Arrow Financial Corp

CIK

717538

Location

Glens Falls, NY

Portfolio Value

Small $455,017,149

Diversification

Diversified

Reports for

ARROW BANK NATIONAL ASSOCIATION

Filing Date

Global Rank

#2,933 / 8,517 ▲ 127

Top Industry

Banks - Regional 21.9%

3Y Alpha vs SPY

+20.6%

Period ended 46 days ago

Filed Jul 31, 2026 · 15d

26 quarters · since Mar 2020

Clone Performance

Aug 2023–Aug 2026 · vs SPY

Hypothetical growth of buying every stock this filer reported holding, rebalancing on each filing and indexed to the same start. Option positions cannot be bought this way and are left out.

Cloned portfolio

+182.6%

SPY

+75.3%

Annualised alpha

+20.8%

Max drawdown

−19.5%

Estimate. 13F holdings are quarter-lagged, so the clone rebalances about 45 days after each period end — when the filing becomes public — and it excludes option and short positions. Returns use comparable raw closes and exclude dividends; a captured split can shorten the simulated window. It tracks 100% of reported value on average across 13 quarters. Past performance does not predict future results.

Portfolio Concentration

108 tracked positions · as of Jun 30, 2026 · Δ vs Mar 31, 2026

Top Position

23.1%

+3.0 pts

Top 5

52.5%

+3.1 pts

Top 10

62.3%

+2.5 pts

HHI

915

Diversified+146

Portfolio Trend

26 quarters · across all stocks

Sector Breakdown

As of Jun 30, 2026

Sector	% Portfolio	Value	Positions
Financial Services	24.5%	$111,354,111	14
Unclassified	23.6%	$107,200,745	3
Technology	21.3%	$97,030,044	19
Communication Services	6.6%	$30,008,643	7
Industrials	6.1%	$27,947,072	20
Healthcare	5.9%	$27,058,827	15
Consumer Cyclical	5.5%	$25,010,994	9
Consumer Defensive	3.2%	$14,587,178	8
Energy	1.9%	$8,558,448	4
Utilities	1.0%	$4,565,676	5
Basic Materials	0.4%	$1,695,411	4

Last Quarter's Activity

Export CSV

Jun 30, 2026 vs Mar 31, 2026

Added To

Positions the filer increased

25 positions

Ticker	Company	Δ Shares	Shares	Value
QQQ	Invesco Qqq Trust, Series 1	+3,621	143,023	$105,322,137
T	At&T Inc.	+2,170	10,334	$213,913
SO	Southern Co	+1,593	8,547	$818,033
AVGO	Broadcom Inc.	+1,279	7,598	$2,870,143
VZ	Verizon Communications Inc	+1,266	10,256	$434,238
DIS	Walt Disney Co	+851	28,384	$2,731,959
AEP	American Electric Power Co Inc	+722	8,653	$1,183,816
ETN	Eaton Corp plc	+698	3,334	$1,420,684
CRM	Salesforce, Inc.	+694	18,092	$2,834,291
PANW	Palo Alto Networks Inc	+524	16,042	$5,470,642
OPK	Opko Health, Inc.	+500	25,500	$38,250
TSLA	Tesla, Inc.	+296	4,544	$1,911,205
ABT	Abbott Laboratories	+215	18,770	$1,703,189
MCD	Mcdonalds Corp	+210	9,690	$2,619,303
MSFT	Microsoft Corp	+205	35,925	$13,400,742
TMUS	T-Mobile US, Inc.	+163	11,871	$1,991,122
MAS	Masco Corp /De/	+153	23,737	$1,931,479
MCK	Mckesson Corp	+147	1,276	$964,145
DHR	Danaher Corp /De/	+120	8,586	$1,635,461
COP	Conocophillips	+66	13,601	$1,413,959
HD	Home Depot, Inc.	+53	14,862	$5,241,530
AWK	American Water Works Company, Inc.	+49	8,349	$1,098,561
META	Meta Platforms, Inc.	+47	8,053	$4,536,174
GE	General Electric Co	+36	3,139	$1,173,138
EMN	Eastman Chemical Co	+1	7,259	$486,207
No positions match the current search.

