CCB · Coastal Financial Corp
$46.28
+0.18 (+0.38%)
At close · Aug 21
Market Cap
$704.70M
Shares
15.29M
Price & Indicators
20d MA
50d MA
200d MA
Earnings
Filing
Insider
Congress
Investor day
Close$46.28
Open$46.42
Day$45.24–47.62
52W close$39.91–118.97
Avg vol 30d340K
Short int1.1M · 7.2% float · 2.7d
Short vol50%
Last earningsJul 30, 2026
DataJan 2020–Aug 2026
Filing10-Q · Aug 7
Up next
Next earnings call
Oct 29, 2026
Est · unconfirmed
· in 10 wks
FQ3-26 quarter ends
~Sep 30, 2026
Est
filed Aug 7, 2026
Equibles Rating
blended score · not investment adviceOverall
Sell
SellHoldBuy
Technical
Neutral
Momentum
Very Weak
Sentiment
Bullish
Fundamentals
Strong
Quant / Vol
Very High
Market backdrop
VIX 15.1 · calm
Equity put/call 0.51
Technical
price trend
50 / 200-day cross
No cross
Price vs 200-day avg
−45%
below
Price vs 50-day avg
−30%
below
RSI (14)
34
neutral
MACD trend
Positive
52-week position
8%
near low
Volume (OBV)
Bullish div.
accumulating
Momentum
relative strength
1-month return
−36%
trailing
6-month return
−38%
trailing
YTD return
−60%
this year
Relative strength
−50%
vs S&P · 6-mo
Sentiment
smart money
Trend (MA cross)
No cross
50d $66 › 200d $85 — 200d above 50d
Institutional flow
Accumulating
+6% holders QoQ · +31 funds added
Insider flow
Accumulating
Net +$1.1M over 90 days · 0% sells
Short interest
Falling
7.20% of float · ▼ -2.6% MoM · 2.7 days cover
Volume signal
Normal
Volume near normal
Institution breadth
Steady
194 holders — mid 3-yr range
Squeeze score
43
elevated · 0–100
Fundamentals
Revenue growth
+24%
Y/Y
EPS growth
−6%
Y/Y
Free cash flow
$246.1M
Quant / Vol
risk profile
Volatility
61%
annualized · 1-yr
Max drawdown
−66%
past year
ATR
7.4%
of price · 14-day
Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.
Technicals
trend & momentum for long-term holders Neutral
50 / 200-day cross
No cross
Neutral
Price vs 200-day avg
−45%
Bearish
Price vs 50-day avg
−30%
Bearish
RSI (14)
34
Neutral
MACD trend
Positive
Bullish
52-week position
8%
Bearish
Volume (OBV)
Bullish div.
Bullish
Market signals — smart money & positioning
Bullish · 3 of 6
Trend (MA cross)
No cross
50d $66 › 200d $85 — 200d above 50d
Institutional flow
Accumulating
+6% holders QoQ · +31 funds added
Insider flow
Accumulating
Net +$1.1M over 90 days · 0% sells
Short interest
Falling
7.20% of float · ▼ -2.6% MoM · 2.7 days cover
Volume signal
Normal
Volume near normal
Institution breadth
Steady
194 holders — mid 3-yr range
Price context
position in its 52-week range
Range low $40
Now $46 · 8%
Range high $119
vs 200-day avg -45%
vs 50-day avg -30%
Illustrative technical + ownership context — a signal mix, not investment advice.
Key metrics
the company's own KPIs, from written earnings releases and filings| Metric | Latest | Period | YoY |
|---|---|---|---|
| CCBX allowance for credit losses | 198M | June 30, 2026 | — |
| CCBX cost of deposits | 3.19% | Three Months Ended June 30, 2026 | — |
| CCBX Loan Yield | 14.56% | Three Months Ended June 30, 2026 | — |
| CCBX loans receivable | $2.23B | As of June 30, 2026 | — |
| Community Bank cost of deposits | 1.46% | Three Months Ended June 30, 2026 | — |
| Community Bank Loan Yield | 6.57% | Three Months Ended June 30, 2026 | — |
| Community bank loans receivable | $1.98B | As of June 30, 2026 | — |
| Cost of funds | 2.62% | Three Months Ended June 30, 2026 | — |
| Credit card receivables sold under forward flow arrangements | $3.68B | Q2 2026 | — |
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| Deposits swept off for FDIC insurance and liquidity purposes | $4.26B | Q2 2026 | — |
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| Gross CCBX loans receivable | $2.23B | As of June 30, 2026 | — |
| Gross community bank loans receivable | $1.99B | As of June 30, 2026 | — |
| Loan income, net of BaaS loan expense, divided by average loans non-GAAP | 6.83% | Three Months Ended June 30, 2026 | — |
| Loans receivable to deposits | 88.77% | As of June 30, 2026 | — |
| Loans sold | $4.56B | Q2 2026 | — |
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| Noninterest expense to average assets | 11.13% | Three Months Ended June 30, 2026 | — |
| Off-balance sheet credit cards with fee earning potential | 881,659 | Q2 2026 | — |
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| Return on average assets | -3.32% | Q2 2026 | — |
| Tangible book value per share non-GAAP | $30.05 | As of June 30, 2026 | — |
| Total BaaS program fee income | $12M | Q2 2026 | — |
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| Total CCBX deposits | $3.29B | As of June 30, 2026 | — |
| Total CCBX relationships | 30 | As of June 30, 2026 | — |
| Total community bank deposits | $1.57B | As of June 30, 2026 | — |
| Total exited relationships life to date | 10 | As of June 30, 2026 | — |
| Total nonperforming assets | 75.19M | June 30, 2026 | — |
| Total nonperforming assets to total assets | 1.38% | June 30, 2026 | — |
| Total nonperforming loans to loans receivable | 1.79% | June 30, 2026 | — |
| Yield on earnings assets | 9.65% | Three Months Ended June 30, 2026 | — |
| Average deposits | $4.38B | Q1 2026 | — |
| Return on average assets (ROA) | 1.05% | year ended December 31, 2025 | — |
Figures exactly as the company stated them in writing · click a metric with a to chart its history · period links open the stating document · "filing" marks figures stated in the 10-K/10-Q · YoY needs an exactly comparable prior-year period
Versus peers
Banks - Regional — same industry group| Company | Mkt cap | YTD | Rev growth Y/Y | P/E | Short % shares |
|---|---|---|---|---|---|
|
CCB
this stock
Coastal Financial Corp
|
$704.70M | -59.6% | +23.6% | — | 7.2% |
|
MFG
Mizuho Financial Group Inc
|
$124.83B | +40.4% | — | — | 0.1% |
|
HDB
Hdfc Bank Ltd
|
$121.52B | -35.4% | +15.2% | — | 0.5% |
|
IBN
Icici Bank Ltd
|
$105.45B | +0.4% | — | — | 0.5% |
|
CIXPF
CaixaBank/ADR
|
$100.59B | +19.4% | — | — | 0.1% |
Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding
At a glance
key data from every sectionOwnership
Short & Settlement
Smart Money
Financials
Filings
Performance
| 5D | 20D | 120D | MTD | YTD | |
|---|---|---|---|---|---|
| CCB | -11.8% | -35.9% | -38.1% | +12.9% | -59.6% |
| SPY | -1.4% | +3.6% | +11.6% | +2.5% | +12.3% |
| vs SPY | -10.4% | -39.5% | -49.7% | +10.4% | -71.9% |
Key facts
CIK
1437958
CUSIP
19046P209
13F (30d)
178 filings
176 filers
Visit website
Investor relations