Gradient Capital Advisors, LLC

CIK

1727917

Location

SAN DIEGO, CA

Portfolio Value

Small $120,775,869

Diversification

Diversified

Filing Date

Global Rank

#5,739 / 8,710 ▼ 1499

Top Industry

Consumer Electronics 18.4%

Period ended 3 months ago

Filed Jul 13, 2026 · 2mo

26 quarters · since Mar 2020

Portfolio Concentration

67 tracked positions · as of Jun 30, 2026 · Δ vs Mar 31, 2026

Top Position

17.0%

−6.3 pts

Top 5

41.9%

−10.2 pts

Top 10

61.7%

−3.9 pts

HHI

579

Diversified−274

Portfolio Trend

26 quarters · across all stocks

Sector Breakdown

As of Jun 30, 2026

Sector	% Portfolio	Value	Positions
Technology	47.3%	$57,137,056	18
Financial Services	16.1%	$19,484,611	12
Communication Services	11.3%	$13,674,954	4
Consumer Cyclical	8.1%	$9,779,439	7
Unclassified	7.2%	$8,725,044	6
Industrials	2.8%	$3,361,270	7
Healthcare	2.6%	$3,110,328	5
Real Estate	1.6%	$1,986,985	1
Energy	1.3%	$1,552,184	2
Consumer Defensive	1.2%	$1,468,272	3
Basic Materials	0.2%	$288,419	1
Utilities	0.2%	$207,307	1

Last Quarter's Activity

Export CSV

Jun 30, 2026 vs Mar 31, 2026

Added To

Positions the filer increased

20 positions

Ticker	Company	Δ Shares	Shares	Value
BRK-B	Berkshire Hathaway Inc	+1,311	11,052	$5,530,310
NFLX	Netflix Inc	+871	7,576	$540,926
GLD	Spdr Gold Trust	+400	9,846	$3,627,069
INTU	Intuit Inc.	+244	1,176	$306,936
TSM	Taiwan Semiconductor Manufacturing Co Ltd	+106	5,974	$2,853,003
CSCO	Cisco Systems, Inc.	+100	24,408	$2,866,963
CVX	Chevron Corp	+40	9,282	$1,538,584
BA	Boeing Co	+23	1,768	$382,718
JPM	Jpmorgan Chase & Co	+19	22,691	$7,427,445
COST	Costco Wholesale Corp /New	+18	959	$897,115
PANW	Palo Alto Networks Inc	+15	1,340	$456,966
DIA	Spdr Dow Jones Industrial Average ETF Trust	+12	475	$248,135
SBUX	Starbucks Corp	+6	3,970	$405,694
ORCL	Oracle Corp	+3	2,092	$306,582
SO	Southern Co	+2	2,166	$207,307
WMT	Walmart Inc.	+2	2,737	$309,992
ABBV	AbbVie Inc.	+1	1,411	$355,064
AMGN	Amgen Inc	+1	3,097	$1,121,485
BLK	BlackRock, Inc.	+1	440	$423,086
AXP	American Express Co	+1	697	$235,760
No positions match the current search.

Trimmed

Positions the filer reduced

25 positions

Ticker	Company	Δ Shares	Shares	Value
LRCX	Lam Research Corp	−4,983	15,624	$6,770,347
BAC	Bank Of America Corp /De/	−2,163	19,534	$1,113,047
GOOGL	Alphabet Inc.	−1,703	26,189	$9,359,162
INTC	Intel Corp	−1,363	7,938	$1,108,382
WFC	Wells Fargo & Company/Mn	−693	5,338	$441,132
AAPL	Apple Inc.	−529	71,073	$20,565,683
TSLA	Tesla, Inc.	−430	13,172	$5,540,143
GLDM	World Gold Trust	−336	25,547	$2,028,942
AVGO	Broadcom Inc.	−330	10,801	$4,080,077
MSFT	Microsoft Corp	−321	13,695	$5,108,508
SLV	iShares Silver Trust	−320	23,579	$1,260,769
IBM	International Business Machines Corp	−274	1,744	$490,430
NVDA	Nvidia Corp	−200	32,307	$6,464,307
META	Meta Platforms, Inc.	−198	6,195	$3,489,581
NEM	NEWMONT Corp /DE/	−183	3,088	$288,419
HD	Home Depot, Inc.	−153	2,212	$780,128
AMD	Advanced Micro Devices Inc	−144	4,766	$2,768,617
WPC	W. P. Carey Inc.	−135	27,790	$1,986,985
AMZN	Amazon Com Inc	−132	9,845	$2,346,457
QCOM	Qualcomm Inc/De	−119	4,978	$919,884
V	Visa Inc.	−94	2,535	$869,733
SPY	Spdr S&P 500 ETF Trust	−66	752	$561,571
JNJ	Johnson & Johnson	−64	5,325	$1,352,390
BNY	Bank of New York Mellon Corp	−48	13,347	$1,930,109
QQQ	Invesco Qqq Trust, Series 1	−30	1,356	$998,558
No positions match the current search.

