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TRU · TransUnion

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$84.96 +0.09 (+0.11%)
Market Cap
$16.36B
Shares
192.80M

Price & Indicators

Indicators
Price
Panels
Event markers
20d MA 50d MA 200d MA Earnings Filing Insider Congress Investor day
Close$84.87 Open$84.59 Day$84.06–85.71 52W close$64.43–93.71 Avg vol 30d2.1M Short int8.5M · 4.4% float · 3.3d Short vol46% Last earningsJul 28, 2026 DataJan 2020–Aug 2026 Filing10-Q · Jul 28

Up next

Next earnings call
Oct 27, 2026 Est · unconfirmed · in 9 wks
FQ3-26 quarter ends
~Sep 30, 2026 Est
Latest filing: 10-Q
filed Jul 28, 2026

AI Brief

TL;DR.

Bullish
    Bearish

      AI-generated from the earnings call and 8-K · may contain errors · not investment advice

      Ask ALVIS about this →

      Equibles Rating

      blended score · not investment advice
      Overall
      Buy
      SellHoldBuy
      Technical Buy Momentum Strong Sentiment Neutral Fundamentals Strong Quant / Vol Moderate
      Market backdrop VIX 15.9 · calm Equity put/call 0.68
      Technical
      price trend
      Buy
      50 / 200-day cross No cross
      Price vs 200-day avg +11%
      above
      Price vs 50-day avg +11%
      above
      RSI (14) 63
      neutral
      MACD trend Positive
      52-week position 70%
      mid-range
      Volume (OBV) Confirms
      volume backs price
      Momentum
      relative strength
      Strong
      1-month return +11%
      trailing
      6-month return +8%
      trailing
      YTD return −1%
      this year
      Relative strength −4%
      vs S&P · 6-mo
      Sentiment
      smart money
      Neutral
      Trend (MA cross) No cross
      50d $76 › 200d $76 — 200d above 50d
      Institutional flow Distributing
      -7% holders QoQ · +71 funds added
      Insider flow Flat
      No net insider activity over 90 days
      Short interest Falling
      4.43% of float · ▼ -21.0% MoM · 3.3 days cover
      Volume signal Normal
      Volume near normal
      Institution breadth Steady
      521 holders — mid 3-yr range
      Squeeze score 57
      elevated · 0–100
      Fundamentals
      Strong
      Revenue growth +9%
      Y/Y
      EPS growth +60%
      Y/Y
      Free cash flow $661.6M
      Valuation P/E 23.5
      in line
      Buyback $675.0M
      remaining
      Balance sheet $4.3B
      net debt
      Quant / Vol
      risk profile
      Moderate
      Volatility 41%
      annualized · 1-yr
      Max drawdown −31%
      past year
      ATR 3.4%
      of price · 14-day

      Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

      Guidance & track record

      Beat or met 7 of last 8
      Latest guidance · from the 8-K filed Jul 28, 2026
      Full-year 2026
      Revenue Initiated $5.13B – $5.16B
      Adjusted EBITDA margin Non-GAAP Initiated 35.2% – 35.4%
      D&A ex. step-up from 2012 change in control and subsequent acqui Initiated $320M
      Adjusted Tax Rate Non-GAAP Initiated 25.5%
      Third quarter 2026
      Adjusted EBITDA margin Non-GAAP Initiated 35.2% – 35.4%
      Prior guidance period ended · from the 8-K filed Apr 28, 2026
      Revenue, as reported · Three Months Ended June 30, 2026 $1.27B – $1.28B
      Diluted Earnings per Share · Three Months Ended June 30, 2026 $0.61 – $0.64
      Net income attributable to TransUnion · Three Months Ended June 30, 2026 $120M – $125M
      Adjusted EBITDA, as reported · Three Months Ended June 30, 2026 $439M – $445M
      Adjusted Diluted Earnings per Share · Three Months Ended June 30, 2026 $1.13 – $1.15
      Guided vs delivered · last 8 settled
      Reported Revenue Third quarter 2025
      guided $1.12B – $1.14B
      $1.17B Beat +4.0%
      Reported Revenue Full-year 2025
      guided $4.43B – $4.47B
      $4.58B Beat +2.8%
      Reported Revenue Second quarter 2025
      guided $1.08B – $1.1B
      $1.14B Beat +5.0%
      Revenue first quarter of 2024
      guided $971M – $980M
      $1.02B Beat +4.7%

      Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.

