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$47.99 +0.99 (+2.11%) At close · Aug 7
Market Cap
$4.78B
Shares
99.60M

Price & Indicators

20d MA 50d MA 200d MA Earnings Filing Insider Congress Investor day
Close$47.99 Open$48.00 Day$47.64–48.84 52W$31.41–57.21 Avg vol 30d2.4M Short int12.8M · 12.9% float · 5.3d Short vol57% Last earningsAug 19, 2026 DataJan 2020–Aug 2026 Filing10-Q · May 8

Up next

Next earnings call
Aug 19, 2026 Scheduled · in 2 wks
FQ1-27 quarter ends
~Sep 30, 2026 Est
filed May 8, 2026

AI Brief

TL;DR.

Bullish
    Bearish

      AI-generated from the earnings call and 8-K · may contain errors · not investment advice

      Ask ALVIS about this →

      Equibles Rating

      blended score · not investment advice
      Overall
      Neutral
      SellHoldBuy
      Technical Buy Momentum Neutral Sentiment Bearish Fundamentals Excellent Quant / Vol Very High
      Market backdrop VIX 14.9 · calm Equity put/call 0.54
      Technical
      price trend
      Buy
      50 / 200-day cross No cross
      Price vs 200-day avg +10%
      above
      Price vs 50-day avg +21%
      above
      RSI (14) 64
      neutral
      MACD trend Positive
      52-week position 64%
      mid-range
      Volume (OBV) Confirms
      volume backs price
      Momentum
      relative strength
      Neutral
      1-month return +16%
      trailing
      6-month return +2%
      trailing
      YTD return −12%
      this year
      Relative strength −11%
      vs S&P · 6-mo
      Sentiment
      smart money
      Bearish
      Trend (MA cross) No cross
      50d $40 › 200d $44 — 200d above 50d
      Institutional flow Distributing
      146 of 340 funds reported for Jun 30 · net -532.6K sh shares · +19 new
      Insider flow Distributing
      Net -$1.2M over 90 days · 100% sells
      Short interest Rising
      12.87% of float · ▲ +0.2% MoM · 5.3 days cover
      Volume signal Normal
      Volume near normal
      Institution breadth Multi-yr low
      340 holders — near 3-yr low, contrarian setup
      Squeeze score 80
      high risk · 0–100
      Fundamentals
      Excellent
      Revenue growth +13%
      Y/Y
      Gross margin 81%
      contracting
      EPS growth +74%
      Y/Y
      Free cash flow $346.3M
      Valuation P/E 599.9
      rich
      Buyback $100.0M
      remaining
      Balance sheet $676.1M
      net debt
      Quant / Vol
      risk profile
      Very High
      Volatility 65%
      annualized · 1-yr
      Max drawdown −43%
      past year
      ATR 4.3%
      of price · 14-day

      Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

      Guidance & track record

      Beat or met 2 of last 2
      Prior guidance period ended · from the Earnings Call filed Jun 30, 2024
      Total revenue · fiscal Q1 $346M – $351M
      Core revenue · Q1 $305M – $310M
      Float revenue · Q1 $41M
      Non-GAAP operating income · Q1 $52M – $57M
      Non-GAAP net income · Q1 $53M – $57M
      Total revenue · fiscal 2025 $1.42B – $1.45B
      Non-GAAP net income per diluted share · Q1 $0.48 – $0.51
      Core revenue · fiscal 2025 $1.27B – $1.31B
      Non-GAAP operating income · fiscal 2025 $160M – $195M
      Non-GAAP net income · fiscal 2025 $154M – $182M
      Float revenue · fiscal 2025 $145M
      Non-GAAP net income per diluted share · fiscal 2025 $1.36 – $1.61
      Guided vs delivered · last 2 settled
      Total revenue fiscal Q1
      guided $346M – $351M
      $358.45M Beat +2.9%
      Total revenue fiscal 2025
      guided $1.42B – $1.45B
      $1.46B Beat +2.1%

      Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.