Trimmed

Positions the filer reduced

25 positions

Ticker	Company	Δ Shares	Shares	Value
AROW	Arrow Financial Corp	−18,876	1,859,963	$76,239,883
GOOGL	Alphabet Inc.	−12,592	51,129	$18,271,969
HON	Honeywell International Inc	−5,060	5,247	$1,174,802
IR	Ingersoll Rand Inc.	−5,009	5,757	$472,016
NVDA	Nvidia Corp	−3,441	96,535	$19,315,687
BAC	Bank Of America Corp /De/	−2,359	60,482	$3,446,263
NFLX	Netflix Inc	−2,000	25,620	$1,829,268
CSCO	Cisco Systems, Inc.	−1,956	45,479	$5,341,962
MRVL	Marvell Technology, Inc.	−1,953	26,532	$7,903,617
ADBE	Adobe Inc.	−1,773	2,532	$519,110
AAPL	Apple Inc.	−1,446	67,740	$19,601,245
APH	Amphenol Corp /De/	−1,419	37,494	$6,610,941
WMB	Williams Companies, Inc.	−1,267	30,120	$2,239,120
WMT	Walmart Inc.	−1,031	27,915	$3,161,652
TER	Teradyne, Inc	−816	4,857	$2,350,010
SNOW	Snowflake Inc.	−698	2,166	$551,247
AMZN	Amazon Com Inc	−686	38,354	$9,141,292
JNJ	Johnson & Johnson	−649	18,431	$4,680,920
SYY	Sysco Corp	−622	10,055	$840,396
JPM	Jpmorgan Chase & Co	−581	23,826	$7,798,963
BMY	Bristol Myers Squibb Co	−566	3,765	$216,939
MS	Morgan Stanley	−566	14,622	$3,056,582
TRV	Travelers Companies, Inc.	−441	7,357	$2,428,692
TJX	Tjx Companies Inc /De/	−416	20,146	$3,052,119
UNH	Unitedhealth Group Inc	−395	1,505	$625,522
No positions match the current search.

New Positions

Positions the filer opened this quarter

4 positions

Ticker	Company	Shares	Value
HONA	Honeywell Aerospace Inc.	5,247	$1,158,537
UBER	Uber Technologies, Inc	3,502	$252,704
DE	Deere & Co	352	$223,284
SHW	Sherwin Williams Co	597	$205,559
No positions match the current search.

Sold Out

Positions the filer fully exited

3 positions

Ticker	Company	Shares	Value
VB	Vanguard Morningstar Small-Cap ETF	31,275	$8,191,547
XLB	State Street Materials Select Sector SPDR ETF	30,130	$1,505,595
INTU	Intuit Inc.	750	$324,285
No positions match the current search.

Portfolio Positions

Compact Export CSV View 13F filing

108 tracked positions · $455,017,149 total · filing declares 281 positions · $1,116,397,130 · as of Jun 30, 2026

All sectors Basic Materials Communication Services Consumer Cyclical Consumer Defensive Energy Financial Services Healthcare Industrials Technology Utilities

