Analyst
Bank of America
Equibles does not estimate personal net worth.
Ernesto Gabilondo is recorded as Analyst at Bank of America. Ernesto Gabilondo has spoken on 8 earnings calls across 5 companies, most recently for Grupo Financiero Galicia SA on August 26, 2026. Those appearances were for Grupo Financiero Galicia SA (GGAL), Grupo Cibest S.A. (CIB), Intercorp Financial Services Inc. (IFS), Banco Santander Chile (BSAC) and Grupo Supervielle S.A. (SUPV). The companies whose calls Ernesto Gabilondo spoke on are classified in the Financial Services sector.
“And thanks for the opportunity to ask questions. My first question is one that I made to the other banks and it was on the political and macro outlook. So I think it was a couple of weeks ago or three weeks ago we started to see some surveys or kind of initial pulse ahead of the presidential election next year.”
“My first question will be on this potential threat of El Nino, we believe some of your peers will be already creating upfront provisions related to El Nino in this quarter.”
“My first question is also in terms of the needs trends. So we're seeing we can have interest rates higher for longer, and maybe that this could last for the first half of next year.”
“I have a couple of questions from my side. The first question is on the tax reform. If we assume a normalized inflation of 3% over the next years, how should we think about the evolution of your effective tax rate with a new tax reform?”
“Hi, good morning, Gonzalo, Hernan, Pablo, and Tien, and thanks for the opportunity to ask questions. My first question will be on your macro expectations for the year.”
Bank of America
Analyst
Source not stated
Banks - Regional · Financial Services
Banks - Regional · Financial Services
Banks - Regional · Financial Services
Banks - Regional · Financial Services
Banks - Regional · Financial Services
