BPOP · Popular, Inc.
$170.57
-5.03 (-2.86%)
At close · Aug 19
Market Cap
$11.20B
Shares
63.78M
Price & Indicators
20d MA
50d MA
200d MA
Earnings
Filing
Insider
Congress
Investor day
Close$170.57
Open$175.78
Day$170.04–177.50
52W close$109.24–177.87
Avg vol 30d469K
Short int2.0M · 3.1% float · 3.9d
Short vol46%
Last earningsJul 23, 2026
DataJan 2020–Aug 2026
Filing10-Q · Aug 7
Up next
Next earnings call
Oct 23, 2026
Est · unconfirmed
· in 9 wks
FQ3-26 quarter ends
~Sep 30, 2026
Est
filed Aug 7, 2026
AI Brief
TL;DR.
Bullish
Bearish
From the call
AI-generated from the earnings call and 8-K · may contain errors · not investment advice
Ask ALVIS about this →Equibles Rating
blended score · not investment adviceOverall
Strong Buy
SellHoldBuy
Technical
Buy
Momentum
Very Strong
Sentiment
Neutral
Fundamentals
Excellent
Quant / Vol
Very Low
Market backdrop
VIX 14.9 · calm
Equity put/call 0.52
Technical
price trend
50 / 200-day cross
No cross
Price vs 200-day avg
+20%
above
Price vs 50-day avg
+1%
above
RSI (14)
44
neutral
MACD trend
Negative
52-week position
89%
near high
Momentum
relative strength
1-month return
−2%
trailing
6-month return
+20%
trailing
YTD return
+37%
this year
Relative strength
+8%
vs S&P · 6-mo
Sentiment
smart money
Trend (MA cross)
No cross
50d $169 › 200d $143 — 50d above 200d
Institutional flow
Accumulating
+5% holders QoQ · +78 funds added
Insider flow
Distributing
Net -$9.3M over 90 days · 100% sells
Short interest
Rising
3.10% of float · ▲ +2.3% MoM · 3.9 days cover
Volume signal
Normal
Volume near normal
Institution breadth
Multi-yr high
468 holders — near 3-yr high, broad support
Squeeze score
58
elevated · 0–100
Fundamentals
Revenue growth
+16%
Y/Y
EPS growth
+44%
Y/Y
Free cash flow
$681.0M
Valuation
P/E 11.9
below peers
Buyback
$1.0B
authorized
Balance sheet
$307.2M
net debt
Quant / Vol
risk profile
Volatility
25%
annualized · 1-yr
Max drawdown
−15%
past year
ATR
2.1%
of price · 14-day
Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.
Guidance & track record
Latest guidance
· from the 8-K filed Jul 23, 2026
FY 2026
Net Interest Income
8% – 9%
Operating Expenses
2% – 3%
Effective Tax Rate
14% – 15%
rest of the year
P.R. public deposits
$20B – $22B
Prior guidance
period ended
· from the 8-K filed Oct 23, 2025
Non-Interest Income
· 2025
$650M – $655M
Effective Tax Rate
· Q4 2025
14% – 16%
Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.
Technicals
trend & momentum for long-term holders Buy
50 / 200-day cross
No cross
Neutral
Price vs 200-day avg
+20%
Bullish
Price vs 50-day avg
+1%
Bullish
RSI (14)
44
Neutral
MACD trend
Negative
Bearish
52-week position
89%
Bullish
Market signals — smart money & positioning
Mixed
Trend (MA cross)
No cross
50d $169 › 200d $143 — 50d above 200d
Institutional flow
Accumulating
+5% holders QoQ · +78 funds added
Insider flow
Distributing
Net -$9.3M over 90 days · 100% sells
Short interest
Rising
3.10% of float · ▲ +2.3% MoM · 3.9 days cover
Volume signal
Normal
Volume near normal
Institution breadth
Multi-yr high
468 holders — near 3-yr high, broad support
Price context
position in its 52-week range
Range low $109
Now $171 · 89%
Range high $178
vs 200-day avg +20%
vs 50-day avg +1%
Illustrative technical + ownership context — a signal mix, not investment advice.
