	Danaher Corp	−8,669	67,608	$13,859,640
T	At&T Inc.	−8,202	39,591	$1,119,632
ZTS	Zoetis Inc.	−8,136	61,570	$10,137,499
MSFT	Microsoft Corp	−7,550	200,569	$75,291,595
ABBV	AbbVie Inc.	−7,314	28,179	$5,904,062
ORCL	Oracle Corp	−6,870	70,333	$9,833,255
DIS	Walt Disney Co	−6,508	96,475	$9,522,080
No positions match the current search.

New Positions

Positions the filer opened this quarter

25 positions

Ticker	Company	Shares	Value
BRK-A	Berkshire Hathaway Inc	6	$4,790,652
BINC		10,275	$538,204
IHAK	iShares Cybersecurity and Tech ETF	2,497	$117,309
FELG	Fidelity Enhanced Large Cap Growth ETF	3,051	$96,106
—		150	$50,700
SPIP	State Street(R) SPDR(R) Portfolio TIPS ETF	1,686	$44,476
GIB	Cgi Inc	407	$40,630
FMDE	Fidelity Enhanced Mid Cap Core ETF	1,280	$40,115
NZF	Nuveen Municipal Credit Income Fund	2,977	$36,408
NXJ	NUVEEN NEW JERSEY QUALITY MUNICIPAL INCOME FUND	2,972	$34,981
SPIB	State Street(R) SPDR(R) Portfolio Intermediate Term Corporate Bond ETF	992	$32,974
ESML	iShares ESG Aware MSCI USA Small-Cap ETF	849	$32,610
CRK	Comstock Resources Inc	1,245	$25,323
—		410	$24,616
XOVR	EntrepreneurShares Series Trust ERShares Private-Public Crossover ETF	1,534	$24,467
SH	ProShares Short S&P500	500	$22,280
FLTR	VanEck IG Floating Rate ETF	860	$21,973
FDLO	Fidelity Low Volatility Factor ETF	291	$17,640
IHF	iShares U.S. Healthcare Providers ETF	320	$16,896
ACDC	ProFrac Holding Corp.	2,199	$16,690
CELH	Celsius Holdings, Inc.	468	$16,670
BL	Blackline, Inc.	325	$15,736
—		164	$15,043
IOO	iShares Global 100 ETF	156	$15,021
TLN	Talen Energy Corp	69	$13,777
No positions match the current search.

Sold Out

Positions the filer fully exited

25 positions

Ticker	Company	Shares	Value
EBND	State Street(R) SPDR(R) Bloomberg Emerging Markets Local Bond ETF	6,400	$124,992
AKAM	Akamai Technologies Inc	534	$51,077
—		500	$50,790
PMT	PennyMac Mortgage Investment Trust	3,907	$49,189
—		974	$47,648
EVRG	Evergy, Inc.	730	$44,931
PRF	Victory Portfolios II	1,100	$44,374
VT	VANGUARD TOTAL WORLD STOCK INDEX FUND	370	$43,467
AVUV	Avantis U.S. Small Cap Value ETF	400	$38,612
IVOV	VANGUARD S&P MID-CAP 400 VALUE INDEX FUND	400	$38,224
DXYZ	Destiny Tech100 Inc.	607	$35,728
VIOG	VANGUARD S&P SMALL-CAP 600 GROWTH INDEX FUND	302	$35,125
ELF	e.l.f. Beauty, Inc.	271	$34,023
SLYG	State Street(R) SPDR(R) S & P 600(TM) Small Cap Growth ETF	317	$28,640
VALE	Vale S.A.	3,100	$27,497
XHE	State Street(R) SPDR(R) S&P(R) Health Care Equipment ETF	300	$26,553
HAS	Hasbro, Inc.	402	$22,475
SNY	Sanofi	455	$21,944
AB	Alliancebernstein Holding L.P.	586	$21,734
SF	Stifel Financial Corp	198	$21,003
—		1,010	$19,422
EMXC	iShares MSCI Emerging Markets ex China ETF	304	$16,856
—		70	$16,468
PSCT	Invesco Ltd.	342	$16,323
COMT	iShares GSCI Commodity Dynamic Roll Strategy ETF	588	$14,882
No positions match the current search.