Showing 1–50 of 108 positions by value · page 1 of 3

Ticker	Company	Type	Shares	Δ Shares	Value (USD)	% Δ Value	% of Portfolio
QQQ	Invesco Qqq Trust, Series 1	Added	143,023	+3,621	$105,322,137	+30.9%	23.15%
AROW	Arrow Financial Corp Financial Services	Reduced	1,859,963	-18,876	$76,239,883	+20.9%	16.76%
AAPL	Apple Inc. Technology	Reduced	67,740	-1,446	$19,601,245	+11.6%	4.31%
NVDA	Nvidia Corp Technology	Reduced	96,535	-3,441	$19,315,687	+10.8%	4.25%
GOOGL	Alphabet Inc. Communication Services	Reduced	51,129	-12,592	$18,271,969	−0.2%	4.02%
MSFT	Microsoft Corp Technology	Added	35,925	+205	$13,400,742	+1.3%	2.95%
AMZN	Amazon Com Inc Consumer Cyclical	Reduced	38,354	-686	$9,141,292	+12.4%	2.01%
MRVL	Marvell Technology, Inc. Technology	Reduced	26,532	-1,953	$7,903,617	+180.1%	1.74%
JPM	Jpmorgan Chase & Co Financial Services	Reduced	23,826	-581	$7,798,963	+8.6%	1.71%
APH	Amphenol Corp /De/ Technology	Reduced	37,494	-1,419	$6,610,941	—	1.45%
CAT	Caterpillar Inc Industrials	Reduced	5,633	-286	$5,998,581	+43.0%	1.32%
PANW	Palo Alto Networks Inc Technology	Added	16,042	+524	$5,470,642	+119.9%	1.20%
CSCO	Cisco Systems, Inc. Technology	Reduced	45,479	-1,956	$5,341,962	+45.1%	1.17%
LLY	ELI LILLY & Co Healthcare	Reduced	4,406	-275	$5,284,688	+22.7%	1.16%
HD	Home Depot, Inc. Consumer Cyclical	Added	14,862	+53	$5,241,530	+7.6%	1.15%
JNJ	Johnson & Johnson Healthcare	Reduced	18,431	-649	$4,680,920	+0.4%	1.03%
V	Visa Inc. Financial Services	Reduced	13,478	-236	$4,624,166	+11.6%	1.02%
ORCL	Oracle Corp Technology	Reduced	31,138	-171	$4,563,273	−0.9%	1.00%
META	Meta Platforms, Inc. Communication Services	Added	8,053	+47	$4,536,174	−1.0%	1.00%
BRK-B	Berkshire Hathaway Inc Financial Services	Reduced	9,009	-104	$4,508,012	+3.2%	0.99%
XOM	ExxonMobil Holdings Corp Energy	Reduced	27,009	-255	$3,692,670	−20.2%	0.81%
BAC	Bank Of America Corp /De/ Financial Services	Reduced	60,482	-2,359	$3,446,263	+12.5%	0.76%
BLK	BlackRock, Inc. Financial Services	Reduced	3,375	-42	$3,245,264	−1.2%	0.71%
COST	Costco Wholesale Corp /New Consumer Defensive	Reduced	3,395	-39	$3,175,920	−7.2%	0.70%
WMT	Walmart Inc. Consumer Defensive	Reduced	27,915	-1,031	$3,161,652	−12.1%	0.69%
AMGN	Amgen Inc Healthcare	Reduced	8,441	-296	$3,056,654	−0.6%	0.67%
MS	Morgan Stanley Financial Services	Reduced	14,622	-566	$3,056,582	+22.3%	0.67%
TJX	Tjx Companies Inc /De/ Consumer Cyclical	Reduced	20,146	-416	$3,052,119	−7.1%	0.67%
PWR	Quanta Services, Inc. Industrials	Reduced	4,130	-117	$2,973,764	+27.5%	0.65%
AVGO	Broadcom Inc. Technology	Added	7,598	+1,279	$2,870,143	+46.8%	0.63%
CRM	Salesforce, Inc. Technology	Added	18,092	+694	$2,834,291	−12.7%	0.62%
DIS	Walt Disney Co Communication Services	Added	28,384	+851	$2,731,959	+3.0%	0.60%
PG	PROCTER & GAMBLE Co Consumer Defensive	Reduced	18,182	-11	$2,666,207	+1.5%	0.59%
KO	Coca Cola Co Consumer Defensive	Reduced	32,587	-297	$2,648,345	+5.9%	0.58%
MCD	Mcdonalds Corp Consumer Cyclical	Added	9,690	+210	$2,619,303	−11.1%	0.58%
CMI	Cummins Inc Industrials	Reduced	3,494	-246	$2,491,955	+23.8%	0.55%
ICE	Intercontinental Exchange, Inc. Financial Services	Reduced	20,130	-56	$2,478,203	−21.9%	0.54%
TMO	Thermo Fisher Scientific Inc. Healthcare	Reduced	4,885	-55	$2,449,142	+0.9%	0.54%
TRV	Travelers Companies, Inc. Financial Services	Reduced	7,357	-441	$2,428,692	+6.8%	0.53%
SYK	Stryker Corp Healthcare	Reduced	7,482	-89	$2,355,632	−5.3%	0.52%
TER	Teradyne, Inc Technology	Reduced	4,857	-816	$2,350,010	+39.7%	0.52%
UNP	Union Pacific Corp Industrials	Reduced	8,341	-104	$2,268,752	+10.7%	0.50%
GD	General Dynamics Corp Industrials	Reduced	6,360	-22	$2,252,966	+2.9%	0.50%
WMB	Williams Companies, Inc. Energy	Reduced	30,120	-1,267	$2,239,120	−2.0%	0.49%
TMUS	T-Mobile US, Inc. Communication Services	Added	11,871	+163	$1,991,122	−19.0%	0.44%
MAS	Masco Corp /De/ Industrials	Added	23,737	+153	$1,931,479	+35.7%	0.42%
TSLA	Tesla, Inc. Consumer Cyclical	Added	4,544	+296	$1,911,205	+21.0%	0.42%
NFLX	Netflix Inc Communication Services	Reduced	25,620	-2,000	$1,829,268	−31.1%	0.40%
MA	Mastercard Inc Financial Services	Reduced	3,388	-132	$1,740,076	−1.1%	0.38%
ABT	Abbott Laboratories Healthcare	Added	18,770	+215	$1,703,189	−10.6%	0.37%

Covers the securities this platform tracks: U.S.-listed common stock and the put/call positions reported on it. A 13F can also report security types outside that coverage — preferred shares, bonds, warrants, untracked share classes — so the filing's own declared total can exceed the figures above. The source filing is linked at the top of this table.