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TRU · TransUnion

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$80.48 -0.65 (-0.80%) At close · Aug 14
Market Cap
$15.32B
Shares
192.80M

Price & Indicators

Indicators
Price
Panels
Event markers
20d MA 50d MA 200d MA Earnings Filing Insider Congress Investor day
Close$80.48 Open$81.92 Day$79.54–81.92 52W close$64.43–93.71 Avg vol 30d2.2M Short int8.5M · 4.4% float · 3.3d Short vol54% Last earningsJul 28, 2026 DataJan 2020–Aug 2026 Filing10-Q · Jul 28

Up next

Next earnings call
Oct 27, 2026 Est · unconfirmed · in 10 wks
FQ3-26 quarter ends
~Sep 30, 2026 Est
Latest filing: 10-Q
filed Jul 28, 2026

AI Brief

TL;DR.

Bullish
    Bearish

      AI-generated from the earnings call and 8-K · may contain errors · not investment advice

      Ask ALVIS about this →

      Equibles Rating

      blended score · not investment advice
      Overall
      Buy
      SellHoldBuy
      Technical Buy Momentum Neutral Sentiment Neutral Fundamentals Excellent Quant / Vol Moderate
      Market backdrop VIX 14.3 · calm Equity put/call 0.52
      Technical
      price trend
      Buy
      50 / 200-day cross No cross
      Price vs 200-day avg +5%
      above
      Price vs 50-day avg +8%
      above
      RSI (14) 55
      neutral
      MACD trend Negative
      52-week position 55%
      mid-range
      Momentum
      relative strength
      Neutral
      1-month return +1%
      trailing
      6-month return +13%
      trailing
      YTD return −6%
      this year
      Relative strength −1%
      vs S&P · 6-mo
      Sentiment
      smart money
      Neutral
      Trend (MA cross) No cross
      50d $75 › 200d $76 — 200d above 50d
      Institutional flow Distributing
      -9% holders QoQ · +62 funds added
      Insider flow Flat
      No net insider activity over 90 days
      Short interest Falling
      4.43% of float · ▼ -21.0% MoM · 3.3 days cover
      Volume signal Normal
      Volume near normal
      Institution breadth Steady
      516 holders — mid 3-yr range
      Squeeze score 55
      elevated · 0–100
      Fundamentals
      Excellent
      Revenue growth +9%
      Y/Y
      EPS growth +60%
      Y/Y
      Free cash flow $661.6M
      Valuation P/E 22
      below peers
      Buyback $675.0M
      remaining
      Balance sheet $4.3B
      net debt
      Quant / Vol
      risk profile
      Moderate
      Volatility 41%
      annualized · 1-yr
      Max drawdown −31%
      past year
      ATR 3.8%
      of price · 14-day

      Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

      Guidance & track record

      Latest guidance · from the 8-K filed Jul 28, 2026
      Three Months Ended September 30, 2026
      Revenue, as reported $1.29B – $1.31B
      Revenue growth, as reported 11% – 12%
      Revenue growth, constant currency 11% – 12%
      Revenue growth, organic constant currency 6% – 8%
      Net income attributable to TransUnion $132M – $138M
      Net income attributable to TransUnion growth 37% – 43%
      Net income attributable to TransUnion margin 10.2% – 10.5%
      Diluted Earnings per Share growth 38% – 45%
      Diluted Earnings per Share $0.68 – $0.71
      Adjusted EBITDA growth, as reported Non-GAAP 7% – 9%
      Adjusted EBITDA, as reported Non-GAAP $455M – $463M
      Adjusted EBITDA margin Non-GAAP 35.2% – 35.4%
      Adjusted Diluted Earnings per Share growth Non-GAAP 7% – 10%
      Adjusted Diluted Earnings per Share Non-GAAP $1.18 – $1.21
      Twelve Months Ended December 31, 2026
      Revenue growth, as reported 12% – 13%
      Revenue, as reported $5.13B – $5.16B
      Revenue growth, organic constant currency 8% – 9%
      Revenue growth, constant currency 12% – 13%
      Net income attributable to TransUnion margin 15.7% – 15.9%
      Diluted Earnings per Share $4.15 – $4.22
      Net income attributable to TransUnion $807M – $821M
      Net income attributable to TransUnion growth 77% – 80%
      Adjusted EBITDA growth, as reported Non-GAAP 10% – 11%
      Adjusted EBITDA, as reported Non-GAAP $1.81B – $1.83B
      Diluted Earnings per Share growth 79% – 82%
      Adjusted Diluted Earnings per Share growth Non-GAAP 11% – 12%
      Adjusted Diluted Earnings per Share Non-GAAP $4.75 – $4.83
      Prior guidance period ended · from the 8-K filed Apr 28, 2026
      Revenue, as reported · Three Months Ended June 30, 2026 $1.27B – $1.28B
      Diluted Earnings per Share · Three Months Ended June 30, 2026 $0.61 – $0.64
      Net income attributable to TransUnion · Three Months Ended June 30, 2026 $120M – $125M
      Adjusted EBITDA, as reported · Three Months Ended June 30, 2026 $439M – $445M
      Adjusted Diluted Earnings per Share · Three Months Ended June 30, 2026 $1.13 – $1.15
      Guided vs delivered · last 1 settled
      Revenue first quarter of 2024
      guided $971M – $980M
      $1.02B Beat +4.7%

      Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.

