Provident Living Financial Services, Inc.

Registered adviser

CIK

2083149

Location

LEHI, UT

Portfolio Value

Small $102,558,027

Diversification

Diversified

Filing Date

Global Rank

#8,305 / 8,827 ▼ 17 · as of Jun 2026

Top Industry

Credit Services 22.7%

Period ended 38 days ago

Filed Nov 3, 2026 · 4d

4 quarters · since Dec 2025

Regulatory profile

From Form ADV, the SEC filer profile, 13D/13G type codes and N-CEN, never from the name.

Holder type

Registered adviser

Form ADV roster, Nov 1, 2026

Form ADV adviser

CRD 282665

Roster of Nov 1, 2026

Regulatory AUM

$158,102,043

Main clients

Individuals and high net worth (94% of AUM)

Form ADV history

Monthly rosters from Dec 2019; each row is a run with the same figures, newest first.

Rosters	Regulatory AUM	Main clients
Apr 2026 to Nov 2026	$158,102,043	Individuals and high net worth (94%)
Jun 2025 to Mar 2026	$130,387,563	Individuals and high net worth (94%)

Portfolio style

Measured from the filed 13F common-share book for Jun 30, 2026, the newest measured quarter, never from the firm's own description.

Style

Concentrated

The top 10 positions are 71.6% of the book (60%+)

Turnover

Turnover unknown

It needs four straight quarters of measured turnover

Horizon

Short horizon

Value-weighted holding period 3.0 quarters (under 4)

Closest benchmark: every 13F filer's combined book, active share 75.9%; sector active share 46.3% against the combined 13F book's sector weights.

Over time 3 measured quarters

How the bands are measured

Style bands measure the filed 13F common-share book each closed quarter, tested in this order. Unknown: under $10,000,000 of valued equity or 5 stocks. Index-like (100+ stocks): active share of 20% or less against the closest benchmark, which is the S&P 500, S&P MidCap 400, S&P SmallCap 600, Russell 1000, Russell 2000, Nasdaq-100 or Dow Jones Industrial Average (weighted by an index-tracking fund's reported holdings or the index's constituents nearest the quarter end, over the names resolved to companies, and only when those are 90%+ of its weight) or every 13F filer's combined book, or index series holding 80%+ of the registered fund assets it advises (N-CEN) and equal to 50%+ of its book. Systematic-like: 500+ stocks, 100%+ annual turnover and a top 10 weight of 25% or less. Concentrated: a top 10 weight of 60%+ or 12 or fewer effective positions. Diversified active: none of these. Turnover is the smaller of buys and sells over average equity value, summed over four quarters: low under 30%, high 100%+. Horizon is the value-weighted number of quarters each position has been held: short under 4, long 12+.

Clone Performance

Build a hypothetical price-return history from this filer's public 13F holdings.

View clone backtest

Portfolio Concentration

53 tracked positions · as of Sep 30, 2026 · Δ vs Jun 30, 2026

Top Position

12.8%

−2.7 pts

Top 5

50.0%

−2.6 pts

Top 10

68.9%

−2.7 pts

HHI

645

Diversified−67

Portfolio Trend

4 quarters · across all stocks

Sector Breakdown

As of Sep 30, 2026

Sector	% Portfolio	Value	Positions
Unclassified	40.6%	$41,665,879	17
Financial Services	26.9%	$27,564,859	8
Technology	15.7%	$16,110,859	13
Communication Services	5.6%	$5,794,051	5
Consumer Cyclical	3.2%	$3,245,423	2
Energy	2.6%	$2,653,392	3
Basic Materials	2.1%	$2,144,590	1
Healthcare	2.1%	$2,123,700	2
Consumer Defensive	1.2%	$1,255,274	2

Last Quarter's Activity

Export CSV

Sep 30, 2026 vs Jun 30, 2026

Added To

Positions the filer increased

19 positions

Ticker	Company	Δ Shares	Shares	Value
CRWD	CrowdStrike Holdings, Inc.	+6,988	9,339	$2,472,500
FEGE	First Eagle Global Equity ETF	+6,597	233,741	$11,731,460
FBND	Fidelity Total Bond ETF	+3,137	261,790	$11,335,507
ORCL	Oracle Corp	+1,001	4,808	$660,138
VTI	VANGUARD TOTAL STOCK MARKET INDEX FUND	+979	16,577	$6,203,776
HYDB	iShares High Yield Systematic Bond ETF	+844	97,281	$4,373,753
NICE	NICE Ltd.	+774	7,304	$812,716
NOW	ServiceNow, Inc.	+651	4,768	$638,959
COWZ	Pacer US Cash Cows 100 ETF	+446	9,512	$635,021
HUBS	Hubspot Inc	+364	2,970	$608,790
PG	PROCTER & GAMBLE Co	+294	5,473	$795,117
VOO	VANGUARD 500 INDEX FUND	+211	1,124	$787,766
CVX	Chevron Corp	+157	5,245	$1,071,081
ETSY	Etsy Inc	+133	16,129	$1,153,062
MSFT	Microsoft Corp	+75	3,330	$1,707,957
QQQ	Invesco Qqq Trust, Series 1	+60	1,180	$872,928
JNJ	Johnson & Johnson	+59	5,011	$1,326,612
SCHB	Schwab U.S. Broad Market ETF	+16	54,974	$1,611,287
NVDA	Nvidia Corp	+14	7,189	$1,641,823
No positions match the current search.

