Martin Pahl

“Happy to add something to the second one on cost development. When I remember in the last years and quarters, we were coming from cost increases of almost double digit or even higher.”

“Let me start right away with the new business development. We do not expect to remain this slower growth in Northern and Eastern Europe or this decline compared to the last year.”

“Let me start right away with your first question on the operating cost side regarding staff. What I can say is that we plan for staff costs of not double digits, so we really expect a single digit growth.”