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PYPL

PayPal Holdings, Inc.
$45.65 +0.56 (+1.24%) At close · Jul 7
Market Cap
$40.27B
Shares
882,105,493

Price & Indicators

20d MA 50d MA 200d MA Earnings Filing Insider Congress Investor day
Close$45.65 Open$45.43 Day$45.32–46.07 52W$38.34–79.08 Avg vol 30d16.2M Short int54.3M · 6.2% float · 3.4d Short vol51% Last earningsMay 5, 2026 DataJan 2020–Jul 2026 Filing10-Q · May 5
Equibles Rating blended score · not investment advice
Overall
Buy
Technical · trend & momentum Buy
50 / 200-day cross no cross
Price vs 200-day avg −15% below
+ Price vs 50-day avg +2% above
RSI (14) 60 · neutral
+ MACD trend positive
52-week position 18% · mid-range
Sentiment · smart money Bearish
Trend (MA cross) 50d $45 › 200d $54 — 200d above 50d
Institutional flow 36 of 1,511 funds reported for Jun 30 · net -163.4K sh shares · +1 new
Insider flow Net -$1.2M over 90 days · 100% sells
Short interest 6.16% of float · ▲ +9.7% MoM · 3.4 days cover
Volume signal Volume near normal
Institution breadth 1,511 holders — near 3-yr low, contrarian setup
Fundamentals Excellent
Revenue growth +4% Y/Y
+ EPS growth +36% Y/Y
+ Free cash flow $5.6B
+ Valuation P/E 8.5 · below peers
+ Buyback $12.4B remaining
+ Balance sheet net cash $8.0B

Blended from price, positioning & fundamentals · daily-close · not investment advice.

Up next
Next earnings call
Aug 4, 2026 Est · unconfirmed · in 4 wks
FQ3-26 quarter ends
~Sep 30, 2026 Est
filed May 5, 2026
AI Brief

TL;DR.

Bullish
    Bearish

      AI-generated from the earnings call and 8-K · may contain errors · not investment advice

      Guidance & track record
      Latest guidance · from the 8-K filed May 5, 2026
      Non-GAAP EPS · 2Q'26 Non-GAAP Initiated up to $-0.09

      Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.

      Technicals

      trend & momentum for long-term holders Buy
      1 · 3 · 2
      50 / 200-day cross
      no cross Neutral
      Price vs 200-day avg
      −15% below Bearish
      Price vs 50-day avg
      +2% above Bullish
      RSI (14)
      60 · neutral Neutral
      MACD trend
      positive Bullish
      52-week position
      18% · mid-range Neutral
      Market signals — smart money & positioning
      Bearish · 3 of 6
      Trend (MA cross) No cross
      50d $45 › 200d $54 — 200d above 50d
      Institutional flow Distributing
      36 of 1,511 funds reported for Jun 30 · net -163.4K sh shares · +1 new
      Insider flow Distributing
      Net -$1.2M over 90 days · 100% sells
      Short interest Rising
      6.16% of float · ▲ +9.7% MoM · 3.4 days cover
      Volume signal Normal
      Volume near normal
      Institution breadth Multi-yr low
      1,511 holders — near 3-yr low, contrarian setup
      Price context
      position in its 52-week range
      52-wk low $38 Now $46 · 18% 52-wk high $79
      vs 200-day avg -15% vs 50-day avg +2%

      Illustrative technical + ownership context — a signal mix, not investment advice.

      Key metrics

      the company's own KPIs, from its earnings releases, calls, and filings
      Metric Latest Period YoY
      Active accounts 439M 1Q'26
      Free cash flow non-GAAP $2,190M 4Q'25
      Payment transactions excluding PSP 16.1B FY'25
      Total payment volume $1,793,979M FY'25

      Figures exactly as the company stated them · click a metric with a to chart its history · period links open the stating document · "call" marks figures stated on the earnings call, "filing" figures stated in the 10-K/10-Q · YoY needs the prior-year figure on file

      Versus peers

      Credit Services — same industry group
      Open screener →
      Company Mkt cap YTD Rev growth Y/Y P/E Short % shares
      PYPL
      PayPal Holdings, Inc.
      this stock
      $40.27B -21.6% +8.2% 8.5 6.2%
      V
      Visa Inc.
      $631.76B +0.6% +12.3% 1.2%
      MA
      Mastercard Inc
      $474.56B -6.5% +16.4% 31.1 0.8%
      AXP
      American Express Co
      $238.53B -5.3% +13.4% 21.8 1.8%
      COF
      Capital One Financial Corp
      $126.26B -16.0% +36.6% 51.8 1.8%

      Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

      At a glance

      key data from every section
      Ownership
      Institutional Holders Reducing
      Holders
      1,509
      % held
      83.3%
      Reported
      36 of 1,511
      Top holder
      BlackRock, Inc.
      Held Float
      View
      Held by Funds
      Fund positions
      820
      View
      Short & Settlement
      Short Interest Rising
      Shares short
      54.3M
      Days to cover
      3.4d
      Change
      +4.8M sh
      View
      Short Volume
      Short vol %
      51%
      As of
      Jul 7, 2026
      Short Total
      View
      Fails to Deliver
      FTD shares
      201
      Value
      $8.3K
      As of
      Jun 12, 2026
      View
      Off-Exchange
      Off-exchange %
      37.5%
      Week of
      Jun 15, 2026
      Off-exch Lit
      View
      Smart Money
      Insider Trades Net selling
      Net (90d)
      -$1.2M
      Buyers / Sellers
      0 / 3
      Buyers Sellers
      View
      Congressional Trades Sell
      Member
      Gilbert Cisneros
      Amount
      $1.0K–$15.0K
      Traded
      May 15, 2026
      View
      Financials
      Financials
      Revenue (FY)
      $33.2B
      Net income (FY)
      $5.2B
      EPS diluted
      $5.41
      View
      Buybacks
      Authorized · 3 programs
      $40.0B
      Remaining
      $12.4B
      Spent Remaining
      View
      Filings
      SEC Filings
      Latest
      8-K
      Filed
      May 21, 2026
      This year
      10
      View
      Proposed Sales
      Value
      $150.5K
      Shares
      3.4K
      Filed
      Jun 3, 2026
      View
      Earnings & Events
      Earnings Calls
      Last call
      May 5, 2026
      View

      Performance

      5D 20D 120D MTD YTD
      PYPL +2.9% +10.6% -20.1% +5.7% -21.6%
      SPY +0.9% +1.4% +7.6% +0.1% +9.7%
      vs SPY +2.0% +9.2% -27.6% +5.6% -31.2%

      Capital returns

      Latest dividend
      $0.14 / share · ex Jun 4, 2026
      Paid (TTM)
      $0.42 / share · 3 payouts
      Dividend yield (TTM, derived)
      0.92%
      Buyback programs · 3 active · as of Mar 31, 2026
      Authorized (total)
      $40.00B
      Spent (derived)
      $27.60B
      Remaining
      $12.40B
      Spent Remaining

      Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

      Key facts CIK 1633917 CUSIP 70450Y103 13F (30d) 106 filings 44 filers Visit website