Gradient Capital Advisors, LLC

CIK

1727917

Location

SAN DIEGO, CA

Portfolio Value

Small $120,775,869

Diversification

Diversified

Filing Date

Global Rank

#1,727 / 3,203 ▲ 3866

Top Industry

Consumer Electronics 18.4%

3Y Alpha vs SPY

+1.1%

Period ended 31 days ago

Filed Jul 13, 2026 · 18d

26 quarters · since Mar 2020

Clone Performance

Jul 2023–Jul 2026 · vs SPY

Hypothetical growth of buying every stock this filer reported holding, rebalancing on each filing and indexed to the same start. Option positions cannot be bought this way and are left out.

Cloned portfolio

+74.1%

SPY

+65.0%

Annualised alpha

+2.1%

Max drawdown

−23.4%

Estimate. 13F holdings are quarter-lagged, so the clone rebalances about 45 days after each period end — when the filing becomes public — and it excludes option and short positions. It tracks 100% of reported value on average across 13 quarters. Past performance does not predict future results.

Portfolio Concentration

67 tracked positions · as of Jun 30, 2026 · Δ vs Mar 31, 2026

Top Position

17.0%

−0.1 pts

Top 5

41.9%

+1.5 pts

Top 10

61.7%

+0.7 pts

HHI

579

Diversified+14

Portfolio Trend

26 quarters · across all stocks

Sector Breakdown

As of Jun 30, 2026

Sector	% Portfolio	Value	Positions
Technology	47.3%	$57,137,056	18
Financial Services	16.1%	$19,484,611	12
Communication Services	11.3%	$13,674,954	4
Consumer Cyclical	8.1%	$9,779,439	7
Unclassified	7.2%	$8,725,044	6
Industrials	2.8%	$3,361,270	7
Healthcare	2.6%	$3,110,328	5
Real Estate	1.6%	$1,986,985	1
Energy	1.3%	$1,552,184	2
Consumer Defensive	1.2%	$1,468,272	3
Basic Materials	0.2%	$288,419	1
Utilities	0.2%	$207,307	1

Last Quarter's Activity

Export CSV

Jun 30, 2026 vs Mar 31, 2026

Added To

Positions the filer increased

21 positions

Ticker	Company	Δ Shares	Shares	Value
BRK-B	Berkshire Hathaway Inc	+1,311	11,052	$5,530,310
GOOGL	Alphabet Inc.	+1,116	26,189	$9,359,162
NFLX	Netflix Inc	+871	7,576	$540,926
GLD	Spdr Gold Trust	+400	9,846	$3,627,069
INTU	Intuit Inc.	+244	1,176	$306,936
TSM	Taiwan Semiconductor Manufacturing Co Ltd	+106	5,974	$2,853,003
CSCO	Cisco Systems, Inc.	+100	24,408	$2,866,963
CVX	Chevron Corp	+40	9,282	$1,538,584
BA	Boeing Co	+23	1,768	$382,718
JPM	Jpmorgan Chase & Co	+19	22,691	$7,427,445
COST	Costco Wholesale Corp /New	+18	959	$897,115
PANW	Palo Alto Networks Inc	+15	1,340	$456,966
DIA	Spdr Dow Jones Industrial Average ETF Trust	+12	475	$248,135
SBUX	Starbucks Corp	+6	3,970	$405,694
ORCL	Oracle Corp	+3	2,092	$306,582
SO	Southern Co	+2	2,166	$207,307
WMT	Walmart Inc.	+2	2,737	$309,992
ABBV	AbbVie Inc.	+1	1,411	$355,064
AMGN	Amgen Inc	+1	3,097	$1,121,485
BLK	BlackRock, Inc.	+1	440	$423,086
AXP	American Express Co	+1	697	$235,760
No positions match the current search.

