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AROW

Arrow Financial Corp
$41.29 -0.78 (-1.85%) At close · Jul 2
Market Cap
$682.48M
Shares
16,529,019

Price & Indicators

20d MA 50d MA 200d MA Earnings Filing Insider Congress Investor day
Close$41.29 Open$42.12 Day$41.02–42.44 52W$25.11–42.44 Avg vol 30d96K Short int275K · 1.7% float · 4.2d Short vol76% Last earningsApr 30, 2026 DataJan 2020–Jul 2026 Filing10-Q · May 8
Equibles Rating blended score · not investment advice
Overall
Strong Buy
Technical · trend & momentum Strong Buy
50 / 200-day cross no cross
+ Price vs 200-day avg +24% above
+ Price vs 50-day avg +10% above
RSI (14) 66 · neutral
+ MACD trend positive
+ 52-week position 93% · near high
Sentiment · smart money Bullish
Trend (MA cross) 50d $38 › 200d $33 — 50d above 200d
Institutional flow 1 of 138 funds reported for Jun 30 · net 0 sh shares
Insider flow Net -$158.6K over 90 days · 100% sells
+ Short interest 1.66% of float · ▼ -0.1% MoM · 4.2 days cover
Volume signal Volume near normal
+ Institution breadth 138 holders — near 3-yr high, broad support
Fundamentals Excellent
+ EPS growth +50% Y/Y
+ Free cash flow $36.2M
Valuation P/E 13.4 · in line
+ Balance sheet net cash $80.0M

Blended from price, positioning & fundamentals · daily-close · not investment advice.

Up next
Next earnings call
Jul 30, 2026 Est · unconfirmed · in 3 wks
FQ3-26 quarter ends
~Sep 30, 2026 Est
filed May 8, 2026

Technicals

trend & momentum for long-term holders Strong Buy
0 · 2 · 4
50 / 200-day cross
no cross Neutral
Price vs 200-day avg
+24% above Bullish
Price vs 50-day avg
+10% above Bullish
RSI (14)
66 · neutral Neutral
MACD trend
positive Bullish
52-week position
93% · near high Bullish
Market signals — smart money & positioning
Bullish · 2 of 6
Trend (MA cross) No cross
50d $38 › 200d $33 — 50d above 200d
Institutional flow Flat
1 of 138 funds reported for Jun 30 · net 0 sh shares
Insider flow Distributing
Net -$158.6K over 90 days · 100% sells
Short interest Falling
1.66% of float · ▼ -0.1% MoM · 4.2 days cover
Volume signal Normal
Volume near normal
Institution breadth Multi-yr high
138 holders — near 3-yr high, broad support
Price context
position in its 52-week range
52-wk low $25 Now $41 · 93% 52-wk high $42
vs 200-day avg +24% vs 50-day avg +10%

Illustrative technical + ownership context — a signal mix, not investment advice.

Key metrics

the company's own KPIs, from its earnings releases, calls, and filings
Metric Latest Period YoY
Annualized charge-offs 10 Q1 2026
Efficiency ratio excluding MRE non-GAAP 58.13% Q1 2026
Loan-to-Deposit ratio 85.7% Q1 2026
Non-performing loans 13 Q1 2026

Figures exactly as the company stated them · click a metric with a to chart its history · period links open the stating document · "call" marks figures stated on the earnings call, "filing" figures stated in the 10-K/10-Q · YoY needs the prior-year figure on file

Versus peers

Banks - Regional — same industry group
Open screener →
Company Mkt cap YTD Rev growth Y/Y P/E Short % shares
AROW
Arrow Financial Corp
this stock
$682.48M +32.6% 13.4 1.7%
HDB
Hdfc Bank Ltd
$132.30B -29.5% +15.2% 0.2%
MFG
Mizuho Financial Group Inc
$121.09B +35.8% 0.3%
IBN
Icici Bank Ltd
$105.76B -1.0% 0.7%
PNC
Pnc Financial Services Group, Inc.
$100.19B +20.4% +7.2% 14.5 1.9%

Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

At a glance

key data from every section
Ownership
Institutional Holders
Holders
138
% held
54.4%
Reported
1 of 138
Top holder
Arrow Financial Corp
Held Float
View
Held by Funds
Fund positions
173
View
Short & Settlement
Short Interest Falling
Shares short
274.8K
Days to cover
4.2d
Change
-191 sh
View
Short Volume
Short vol %
76%
As of
Jul 2, 2026
Short Total
View
Fails to Deliver
FTD shares
54
Value
$2.0K
As of
Jun 9, 2026
View
Off-Exchange
Off-exchange %
38.4%
Week of
May 4, 2026
Off-exch Lit
View
Smart Money
Insider Trades Net selling
Net (90d)
-$158.6K
Buyers / Sellers
0 / 1
Buyers Sellers
View
Financials
Financials
Net income (FY)
$44.0M
EPS diluted
$2.65
View
Filings
SEC Filings
Latest
8-K
Filed
Jul 1, 2026
This year
12
View
Proposed Sales
Value
$49.7K
Shares
2.0K
Filed
Apr 29, 2025
View
Earnings & Events
Earnings Calls
Last call
Apr 30, 2026
View

Performance

5D 20D 120D MTD YTD
AROW +2.9% +15.4% +26.7% +0.7% +32.6%
SPY +1.4% -1.3% +8.0% -0.3% +9.2%
vs SPY +1.4% +16.7% +18.7% +1.0% +23.4%

Capital returns

Latest dividend
$0.30 / share · ex May 12, 2026
Raised 3.4%
Paid (TTM)
$1.18 / share · 4 payouts
Dividend yield (TTM, derived)
2.86%

Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

Key facts CIK 717538 CUSIP 042744102 13F (30d) 2 filings 2 filers Visit website Investor relations