Sandy Spring Bank

Bank

CIK

1457833

Location

Olney, MD

Portfolio Value

Mid $2,339,727,436

Diversification

Diversified

Reports for

West Financial Services, Inc. SSB Wealth Management, Inc.

Files via

West Financial Services, Inc. SSB Wealth Management, Inc.

Filing Date

Global Rank

#1,153 / 8,116 ▼ 6 · as of Mar 2025

Top Industry

Software - Infrastructure 8.2%

3Y Alpha vs SPY

+16.2%

Period ended 1 year ago

Filed May 12, 2025 · 1y

21 quarters · since Mar 2020

Clone Performance

Sep 2023–Oct 2025 · vs SPY

Hypothetical growth of buying every stock this filer reported holding, rebalancing on each filing and indexed to the same start. Option positions cannot be bought this way and are left out.

Cloned portfolio

+91.6%

SPY

+46.8%

Annualised alpha

+16.3%

Max drawdown

−18.1%

Estimate. 13F holdings are quarter-lagged, so the clone rebalances about 45 days after each period end — when the filing becomes public — and it excludes option and short positions. Returns use comparable raw closes and exclude dividends. Captured split ratios restate closes onto one basis; only an unusable ratio can exclude earlier closes for that listing. It tracks 100% of reported value on average across 8 quarters.Sandy Spring Bank has stopped filing, so the simulation ends in Oct 2025 — where its last reported portfolio went stale — rather than trading that portfolio forward to today. Past performance does not predict future results.

Portfolio Concentration

886 tracked positions · as of Mar 31, 2025 · Δ vs Dec 31, 2024

Top Position

24.4%

+0.9 pts

Top 5

37.9%

−0.8 pts

Top 10

49.2%

−0.7 pts

HHI

698

Diversified+32

Portfolio Trend

21 quarters · across all stocks

Sector Breakdown

As of Mar 31, 2025

Sector	% Portfolio	Value	Positions
Unclassified	42.1%	$984,359,076	99
Technology	17.1%	$399,863,582	131
Financial Services	11.1%	$259,144,396	132
Healthcare	6.6%	$155,303,190	96
Consumer Cyclical	6.1%	$141,790,869	101
Communication Services	4.5%	$106,115,849	41
Industrials	4.5%	$105,429,996	101
Consumer Defensive	3.4%	$80,484,849	43
Energy	2.2%	$50,433,947	37
Utilities	1.0%	$24,047,401	36
Real Estate	0.8%	$18,516,208	36
Basic Materials	0.6%	$14,238,073	33

Last Quarter's Activity

Export CSV

Mar 31, 2025 vs Dec 31, 2024

Added To

Positions the filer increased

25 positions

Ticker	Company	Δ Shares	Shares	Value
AAXJ	iShares MSCI All Country Asia ex Japan ETF	+535,871	7,927,831	$571,111,969
ABI	VictoryShares Pioneer Asset-Based Income ETF	+84,098	220,804	$17,122,177
BBAG	JPMorgan BetaBuilders U.S. Aggregate Bond ETF	+56,444	984,698	$54,879,812
AIRR	First Trust RBA American Industrial Renaissance ETF	+42,926	89,706	$5,242,579
DCOR	Dimensional US Core Equity 1 ETF	+34,277	997,544	$44,256,221
BNDW	Vanguard Total World Bond ETF	+32,357	307,951	$26,138,871
ASHR	Xtrackers Harvest CSI 300 China A-Shares ETF	+26,496	58,995	$2,549,170
FBCG	Fidelity Blue Chip Growth ETF	+14,009	15,949	$690,369
VEA	Vanguard FTSE Developed Markets ETF	+13,673	504,215	$25,629,247
TTD	Trade Desk, Inc.	+12,984	40,348	$2,207,842
AVGO	Broadcom Inc.	+10,581	33,876	$5,671,857
BILZ	PIMCO Ultra Short Government Active ETF	+9,669	39,642	$2,279,267
CBRE	Cbre Group, Inc.	+8,068	9,580	$1,252,872
VRT	Vertiv Holdings Co	+6,984	26,021	$1,878,716
DDOG	Datadog, Inc.	+6,880	26,075	$2,586,900
NEE	Nextera Energy Inc	+6,711	200,042	$14,180,975
PANW	Palo Alto Networks Inc	+6,691	140,183	$23,920,826
UBER	Uber Technologies, Inc	+6,665	46,282	$3,372,105
BKR	Baker Hughes Co	+6,516	18,837	$827,885
MCHP	Microchip Technology Inc	+5,866	122,868	$5,948,039
TJX	Tjx Companies Inc /De/	+5,502	108,888	$13,262,557
LLY	ELI LILLY & Co	+4,546	25,550	$21,101,999
VB	Vanguard Morningstar Small-Cap ETF	+3,854	95,868	$15,850,588
ETN	Eaton Corp plc	+3,644	41,479	$11,275,235
BRK-B	Berkshire Hathaway Inc	+3,528	96,946	$56,418,956
No positions match the current search.