Trimmed

Positions the filer reduced

25 positions

Ticker	Company	Δ Shares	Shares	Value
SOFI	SoFi Technologies, Inc.	−54,625	833,814	$13,107,556
FCX	Freeport-Mcmoran Inc	−11,836	30,637	$2,144,590
T	At&T Inc.	−7,468	35,843	$874,569
BILL	BILL Holdings, Inc.	−2,480	17,749	$755,042
VZ	Verizon Communications Inc	−2,041	13,192	$605,117
C	Citigroup Inc	−1,855	50,961	$6,598,430
PBR	Petrobras - Petroleo Brasileiro SA	−1,800	22,220	$463,731
VOD	Vodafone Group Public Ltd Co	−1,743	21,419	$345,916
PYPL	PayPal Holdings, Inc.	−1,336	9,676	$508,280
RUN	Sunrun Inc.	−1,187	10,119	$78,624
BAC	Bank Of America Corp	−987	93,887	$5,110,269
XOM	ExxonMobil Holdings Corp	−954	6,873	$1,118,580
BNDX	Vanguard Total International Bond ETF	−658	14,871	$697,003
AAPL	Apple Inc.	−607	11,468	$3,819,073
AMD	Advanced Micro Devices Inc	−557	3,908	$2,390,758
CVS	CVS HEALTH Corp	−397	9,302	$797,088
COIN	Coinbase Global, Inc.	−311	1,876	$349,705
META	Meta Platforms, Inc.	−245	2,570	$1,863,712
HEFA	iShares Currency Hedged MSCI EAFE ETF	−220	14,972	$694,551
VTIP	VANGUARD SHORT-TERM INFLATION-PROTECTED SECURITIES INDEX FUND	−156	7,578	$372,989
GOOGL	Alphabet Inc.	−142	6,117	$2,104,737
BRK-B	Berkshire Hathaway Inc	−100	2,666	$1,327,534
PFG	Principal Financial Group Inc	−100	2,940	$329,162
XMVM	Victory Portfolios II	−98	3,138	$0
WMT	Walmart Inc.	−78	4,428	$460,157
No positions match the current search.

New Positions

Positions the filer opened this quarter

4 positions

Ticker	Company	Shares	Value
ZS	Zscaler, Inc.	1,370	$273,205
SNOW	Snowflake Inc.	740	$251,274
V	Visa Inc.	651	$233,923
HYGH	iShares Trust	2,480	$0
No positions match the current search.

Sold Out

Positions the filer fully exited

1 positions

Ticker	Company	Shares	Value	Open
MRVL	Marvell Technology, Inc.	775	$230,864
No positions match the current search.

Portfolio Positions

Compact Export CSV View 13F filing

53 tracked positions · $102,558,027 total · filing declares 54 positions · $102,878,977 · as of Sep 30, 2026

All sectors Basic Materials Communication Services Consumer Cyclical Consumer Defensive Energy Financial Services Healthcare Technology

