CITIZENS & NORTHERN CORP

CIK

810958

Location

WELLSBORO, PA

Portfolio Value

Micro $9,816,302

Diversification

Diversified

Filing Date

Global Rank

#3,955 / 8,232 ▲ 188

Top Industry

Semiconductors 12.1%

3Y Alpha vs SPY

-7.5%

Period ended 2 months ago

Filed Apr 27, 2026 · 47d

25 quarters · since Mar 2020

Clone Performance

Jun 2023–Jun 2026 · vs SPY

Hypothetical growth of cloning every reported 13F position and rebalancing on each filing, indexed to the same start.

Cloned portfolio

+46.0%

SPY

+76.5%

Annualised alpha

-7.4%

Max drawdown

−18.1%

Estimate. 13F holdings are quarter-lagged and long-only, so the clone rebalances about 45 days after each period end — when the filing becomes public — and excludes options and short positions. Past performance does not predict future results.

Portfolio Concentration

91 positions · as of Mar 31, 2026 · Δ vs Dec 31, 2025

Top Position

7.5%

−0.3 pts

Top 5

28.8%

−1.5 pts

Top 10

43.1%

−1.1 pts

HHI

274

Diversified−16

Portfolio Trend

25 quarters · across all stocks

Sector Breakdown

As of Mar 31, 2026

Sector	% Portfolio	Value	Positions
Technology	33.0%	$63,321,712	17
Financial Services	19.6%	$37,502,878	13
Consumer Cyclical	9.4%	$17,948,283	9
Industrials	9.2%	$17,679,643	14
Healthcare	9.1%	$17,439,571	14
Energy	5.3%	$10,244,070	8
Consumer Defensive	5.3%	$10,148,328	4
Communication Services	5.1%	$9,816,302	7
Unclassified	1.6%	$3,048,920	2
Utilities	0.8%	$1,600,415	1
Real Estate	0.8%	$1,514,044	1
Basic Materials	0.8%	$1,513,878	1

Last Quarter's Activity

Export CSV

Mar 31, 2026 vs Dec 31, 2025

Added To

Positions the filer increased

25 positions

Ticker	Company	Δ Shares	Shares	Value
BBWI	Bath & Body Works, Inc.	+11,470	33,341	$622,476
FCX	Freeport-Mcmoran Inc	+7,756	25,755	$1,513,878
ZBH	Zimmer Biomet Holdings, Inc.	+4,148	12,228	$1,105,655
EMR	Emerson Electric Co	+3,725	13,718	$1,797,332
C	Citigroup Inc	+2,696	16,626	$1,885,554
KKR	KKR & Co. Inc.	+2,197	16,365	$1,513,762
BDX	Becton Dickinson & Co	+1,918	6,153	$967,436
ETN	Eaton Corp plc	+1,430	5,937	$2,123,486
TPR	Tapestry, Inc.	+1,412	9,795	$1,382,172
AMZN	Amazon Com Inc	+1,389	39,101	$8,143,565
MSFT	Microsoft Corp	+1,351	29,660	$10,979,242
META	Meta Platforms, Inc.	+1,201	9,981	$5,710,429
NVDA	Nvidia Corp	+1,010	82,890	$14,456,016
INTU	Intuit Inc.	+620	2,621	$1,133,267
PYPL	PayPal Holdings, Inc.	+567	27,918	$1,262,731
ADI	Analog Devices Inc	+529	9,817	$3,123,180
PFE	Pfizer Inc	+506	48,483	$1,361,402
CRM	Salesforce, Inc.	+480	8,947	$1,670,136
CVS	CVS HEALTH Corp	+460	27,288	$1,959,824
GSK	GSK plc	+441	40,036	$2,209,586
AAPL	Apple Inc.	+377	53,614	$13,606,697
MA	Mastercard Inc	+312	8,189	$4,091,715
CAT	Caterpillar Inc	+273	4,487	$3,178,860
BA	Boeing Co	+272	9,252	$1,841,425
BIIB	Biogen Inc.	+225	7,137	$1,308,426
No positions match the current search.