Trimmed

Positions the filer reduced

25 positions

Ticker	Company	Δ Shares	Shares	Value
AGGY	WisdomTree Yield Enhanced U.S. Aggregate Bond Fund	−92,333	433,633	$21,491,557
MDLZ	Mondelez International, Inc.	−24,691	59,397	$4,030,085
INTC	Intel Corp	−22,457	29,239	$664,017
CMCSA	Comcast Corp	−19,078	16,402	$605,232
WMT	Walmart Inc.	−18,011	244,697	$21,481,948
KO	Coca Cola Co	−13,851	43,650	$3,126,211
NKE	NIKE, Inc.	−12,175	52,036	$3,303,244
AAPL	Apple Inc.	−11,646	468,063	$103,970,833
MO	Altria Group, Inc.	−10,844	9,406	$564,547
CSCO	Cisco Systems, Inc.	−10,432	113,843	$7,025,251
TFC	Truist Financial Corp	−9,942	73,187	$3,011,644
SHEL	Shell plc	−9,891	107,501	$7,877,672
JPM	Jpmorgan Chase & Co	−9,734	158,527	$38,886,671
APH	Amphenol Corp /De/	−9,225	31,164	$4,088,093
PG	PROCTER & GAMBLE Co	−9,134	45,709	$7,789,726
FTV	Fortive Corp	−9,132	21,004	$1,537,070
PM	Philip Morris International Inc.	−8,943	10,158	$1,612,379
DHR	Danaher Corp /De/	−8,669	67,608	$13,859,640
T	At&T Inc.	−8,202	39,591	$1,119,632
ZTS	Zoetis Inc.	−8,136	61,570	$10,137,499
MSFT	Microsoft Corp	−7,550	200,569	$75,291,595
ABBV	AbbVie Inc.	−7,314	28,179	$5,904,062
ORCL	Oracle Corp	−6,870	70,333	$9,833,255
GOOGL	Alphabet Inc.	−6,546	341,597	$53,150,484
DIS	Walt Disney Co	−6,508	96,475	$9,522,080
No positions match the current search.

New Positions

Positions the filer opened this quarter

25 positions

Ticker	Company	Shares	Value
BCLO	iShares BBB-B CLO Active ETF	10,275	$538,204
GIB	Cgi Inc	407	$40,630
NZF	Nuveen Municipal Credit Income Fund	2,977	$36,408
CRK	Comstock Resources Inc	1,245	$25,323
XOVR	EntrepreneurShares Series Trust ERShares Private-Public Crossover ETF	1,534	$24,467
ACDC	ProFrac Holding Corp.	2,199	$16,690
CELH	Celsius Holdings, Inc.	468	$16,670
BL	Blackline, Inc.	325	$15,736
TLN	Talen Energy Corp	69	$13,777
ACVA	ACV Auctions Inc.	950	$13,385
NML	Neuberger Energy Infrastructure & Income Fund Inc.	1,430	$12,870
ADVE	Matthews Asia Dividend Active ETF	450	$12,591
EUAD	Select STOXX Europe Aerospace & Defense ETF	375	$12,573
CRWV	CoreWeave, Inc.	325	$12,051
NIO	NIO Inc.	3,000	$11,430
APO	Apollo Global Management, Inc.	75	$10,270
CVSA	Covista Inc.	100	$10,064
NUVB	Nuvation Bio Inc.	5,000	$8,800
HCKT	Hackett Group, Inc.	245	$7,158
SRAD	Sportradar Group AG	300	$6,486
SGML	Sigma Lithium Corp	500	$5,200
BRO	Brown & Brown, Inc.	38	$4,727
CPNG	Coupang, Inc.	210	$4,605
CRDO	Credo Technology Group Holding Ltd	100	$4,016
APAM	Artisan Partners Asset Management Inc.	100	$3,910
No positions match the current search.

