Waterford Advisors, LLC

CIK

1960657

Location

ORCHARD PARK, NY

Portfolio Value

Micro $20,694,198

Diversification

Diversified

Filing Date

Global Rank

#7,343 / 8,232 ▲ 196

Top Industry

Banks - Regional 18.4%

3Y Alpha vs SPY

-5.3%

Period ended 2 months ago

Filed May 15, 2026 · 29d

14 quarters · since Dec 2022

Clone Performance

Jun 2023–Jun 2026 · vs SPY

Hypothetical growth of cloning every reported 13F position and rebalancing on each filing, indexed to the same start.

Cloned portfolio

+54.8%

SPY

+76.5%

Annualised alpha

-5.2%

Max drawdown

−18.0%

Estimate. 13F holdings are quarter-lagged and long-only, so the clone rebalances about 45 days after each period end — when the filing becomes public — and excludes options and short positions. Past performance does not predict future results.

Portfolio Concentration

27 positions · as of Mar 31, 2026 · Δ vs Dec 31, 2025

Top Position

14.1%

+1.2 pts

Top 5

48.6%

−1.5 pts

Top 10

71.3%

−1.7 pts

HHI

672

Diversified−11

Portfolio Trend

14 quarters · across all stocks

Sector Breakdown

As of Mar 31, 2026

Sector	% Portfolio	Value	Positions
Financial Services	29.2%	$6,047,661	5
Industrials	24.3%	$5,036,702	5
Technology	24.2%	$5,007,013	5
Unclassified	5.3%	$1,100,375	1
Healthcare	4.7%	$962,476	3
Consumer Cyclical	4.6%	$957,583	3
Energy	3.4%	$703,183	2
Communication Services	1.7%	$341,561	1
Basic Materials	1.4%	$279,840	1
Utilities	1.2%	$257,804	1

Last Quarter's Activity

Export CSV

Mar 31, 2026 vs Dec 31, 2025

Added To

Positions the filer increased

4 positions

Ticker	Company	Δ Shares	Shares	Value
SPY	Spdr S&P 500 ETF Trust	+360	1,692	$1,100,375
META	Meta Platforms, Inc.	+75	597	$341,561
CVX	Chevron Corp	+50	1,429	$295,660
MSFT	Microsoft Corp	+12	2,742	$1,015,006
No positions match the current search.

Trimmed

Positions the filer reduced

6 positions

Ticker	Company	Δ Shares	Shares	Value
KEY	Keycorp /New/	−14,119	69,833	$1,400,151
APH	Amphenol Corp /De/	−325	5,959	$752,919
XOM	Exxon Mobil Corp	−300	2,402	$407,523
AAPL	Apple Inc.	−90	8,385	$2,128,029
AMGN	Amgen Inc	−41	1,000	$351,850
JNJ	Johnson & Johnson	−10	1,131	$276,461
No positions match the current search.

New Positions

Positions the filer opened this quarter

2 positions

Ticker	Company	Shares	Value
CW	Curtiss Wright Corp	333	$226,812
VUZI	Vuzix Corp	12,741	$29,431
No positions match the current search.

Sold Out

Positions the filer fully exited

1 positions

Ticker	Company	Shares	Value	Open
BAC	Bank Of America Corp /De/	4,131	$227,205
No positions match the current search.

Portfolio Positions

Compact Export CSV View 13F filing

27 positions · $20,694,198 total · as of Mar 31, 2026

All sectors Basic Materials Communication Services Consumer Cyclical Energy Financial Services Healthcare Industrials Technology Utilities

Ticker	Company	Type	Shares	Δ Shares	Value (USD)	% Δ Value	% of Portfolio
RTX	RTX Corp Industrials	Held	15,105	0	$2,913,754	+5.2%	14.08%
CBSH	Commerce Bancshares Inc /Mo/ Financial Services	Held	44,863	0	$2,207,259	−6.0%	10.67%
AAPL	Apple Inc. Technology	Reduced	8,385	-90	$2,128,029	−7.6%	10.28%
KEY	Keycorp /New/ Financial Services	Reduced	69,833	-14,119	$1,400,151	−19.2%	6.77%
PGR	Progressive Corp/Oh/ Financial Services	Held	7,056	0	$1,398,781	−12.9%	6.76%
SPY	Spdr S&P 500 ETF Trust	Added	1,692	+360	$1,100,375	+21.1%	5.32%
NVDA	Nvidia Corp Technology	Held	6,202	0	$1,081,628	−6.5%	5.23%
MSFT	Microsoft Corp Technology	Added	2,742	+12	$1,015,006	−23.1%	4.90%
CARR	CARRIER GLOBAL Corp Industrials	Held	13,381	0	$753,484	+6.6%	3.64%
APH	Amphenol Corp /De/ Technology	Reduced	5,959	-325	$752,919	−11.3%	3.64%
JPM	Jpmorgan Chase & Co Financial Services	Held	2,213	0	$650,976	−8.7%	3.15%
CAT	Caterpillar Inc Industrials	Held	885	0	$626,987	+23.7%	3.03%
OTIS	Otis Worldwide Corp Industrials	Held	6,690	0	$515,665	−11.8%	2.49%
HD	Home Depot, Inc. Consumer Cyclical	Held	1,313	0	$431,832	−4.4%	2.09%
XOM	Exxon Mobil Corp Energy	Reduced	2,402	-300	$407,523	+25.3%	1.97%
V	Visa Inc. Financial Services	Held	1,292	0	$390,494	−13.8%	1.89%
AMGN	Amgen Inc Healthcare	Reduced	1,000	-41	$351,850	+3.3%	1.70%
META	Meta Platforms, Inc. Communication Services	Added	597	+75	$341,561	−0.9%	1.65%
MRK	Merck & Co., Inc. Healthcare	Held	2,778	0	$334,165	+14.3%	1.61%
CVX	Chevron Corp Energy	Added	1,429	+50	$295,660	+40.7%	1.43%
SHW	Sherwin Williams Co Basic Materials	Held	873	0	$279,840	−1.1%	1.35%
JNJ	Johnson & Johnson Healthcare	Reduced	1,131	-10	$276,461	+17.1%	1.34%
TSLA	Tesla, Inc. Consumer Cyclical	Held	719	0	$267,288	−17.3%	1.29%
AMZN	Amazon Com Inc Consumer Cyclical	Held	1,241	0	$258,463	−9.8%	1.25%
SO	Southern Co Utilities	Held	2,671	0	$257,804	+10.7%	1.25%
CW	Curtiss Wright Corp Industrials	NEW	333	NEW	$226,812	NEW	1.10%
VUZI	Vuzix Corp Technology	NEW	12,741	NEW	$29,431	NEW	0.14%