Trimmed

Positions the filer reduced

25 positions

Ticker	Company	Δ Shares	Shares	Value
ABT	Abbott Laboratories	−17,186	3,376	$346,613
EOG	Eog Resources Inc	−8,951	1,775	$256,611
NSC	Norfolk Southern Corp	−5,566	1,270	$364,490
NFLX	Netflix Inc	−4,630	11,003	$1,057,938
GLW	Corning Inc /Ny	−2,076	19,658	$2,672,898
HAL	Halliburton Co	−2,040	6,182	$241,036
CZNC	Citizens & Northern Corp	−1,559	359,853	$8,039,116
HON	Honeywell International Inc	−753	1,103	$249,311
AMD	Advanced Micro Devices Inc	−564	15,313	$3,115,123
CMCSA	Comcast Corp	−476	10,554	$303,005
AMT	American Tower Corp /Ma/	−288	8,773	$1,514,044
XOM	Exxon Mobil Corp	−235	26,103	$4,428,634
MDLZ	Mondelez International, Inc.	−191	24,013	$1,384,109
MRSH	Marsh & Mclennan Companies, Inc.	−169	6,340	$1,099,673
CVX	Chevron Corp	−163	7,553	$1,562,715
ICE	Intercontinental Exchange, Inc.	−143	8,181	$1,286,707
JNJ	Johnson & Johnson	−143	8,053	$1,968,475
GD	General Dynamics Corp	−136	5,272	$1,809,455
ORCL	Oracle Corp	−133	14,371	$2,114,117
NEE	Nextera Energy Inc	−109	17,231	$1,600,415
GOOGL	Alphabet Inc.	−83	807	$232,060
COST	Costco Wholesale Corp /New	−71	4,302	$4,286,641
CSCO	Cisco Systems, Inc.	−64	32,671	$2,534,942
BMY	Bristol Myers Squibb Co	−54	18,997	$1,152,168
IBM	International Business Machines Corp	−49	2,783	$674,571
No positions match the current search.

New Positions

Positions the filer opened this quarter

7 positions

Ticker	Company	Shares	Value
MDT	Medtronic plc	22,600	$1,958,290
KLAC	Kla Corp	952	$1,401,734
OVV	Ovintiv Inc.	22,649	$1,344,444
YUM	Yum Brands Inc	6,926	$1,076,854
PCAR	Paccar Inc	7,579	$875,374
IMO	Imperial Oil Ltd	1,800	$235,476
WAT	Waters Corp /De/	756	$225,136
No positions match the current search.

Sold Out

Positions the filer fully exited

8 positions

Ticker	Company	Shares	Value
CMG	Chipotle Mexican Grill Inc	38,035	$1,407,295
NOW	ServiceNow, Inc.	9,127	$1,398,165
CARR	CARRIER GLOBAL Corp	19,638	$1,037,671
DD	DuPont de Nemours, Inc.	22,119	$889,183
GWW	W.W. Grainger, Inc.	245	$247,217
BLK	BlackRock, Inc.	222	$237,615
TFC	Truist Financial Corp	4,727	$232,615
PGR	Progressive Corp/Oh/	925	$210,641
No positions match the current search.

Portfolio Positions

Compact Export CSV View 13F filing

7 positions · $9,816,302 total · Communication Services only · as of Mar 31, 2026

All sectors Basic Materials Communication Services Consumer Cyclical Consumer Defensive Energy Financial Services Healthcare Industrials Real Estate Technology Utilities

Ticker	Company	Type	Shares	Δ Shares	Value (USD)	% Δ Value	% of Portfolio
META	Meta Platforms, Inc. Communication Services	Added	9,981	+1,201	$5,710,429	−1.5%	58.17%
DIS	Walt Disney Co Communication Services	Added	12,906	+118	$1,243,880	−14.5%	12.67%
NFLX	Netflix Inc Communication Services	Reduced	11,003	-4,630	$1,057,938	−27.8%	10.78%
VZ	Verizon Communications Inc Communication Services	Added	15,440	+200	$775,088	+24.9%	7.90%
T	At&T Inc. Communication Services	Held	17,037	0	$493,902	+16.7%	5.03%
CMCSA	Comcast Corp Communication Services	Reduced	10,554	-476	$303,005	−1.9%	3.09%
GOOGL	Alphabet Inc. Communication Services	Reduced	807	-83	$232,060	−16.7%	2.36%