Key metrics
the company's own KPIs, from written earnings releases and filings| Metric | Latest | Period | YoY |
|---|---|---|---|
| Average equity to average assets | 9.32% | Quarter ended June 30, 2026 filing | — |
| Book value per common share at period end | $100.38 | Quarter ended June 30, 2026 filing | — |
| Net interest spread | 3.61% | the quarter ended June 30, 2026 filing | — |
| Net interest spread (non-taxable equivalent basis) | 3.1% | Quarter ended June 30, 2026 filing | — |
| Net interest spread (taxable equivalent) - non-GAAP non-GAAP | 3.61% | Quarter ended June 30, 2026 filing | — |
| Return on average tangible common equity before adjusting for the impact of unrealized (gains) l non-GAAP | 20.12% | Quarter ended June 30, 2026 filing | — |
| Return on common equity | 15.18% | Quarter ended June 30, 2026 filing | — |
| Tangible common book value per common share (non-GAAP) non-GAAP | $87.94 | Quarter ended June 30, 2026 filing | — |
| Tier I capital | 16.13% | Quarter ended June 30, 2026 filing | — |
| ACL / NPLs | 190% | Q2 2026 | — |
| ACL / Total Loans | 1.97% | Q2 2026 | — |
| Capital Returned to Shareholders | $174M | Q2 2026 | — |
| Common Equity Tier 1 | 16.08% | Q2 2026 | — |
| Common shares outstanding at end of period | 63,866,681 | Q2 2026 | — |
| NCO Ratio | 1.05% | Q2 2026 | — |
| Net Interest Margin | 3.66% | Q2 2026 | — |
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| NIM (FTE) non-GAAP | 4.17% | Q2 2026 | — |
| Non-Performing Loans | $413M | Q2 2026 | — |
| NPL Ratio | 1.04% | Q2 2026 | — |
| ROA | 1.41% | Q2 2026 | — |
| ROTCE (non-GAAP) non-GAAP | 17.02% | Q2 2026 | — |
| Tangible Book Value / Share (non-GAAP) non-GAAP | $87.94 | Q2 2026 | — |
| Tangible common book value per common share non-GAAP | $87.94 | Q2 2026 | — |
| Tangible common equity to tangible assets non-GAAP | 7.18% | Q2 2026 | — |
| Tier 1 capital | 16.13% | Q2 2026 | — |
| Tier 1 Leverage | 8.57% | Q2 2026 | — |
| Tier 1 Risk-Based Capital | 16.13% | Q2 2026 | — |
| Total Deposit Costs | 1.57% | Q2 2026 | — |
| Total Risk-Based Capital | 17.85% | Q2 2026 | — |
| ACL to NPLs | 179.8% | Q1 2026 | — |
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| Annualized NCOs to average loans held-in-portfolio | 0.61% | Q1 2026 | — |
|
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| Common Equity per share | $97.27 | Q1 2026 | — |
|
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| Common Equity Tier 1 ratio | 15.92% | Q1 2026 | — |
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| Deposits | $67.6B | Q1 2026 | — |
| Money market and investment securities | $33.6B | Q1 2026 | — |
| NPLs to loans ratio | 1.17% | Q1 2026 | — |
| Common stock dividend per share | $0.75 | Q4 2025 | — |
| Shares repurchased | 4,660,124 | FY2025 | — |
| Tangible Book Value per share non-GAAP | $82.65 | Q4 2025 | — |
| Tier 1 capital ratio | 15.77% | Q4 2025 | — |
| Tier 1 leverage ratio | 8.65% | Q4 2025 | — |
Figures exactly as the company stated them in writing · click a metric with a to chart its history · period links open the stating document · "filing" marks figures stated in the 10-K/10-Q · YoY needs an exactly comparable prior-year period
Versus peers
Banks - Regional — same industry group| Company | Mkt cap | YTD | Rev growth Y/Y | P/E | Short % shares |
|---|---|---|---|---|---|
|
BPOP
this stock
Popular, Inc.
|
$11.20B | +37.0% | +16.0% | 11.9 | 3.1% |
|
MFG
Mizuho Financial Group Inc
|
$131.93B | +38.5% | — | — | 0.1% |
|
HDB
Hdfc Bank Ltd
|
$118.97B | -36.6% | +15.2% | — | 0.5% |
|
IBN
Icici Bank Ltd
|
$105.45B | -1.2% | — | — | 0.5% |
|
PNC
Pnc Financial Services Group, Inc.
|
$101.11B | +18.1% | +7.2% | 14.0 | 1.8% |
Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding
At a glance
key data from every sectionOwnership
Short & Settlement
Smart Money
Financials
Filings
Earnings & Events
Performance
| 5D | 20D | 120D | MTD | YTD | |
|---|---|---|---|---|---|
| BPOP | -3.2% | -1.9% | +19.7% | -2.7% | +37.0% |
| SPY | -0.4% | +2.9% | +11.6% | +3.0% | +12.8% |
| vs SPY | -2.7% | -4.8% | +8.1% | -5.6% | +24.2% |
Capital returns
Latest dividend
$0.75
/ share · ex May 29, 2026
Paid (TTM)
$3.00
/ share · 4 payouts
Dividend yield (TTM, derived)
1.76%
Buyback program
· as of Jul 23, 2026
Authorized
$1.00B
Spent (derived)
—
Remaining
—
Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.
Key facts
CIK
763901
CUSIP
733174700
13F (30d)
433 filings
417 filers
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