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BILL

BILL Holdings, Inc.
$41.36 +0.84 (+2.07%) At close · Jul 10
Market Cap
$4.12B
Shares
99,596,727

Price & Indicators

20d MA 50d MA 200d MA Earnings Filing Insider Congress Investor day
Close$41.36 Open$41.51 Day$40.79–41.81 52W$31.41–57.21 Avg vol 30d2.7M Short int12.8M · 12.8% float · 5.0d Short vol53% Last earningsMay 7, 2026 DataJan 2020–Jul 2026 Filing10-Q · May 8
Up next
Next earnings call
Aug 6, 2026 Est · unconfirmed · in 4 wks
FQ1-27 quarter ends
~Sep 30, 2026 Est
filed May 8, 2026
AI Brief

TL;DR.

Bullish
    Bearish

      AI-generated from the earnings call and 8-K · may contain errors · not investment advice

      Equibles Rating blended score · not investment advice
      Overall
      Sell
      SellHoldBuy
      Technical Neutral Momentum Weak Sentiment Bearish Fundamentals Excellent Quant / Vol Very High
      Market backdrop VIX 15 · calm Equity put/call 0.55
      Technical
      price trend
      Neutral
      50 / 200-day cross No cross
      Price vs 200-day avg −7%
      below
      Price vs 50-day avg +12%
      above
      RSI (14) 67
      neutral
      MACD trend Positive
      52-week position 39%
      mid-range
      Volume (OBV) Confirms
      volume backs price
      Momentum
      relative strength
      Weak
      1-month return +28%
      trailing
      6-month return −14%
      trailing
      YTD return −24%
      this year
      Relative strength −23%
      vs S&P · 6-mo
      Sentiment
      smart money
      Bearish
      Trend (MA cross) No cross
      50d $37 › 200d $45 — 200d above 50d
      Institutional flow Distributing
      14 of 339 funds reported for Jun 30 · net -56.9K sh shares
      Insider flow Distributing
      Net -$1.2M over 90 days · 100% sells
      Short interest Rising
      12.85% of float · ▲ +3.6% MoM · 5.0 days cover
      Volume signal Normal
      Volume near normal
      Institution breadth Multi-yr low
      339 holders — near 3-yr low, contrarian setup
      Squeeze score 68
      elevated · 0–100
      Fundamentals
      Excellent
      Revenue growth +13%
      Y/Y
      Gross margin 81%
      contracting
      EPS growth +74%
      Y/Y
      Free cash flow $346.3M
      Valuation P/E 517
      rich
      Buyback $100.0M
      remaining
      Balance sheet $676.1M
      net debt
      Quant / Vol
      risk profile
      Very High
      Volatility 64%
      annualized · 1-yr
      Max drawdown −43%
      past year
      ATR 4.5%
      of price · 14-day

      Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

      Technicals

      trend & momentum for long-term holders Neutral
      1 · 4 · 2
      50 / 200-day cross
      No cross Neutral
      Price vs 200-day avg
      −7% Bearish
      Price vs 50-day avg
      +12% Bullish
      RSI (14)
      67 Neutral
      MACD trend
      Positive Bullish
      52-week position
      39% Neutral
      Volume (OBV)
      Confirms Neutral
      Market signals — smart money & positioning
      Bearish · 3 of 6
      Trend (MA cross) No cross
      50d $37 › 200d $45 — 200d above 50d
      Institutional flow Distributing
      14 of 339 funds reported for Jun 30 · net -56.9K sh shares
      Insider flow Distributing
      Net -$1.2M over 90 days · 100% sells
      Short interest Rising
      12.85% of float · ▲ +3.6% MoM · 5.0 days cover
      Volume signal Normal
      Volume near normal
      Institution breadth Multi-yr low
      339 holders — near 3-yr low, contrarian setup
      Price context
      position in its 52-week range
      52-wk low $31 Now $41 · 39% 52-wk high $57
      vs 200-day avg -7% vs 50-day avg +12%

      Illustrative technical + ownership context — a signal mix, not investment advice.

