AROW · Arrow Financial Corp
$39.38
+0.24 (+0.61%)
At close · Jul 24
Market Cap
$652.07M
Shares
16.53M
Income-statement, balance-sheet and cash-flow figures extracted from the company's SEC filings — 10-K annual and 10-Q quarterly reports — and standardised for comparison across periods.
Net Income
$43.95M
+47.9%
FY2025
Diluted EPS
$2.65
+49.7%
FY2025
Operating Cash Flow
$41.28M
+19.8%
FY2025
Chart any reported metric, KPI or segment over time — the full statement history lives here
Search above to add metrics — fundamentals, product and segment revenue, company KPIs, valuation.
| Line Item | TTM | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 | FY2015 | FY2014 | FY2013 | FY2012 | FY2011 | FY2010 | FY2009 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| $104.57M | — | — | $104.83M | $118.34M | $110.36M | $99.2M | $88.05M | $84.02M | $77.65M | $71.56M | $65.93M | $61.09M | $56.22M | $57.42M | $58.11M | $61.28M | $60.37M | |
| $33.22M | $32.43M | $28.07M | $29.12M | $30.9M | $32.37M | $32.66M | $28.56M | $28.95M | $27.65M | $27.83M | $28.12M | $28.32M | $28.06M | $27.1M | $25.93M | $19.09M | $19.59M | |
| — | $526K | $455K | $390K | $428K | $468K | $332K | $359K | $437K | $500K | $557K | $587K | $648K | $683K | -$674K | -$621K | -$337K | — | |
| — | $5.42M | $5.36M | $6.72M | $7.55M | $7.83M | $6.87M | $5.5M | $4.75M | $5.4M | $5.94M | $6.29M | $7.04M | $8.87M | $8.86M | $6.51M | $3.56M | $2.81M | |
| $75.64M | $76.98M | $83.26M | $57.73M | $11.31M | $5.2M | $12.69M | $21.71M | $12.49M | $7.01M | $5.36M | $4.81M | $5.77M | $7.92M | $11.96M | $18.68M | $23.7M | $26.49M | |
| $13.47M | $11.44M | $7.65M | $7.45M | $14.11M | $14.55M | $11.04M | $9.6M | $9.03M | $10.53M | $11.22M | $10.61M | $10.17M | $9.08M | $9.66M | $9.71M | $9.75M | $9.79M | |
| $51.13M | $43.95M | $29.71M | $30.08M | $48.8M | $49.86M | $40.83M | $37.48M | $36.28M | $29.33M | $26.53M | $24.66M | $23.36M | $21.8M | $22.18M | $21.93M | $21.89M | $21.79M | |
| — | $43.81M | $29.71M | $30.08M | — | — | — | -$677K | -$322K | -$691K | -$441K | -$402K | -$168K | -$589K | -$479K | — | — | — | |
| $59.88M | $58.37M | $44.67M | $46.31M | -$1.2M | $51.02M | $46.37M | $44.93M | $31.31M | $29.29M | $27.67M | $23.86M | $20.57M | $25.88M | $20.41M | $21.66M | $22.11M | $24.56M | |
| USD/shares | — | $2.65 | $1.77 | $1.77 | $2.86 | $2.93 | $2.49 | $2.29 | $2.30 | $1.93 | $1.82 | $1.75 | $1.71 | $1.65 | $1.73 | $1.75 | $1.80 | $1.83 |
| USD/shares | — | $2.65 | $1.77 | $1.77 | $2.86 | $2.92 | $2.49 | $2.29 | $2.29 | $1.92 | $1.81 | $1.75 | $1.71 | $1.65 | $1.72 | $1.74 | $1.79 | $1.83 |
| shares | — | 16.5M | 16.74M | 17.04M | 17.01M | 16.99M | 16.41M | 16.32M | 15.74M | 15.18M | 14.63M | 14.09M | 13.64M | 13.18M | 12.87M | 12.58M | 12.19M | 11.92M |
| shares | — | 16.51M | 16.75M | 17.04M | 17.06M | 17.05M | 16.42M | 16.37M | 15.83M | 15.28M | 14.73M | 14.14M | 13.67M | 13.21M | 12.88M | 12.59M | 12.23M | 11.97M |
Values reflect the latest filing (restatements included); per-share figures on today's split basis. Click a value for its source filing.
TTM: trailing twelve months through the latest reported quarter — flows sum the last four quarters, balances take the latest. 3Y/5Y/10Y columns are trailing CAGR from the newest fiscal year; blank where an endpoint is missing or negative.
Capital Returned to Shareholders
Cash spent on share repurchases and dividends per fiscal year, as reported on the cash-flow statement. Across FY2012–FY2025: $48.25M in buybacks, $142.98M in dividends.
Price & Valuation
Multiples computed on the strict TTM/EV methodology — today's snapshot against the industry, and each ratio recomputed as of past filing dates.
Valuation
EV/Revenue
—
EV/EBIT
—
P/E (TTM)
12.77×
Banks - Regional median 12.96×
Valuation over time computed as of each quarter's filing date
Revenue Breakdown
Annual revenue as the company disaggregates it in its own XBRL filings. Years a component wasn't reported show a dash.
Share mode is each component's slice of the reported components that year — issuers rarely tag every revenue dollar, so slices need not sum to total revenue.
By Product & Service (USD)
| Component | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 |
|---|---|---|---|---|---|---|---|---|
| Deposit Account | $11,098,000 | $10,892,000 | $10,798,000 | $11,626,000 | $11,462,000 | $10,003,000 | $10,176,000 | $10,134,000 |
| Fiduciary And Trust | $10,304,000 | $9,952,000 | $9,444,000 | $9,711,000 | $10,142,000 | $8,890,000 | $8,809,000 | $9,255,000 |
Key facts
CIK
717538
CUSIP
042744102
13F (30d)
17 filings
17 filers
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