RETIREMENT INCOME SOLUTIONS, INC
PensionCIK
1730386
Location
ANN ARBOR, MI
Portfolio Value
Small
$627,072,291
Diversification
Moderately concentrated
Filing Date
Global Rank
#3,341
/ 8,798
▲ 101
· as of Jun 2026
Top Industry
Consumer Electronics
13.3%
Period ended 3 months ago
Filed Aug 3, 2026 · 2mo
26 quarters · since Mar 2020
Clone Performance
Build a hypothetical price-return history from this filer's public 13F holdings.
View clone backtestPortfolio Concentration
96 tracked positions · as of Jun 30, 2026 · Δ vs Mar 31, 2026Top Position
35.1%
−6.2 pts
Top 5
74.0%
+3.2 pts
Top 10
82.1%
+2.5 pts
HHI
1,724
Moderately concentrated−261
Portfolio Trend
26 quarters · across all stocks
Sector Breakdown
As of Jun 30, 2026| Sector | % Portfolio | Value |
|---|---|---|
| Unclassified | 93.0% | $582,925,161 |
| Technology | 2.3% | $14,256,671 |
| Financial Services | 1.3% | $8,150,157 |
| Communication Services | 0.9% | $5,842,548 |
| Healthcare | 0.8% | $4,880,905 |
| Consumer Cyclical | 0.5% | $3,054,507 |
| Consumer Defensive | 0.4% | $2,705,903 |
| Industrials | 0.3% | $1,887,717 |
| Utilities | 0.2% | $1,544,509 |
| Basic Materials | 0.1% | $900,680 |
| Energy | 0.1% | $500,395 |
| Real Estate | 0.1% | $423,138 |
Last Quarter's Activity
Export CSVTrimmed
Positions the filer reduced
16 positions
| Ticker | Company | Δ Shares | Shares | Value | Open |
|---|---|---|---|---|---|
| BWX | State Street SPDR Bloomberg International Treasury Bond ETF | −12,358 | 2,680,809 | $219,893,651 | |
| AMZN | Amazon Com Inc | −8,000 | 8,469 | $2,018,501 | |
| — | −4,732 | 191,036 | $11,492,614 | ||
| AAXJ | iShares MSCI All Country Asia ex Japan ETF | −3,402 | 637,765 | $111,860,314 | |
| BBAG | JPMorgan BetaBuilders U.S. Aggregate Bond ETF | −2,674 | 890,347 | $45,141,729 | |
| CWI | State Street SPDR MSCI ACWI ex-US ETF | −2,561 | 67,355 | $3,057,667 | |
| ORCL | Oracle Corp | −2,250 | 2,101 | $307,901 | |
| AAPR | Innovator Equity Defined Protection ETF - 2 Yr to April 2028 | −1,649 | 136,715 | $5,906,745 | |
| BAPR | Innovator U.S. Equity Buffer ETF - April | −1,639 | 97,204 | $4,649,224 | |
| ACSG | American Century Small Cap Growth Insights ETF | −1,110 | 56,639 | $5,052,198 | |
| BILZ | PIMCO Ultra Short Government Active ETF | −457 | 346,949 | $34,975,928 | |
| PG | PROCTER & GAMBLE Co | −410 | 4,519 | $662,666 | |
| AMGN | Amgen Inc | −239 | 1,229 | $445,045 | |
| JNJ | Johnson & Johnson | −212 | 3,073 | $780,449 | |
| SPY | Spdr S&P 500 ETF Trust | −102 | 69,678 | $52,033,440 | |
| MDY | Spdr S&P Midcap 400 ETF Trust | −83 | 10,145 | $7,135,384 | |
| No positions match the current search. | |||||
New Positions
Positions the filer opened this quarterNo qualifying positions this quarter.
Sold Out
Positions the filer fully exited
1 positions
| Ticker | Company | Shares | Value | Open |
|---|---|---|---|---|
| DIS | Walt Disney Co | 3,719 | $358,437 | |
| No positions match the current search. | ||||
96 tracked positions ·
$627,072,291 total
· filing declares
172 positions · $580,835,822
· as of Jun 30, 2026
All sectors
Basic Materials
Communication Services
Consumer Cyclical
Consumer Defensive
Energy
Financial Services
Healthcare
Industrials
Real Estate
Technology
Utilities
Showing 1–50
of 96 positions by value
· page 1 of 2
| Ticker | Company | Type | Shares | Value (USD) | % of Portfolio | History |
|---|---|---|---|---|---|---|
| BWX |
State Street SPDR Bloomberg International Treasury Bond ETF
|
Reduced | 2,680,809 | $219,893,651 | 35.07% | |
| AAXJ |
iShares MSCI All Country Asia ex Japan ETF
|
Reduced | 637,765 | $111,860,314 | 17.84% | |
| SPY |
Spdr S&P 500 ETF Trust
|
Reduced | 69,678 | $52,033,440 | 8.30% | |
| BBAG |
JPMorgan BetaBuilders U.S. Aggregate Bond ETF
|
Reduced | 890,347 | $45,141,729 | 7.20% | |
| BILZ |
PIMCO Ultra Short Government Active ETF
|
Reduced | 346,949 | $34,975,928 | 5.58% | |
|
|
Reduced | 191,036 | $11,492,614 | 1.83% | ||
| GLDM |
World Gold Trust
|
Held | 129,822 | $10,310,463 | 1.64% | |
| VB |
Vanguard Morningstar Small-Cap ETF
|
Held | 42,295 | $10,180,641 | 1.62% | |
| QQQ |
Invesco Qqq Trust, Series 1
|
Held | 13,302 | $9,795,592 | 1.56% | |
| ABI |
VictoryShares Pioneer Asset-Based Income ETF
|
Held | 59,828 | $9,214,833 | 1.47% | |
| FBCG |
Fidelity Blue Chip Growth ETF
|
Held | 155,965 | $7,493,741 | 1.20% | |
| MDY |
Spdr S&P Midcap 400 ETF Trust
|
Reduced | 10,145 | $7,135,384 | 1.14% | |
| DCOR |
Dimensional US Core Equity 1 ETF
|
Held | 153,111 | $6,149,505 | 0.98% | |
| AAPR |
Innovator Equity Defined Protection ETF - 2 Yr to April 2028
|
Reduced | 136,715 | $5,906,745 | 0.94% | |
| AAPL |
Apple Inc.
