Ben Cohen

“The first was on the point that Rachel made about the benefit from reducing the percentile of reserving. I think that calculates to be about 125 million in the first half, which was one point.”

“Please go ahead. uh that's very kind thanks for taking my uh questions i actually just wanted to ask in terms of the the middle east impact um you know what what assumptions have you made in there in terms of that uh in terms of that loss is there you know material risk going forward that that could uh that that could…”

“The first was if you could just say a bit more about the improvement in the gross price year-to-date in the second quarter versus the first quarter. I guess that was a bit of a surprise to me, given trends, at least in terms of U.S. net cap markets.”

“I just wanted to ask a few things on the UK motor business. Firstly, would your central assumption be that you would be able to match claims inflation through the course of 26?”

“Firstly, on the PNC side, on the commercial rate, it looked like the improvement there was slightly stronger, plus 2% in the quarter versus plus 1% for the full year.”