      Technicals

      trend & momentum for long-term holders Buy
      0 · 4 · 3
      50 / 200-day cross
      No cross Neutral
      Price vs 200-day avg
      +10% Bullish
      Price vs 50-day avg
      +21% Bullish
      RSI (14)
      64 Neutral
      MACD trend
      Positive Bullish
      52-week position
      64% Neutral
      Volume (OBV)
      Confirms Neutral
      Market signals — smart money & positioning
      Bearish · 3 of 6
      Trend (MA cross) No cross
      50d $40 › 200d $44 — 200d above 50d
      Institutional flow Distributing
      146 of 340 funds reported for Jun 30 · net -532.6K sh shares · +19 new
      Insider flow Distributing
      Net -$1.2M over 90 days · 100% sells
      Short interest Rising
      12.87% of float · ▲ +0.2% MoM · 5.3 days cover
      Volume signal Normal
      Volume near normal
      Institution breadth Multi-yr low
      340 holders — near 3-yr low, contrarian setup
      Price context
      position in its 52-week range
      52-wk low $31 Now $48 · 64% 52-wk high $57
      vs 200-day avg +10% vs 50-day avg +21%

      Illustrative technical + ownership context — a signal mix, not investment advice.

      Key metrics

      the company's own KPIs, from its earnings releases, calls, and filings
      Metric Latest Period YoY
      Non-GAAP gross margin non-GAAP 83.9% Q2 FY2026
      Non-GAAP net income non-GAAP $73.4M Q2 FY2026
      Non-GAAP operating income non-GAAP $74.1M Q2 FY2026
      Shares repurchased 2.5M Q2 FY2026

      Figures exactly as the company stated them · click a metric with a to chart its history · period links open the stating document · "call" marks figures stated on the earnings call, "filing" figures stated in the 10-K/10-Q · YoY needs the prior-year figure on file

      Versus peers

      Software - Application — same industry group
      Open screener →
      Company Mkt cap YTD Rev growth Y/Y P/E Short % shares
      BILL
      BILL Holdings, Inc.
      this stock
      $4.78B -12.0% +13.4% 599.9 12.9%
      QH
      QUHUO Ltd
      $386.01B +306.0% +59.7% 0.0%
      SAP
      Sap SE
      $237.95B -13.7% 0.8%
      SHOP
      Shopify Inc.
      $195.02B -5.8% +26.1% 101.7 2.1%
      CRM
      Salesforce, Inc.
      $157.85B -26.9% +25.9% 22.3 5.7%

      Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

      At a glance

      key data from every section
      Ownership
      Institutional Holders Reducing
      Holders
      339
      % held
      106.0%
      Reported
      146 of 340
      Top holder
      BlackRock, Inc.
      Held Float
      View
      Held by Funds
      Fund positions
      288
      View
      Short & Settlement
      Short Interest Rising
      Shares short
      12.8M
      Days to cover
      5.3d
      Change
      +24.2K sh
      View
      Short Volume
      Short vol %
      57%
      As of
      Aug 7, 2026
      Short Total
      View
      Fails to Deliver
      FTD shares
      3.7K
      Value
      $159.9K
      As of
      Jul 14, 2026
      View
      Off-Exchange
      Off-exchange %
      37.4%
      Week of
      Jul 6, 2026
      Off-exch Lit
      View
      Smart Money
      Insider Trades Net selling
      Net (90d)
      -$1.2M
      Buyers / Sellers
      0 / 1
      Buyers Sellers
      View
      Congressional Trades Sell
      Member
      Lisa McClain
      Amount
      $1.0K–$15.0K
      Traded
      Aug 13, 2025
      View
      Financials
      Financials
      Revenue (FY)
      $1.5B
      Net income (FY)
      $23.8M
      EPS diluted
      $-0.07
      View
      Buybacks
      Authorized
      $1.0B
      Remaining
      $100.0M
      Spent Remaining
      View
      Filings
      SEC Filings
      Latest
      8-K/A
      Filed
      Jun 17, 2026
      This year
      8
      View
      Proposed Sales
      Value
      $1.1M
      Shares
      32.9K
      Filed
      May 29, 2026
      View
      Exempt Offerings
      Offering
      $1.7B
      Filed
      Jun 15, 2021
      View
      Earnings & Events
      Earnings Calls Upcoming
      Next call
      Aug 19, 2026
      Last call
      May 7, 2026
      View
      Investor Relations
      Latest news
      BILL to Report Fiscal Fourth Quar…
      Published
      Jul 22, 2026
      Upcoming events
      1
      View

      Performance

      5D 20D 120D MTD YTD
      BILL +6.3% +16.0% +2.1% +6.3% -12.0%
      SPY +3.5% +2.4% +13.4% +3.5% +13.4%
      vs SPY +2.8% +13.6% -11.3% +2.8% -25.4%

      Capital returns

      Buyback program · as of Mar 31, 2026
      Authorized
      $1.00B
      Spent (derived)
      $900.00M
      Remaining
      $100.00M
      Spent Remaining

      Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

      Key facts CIK 1786352 CUSIP 090043100 13F (30d) 138 filings 117 filers Visit website Investor relations