Technology
|
Held | 20,218 | $5,850,280 | 0.93% | |
| XLBI |
State Street Materials Select Sector SPDR Premium Income ETF
|
Held | 48,429 | $5,756,952 | 0.92% | |
| GOOGL |
Alphabet Inc.
Communication Services
|
Held | 15,412 | $5,480,201 | 0.87% | |
| ACSG |
American Century Small Cap Growth Insights ETF
|
Reduced | 56,639 | $5,052,198 | 0.81% | |
| BAPR |
Innovator U.S. Equity Buffer ETF - April
|
Reduced | 97,204 | $4,649,224 | 0.74% | |
| FNDA |
Schwab Fundamental U.S. Small Company ETF
|
Held | 108,665 | $3,556,192 | 0.57% | |
| BRK-B |
Berkshire Hathaway Inc
Financial Services
|
Held | 6,492 | $3,248,531 | 0.52% | |
| AFK |
VanEck Africa Index ETF
|
Held | 8,916 | $3,099,531 | 0.49% | |
| CWI |
State Street SPDR MSCI ACWI ex-US ETF
|
Reduced | 67,355 | $3,057,667 | 0.49% | |
| BKF |
iShares MSCI BIC ETF
|
Held | 32,792 | $3,001,880 | 0.48% | |
| MSFT |
Microsoft Corp
Technology
|
Held | 6,336 | $2,363,454 | 0.38% | |
| LLY |
ELI LILLY & Co
Healthcare
|
Held | 1,884 | $2,259,726 | 0.36% | |
| AMZN |
Amazon Com Inc
Consumer Cyclical
|
Reduced | 8,469 | $2,018,501 | 0.32% | |
| VEU |
Vanguard FTSE All-World Ex-US ETF
|
Held | 25,107 | $2,002,115 | 0.32% | |
| NVDA |
Nvidia Corp
Technology
|
Held | 9,871 | $1,975,088 | 0.31% | |
| LRCX |
Lam Research Corp
Technology
|
Held | 4,175 | $1,809,152 | 0.29% | |
| GLD |
Spdr Gold Trust
|
Held | 3,698 | $1,362,269 | 0.22% | |
| JPM |
Jpmorgan Chase & Co
Financial Services
|
Held | 4,083 | $1,336,488 | 0.21% | |
|
|
Held | 8,089 | $1,328,461 | 0.21% | ||
| BNDW |
Vanguard Total World Bond ETF
|
Held | 2,870 | $972,126 | 0.16% | |
| KO |
Coca Cola Co
Consumer Defensive
|
Held | 10,661 | $866,419 | 0.14% | |
| MRK |
Merck & Co., Inc.
Healthcare
|
Added | 6,163 | $791,945 | 0.13% | |
| IVZ |
Invesco Ltd.
Financial Services
|
Held | 2,612 | $791,357 | 0.13% | |
| ASHR |
Xtrackers Harvest CSI 300 China A-Shares ETF
|
Held | 14,349 | $783,885 | 0.13% | |
| JNJ |
Johnson & Johnson
Healthcare
|
Reduced | 3,073 | $780,449 | 0.12% | |
| IBM |
International Business Machines Corp
Technology
|
Held | 2,524 | $709,774 | 0.11% | |
| ECL |
Ecolab Inc.
Basic Materials
|
Held | 2,472 | $688,723 | 0.11% | |
| PG |
PROCTER & GAMBLE Co
Consumer Defensive
|
Reduced | 4,519 | $662,666 | 0.11% | |
| AVGO |
Broadcom Inc.
Technology
|
Held | 1,713 | $647,085 | 0.10% | |
| VBIL |
Vanguard 0-3 Month Treasury Bill ETF
|
Held | 8,344 | $631,473 | 0.10% | |
| VLY |
Valley National Bancorp
Financial Services
|
Held | 42,438 | $621,716 | 0.10% | |
| EDV |
Vanguard World Funds Extended Duration ETF
|
Held | 4,588 | $619,752 | 0.10% | |
| ETN |
Eaton Corp plc
Industrials
|
Held | 1,430 | $609,351 | 0.10% | |
| VEA |
Vanguard FTSE Developed Markets ETF
|
Held | 8,436 | $601,065 | 0.10% | |
| VIGI |
Vanguard International Dividend Appreciation ETF
|
Held | 3,518 | $555,949 | 0.09% | |
| IAU |
Ishares Gold Trust
|
Held | 7,179 | $542,086 | 0.09% |
Covers the securities this platform tracks: U.S.-listed common stock and the put/call positions reported on it. A 13F can also report security types outside that coverage — preferred shares, bonds, warrants, untracked share classes — so the filing's own declared total can exceed the figures above. The source filing is linked at the top of this table.