      Key metrics

      the company's own KPIs, from its earnings releases, calls, and filings
      Metric Latest Period YoY
      Businesses using our solutions 493,800 Q3 FY2026
      Businesses served 498,500 the second quarter
      Non-GAAP gross profit non-GAAP $347.8M the second quarter
      Non-GAAP net income per diluted share non-GAAP $0.64 the second quarter

      Figures exactly as the company stated them · click a metric with a to chart its history · period links open the stating document · "call" marks figures stated on the earnings call, "filing" figures stated in the 10-K/10-Q · YoY needs the prior-year figure on file

      Versus peers

      Software - Application — same industry group
      Open screener →
      Company Mkt cap YTD Rev growth Y/Y P/E Short % shares
      BILL
      BILL Holdings, Inc.
      this stock
      $4.12B -24.2% +13.4% 517.0 12.8%
      SAP
      Sap SE
      $186.11B -35.0% 1.0%
      SHOP
      Shopify Inc.
      $159.01B -23.9% +26.1% 120.1 1.6%
      UBER
      Uber Technologies, Inc
      $151.73B -8.8% +18.3% 18.5 2.8%
      CRM
      Salesforce, Inc.
      $133.76B -38.3% +25.9% 18.9 6.2%

      Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

      At a glance

      key data from every section
      Ownership
      Institutional Holders Reducing
      Holders
      337
      % held
      106.5%
      Reported
      14 of 339
      Top holder
      ER Collective Holdings, L…
      Held Float
      View
      Held by Funds
      Fund positions
      290
      View
      Short & Settlement
      Short Interest Rising
      Shares short
      12.8M
      Days to cover
      5.0d
      Change
      +442.0K sh
      View
      Short Volume
      Short vol %
      53%
      As of
      Jul 10, 2026
      Short Total
      View
      Fails to Deliver
      FTD shares
      439
      Value
      $17.3K
      As of
      May 15, 2026
      View
      Off-Exchange
      Off-exchange %
      39.4%
      Week of
      Jun 15, 2026
      Off-exch Lit
      View
      Smart Money
      Insider Trades Net selling
      Net (90d)
      -$1.2M
      Buyers / Sellers
      0 / 1
      Buyers Sellers
      View
      Congressional Trades Sell
      Member
      Lisa McClain
      Amount
      $1.0K–$15.0K
      Traded
      Aug 13, 2025
      View
      Financials
      Financials
      Revenue (FY)
      $1.5B
      Net income (FY)
      $23.8M
      EPS diluted
      $-0.07
      View
      Buybacks
      Authorized · 3 programs
      $1.5B
      Remaining
      $100.0M
      Spent Remaining
      View
      Filings
      SEC Filings
      Latest
      8-K/A
      Filed
      Jun 17, 2026
      This year
      8
      View
      Proposed Sales
      Value
      $1.1M
      Shares
      32.9K
      Filed
      May 29, 2026
      View
      Exempt Offerings
      Offering
      $1.7B
      Filed
      Jun 15, 2021
      View
      Earnings & Events
      Earnings Calls
      Last call
      May 7, 2026
      View
      Investor Relations
      Latest news
      BILL Names Jonathan Leaf as Chief…
      Published
      Jun 25, 2026
      View

      Performance

      5D 20D 120D MTD YTD
      BILL +2.2% +27.7% -14.3% +14.4% -24.2%
      SPY +1.4% +4.1% +9.1% +1.1% +10.7%
      vs SPY +0.8% +23.6% -23.3% +13.3% -34.9%

      Capital returns

      Buyback programs · 3 active · as of Mar 31, 2026
      Authorized (total)
      $1.50B
      Spent (derived)
      $1.40B
      Remaining
      $100.00M
      Spent Remaining

      Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

      Key facts CIK 1786352 CUSIP 090043100 13F (30d) 34 filings 16 filers Visit website Investor relations