Trimmed

Positions the filer reduced

25 positions

Ticker	Company	Δ Shares	Shares	Value
LRCX	Lam Research Corp	−4,983	15,624	$6,770,347
BAC	Bank Of America Corp /De/	−2,163	19,534	$1,113,047
INTC	Intel Corp	−1,363	7,938	$1,108,382
WFC	Wells Fargo & Company/Mn	−693	5,338	$441,132
AAPL	Apple Inc.	−529	71,073	$20,565,683
TSLA	Tesla, Inc.	−430	13,172	$5,540,143
GLDM	World Gold Trust	−336	25,547	$2,028,942
AVGO	Broadcom Inc.	−330	10,801	$4,080,077
MSFT	Microsoft Corp	−321	13,695	$5,108,508
SLV	iShares Silver Trust	−320	23,579	$1,260,769
IBM	International Business Machines Corp	−274	1,744	$490,430
NVDA	Nvidia Corp	−200	32,307	$6,464,307
META	Meta Platforms, Inc.	−198	6,195	$3,489,581
NEM	NEWMONT Corp /DE/	−183	3,088	$288,419
HD	Home Depot, Inc.	−153	2,212	$780,128
AMD	Advanced Micro Devices Inc	−144	4,766	$2,768,617
WPC	W. P. Carey Inc.	−135	27,790	$1,986,985
AMZN	Amazon Com Inc	−132	9,845	$2,346,457
QCOM	Qualcomm Inc/De	−119	4,978	$919,884
V	Visa Inc.	−94	2,535	$869,733
SPY	Spdr S&P 500 ETF Trust	−66	752	$561,571
JNJ	Johnson & Johnson	−64	5,325	$1,352,390
BNY	Bank of New York Mellon Corp	−48	13,347	$1,930,109
QQQ	Invesco Qqq Trust, Series 1	−30	1,356	$998,558
AMAT	Applied Materials Inc /De	−17	802	$579,846
No positions match the current search.

New Positions

Positions the filer opened this quarter

4 positions

Ticker	Company	Shares	Value
GEV	GE Vernova Inc.	193	$226,747
DE	Deere & Co	350	$222,015
NXPI	NXP Semiconductors N.V.	733	$205,994
CRWD	CrowdStrike Holdings, Inc.	362	$69,064
No positions match the current search.

Sold Out

Positions the filer fully exited

7 positions

Ticker	Company	Shares	Value
XOM	ExxonMobil Holdings Corp	3,696	$627,063
CEG	Constellation Energy Corp	1,096	$306,058
PFE	Pfizer Inc	10,356	$290,796
PLTR	Palantir Technologies Inc.	1,693	$247,652
ACN	Accenture plc	1,219	$241,715
CRM	Salesforce, Inc.	1,264	$235,950
OFIX	Orthofix Medical Inc.	10,004	$114,745
No positions match the current search.

Portfolio Positions

Compact Export CSV View 13F filing

67 tracked positions · $120,775,869 total · as of Jun 30, 2026

All sectors Basic Materials Communication Services Consumer Cyclical Consumer Defensive Energy Financial Services Healthcare Industrials Real Estate Technology Utilities

