Jay Kaduson

“Yeah, if you think about RFP volumes themselves, and they do differ across markets, if you think about our emerging market, you should think in terms of that mid-single digits, that 6% or 7% growth, double-digit growth in mid-market where we're seeing a lot of activity and finding a lot of success.”

“You know, we see stop-loss right now as another important risk transfer solution. It is rising in demand from our employers.”

“As we think through this, you know, heading into 26, as Mike referenced, you know, the supply at best is level we think is actually down, but the demand is significantly up, and we're hearing that from our brokers and intermediaries.”

“I think the way you should think about this is, you know, both our retirement and our employee benefits business, the plan sponsors and employers today, they see a gap in terms of the financial advice that their employees and participants are getting to be able to save for retirement, whether it be their financial or…”

“We're really excited about the Blue Owl partnership. You know, when we think about what Matt and I and the IM team were able to develop through this partnership, it really is a lot of mutuality of interest, and we're on our front foot here.”