Portfolio Positions

Compact Export CSV View 13F filing

1,199 tracked positions · $2,359,775,795 total · filing declares 1,936 positions · $2,378,010,654 · as of Mar 31, 2025

All sectors Basic Materials Communication Services Consumer Cyclical Consumer Defensive Energy Financial Services Healthcare Industrials Real Estate Technology Utilities

Showing 1–50 of 1,199 positions by value · page 1 of 24

Ticker	Company	Type	Shares	Δ Shares	Value (USD)	% Δ Value	Held (qtrs)	Est. cost/share	% of Portfolio
IJH	iShares Core S&P Mid-Cap ETF	Added	2,482,907	+31,017	$144,877,623	−5.2%	21+	before history	6.14%
IVV	iShares Core S&P 500 ETF	Added	241,147	+4,367	$135,500,498	−2.8%	21+	before history	5.74%
AAPL	Apple Inc. Technology	Reduced	468,063	-11,646	$103,970,833	−13.5%	21+	before history	4.41%
NVDA	Nvidia Corp Technology	Added	715,491	+130	$77,544,913	−19.3%	21+	before history	3.29%
MSFT	Microsoft Corp Technology	Reduced	200,569	-7,550	$75,291,595	−14.2%	21+	before history	3.19%
IJR	iShares Core S&P Small-Cap ETF	Added	694,813	+19,797	$72,656,594	−6.6%	21+	before history	3.08%
SPY	Spdr S&P 500 ETF Trust	Reduced	106,906	-2,254	$59,802,145	−6.5%	21+	before history	2.53%
BRK-B	Berkshire Hathaway Inc Financial Services	Added	96,940	+3,522	$51,628,304	+21.9%	21+	before history	2.19%
AMZN	Amazon Com Inc Consumer Cyclical	Added	261,665	+1,124	$49,784,381	−12.9%	21+	before history	2.11%
MDY	Spdr S&P Midcap 400 ETF Trust	Reduced	92,031	-1,028	$49,096,697	−7.4%	21+	before history	2.08%
JEPI	JPMorgan Equity Premium Income ETF	Added	770,714	+35,821	$44,038,597	+4.2%	17	unpriced	1.87%
JPM	Jpmorgan Chase & Co Financial Services	Reduced	158,527	-9,734	$38,886,671	−3.6%	21+	before history	1.65%
IQLT	iShares MSCI Intl Quality Factor ETF	Added	917,606	+261,321	$36,419,781	+49.5%	9	unpriced	1.54%
IUSV	iShares Core S&P U.S. Value ETF	Reduced	362,036	-1,675	$33,412,301	−0.8%	21+	before history	1.42%
GOOG	Alphabet Inc. Communication Services	Reduced	204,986	-2,528	$32,024,961	−19.0%	21+	before history	1.36%
IUSG	iShares Core S&P U.S. Growth ETF	Reduced	231,521	-1,990	$29,421,688	−9.6%	21+	before history	1.25%
VEA	Vanguard FTSE Developed Markets ETF	Added	504,215	+13,673	$25,629,247	+9.3%	21+	before history	1.09%
PANW	Palo Alto Networks Inc Technology	Added	140,183	+6,691	$23,920,826	−1.5%	21+	before history	1.01%
MA	Mastercard Inc Financial Services	Reduced	43,452	-1,507	$23,816,909	+0.6%	21+	before history	1.01%
META	Meta Platforms, Inc. Communication Services	Added	40,928	+367	$23,589,261	−0.7%	21+	before history	1.00%
RTX	RTX Corp Industrials	Reduced	164,327	-206	$21,766,752	+14.3%	20	unpriced	0.92%
WMT	Walmart Inc. Consumer Defensive	Reduced	244,697	-18,011	$21,481,948	−9.5%	21+	before history	0.91%
DON	WisdomTree U.S. Midcap Dividend Fund	Reduced	433,008	-92,358	$21,442,556	−19.9%	14	unpriced	0.91%
GOOGL	Alphabet Inc. Communication Services	Reduced	136,611	-4,018	$21,125,523	−20.6%	21+	before history	0.90%
LLY	ELI LILLY & Co Healthcare	Added	25,550	+4,546	$21,101,999	+30.1%	21+	before history	0.89%