Showing 1–50 of 67 positions by value · page 1 of 2

Ticker	Company	Type	Shares	Δ Shares	Value (USD)	% Δ Value	% of Portfolio
AAPL	Apple Inc. Technology	Reduced	71,073	-529	$20,565,683	+13.2%	17.03%
GOOGL	Alphabet Inc. Communication Services	Added	26,189	+1,116	$9,359,162	+29.8%	7.75%
JPM	Jpmorgan Chase & Co Financial Services	Added	22,691	+19	$7,427,445	+11.4%	6.15%
LRCX	Lam Research Corp Technology	Reduced	15,624	-4,983	$6,770,347	+53.8%	5.61%
NVDA	Nvidia Corp Technology	Reduced	32,307	-200	$6,464,307	+14.0%	5.35%
TSLA	Tesla, Inc. Consumer Cyclical	Reduced	13,172	-430	$5,540,143	+9.6%	4.59%
BRK-B	Berkshire Hathaway Inc Financial Services	Added	11,052	+1,311	$5,530,310	+18.5%	4.58%
MSFT	Microsoft Corp Technology	Reduced	13,695	-321	$5,108,508	−1.5%	4.23%
AVGO	Broadcom Inc. Technology	Reduced	10,801	-330	$4,080,077	+18.4%	3.38%
GLD	Spdr Gold Trust	Added	9,846	+400	$3,627,069	−10.8%	3.00%
META	Meta Platforms, Inc. Communication Services	Reduced	6,195	-198	$3,489,581	−4.6%	2.89%
CSCO	Cisco Systems, Inc. Technology	Added	24,408	+100	$2,866,963	+52.0%	2.37%
TSM	Taiwan Semiconductor Manufacturing Co Ltd Technology	Added	5,974	+106	$2,853,003	+43.9%	2.36%
AMD	Advanced Micro Devices Inc Technology	Reduced	4,766	-144	$2,768,617	+177.2%	2.29%
AMZN	Amazon Com Inc Consumer Cyclical	Reduced	9,845	-132	$2,346,457	+12.9%	1.94%
GLDM	World Gold Trust	Reduced	25,547	-336	$2,028,942	−15.4%	1.68%
WPC	W. P. Carey Inc. Real Estate	Reduced	27,790	-135	$1,986,985	+4.7%	1.65%
BNY	Bank of New York Mellon Corp Financial Services	Reduced	13,347	-48	$1,930,109	+21.5%	1.60%
CVX	Chevron Corp Energy	Added	9,282	+40	$1,538,584	−19.5%	1.27%
JNJ	Johnson & Johnson Healthcare	Reduced	5,325	-64	$1,352,390	+2.7%	1.12%
SLV	iShares Silver Trust	Reduced	23,579	-320	$1,260,769	−22.6%	1.04%
MU	Micron Technology Inc Technology	Reduced	1,053	-16	$1,215,467	+236.6%	1.01%
AMGN	Amgen Inc Healthcare	Added	3,097	+1	$1,121,485	+3.0%	0.93%
BAC	Bank Of America Corp /De/ Financial Services	Reduced	19,534	-2,163	$1,113,047	+5.2%	0.92%
CAT	Caterpillar Inc Industrials	Reduced	1,044	-12	$1,111,755	+48.6%	0.92%
INTC	Intel Corp Technology	Reduced	7,938	-1,363	$1,108,382	+170.0%	0.92%
QQQ	Invesco Qqq Trust, Series 1	Reduced	1,356	-30	$998,558	+24.8%	0.83%
QCOM	Qualcomm Inc/De Technology	Reduced	4,978	-119	$919,884	+40.1%	0.76%
COST	Costco Wholesale Corp /New Consumer Defensive	Added	959	+18	$897,115	−4.3%	0.74%
LMT	Lockheed Martin Corp Industrials	Reduced	1,725	-8	$878,818	−16.1%	0.73%
V	Visa Inc. Financial Services	Reduced	2,535	-94	$869,733	+9.5%	0.72%
HD	Home Depot, Inc. Consumer Cyclical	Reduced	2,212	-153	$780,128	+0.3%	0.65%
AMAT	Applied Materials Inc /De Technology	Reduced	802	-17	$579,846	+107.1%	0.48%
SPY	Spdr S&P 500 ETF Trust	Reduced	752	-66	$561,571	+5.6%	0.46%
NFLX	Netflix Inc Communication Services	Added	7,576	+871	$540,926	−16.1%	0.45%
BX	Blackstone Inc. Financial Services	Held	4,390	0	$516,571	+2.3%	0.43%
IBM	International Business Machines Corp Technology	Reduced	1,744	-274	$490,430	+0.3%	0.41%
PANW	Palo Alto Networks Inc Technology	Added	1,340	+15	$456,966	+115.1%	0.38%
WFC	Wells Fargo & Company/Mn Financial Services	Reduced	5,338	-693	$441,132	−8.1%	0.37%
BLK	BlackRock, Inc. Financial Services	Added	440	+1	$423,086	+0.2%	0.35%
SBUX	Starbucks Corp Consumer Cyclical	Added	3,970	+6	$405,694	+14.2%	0.34%
BA	Boeing Co Industrials	Added	1,768	+23	$382,718	+10.2%	0.32%
GS	Goldman Sachs Group Inc Financial Services	Held	361	0	$365,104	+19.5%	0.30%
ABBV	AbbVie Inc. Healthcare	Added	1,411	+1	$355,064	+15.8%	0.29%
CFG	Citizens Financial Group Inc/Ri Financial Services	Held	4,575	0	$320,570	+16.8%	0.27%
GHY	PGIM Global High Yield Fund, Inc. Financial Services	Held	25,764	0	$311,744	+3.9%	0.26%
WMT	Walmart Inc. Consumer Defensive	Added	2,737	+2	$309,992	−8.8%	0.26%
INTU	Intuit Inc. Technology	Added	1,176	+244	$306,936	−23.8%	0.25%
ORCL	Oracle Corp Technology	Added	2,092	+3	$306,582	−0.2%	0.25%
FDX	Fedex Corp Industrials	Reduced	961	-4	$300,917	−12.5%	0.25%

Covers the securities this platform tracks: U.S.-listed common stock and the put/call positions reported on it. A 13F can also report security types outside that coverage — preferred shares, bonds, warrants, untracked share classes — so the filing's own declared total can exceed the figures above. The source filing is linked at the top of this table.