UNION SAVINGS BANK

Bank

CIK

1985855

Location

LITCHFIELD, CT

Portfolio Value

Micro $7,363,044

Diversification

Diversified

Filing Date

Global Rank

#5,089 / 8,232 ▲ 220

Top Industry

Software - Infrastructure 8.1%

3Y Alpha vs SPY

-6.1%

Period ended 2 months ago

Filed Apr 17, 2026 · 58d

11 quarters · since Jun 2023

Clone Performance

Aug 2023–Jun 2026 · vs SPY

Hypothetical growth of cloning every reported 13F position and rebalancing on each filing, indexed to the same start.

Cloned portfolio

+48.0%

SPY

+71.4%

Annualised alpha

-6.1%

Max drawdown

−16.0%

Estimate. 13F holdings are quarter-lagged and long-only, so the clone rebalances about 45 days after each period end — when the filing becomes public — and excludes options and short positions. Past performance does not predict future results.

Portfolio Concentration

242 positions · as of Mar 31, 2026 · Δ vs Dec 31, 2025

Top Position

11.0%

−0.1 pts

Top 5

29.3%

−0.8 pts

Top 10

42.4%

−0.6 pts

HHI

287

Diversified−12

Portfolio Trend

11 quarters · across all stocks

Sector Breakdown

As of Mar 31, 2026

Sector	% Portfolio	Value	Positions
Technology	20.1%	$22,599,301	42
Unclassified	17.5%	$19,712,703	8
Healthcare	11.0%	$12,441,414	30
Financial Services	10.4%	$11,675,382	39
Industrials	8.8%	$9,883,523	34
Consumer Cyclical	8.2%	$9,209,973	24
Energy	7.6%	$8,533,961	11
Consumer Defensive	6.5%	$7,363,044	19
Communication Services	5.8%	$6,587,130	9
Utilities	2.8%	$3,109,243	14
Basic Materials	0.7%	$819,368	7
Real Estate	0.6%	$690,202	5

Last Quarter's Activity

Export CSV

Mar 31, 2026 vs Dec 31, 2025

Added To

Positions the filer increased

21 positions

Ticker	Company	Δ Shares	Shares	Value
MCHP	Microchip Technology Inc	+2,722	4,761	$307,608
TSCO	Tractor Supply Co /De/	+974	6,365	$288,334
PANW	Palo Alto Networks Inc	+731	2,875	$460,920
ISRG	Intuitive Surgical Inc	+561	680	$313,473
AMZN	Amazon Com Inc	+409	10,882	$2,266,394
ORCL	Oracle Corp	+397	6,597	$970,484
BX	Blackstone Inc.	+296	8,785	$1,010,186
EOG	Eog Resources Inc	+277	3,377	$488,212
MA	Mastercard Inc	+160	3,444	$1,720,829
UNH	Unitedhealth Group Inc	+158	607	$164,248
QQQ	Invesco Qqq Trust, Series 1	+125	3,898	$2,249,847
AVGO	Broadcom Inc.	+112	4,298	$1,330,273
CBRE	Cbre Group, Inc.	+104	1,183	$160,249
WAT	Waters Corp /De/	+51	61	$18,165
KO	Coca Cola Co	+32	7,610	$578,740
GEV	GE Vernova Inc.	+27	854	$745,456
CASY	Caseys General Stores Inc	+25	1,020	$742,416
BLK	BlackRock, Inc.	+25	452	$434,692
TMO	Thermo Fisher Scientific Inc.	+8	1,486	$730,413
GE	General Electric Co	+7	2,897	$822,081
MSFT	Microsoft Corp	+4	16,320	$6,041,173
No positions match the current search.

Trimmed

Positions the filer reduced

25 positions

Ticker	Company	Δ Shares	Shares	Value
NVO	Novo Nordisk A S	−4,885	1,252	$46,010
T	At&T Inc.	−1,754	12,784	$370,608
AWK	American Water Works Company, Inc.	−1,297	1,781	$242,376
ENB	Enbridge Inc	−1,183	20,061	$1,086,101
ACN	Accenture plc	−1,137	2,492	$494,138
NOW	ServiceNow, Inc.	−1,125	35	$3,659
NBTB	Nbt Bancorp Inc	−1,086	6,282	$267,487
CSCO	Cisco Systems, Inc.	−708	8,211	$637,091
SO	Southern Co	−701	6,104	$589,157
TFC	Truist Financial Corp	−588	2,309	$106,143
XOM	Exxon Mobil Corp	−512	30,132	$5,112,194
GSK	GSK plc	−495	2,368	$130,689
BAC	Bank Of America Corp /De/	−493	9,832	$479,310
MDLZ	Mondelez International, Inc.	−411	9,659	$556,744
MRK	Merck & Co., Inc.	−405	4,833	$581,360
GOOGL	Alphabet Inc.	−380	14,553	$4,184,860
ADP	Automatic Data Processing Inc	−366	5,507	$1,118,911
MCD	Mcdonalds Corp	−347	3,907	$1,214,256
AAPL	Apple Inc.	−332	20,981	$5,324,767
RTX	RTX Corp	−319	6,053	$1,167,623
PG	PROCTER & GAMBLE Co	−305	10,359	$1,496,253
DUK	Duke Energy CORP	−290	2,803	$367,023
D	Dominion Energy, Inc	−266	1,679	$103,795
SHEL	Shell plc	−245	1,004	$93,372
Q	Qnity Electronics, Inc.	−245	10	$1,153
No positions match the current search.

