Nick Studer

“I'm very pleased with the performance in the face of those rate headwinds that you mentioned. The really solid organic growth represents a continued focus on innovation for clients as well as on efficiency and execution.”

“Maybe let me start on the claims advocacy question. As John said, we have a very large team plus additional specialists to handle highly complex claims.”

“Yeah, I think it's well covered by my colleagues, but maybe just to sort of put a wrapper around it, our portfolio is totally unique, both in terms of the advisory businesses that exist across all four of our businesses, but also the strength and depth of Marsh Management Consulting within which sits all of the one in…”

“And as Mark said, we did benefit from some favorable timing on things like success fees. So I do think we expect moderating growth in the fourth quarter. But overall, we're pleased, and we think we're executing well in what is generally a slower market.”

“We often say this is a mid- to high-single-digit business through the cycle. I think it's fair to say we're at a low point in the cycle. We've talked for a few quarters now about that being a tough market and we do see that continuing.”