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SOFI

SoFi Technologies, Inc.
$18.78 +0.16 (+0.86%) At close · Jul 10
Market Cap
$23.88B
Shares
1,282,741,200

Price & Indicators

Indicators
Price
Panels
Event markers
20d MA 50d MA 200d MA Earnings Filing Insider Congress Investor day
Close$18.78 Open$19.11 Day$18.62–19.74 52W$14.93–32.73 Avg vol 30d82.6M Short int188.1M · 14.7% float · 2.0d Short vol49% Last earningsApr 29, 2026 DataJan 2021–Jul 2026 Filing10-Q · May 7
Up next
Next earnings call
Jul 29, 2026 Est · unconfirmed · in 3 wks
FQ3-26 quarter ends
~Sep 30, 2026 Est
Latest filing: 10-Q
filed May 7, 2026
AI Brief

TL;DR.

Bullish
    Bearish

      AI-generated from the earnings call and 8-K · may contain errors · not investment advice

      Equibles Rating blended score · not investment advice
      Overall
      Sell
      SellHoldBuy
      Technical Neutral Momentum Weak Sentiment Bullish Fundamentals Fair Quant / Vol Very High
      Market backdrop VIX 15 · calm Equity put/call 0.55
      Technical
      price trend
      Neutral
      50 / 200-day cross No cross
      Price vs 200-day avg −15%
      below
      Price vs 50-day avg +11%
      above
      RSI (14) 61
      neutral
      MACD trend Positive
      52-week position 22%
      mid-range
      Volume (OBV) Confirms
      volume backs price
      Momentum
      relative strength
      Weak
      1-month return +18%
      trailing
      6-month return −29%
      trailing
      YTD return −28%
      this year
      Relative strength −38%
      vs S&P · 6-mo
      Sentiment
      smart money
      Bullish
      Trend (MA cross) No cross
      50d $17 › 200d $22 — 200d above 50d
      Institutional flow Accumulating
      48 of 942 funds reported for Jun 30 · net +391.5K sh shares · +7 new
      Insider flow Accumulating
      Net +$385.0K over 90 days · 67% sells
      Short interest Falling
      14.66% of float · ▼ -3.9% MoM · 2.0 days cover
      Volume signal Normal
      Volume near normal
      Institution breadth Steady
      942 holders — mid 3-yr range
      Squeeze score 68
      elevated · 0–100
      Fundamentals
      Fair
      Revenue growth +23%
      Y/Y
      EPS growth 0%
      Y/Y
      Valuation P/E 41.4
      rich
      Balance sheet $556.4M
      net debt
      Quant / Vol
      risk profile
      Very High
      Volatility 54%
      annualized · 1-yr
      Max drawdown −53%
      past year
      ATR 5.0%
      of price · 14-day

      Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

      Technicals

      trend & momentum for long-term holders Neutral
      1 · 4 · 2
      50 / 200-day cross
      No cross Neutral
      Price vs 200-day avg
      −15% Bearish
      Price vs 50-day avg
      +11% Bullish
      RSI (14)
      61 Neutral
      MACD trend
      Positive Bullish
      52-week position
      22% Neutral
      Volume (OBV)
      Confirms Neutral
      Market signals — smart money & positioning
      Bullish · 3 of 6
      Trend (MA cross) No cross
      50d $17 › 200d $22 — 200d above 50d
      Institutional flow Accumulating
      48 of 942 funds reported for Jun 30 · net +391.5K sh shares · +7 new
      Insider flow Accumulating
      Net +$385.0K over 90 days · 67% sells
      Short interest Falling
      14.66% of float · ▼ -3.9% MoM · 2.0 days cover
      Volume signal Normal
      Volume near normal
      Institution breadth Steady
      942 holders — mid 3-yr range
      Price context
      position in its 52-week range
      52-wk low $15 Now $19 · 22% 52-wk high $33
      vs 200-day avg -15% vs 50-day avg +11%

      Illustrative technical + ownership context — a signal mix, not investment advice.

