AROW · Arrow Financial Corp
Price & Indicators
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Equibles Rating
blended score · not investment adviceBlended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.
Technicals
trend & momentum for long-term holders BuyIllustrative technical + ownership context — a signal mix, not investment advice.
Key metrics
the company's own KPIs, from its earnings releases, calls, and filings| Metric | Latest | Period | YoY |
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| Annualized charge-offs | 8 | Three Months Ended June 30, 2026 | — |
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| Cost of retail deposits | 1.61% | Three Months Ended June 30, 2026 | — |
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| Efficiency ratio excluding MRE non-GAAP | 59.83% | Three Months Ended June 30, 2026 | — |
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| Net Interest Margin - FTE non-GAAP | 3.43% | Three Months Ended June 30, 2026 | — |
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| Non-performing loans | 24 | Three Months Ended June 30, 2026 | — |
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| Allowance for credit losses as percentage of loans outstanding | 0.99% | first quarter of 2026 | — |
| Efficiency ratio | 59.89% | first quarter of 2026 | — |
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| Loan-to-Deposit ratio | 85.7% | first quarter of 2026 | — |
| Net Interest Margin | 3.47% | first quarter of 2026 | — |
| FTE Net Interest Margin non-GAAP | 3.19% | FY2025 | — |
| Net Charge-Offs | 0.19% | FY2025 | — |
| Return on Average Assets | 1.24% | Q4 2025 | — |
| Return on Average Tangible Equity, annualized | 13.92% | Q4 2025 | — |
| Tangible Book Value per share non-GAAP | $24.71 | FY2025 | — |
Figures exactly as the company stated them · click a metric with a to chart its history · period links open the stating document · "call" marks figures stated on the earnings call, "filing" figures stated in the 10-K/10-Q · YoY needs the prior-year figure on file
Versus peers
Banks - Regional — same industry group| Company | Mkt cap | YTD | Rev growth Y/Y | P/E | Short % shares |
|---|---|---|---|---|---|
|
AROW
this stock
Arrow Financial Corp
|
$652.07M | +26.8% | — | 12.8 | 2.6% |
|
MFG
Mizuho Financial Group Inc
|
$129.50B | +44.4% | — | — | 0.1% |
|
HDB
Hdfc Bank Ltd
|
$119.29B | -36.4% | +15.2% | — | 0.4% |
|
IBN
Icici Bank Ltd
|
$105.84B | -1.9% | — | — | 0.6% |
|
PNC
Pnc Financial Services Group, Inc.
|
$100.79B | +20.3% | +7.2% | 14.6 | 1.7% |
Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding
At a glance
key data from every sectionPerformance
| 5D | 20D | 120D | MTD | YTD | |
|---|---|---|---|---|---|
| AROW | -7.9% | -3.0% | +20.1% | -4.5% | +26.8% |
| SPY | -1.7% | +0.7% | +6.4% | -1.2% | +8.3% |
| vs SPY | -6.2% | -3.7% | +13.8% | -3.4% | +18.5% |
Capital returns
Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.