      Technicals

      trend & momentum for long-term holders Buy
      1 · 3 · 2
      50 / 200-day cross
      No cross Neutral
      Price vs 200-day avg
      +5% Bullish
      Price vs 50-day avg
      +8% Bullish
      RSI (14)
      55 Neutral
      MACD trend
      Negative Bearish
      52-week position
      55% Neutral
      Market signals — smart money & positioning
      Mixed
      Trend (MA cross) No cross
      50d $75 › 200d $76 — 200d above 50d
      Institutional flow Distributing
      -9% holders QoQ · +62 funds added
      Insider flow Flat
      No net insider activity over 90 days
      Short interest Falling
      4.43% of float · ▼ -21.0% MoM · 3.3 days cover
      Volume signal Normal
      Volume near normal
      Institution breadth Steady
      516 holders — mid 3-yr range
      Price context
      position in its 52-week range
      Range low $64 Now $80 · 55% Range high $94
      vs 200-day avg +5% vs 50-day avg +8%

      Illustrative technical + ownership context — a signal mix, not investment advice.

      Key metrics

      the company's own KPIs, from written earnings releases and filings
      Metric Latest Period YoY

      Figures exactly as the company stated them in writing · click a metric with a to chart its history · period links open the stating document · "filing" marks figures stated in the 10-K/10-Q · YoY needs an exactly comparable prior-year period

      Versus peers

      Financial Data & Stock Exchanges — same industry group
      Open screener →
      Company Mkt cap YTD Rev growth Y/Y P/E Short % shares
      TRU
      TransUnion
      this stock
      		$15.32B -6.1% +9.4% 22.0 4.4%
      SPGI
      S&P Global Inc.
      		 $121.39B — +7.1% 27.4 3.0%
      CME
      Cme Group Inc.
      		 $97.01B -1.2% +6.4% 22.9 1.7%
      ICE
      Intercontinental Exchange, Inc.
      		 $87.15B -4.5% -2.1% 21.9 1.4%
      MCO
      Moodys Corp /De/
      		 $82.76B -5.1% +16.6% 30.3 1.8%

      Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

      At a glance

      key data from every section
      Ownership
      Institutional Holders Reducing
      Holders
      516
      % held
      110.8%
      Net QoQ
      -489.7K sh
      Top holder
      Dodge & Cox
      Held Float
      View
      Held by Funds
      Fund positions
      701
      View
      Short & Settlement
      Short Interest Falling
      Shares short
      8.5M
      Days to cover
      3.3d
      Change
      -2.3M sh
      View
      Short Volume
      Short vol %
      54%
      As of
      Aug 14, 2026
      Short Total
      View
      Fails to Deliver
      FTD shares
      618
      Value
      $44.6K
      As of
      Jul 1, 2026
      View
      Off-Exchange
      Off-exchange %
      43.7%
      Week of
      Jul 6, 2026
      Off-exch Lit
      View
      Smart Money
      Congressional Trades Sell
      Member
      Zoe Lofgren
      Amount
      $1.0K–$15.0K
      Traded
      May 25, 2023
      View
      Financials
      Financials
      Revenue (FY)
      $4.6B
      Net income (FY)
      $455.4M
      EPS diluted
      $2.32
      View
      Buybacks
      Authorized
      $1.0B
      Remaining
      $675.0M
      Spent Remaining
      View
      Filings
      SEC Filings
      Latest
      8-K
      Filed
      Jul 28, 2026
      This year
      12
      View
      Proposed Sales
      Value
      $680.7K
      Shares
      8.7K
      Filed
      Aug 11, 2026
      View
      Earnings & Events
      Earnings Calls
      Last call
      Jul 28, 2026
      View

      Performance

      5D 20D 120D MTD YTD
      TRU +0.6% +0.8% +13.0% +2.4% -6.2%
      SPY +0.4% +4.5% +13.8% +3.9% +13.9%
      vs SPY +0.2% -3.7% -0.8% -1.6% -20.0%

      Capital returns

      Latest dividend
      $0.125 / share · ex May 27, 2026
      Declared · upcoming
      $0.125 / share · ex Aug 20, 2026
      Raised 8.7%
      Paid (TTM)
      $0.48 / share · 4 payouts
      Dividend yield (TTM, derived)
      0.60%
      Buyback program · as of Apr 28, 2026
      Authorized
      $1.00B
      Spent (derived)
      $325.00M
      Remaining
      $675.00M
      Spent Remaining

      Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

      Key facts CIK 1552033 CUSIP 89400J107 13F (30d) 508 filings 479 filers Visit website Investor relations

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