      Key metrics

      the company's own KPIs, from its earnings releases, calls, and filings
      Metric Latest Period YoY
      Adjusted EBITDA non-GAAP $340M Q1 2026 —
      Adjusted net revenue non-GAAP $1.1B Q1 2026 —
      Rule of 40 score non-GAAP 72% Q1 2026 —
      Total Loan Originations $12.2B Q1 2026 —
      Total members 14.7M Q1 2026 —
      Total products 22.2M Q1 2026 —
      cash revenue from interchange fees, brokerage fees, technology and loan platform fees and loan o $390M Q1 2026 call —
      cash revenue from net interest income $690M Q1 2026 call —
      incremental EBITDA margin non-GAAP 41% Q1 2026 call —
      Lending segment originations $9.2B Q1 2026 call —
      loan originations $12.2B Q1 2026 call —
      loan platform business originations $3B Q1 2026 call —
      member growth year-over-year 35% Q1 2026 call —
      new members 1.1M Q1 2026 call —
      new products 1.8M Q1 2026 call —
      product growth year-over-year 39% Q1 2026 call —
      unaided brand awareness 10% Q1 2026 call —
      Products 20.2M Q4 2025 —
      SoFi unaided brand awareness 9.6% Q4 2025 —
      Total originations $10.5B Q4 2025 —

      Figures exactly as the company stated them · click a metric with a to chart its history · period links open the stating document · "call" marks figures stated on the earnings call, "filing" figures stated in the 10-K/10-Q · YoY needs the prior-year figure on file

      Versus peers

      Credit Services — same industry group
      Open screener →
      Company Mkt cap YTD Rev growth Y/Y P/E Short % shares
      SOFI
      SoFi Technologies, Inc.
      this stock
      		$23.88B -28.3% +23.1% 41.4 14.7%
      V
      Visa Inc.
      		 $625.97B -0.5% +12.3% — 1.2%
      MA
      Mastercard Inc
      		 $461.77B -7.6% +16.4% 30.2 0.9%
      AXP
      American Express Co
      		 $239.21B -6.1% +13.4% 21.9 1.6%
      COF
      Capital One Financial Corp
      		 $125.65B -17.1% +36.6% 51.5 1.9%

      Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

      At a glance

      key data from every section
      Ownership
      Institutional Holders Accumulating
      Holders
      941
      % held
      75.4%
      Reported
      48 of 942
      Top holder
      BlackRock, Inc.
      Held Float
      View
      Held by Funds
      Fund positions
      359
      View
      Short & Settlement
      Short Interest Falling
      Shares short
      188.1M
      Days to cover
      2.0d
      Change
      -7.7M sh
      View
      Short Volume
      Short vol %
      49%
      As of
      Jul 10, 2026
      Short Total
      View
      Fails to Deliver
      FTD shares
      11.6K
      Value
      $194.0K
      As of
      Jun 12, 2026
      View
      Off-Exchange
      Off-exchange %
      68.9%
      Week of
      Jun 15, 2026
      Off-exch Lit
      View
      Smart Money
      Insider Trades Net buying
      Net (90d)
      +$385.0K
      Buyers / Sellers
      1 / 2
      Buyers Sellers
      View
      Congressional Trades Buy
      Member
      James Comer
      Amount
      $1.0K–$15.0K
      Traded
      Jan 2, 2025
      View
      Financials
      Financials
      Revenue (FY)
      $619.4M
      Net income (FY)
      $481.3M
      EPS diluted
      $0.39
      View
      Filings
      SEC Filings
      Latest
      8-K
      Filed
      Jun 18, 2026
      This year
      8
      View
      Proposed Sales
      Value
      $20.8K
      Shares
      1.2K
      Filed
      Jun 18, 2026
      View
      Exempt Offerings
      Offering
      $1.1B
      Filed
      Mar 15, 2022
      View
      Earnings & Events
      Earnings Calls
      Last call
      Apr 29, 2026
      View
      Investor Relations
      Latest news
      SoFi Expands ETF Lineup with the…
      Published
      Jul 7, 2026
      Upcoming events
      1
      View

      Performance

      5D 20D 120D MTD YTD
      SOFI +3.0% +18.3% -29.0% +4.7% -28.3%
      SPY +0.8% +2.0% +8.9% +0.7% +10.2%
      vs SPY +2.2% +16.4% -37.9% +4.1% -38.5%
      Key facts CIK 1818874 CUSIP 83406F102 13F (30d) 70 filings 45 filers Visit website Investor relations

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