Joe

“I'm going to take you through a few slides and then we'll open up for some Q&A. So if you have any questions for me and Mike, please drop them into the webcast.”

“Since we last spoke we've taken action across a number of areas and encouraged to see signs of early progress and today we will be updating on current trading, taking you through progress with disposals and flagging the appointment of an advisor to accelerate the repositioning wealth portfolio and updating on our Q1…”

“I see you fighting over the snacks on the chairs, so please enjoy that. And for those joining us online, sadly, we won't be posting them to you today, but hopefully you can come next time and enjoy them.”