COST	Costco Wholesale Corp Consumer Defensive	Added	21,505	+33	$20,338,997	+3.4%	21+	before history	0.86%
MCD	Mcdonalds Corp Consumer Cyclical	Reduced	59,781	-4,080	$18,673,789	+0.9%	21+	before history	0.79%
IJK	iShares S&P Mid-Cap 400 Growth ETF	Added	224,095	+55,616	$18,662,630	+21.8%	21+	before history	0.79%
HD	Home Depot, Inc. Consumer Cyclical	Reduced	45,391	-3,286	$16,635,346	−12.1%	21+	before history	0.70%
JNJ	Johnson & Johnson Healthcare	Reduced	98,084	-6,503	$16,266,249	+7.5%	21+	before history	0.69%
VONG	VANGUARD RUSSELL 1000 GROWTH INDEX FUND	Added	168,059	+17,948	$15,594,194	+0.6%	10	$72.44	0.66%
GS	Goldman Sachs Group Inc Financial Services	Reduced	27,438	-40	$14,989,104	−4.7%	21+	before history	0.64%
DFAT	Dimensional U.S. Targeted Value ETF	Added	289,000	+30,394	$14,880,610	+3.4%	12	$48.40	0.63%
V	Visa Inc. Financial Services	Reduced	42,078	-1,822	$14,746,654	+6.3%	21+	before history	0.62%
TMO	Thermo Fisher Scientific Inc. Healthcare	Reduced	29,208	-396	$14,533,900	−5.6%	21+	before history	0.62%
XMHQ	Victory Portfolios II	Added	156,172	+85,901	$14,294,423	+106.6%	2	$100.19	0.61%
NEE	Nextera Energy Inc Utilities	Added	200,042	+6,711	$14,180,975	+2.3%	21+	before history	0.60%
DHR	Danaher Corp Healthcare	Reduced	67,608	-8,669	$13,859,640	−20.8%	21+	before history	0.59%
ABT	Abbott Laboratories Healthcare	Reduced	103,788	-2,540	$13,767,476	+14.5%	21+	before history	0.58%
BX	Blackstone Inc. Financial Services	Added	98,029	+1,400	$13,702,493	−17.8%	21+	before history	0.58%
ACN	Accenture plc Technology	Added	43,079	+201	$13,442,370	−10.9%	21+	before history	0.57%
AXP	American Express Co Financial Services	Reduced	49,786	-919	$13,394,922	−11.0%	21+	before history	0.57%
TJX	Tjx Companies Inc Consumer Cyclical	Added	108,888	+5,502	$13,262,557	+6.2%	21+	before history	0.56%
VUG	VANGUARD GROWTH INDEX FUND	Added	35,338	+2,497	$13,104,029	−2.8%	21+	before history	0.56%
XOM	ExxonMobil Holdings Corp Energy	Added	108,977	+1,446	$12,960,633	+12.0%	21+	before history	0.55%
LOW	Lowes Companies Inc Consumer Cyclical	Reduced	55,338	-534	$12,906,479	−6.4%	21+	before history	0.55%
DFUV	Dimensional U.S. Marketwide Value ETF	Reduced	307,842	-21,245	$12,686,168	−5.8%	12	$35.64	0.54%
ETN	Eaton Corp plc Industrials	Added	41,479	+3,644	$11,275,235	−10.2%	21+	before history	0.48%
BLK	BlackRock, Inc. Financial Services	Reduced	11,789	-323	$11,158,051	−10.1%	2	$1,014.92	0.47%
JPST	JPMorgan Ultra-Short Income ETF	Added	208,811	+20,891	$10,572,100	+11.7%	21+	before history	0.45%

Showing the top 50 of 1,199 positions. Create a free account to see every position, past quarters, search, filters and CSV export.

Covers the securities this platform tracks: U.S.-listed common stock and the put/call positions reported on it. A 13F can also report security types outside that coverage — preferred shares, bonds, warrants, untracked share classes — so the filing's own declared total can exceed the figures above. The source filing is linked at the top of this table.