BILL · BILL Holdings, Inc. · Earnings Call Transcripts & Audio
$42.54
+0.62 (+1.48%)
At close · Sep 30
Return incl. dividend (before tax)
Market Cap
$3.57B
Shares
85.28M
Volume · Sep 30
1.28M
Avg daily vol (3M)
2.24M
BILL Holdings, Inc. Earnings Call Transcripts
Quarterly earnings calls for BILL Holdings, Inc. (BILL), with available speaker-labelled transcripts, captured audio replays, call highlights, 8-K earnings releases and periodic filings. Investor days and conferences appear here too.
Revenue & result across quarters
Revenue Net income YoY up YoY down artefacts
▲94.3%
$229.92M
−$81.64M
'23 Q1
22-11-03
▲66.2%
$260.01M
−$95.08M
'23 Q2
23-02-02
▲63.3%
$272.56M
−$31.14M
'23 Q3
23-05-04
▲47.8%
$295.98M
−$15.87M
'23 Q4
23-08-17
▲32.6%
$304.99M
−$27.86M
'24 Q1
23-11-02
▲22.5%
$318.50M
−$40.42M
'24 Q2
24-02-08
▲18.5%
$323.03M
$31.81M
'24 Q3
24-05-02
▲16.1%
$343.66M
$7.59M
'24 Q4
24-08-22
▲17.5%
$358.45M
$8.91M
'25 Q1
24-11-07
▲13.8%
$362.55M
$33.55M
'25 Q2
25-02-06
▲10.9%
$358.22M
−$11.59M
'25 Q3
25-05-08
▲11.5%
$383.35M
−$7.07M
'25 Q4
25-08-27
▲10.4%
$395.74M
−$2.96M
'26 Q1
25-11-06
▲14.4%
$414.67M
−$2.59M
'26 Q2
26-02-05
▲13.5%
$406.56M
$12.79M
'26 Q3
26-05-07
LATEST
▲13.8%
$436.19M
−$18.48M
'26 Q4
26-08-19
Earnings call
FY26 · Q4
2026-08-19
BILL Holdings, Inc. (BILL) Q4 2026 Earnings Call Transcript
Confident tone
Supplier Payments Plus (SPP)
Profitability and rule of 40
Embed 2.0 and bank channel
Revenue
$436.19M*
▲ 13.8% YoY Gross margin
81.7%
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY26 · Q3
2026-05-07
BILL Holdings, Inc. (BILL) Q3 2026 Earnings Call Transcript
Confident tone
Platform and data assets
SMB customer focus
AI transformation as top priority
Revenue
$406.56M
▲ 13.5% YoY Diluted EPS
$0.12
Gross margin
81.6%
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY26 · Q2
2026-02-05
BILL Holdings, Inc. (BILL) Q2 2026 Earnings Call Transcript
Confident tone
SMB Resilience and Platform Scale
Pricing Changes on AP/AR
Embed 2.0 Partnerships and Ecosystem
Revenue
$414.67M
▲ 14.4% YoY Diluted EPS
$-0.03
Gross margin
79.8%
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY26 · Q1
2025-11-06
BILL Holdings, Inc. (BILL) Q1 2026 Earnings Call Transcript
Confident tone
Spend, Rewards and Monetization Discipline
Platform and SMB Network
Embed 2.0 Partnerships
Revenue
$395.74M
▲ 10.4% YoY Diluted EPS
$-0.03
▼ 137.5% YoY Gross margin
80.5%
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY25 · Q4
2025-08-27
BILL Holdings, Inc. (BILL) Q4 2025 Earnings Call Transcript
Confident tone
Customer base composition
Network scale and two-sided platform
Product launches in Q4
Revenue
$383.35M*
▲ 11.5% YoY Gross margin
80.8%
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY25 · Q3
2025-05-08
BILL Holdings, Inc. (BILL) Q3 2025 Earnings Call Transcript
Confident tone
Pricing and ARPU optimization
Supplier experience / network
Ecosystem and distribution expansion
Revenue
$358.22M
▲ 10.9% YoY Diluted EPS
$-0.11
Gross margin
81.2%
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY25 · Q2
2025-02-06
BILL Holdings, Inc. (BILL) Q2 2025 Earnings Call Transcript
Positive tone
SMB financial operations platform
Network and ecosystem (accountants, partners, suppliers)
Core revenue growth and guidance
Revenue
$362.55M
▲ 13.8% YoY Diluted EPS
$-0.06
Gross margin
81.6%
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY25 · Q1
2024-11-07
BILL Holdings, Inc. (BILL) Q1 2025 Earnings Call Transcript
Confident tone
Core revenue growth and acceleration
Spend & Expense and Divvy adoption
Working capital and invoice financing
Revenue
$358.45M
▲ 17.5% YoY Diluted EPS
$0.08
Gross margin
82.0%
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY24 · Q4
2024-08-22
BILL Holdings, Inc. (BILL) Q4 2024 Earnings Call Transcript
Positive tone
Take rate and monetization outlook
Profitability and financial results
Integrated platform and product innovation