New Positions

Positions the filer opened this quarter

8 positions

Ticker	Company	Shares	Value
CEG	Constellation Energy Corp	212	$59,201
COF	Capital One Financial Corp	136	$24,810
PLTR	Palantir Technologies Inc.	100	$14,628
CNP	Centerpoint Energy Inc	147	$6,344
ULTA	Ulta Beauty, Inc.	10	$5,227
AZN	Astrazeneca PLC	15	$2,958
BA	Boeing Co	10	$1,990
VSNT	Versant Media Group, Inc.	51	$1,887
No positions match the current search.

Sold Out

Positions the filer fully exited

6 positions

Ticker	Company	Shares	Value
BR	Broadridge Financial Solutions, Inc.	620	$138,365
PAYC	Paycom Software, Inc.	505	$80,476
IBIT	iShares Bitcoin Trust ETF	903	$44,833
SOLS	Solstice Advanced Materials Inc.	807	$39,204
AON	Aon plc	64	$22,584
J	Jacobs Solutions Inc.	35	$4,636
No positions match the current search.

Portfolio Positions

Compact Export CSV View 13F filing

19 positions · $7,363,044 total · Consumer Defensive only · as of Mar 31, 2026

All sectors Basic Materials Communication Services Consumer Cyclical Consumer Defensive Energy Financial Services Healthcare Industrials Real Estate Technology Utilities

Ticker	Company	Type	Shares	Δ Shares	Value (USD)	% Δ Value	% of Portfolio
COST	Costco Wholesale Corp /New Consumer Defensive	Reduced	2,357	-9	$2,348,584	+15.1%	31.90%
PG	PROCTER & GAMBLE Co Consumer Defensive	Reduced	10,359	-305	$1,496,253	−2.1%	20.32%
PEP	Pepsico Inc Consumer Defensive	Reduced	7,056	-133	$1,095,726	+6.2%	14.88%
KO	Coca Cola Co Consumer Defensive	Added	7,610	+32	$578,740	+9.2%	7.86%
MDLZ	Mondelez International, Inc. Consumer Defensive	Reduced	9,659	-411	$556,744	+2.7%	7.56%
KMB	Kimberly Clark Corp Consumer Defensive	Reduced	2,868	-60	$276,675	−6.3%	3.76%
MO	Altria Group, Inc. Consumer Defensive	Held	3,637	0	$240,005	+14.4%	3.26%
PM	Philip Morris International Inc. Consumer Defensive	Reduced	921	-150	$152,277	−11.4%	2.07%
TGT	Target Corp Consumer Defensive	Reduced	1,201	-173	$145,561	+8.4%	1.98%
CHD	Church & Dwight Co Inc /De/ Consumer Defensive	Held	1,400	0	$130,648	+11.3%	1.77%
WMT	Walmart Inc. Consumer Defensive	Held	973	0	$120,923	+11.6%	1.64%
CLX	Clorox Co /De/ Consumer Defensive	Held	824	0	$85,391	+2.8%	1.16%
GIS	General Mills Inc Consumer Defensive	Held	2,125	0	$79,092	−20.0%	1.07%
MKC	Mccormick & Co Inc Consumer Defensive	Held	528	0	$26,632	−25.9%	0.36%
CL	Colgate Palmolive Co Consumer Defensive	Held	174	0	$14,830	+7.9%	0.20%
UL	Unilever PLC Consumer Defensive	Held	111	0	$6,323	−12.9%	0.09%
SYY	Sysco Corp Consumer Defensive	Held	85	0	$6,063	−3.2%	0.08%
KHC	Kraft Heinz Co Consumer Defensive	Held	98	0	$2,204	−7.2%	0.03%
MICC	Magnum Ice Cream Co N.V. Consumer Defensive	Held	25	0	$373	−5.8%	0.01%