Sold Out

Positions the filer fully exited

25 positions

Ticker	Company	Shares	Value
AKAM	Akamai Technologies Inc	534	$51,077
PMT	PennyMac Mortgage Investment Trust	3,907	$49,189
DGS	WisdomTree Emerging Markets SmallCap Dividend Fund	974	$47,648
EVRG	Evergy, Inc.	730	$44,931
ACSG	American Century Small Cap Growth Insights ETF	400	$38,612
DXYZ	Destiny Tech100 Inc.	607	$35,728
ELF	e.l.f. Beauty, Inc.	271	$34,023
VALE	Vale S.A.	3,100	$27,497
HAS	Hasbro, Inc.	402	$22,475
SNY	Sanofi	455	$21,944
AB	Alliancebernstein Holding L.P.	586	$21,734
SF	Stifel Financial Corp	198	$21,003
AGRH	iShares Interest Rate Hedged U.S. Aggregate Bond ETF	588	$14,882
APA	APA Corp	563	$12,999
EIX	Edison International	150	$11,976
EPAM	EPAM Systems, Inc.	46	$10,755
PFG	Principal Financial Group Inc	130	$10,063
SPG	Simon Property Group Inc.	58	$9,988
FANG	Diamondback Energy, Inc.	60	$9,829
HDB	Hdfc Bank Ltd	149	$9,515
ATMU	Atmus Filtration Technologies Inc.	240	$9,403
TRU	TransUnion	99	$9,178
UHT	Universal Health Realty Income Trust	242	$9,004
GPC	Genuine Parts Co	73	$8,523
BTI	British American Tobacco p.l.c.	200	$7,264
No positions match the current search.

Portfolio Positions

Compact Export CSV View 13F filing

886 tracked positions · $2,339,727,436 total · filing declares 1,936 positions · $2,378,010,654 · as of Mar 31, 2025

All sectors Basic Materials Communication Services Consumer Cyclical Consumer Defensive Energy Financial Services Healthcare Industrials Real Estate Technology Utilities