New Positions

Positions the filer opened this quarter

4 positions

Ticker	Company	Shares	Value
GEV	GE Vernova Inc.	193	$226,747
DE	Deere & Co	350	$222,015
NXPI	NXP Semiconductors N.V.	733	$205,994
CRWD	CrowdStrike Holdings, Inc.	362	$69,064
No positions match the current search.

Sold Out

Positions the filer fully exited

25 positions

Ticker	Company	Shares	Value
DCOR	Dimensional US Core Equity 1 ETF	1,869,843	$76,419,228
FNDA	Schwab Fundamental U.S. Small Company ETF	1,424,295	$38,708,155
VB	Vanguard Morningstar Small-Cap ETF	91,976	$22,348,305
CWI	State Street SPDR MSCI ACWI ex-US ETF	330,553	$15,344,162
BNDW	Vanguard Total World Bond ETF	178,658	$14,170,838
VCHY	Vanguard U.S. High-Yield Corporate Bond Index ETF	161,880	$8,085,906
VEA	Vanguard FTSE Developed Markets ETF	114,961	$7,366,700
BBAG	JPMorgan BetaBuilders U.S. Aggregate Bond ETF	118,671	$5,995,466
VEU	Vanguard FTSE All-World Ex-US ETF	114,299	$5,829,042
ACSG	American Century Small Cap Growth Insights ETF	61,138	$5,538,974
VXUS	Vanguard Total International Stock ETF	55,891	$4,309,755
BKF	iShares MSCI BIC ETF	39,613	$3,296,815
VIG	Vanguard Dividend Appreciation ETF	24,057	$2,756,304
—		32,553	$2,458,217
BIV	Vanguard Intermediate-Term Bond ETF	21,769	$1,395,609
BWX	State Street SPDR Bloomberg International Treasury Bond ETF	27,727	$1,188,933
VIGI	Vanguard International Dividend Appreciation ETF	7,865	$1,027,031
—		11,055	$906,288
XLBI	State Street Materials Select Sector SPDR Premium Income ETF	13,498	$867,014
EDV	Vanguard World Funds Extended Duration ETF	2,719	$740,465
XOM	ExxonMobil Holdings Corp	3,696	$627,063
BSCA	Invesco BulletShares 2036 Corporate Bond ETF	29,085	$616,046
BAB	Invesco Taxable Municipal Bond ETF	5,947	$434,963
AGGY	WisdomTree Yield Enhanced U.S. Aggregate Bond Fund	4,815	$415,823
ACVT	Advent Convertible Bond ETF	7,360	$371,385
No positions match the current search.

Portfolio Positions

Compact Export CSV View 13F filing

67 tracked positions · $120,775,869 total · as of Jun 30, 2026

All sectors Basic Materials Communication Services Consumer Cyclical Consumer Defensive Energy Financial Services Healthcare Industrials Real Estate Technology Utilities