Showing 1–50 of 53 positions by value · page 1 of 2

Ticker	Company	Type	Shares	Δ Shares	Value (USD)	% Δ Value	% of Portfolio
SOFI	SoFi Technologies, Inc. Financial Services	Reduced	833,814	-54,625	$13,107,556	−17.7%	12.78%
FEGE	First Eagle Global Equity ETF	Added	233,741	+6,597	$11,731,460	+5.6%	11.44%
FBND	Fidelity Total Bond ETF	Added	261,790	+3,137	$11,335,507	−3.7%	11.05%
C	Citigroup Inc Financial Services	Reduced	50,961	-1,855	$6,598,430	−10.7%	6.43%
VTI	VANGUARD TOTAL STOCK MARKET INDEX FUND	Added	16,577	+979	$6,203,776	+7.5%	6.05%
BAC	Bank Of America Corp Financial Services	Reduced	93,887	-987	$5,110,269	−5.5%	4.98%
HYDB	iShares High Yield Systematic Bond ETF	Added	97,281	+844	$4,373,753	−3.0%	4.26%
AAPL	Apple Inc. Technology	Reduced	11,468	-607	$3,819,073	+9.3%	3.72%
CRWD	CrowdStrike Holdings, Inc. Technology	Added	9,339	+6,988	$2,472,500	+37.8%	2.41%
AMD	Advanced Micro Devices Inc Technology	Reduced	3,908	-557	$2,390,758	−7.8%	2.33%
FCX	Freeport-Mcmoran Inc Basic Materials	Reduced	30,637	-11,836	$2,144,590	+6.5%	2.09%
GOOGL	Alphabet Inc. Communication Services	Reduced	6,117	-142	$2,104,737	−5.9%	2.05%
AMZN	Amazon Com Inc Consumer Cyclical	Reduced	8,398	-30	$2,092,361	+4.2%	2.04%
META	Meta Platforms, Inc. Communication Services	Reduced	2,570	-245	$1,863,712	+17.5%	1.82%
MSFT	Microsoft Corp Technology	Added	3,330	+75	$1,707,957	+40.7%	1.67%
NVDA	Nvidia Corp Technology	Added	7,189	+14	$1,641,823	+14.4%	1.60%
SCHB	Schwab U.S. Broad Market ETF	Added	54,974	+16	$1,611,287	+1.2%	1.57%
BRK-B	Berkshire Hathaway Inc Financial Services	Reduced	2,666	-100	$1,327,534	−4.1%	1.29%
JNJ	Johnson & Johnson Healthcare	Added	5,011	+59	$1,326,612	+5.5%	1.29%
ETSY	Etsy Inc Consumer Cyclical	Added	16,129	+133	$1,153,062	−4.3%	1.12%
XOM	ExxonMobil Holdings Corp Energy	Reduced	6,873	-954	$1,118,580	+4.5%	1.09%
CVX	Chevron Corp Energy	Added	5,245	+157	$1,071,081	+27.0%	1.04%
VOT	VANGUARD MID-CAP GROWTH INDEX FUND	Held	3,096	0	$904,341	−4.6%	0.88%
T	At&T Inc. Communication Services	Reduced	35,843	-7,468	$874,569	−2.5%	0.85%
QQQ	Invesco Qqq Trust, Series 1	Added	1,180	+60	$872,928	+5.8%	0.85%
NICE	NICE Ltd. Technology	Added	7,304	+774	$812,716	+37.0%	0.79%
CVS	CVS HEALTH Corp Healthcare	Reduced	9,302	-397	$797,088	−20.6%	0.78%
PG	PROCTER & GAMBLE Co Consumer Defensive	Added	5,473	+294	$795,117	+4.7%	0.78%
VOO	VANGUARD 500 INDEX FUND	Added	1,124	+211	$787,766	+25.6%	0.77%
BILL	BILL Holdings, Inc. Technology	Reduced	17,749	-2,480	$755,042	+3.2%	0.74%
BNDX	Vanguard Total International Bond ETF	Reduced	14,871	-658	$697,003	−7.3%	0.68%
HEFA	iShares Currency Hedged MSCI EAFE ETF	Reduced	14,972	-220	$694,551	−2.6%	0.68%
ORCL	Oracle Corp Technology	Added	4,808	+1,001	$660,138	+18.3%	0.64%
VBR	VANGUARD SMALL-CAP VALUE INDEX FUND	Reduced	2,845	-20	$657,280	−5.6%	0.64%
NOW	ServiceNow, Inc. Technology	Added	4,768	+651	$638,959	+56.3%	0.62%
COWZ	Pacer US Cash Cows 100 ETF	Added	9,512	+446	$635,021	+12.6%	0.62%
HUBS	Hubspot Inc Technology	Added	2,970	+364	$608,790	+28.0%	0.59%
VZ	Verizon Communications Inc Communication Services	Reduced	13,192	-2,041	$605,117	−6.2%	0.59%
IVV	iShares Core S&P 500 ETF	Reduced	678	-10	$519,246	+0.8%	0.51%
PYPL	PayPal Holdings, Inc. Financial Services	Reduced	9,676	-1,336	$508,280	+6.9%	0.50%
PBR	Petrobras - Petroleo Brasileiro SA Energy	Reduced	22,220	-1,800	$463,731	+19.5%	0.45%
WMT	Walmart Inc. Consumer Defensive	Reduced	4,428	-78	$460,157	−9.8%	0.45%
VTIP	VANGUARD SHORT-TERM INFLATION-PROTECTED SECURITIES INDEX FUND	Reduced	7,578	-156	$372,989	−4.0%	0.36%
COIN	Coinbase Global, Inc. Financial Services	Reduced	1,876	-311	$349,705	+9.4%	0.34%
VOD	Vodafone Group Public Ltd Co Communication Services	Reduced	21,419	-1,743	$345,916	+12.9%	0.34%
PFG	Principal Financial Group Inc Financial Services	Reduced	2,940	-100	$329,162	+0.5%	0.32%
ZS	Zscaler, Inc. Technology	NEW	1,370	NEW	$273,205	NEW	0.27%
EWX	State Street(R) SPDR(R) S&P(R) Emerging Markets Small Cap ETF	Reduced	3,783	-67	$268,971	−6.0%	0.26%
SNOW	Snowflake Inc. Technology	NEW	740	NEW	$251,274	NEW	0.25%
V	Visa Inc. Financial Services	NEW	651	NEW	$233,923	NEW	0.23%

Showing the top 50 of 53 positions. Create a free account to see every position, past quarters, search, filters and CSV export.

Covers the securities this platform tracks: U.S.-listed common stock and the put/call positions reported on it. A 13F can also report security types outside that coverage — preferred shares, bonds, warrants, untracked share classes — so the filing's own declared total can exceed the figures above. The source filing is linked at the top of this table.