Revenue
$343.66M*
▲ 16.1% YoY Gross margin
81.0%
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY24 · Q3
2024-05-02
BILL Holdings, Inc. (BILL) Q3 2024 Earnings Call Transcript
Positive tone
Platform and product innovation
Network and ecosystem scale
TPV and take rate trends
Revenue
$323.03M
▲ 18.5% YoY Diluted EPS
$0.00
Gross margin
83.0%
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY24 · Q2
2024-02-08
BILL Holdings, Inc. (BILL) Q2 2024 Earnings Call Transcript
Positive tone
Financial Institution / Embedded Channel
Bank of America Partnership Risk
Accounting Firms and CAS Channel
Revenue
$318.50M
▲ 22.5% YoY Diluted EPS
$-0.38
Gross margin
81.7%
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY24 · Q1
2023-11-02
BILL Holdings, Inc. (BILL) Q1 2024 Earnings Call Transcript
Revenue
$304.99M
▲ 32.6% YoY Diluted EPS
$-0.26
Gross margin
81.6%
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY23 · Q4
2023-08-17
BILL Holdings, Inc. (BILL) Q4 2023 Earnings Call Transcript
Revenue
$295.98M*
▲ 47.8% YoY Gross margin
82.2%
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY23 · Q3
2023-05-04
BILL Holdings, Inc. (BILL) Q3 2023 Earnings Call Transcript
Revenue
$272.56M
▲ 63.3% YoY Diluted EPS
$-0.29
Gross margin
82.1%
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY23 · Q2
2023-02-02
BILL Holdings, Inc. (BILL) Q2 2023 Earnings Call Transcript
Revenue
$260.01M
▲ 66.2% YoY Diluted EPS
$-0.90
Gross margin
81.7%
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY23 · Q1
2022-11-03
BILL Holdings, Inc. (BILL) Q1 2023 Earnings Call Transcript
Revenue
$229.92M
▲ 94.3% YoY Diluted EPS
$-0.78
Gross margin
80.4%
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY22 · Q4
2022-08-18
BILL Holdings, Inc. (BILL) Q4 2022 Earnings Call Transcript
Revenue
$200.22M*
▲ 155.8% YoY Gross margin
78.3%
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY22 · Q3
2022-05-05
BILL Holdings, Inc. (BILL) Q3 2022 Earnings Call Transcript
Revenue
$166.91M
▲ 179.4% YoY Diluted EPS
$-0.84
Gross margin
77.6%
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY22 · Q2
2022-02-03
BILL Holdings, Inc. (BILL) Q2 2022 Earnings Call Transcript
Revenue
$156.48M
▲ 189.5% YoY Diluted EPS
$-0.78
Gross margin
78.0%
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY22 · Q1
2021-11-04
BILL Holdings, Inc. (BILL) Q1 2022 Earnings Call Transcript
Revenue
$118.35M
▲ 156.1% YoY Diluted EPS
$-0.78
Gross margin
74.8%
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY21 · Q4
2021-08-26
BILL Holdings, Inc. (BILL) Q4 2021 Earnings Call Transcript
Revenue
$78.27M*
▲ 85.9% YoY Gross margin
74.1%
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY21 · Q3
2021-05-06
BILL Holdings, Inc. (BILL) Q3 2021 Earnings Call Transcript
Revenue
$59.74M
▲ 44.9% YoY Gross margin
74.2%
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY21 · Q2
2021-02-04
BILL Holdings, Inc. (BILL) Q2 2021 Earnings Call Transcript
Revenue
$54.05M
▲ 38.3% YoY Gross margin
74.1%
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY21 · Q1
2020-11-05
BILL Holdings, Inc. (BILL) Q1 2021 Earnings Call Transcript
Revenue
$46.21M
▲ 31.4% YoY Gross margin
73.8%
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY20 · Q4
2020-08-27
BILL Holdings, Inc. (BILL) Q4 2020 Earnings Call Transcript
Revenue
$42.11M
▲ 32.9% YoY Gross margin
76.0%
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY20 · Q3
2020-05-07
BILL Holdings, Inc. (BILL) Q3 2020 Earnings Call Transcript
Revenue
$41.23M
▲ 46% YoY Gross margin
75.5%
Rev · 7q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY20 · Q2
2020-02-06
BILL Holdings, Inc. (BILL) Q2 2020 Earnings Call Transcript
Revenue
$39.08M
▲ 50.3% YoY Gross margin
75.0%
Rev · 6q
Audio
Transcript
Slides
8-K10-Q
Showing 1–27 of 27 earnings calls
Key facts
CIK
1786352
CUSIP
090043100
13F (30d)
11 filings
7 filers
Visit website
Investor relations