Showing 1–50 of 67 positions by value · page 1 of 2

Ticker	Company	Type	Shares	Δ Shares	Value (USD)	% Δ Value	% of Portfolio
AAPL	Apple Inc. Technology	Reduced	71,073	-529	$20,565,683	+13.2%	17.03%
GOOGL	Alphabet Inc. Communication Services	Reduced	26,189	-1,703	$9,359,162	+16.7%	7.75%
JPM	Jpmorgan Chase & Co Financial Services	Added	22,691	+19	$7,427,445	+11.4%	6.15%
LRCX	Lam Research Corp Technology	Reduced	15,624	-4,983	$6,770,347	+53.8%	5.61%
NVDA	Nvidia Corp Technology	Reduced	32,307	-200	$6,464,307	+14.0%	5.35%
TSLA	Tesla, Inc. Consumer Cyclical	Reduced	13,172	-430	$5,540,143	+9.6%	4.59%
BRK-B	Berkshire Hathaway Inc Financial Services	Added	11,052	+1,311	$5,530,310	+18.5%	4.58%
MSFT	Microsoft Corp Technology	Reduced	13,695	-321	$5,108,508	−1.5%	4.23%
AVGO	Broadcom Inc. Technology	Reduced	10,801	-330	$4,080,077	+18.4%	3.38%
GLD	Spdr Gold Trust	Added	9,846	+400	$3,627,069	−10.8%	3.00%
META	Meta Platforms, Inc. Communication Services	Reduced	6,195	-198	$3,489,581	−4.6%	2.89%
CSCO	Cisco Systems, Inc. Technology	Added	24,408	+100	$2,866,963	+52.0%	2.37%
TSM	Taiwan Semiconductor Manufacturing Co Ltd Technology	Added	5,974	+106	$2,853,003	+43.9%	2.36%
AMD	Advanced Micro Devices Inc Technology	Reduced	4,766	-144	$2,768,617	+177.2%	2.29%
AMZN	Amazon Com Inc Consumer Cyclical	Reduced	9,845	-132	$2,346,457	+12.9%	1.94%
GLDM	World Gold Trust	Reduced	25,547	-336	$2,028,942	−15.4%	1.68%
WPC	W. P. Carey Inc. Real Estate	Reduced	27,790	-135	$1,986,985	+4.7%	1.65%
BNY	Bank of New York Mellon Corp Financial Services	Reduced	13,347	-48	$1,930,109	+21.5%	1.60%
CVX	Chevron Corp Energy	Added	9,282	+40	$1,538,584	−19.5%	1.27%
JNJ	Johnson & Johnson Healthcare	Reduced	5,325	-64	$1,352,390	+2.7%	1.12%
SLV	iShares Silver Trust	Reduced	23,579	-320	$1,260,769	−22.6%	1.04%
MU	Micron Technology Inc Technology	Reduced	1,053	-16	$1,215,467	+236.6%	1.01%
AMGN	Amgen Inc Healthcare	Added	3,097	+1	$1,121,485	+3.0%	0.93%
BAC	Bank Of America Corp /De/ Financial Services	Reduced	19,534	-2,163	$1,113,047	+5.2%	0.92%
CAT	Caterpillar Inc Industrials	Reduced	1,044	-12	$1,111,755	+48.6%	0.92%
INTC	Intel Corp Technology	Reduced	7,938	-1,363	$1,108,382	+170.0%	0.92%
QQQ	Invesco Qqq Trust, Series 1	Reduced	1,356	-30	$998,558	+24.8%	0.83%
QCOM	Qualcomm Inc/De Technology	Reduced	4,978	-119	$919,884	+40.1%	0.76%
COST	Costco Wholesale Corp /New Consumer Defensive	Added	959	+18	$897,115	−4.3%	0.74%
LMT	Lockheed Martin Corp Industrials	Reduced	1,725	-8	$878,818	−16.1%	0.73%
V	Visa Inc. Financial Services	Reduced	2,535	-94	$869,733	+9.5%	0.72%
HD	Home Depot, Inc. Consumer Cyclical	Reduced	2,212	-153	$780,128	+0.3%	0.65%
AMAT	Applied Materials Inc /De Technology	Reduced	802	-17	$579,846	+107.1%	0.48%
SPY	Spdr S&P 500 ETF Trust	Reduced	752	-66	$561,571	+5.6%	0.46%
NFLX	Netflix Inc Communication Services	Added	7,576	+871	$540,926	−16.1%	0.45%
BX	Blackstone Inc. Financial Services	Held	4,390	0	$516,571	+2.3%	0.43%
IBM	International Business Machines Corp Technology	Reduced	1,744	-274	$490,430	+0.3%	0.41%
PANW	Palo Alto Networks Inc Technology	Added	1,340	+15	$456,966	+115.1%	0.38%
WFC	Wells Fargo & Company/Mn Financial Services	Reduced	5,338	-693	$441,132	−8.1%	0.37%
BLK	BlackRock, Inc. Financial Services	Added	440	+1	$423,086	+0.2%	0.35%
SBUX	Starbucks Corp Consumer Cyclical	Added	3,970	+6	$405,694	+14.2%	0.34%
BA	Boeing Co Industrials	Added	1,768	+23	$382,718	+10.2%	0.32%
GS	Goldman Sachs Group Inc Financial Services	Held	361	0	$365,104	+19.5%	0.30%
ABBV	AbbVie Inc. Healthcare	Added	1,411	+1	$355,064	+15.8%	0.29%
CFG	Citizens Financial Group Inc/Ri Financial Services	Held	4,575	0	$320,570	+16.8%	0.27%
GHY	PGIM Global High Yield Fund, Inc. Financial Services	Held	25,764	0	$311,744	+3.9%	0.26%
WMT	Walmart Inc. Consumer Defensive	Added	2,737	+2	$309,992	−8.8%	0.26%
INTU	Intuit Inc. Technology	Added	1,176	+244	$306,936	−23.8%	0.25%
ORCL	Oracle Corp Technology	Added	2,092	+3	$306,582	−0.2%	0.25%
FDX	Fedex Corp Industrials	Reduced	961	-4	$300,917	−12.5%	0.25%

Covers the securities this platform tracks: U.S.-listed common stock and the put/call positions reported on it. A 13F can also report security types outside that coverage — preferred shares, bonds, warrants, untracked share classes — so the filing's own declared total can exceed the figures above. The source filing is linked at the top of this table.