      Technicals

      trend & momentum for long-term holders Buy
      0 · 4 · 3
      50 / 200-day cross
      No cross Neutral
      Price vs 200-day avg
      +11% Bullish
      Price vs 50-day avg
      +11% Bullish
      RSI (14)
      63 Neutral
      MACD trend
      Positive Bullish
      52-week position
      70% Neutral
      Volume (OBV)
      Confirms Neutral
      Market signals — smart money & positioning
      Mixed
      Trend (MA cross) No cross
      50d $76 › 200d $76 — 200d above 50d
      Institutional flow Distributing
      -7% holders QoQ · +71 funds added
      Insider flow Flat
      No net insider activity over 90 days
      Short interest Falling
      4.43% of float · ▼ -21.0% MoM · 3.3 days cover
      Volume signal Normal
      Volume near normal
      Institution breadth Steady
      521 holders — mid 3-yr range
      Price context
      position in its 52-week range
      Range low $64 Now $85 · 70% Range high $94
      vs 200-day avg +11% vs 50-day avg +11%

      Illustrative technical + ownership context — a signal mix, not investment advice.

      Key metrics

      the company's own KPIs, from written earnings releases and filings
      Metric Latest Period YoY
      Leverage Ratio non-GAAP 2.6 Trailing Twelve Months Ended June 30, 2026 —
      Leverage Ratio Adjusted EBITDA non-GAAP $1.79B Trailing Twelve Months Ended June 30, 2026 —
      Adjusted Basic Earnings per Share non-GAAP $1.19 Three Months Ended March 31, 2026 —
      Adjusted Diluted EPS non-GAAP $1.18 Q1 2026 —
      Dividends paid $25M Q1 2026 —
      Net Debt non-GAAP $4.87B Trailing Twelve Months Ended March 31, 2026 —
      Organic constant currency revenue non-GAAP 11% Q1 2026 —
      Organic constant currency revenue ex. FICO mortgage royalties non-GAAP 7% Q1 2026 —
      Share repurchases $25M Q1 2026 —

      Figures exactly as the company stated them in writing · click a metric with a to chart its history · period links open the stating document · "filing" marks figures stated in the 10-K/10-Q · YoY needs an exactly comparable prior-year period

      Versus peers

      Financial Data & Stock Exchanges — same industry group
      Open screener →
      Company Mkt cap YTD Rev growth Y/Y P/E Short % shares
      TRU
      TransUnion
      this stock
      		$16.36B -1.0% +9.4% 23.5 4.4%
      SPGI
      S&P Global Inc.
      		 $136.23B — +7.1% 29.1 2.8%
      CME
      Cme Group Inc.
      		 $98.88B +2.2% +6.4% 23.3 1.7%
      ICE
      Intercontinental Exchange, Inc.
      		 $90.52B +0.6% -2.1% 22.8 1.4%
      MCO
      Moodys Corp /De/
      		 $87.73B +0.1% +16.6% 32.1 1.8%

      Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

      At a glance

      key data from every section
      Ownership
      Institutional Holders Accumulating
      Holders
      521
      % held
      110.8%
      Net QoQ
      +13.8M sh
      Top holder
      Dodge & Cox
      Held Float
      View
      Held by Funds
      Fund positions
      512
      View
      Short & Settlement
      Short Interest Falling
      Shares short
      8.5M
      Days to cover
      3.3d
      Change
      -2.3M sh
      View
      Short Volume
      Short vol %
      46%
      As of
      Aug 24, 2026
      Short Total
      View
      Fails to Deliver
      FTD shares
      576
      Value
      $46.2K
      As of
      Jul 31, 2026
      View
      Off-Exchange
      Off-exchange %
      45.5%
      Week of
      Jul 20, 2026
      Off-exch Lit
      View
      Smart Money
      Congressional Trades Sell
      Member
      Zoe Lofgren
      Amount
      $1.0K–$15.0K
      Traded
      May 25, 2023
      View
      Financials
      Financials
      Revenue (FY)
      $4.6B
      Net income (FY)
      $455.4M
      EPS diluted
      $2.32
      View
      Buybacks
      Authorized
      $1.0B
      Remaining
      $675.0M
      Spent Remaining
      View
      Filings
      SEC Filings
      Latest
      8-K
      Filed
      Jul 28, 2026
      This year
      12
      View
      Proposed Sales
      Value
      $680.7K
      Shares
      8.7K
      Filed
      Aug 11, 2026
      View
      Earnings & Events
      Earnings Calls
      Last call
      Jul 28, 2026
      View

      Performance

      5D 20D 120D MTD YTD
      TRU +7.8% +10.9% +8.4% +8.0% -1.0%
      SPY -1.2% +3.3% +12.2% +2.2% +12.0%
      vs SPY +9.0% +7.6% -3.8% +5.8% -13.0%

      Capital returns

      Latest dividend
      $0.125 / share · ex Aug 20, 2026
      Raised 8.7%
      Paid (TTM)
      $0.49 / share · 4 payouts
      Dividend yield (TTM, derived)
      0.58%
      Buyback program · as of Apr 28, 2026
      Authorized
      $1.00B
      Spent (derived)
      $325.00M
      Remaining
      $675.00M
      Spent Remaining

      Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

      Key facts CIK 1552033 CUSIP 89400J107 13F (30d) 461 filings 428 filers Visit website Investor relations

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