Showing 1–50 of 886 positions by value · page 1 of 18

Ticker	Company	Type	Shares	Δ Shares	Value (USD)	% Δ Value	% of Portfolio
AAXJ	iShares MSCI All Country Asia ex Japan ETF	Added	7,927,831	+535,871	$571,111,969	−0.1%	24.41%
AAPL	Apple Inc. Technology	Reduced	468,063	-11,646	$103,970,833	−13.5%	4.44%
NVDA	Nvidia Corp Technology	Added	715,491	+130	$77,544,913	−19.3%	3.31%
MSFT	Microsoft Corp Technology	Reduced	200,569	-7,550	$75,291,595	−14.2%	3.22%
SPY	Spdr S&P 500 ETF Trust	Reduced	106,906	-2,254	$59,802,145	−6.5%	2.56%
BRK-B	Berkshire Hathaway Inc Financial Services	Added	96,946	+3,528	$56,418,956	+33.2%	2.41%
BBAG	JPMorgan BetaBuilders U.S. Aggregate Bond ETF	Added	984,698	+56,444	$54,879,812	+5.4%	2.35%
GOOGL	Alphabet Inc. Communication Services	Reduced	341,597	-6,546	$53,150,484	−19.6%	2.27%
AMZN	Amazon Com Inc Consumer Cyclical	Added	261,665	+1,124	$49,784,381	−12.9%	2.13%
MDY	Spdr S&P Midcap 400 ETF Trust	Reduced	92,031	-1,028	$49,096,697	−7.4%	2.10%
DCOR	Dimensional US Core Equity 1 ETF	Added	997,544	+34,277	$44,256,221	−0.4%	1.89%
JPM	Jpmorgan Chase & Co Financial Services	Reduced	158,527	-9,734	$38,886,671	−3.6%	1.66%
BNDW	Vanguard Total World Bond ETF	Added	307,951	+32,357	$26,138,871	+5.6%	1.12%
VEA	Vanguard FTSE Developed Markets ETF	Added	504,215	+13,673	$25,629,247	+9.3%	1.10%
PANW	Palo Alto Networks Inc Technology	Added	140,183	+6,691	$23,920,826	−1.5%	1.02%
MA	Mastercard Inc Financial Services	Reduced	43,452	-1,507	$23,816,909	+0.6%	1.02%
META	Meta Platforms, Inc. Communication Services	Added	40,928	+367	$23,589,261	−0.7%	1.01%
RTX	RTX Corp Industrials	Reduced	164,327	-206	$21,766,752	+14.3%	0.93%
AGGY	WisdomTree Yield Enhanced U.S. Aggregate Bond Fund	Reduced	433,633	-92,333	$21,491,557	−19.9%	0.92%
WMT	Walmart Inc. Consumer Defensive	Reduced	244,697	-18,011	$21,481,948	−9.5%	0.92%
LLY	ELI LILLY & Co Healthcare	Added	25,550	+4,546	$21,101,999	+30.1%	0.90%
COST	Costco Wholesale Corp /New Consumer Defensive	Added	21,505	+33	$20,338,997	+3.4%	0.87%
MCD	Mcdonalds Corp Consumer Cyclical	Reduced	59,781	-4,080	$18,673,789	+0.9%	0.80%
ABI	VictoryShares Pioneer Asset-Based Income ETF	Added	220,804	+84,098	$17,122,177	+73.1%	0.73%
HD	Home Depot, Inc. Consumer Cyclical	Reduced	45,391	-3,286	$16,635,346	−12.1%	0.71%
JNJ	Johnson & Johnson Healthcare	Reduced	98,084	-6,503	$16,266,249	+7.5%	0.70%
VB	Vanguard Morningstar Small-Cap ETF	Added	95,868	+3,854	$15,850,588	−3.2%	0.68%
GS	Goldman Sachs Group Inc Financial Services	Reduced	27,438	-40	$14,989,104	−4.7%	0.64%
V	Visa Inc. Financial Services	Reduced	42,078	-1,822	$14,746,654	+6.3%	0.63%
TMO	Thermo Fisher Scientific Inc. Healthcare	Reduced	29,208	-396	$14,533,900	−5.6%	0.62%
NEE	Nextera Energy Inc Utilities	Added	200,042	+6,711	$14,180,975	+2.3%	0.61%
DHR	Danaher Corp /De/ Healthcare	Reduced	67,608	-8,669	$13,859,640	−20.8%	0.59%
ABT	Abbott Laboratories Healthcare	Reduced	103,788	-2,540	$13,767,476	+14.5%	0.59%
BX	Blackstone Inc. Financial Services	Added	98,029	+1,400	$13,702,493	−17.8%	0.59%
ACN	Accenture plc Technology	Added	43,079	+201	$13,442,370	−10.9%	0.57%
AXP	American Express Co Financial Services	Reduced	49,786	-919	$13,394,922	−11.0%	0.57%
TJX	Tjx Companies Inc /De/ Consumer Cyclical	Added	108,888	+5,502	$13,262,557	+6.2%	0.57%
XOM	ExxonMobil Holdings Corp Energy	Added	108,977	+1,446	$12,960,633	+12.0%	0.55%
LOW	Lowes Companies Inc Consumer Cyclical	Reduced	55,338	-534	$12,906,479	−6.4%	0.55%
XLBI	State Street Materials Select Sector SPDR Premium Income ETF	Reduced	141,408	-2,271	$12,232,185	−5.6%	0.52%
ETN	Eaton Corp plc Industrials	Added	41,479	+3,644	$11,275,235	−10.2%	0.48%
BLK	BlackRock, Inc. Financial Services	Reduced	11,789	-323	$11,158,051	−10.1%	0.48%
BWX	State Street SPDR Bloomberg International Treasury Bond ETF	Reduced	160,815	-2,708	$10,453,183	−7.3%	0.45%
ZTS	Zoetis Inc. Healthcare	Reduced	61,570	-8,136	$10,137,499	−10.7%	0.43%
VEU	Vanguard FTSE All-World Ex-US ETF	Added	214,798	+2,003	$9,954,164	+3.7%	0.43%
AMT	American Tower Corp /Ma/ Real Estate	Reduced	45,448	-3,795	$9,889,484	+9.5%	0.42%
ORCL	Oracle Corp Technology	Reduced	70,333	-6,870	$9,833,255	−23.6%	0.42%
MAR	Marriott International Inc /Md/ Consumer Cyclical	Reduced	41,006	-625	$9,767,628	−15.9%	0.42%
BKF	iShares MSCI BIC ETF	Reduced	73,919	-3,930	$9,660,143	−16.2%	0.41%
CRM	Salesforce, Inc. Technology	Reduced	35,491	-339	$9,524,364	−20.5%	0.41%

Covers the securities this platform tracks: U.S.-listed common stock and the put/call positions reported on it. A 13F can also report security types outside that coverage — preferred shares, bonds, warrants, untracked share classes — so the filing's own declared total can exceed the figures above. The source filing is linked at the top of this table.