CCNE · Cnb Financial Corp/Pa
Price & Indicators
Up next
AI Brief
TL;DR.
AI-generated from the earnings call and 8-K · may contain errors · not investment advice
Ask ALVIS about this →Equibles Rating
blended score · not investment adviceBlended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.
Technicals
trend & momentum for long-term holders NeutralIllustrative technical + ownership context — a signal mix, not investment advice.
Key metrics
the company's own KPIs, from written earnings releases and filings| Metric | Latest | Period | YoY |
|---|---|---|---|
| ACL / nonaccrual loans | 123% | 6/30/2026 | — |
| Adjusted book value per common share (non-GAAP) non-GAAP | $28.75 | June 30, 2026 | — |
| Adjusted diluted earnings per common share non-GAAP | $1.79 | the six months ended June 30, 2026 | — |
| Adjusted dividend payout ratio non-GAAP | 21% | the six months ended June 30, 2026 | — |
| Adjusted loans (non-GAAP) non-GAAP | 4.76B | June 30, 2026 | — |
| Adjusted net interest margin, fully tax equivalent basis (non-GAAP) (annualized) non-GAAP | 3.66% | Six Months Ended June 30, 2026 | — |
| Adjusted PPNR (non-GAAP) non-GAAP | 71.07M | Six Months Ended June 30, 2026 | — |
| Adjusted return on average equity (non-GAAP) (annualized) non-GAAP | 12.65% | Q2 2026 | — |
| Adjusted return on average tangible common equity (non-GAAP) (annualized) non-GAAP | 15.2% | Q2 2026 | — |
| Adjusted tangible book value per common share (non-GAAP) non-GAAP | $24.73 | June 30, 2026 | — |
| Adjusted tangible common equity / Adjusted tangible assets (non-GAAP) non-GAAP | 8.81% | June 30, 2026 | — |
| Adjusted total deposits (non-GAAP) non-GAAP | 5.71B | June 30, 2026 | — |
| Adjusted Uninsured Deposits non-GAAP | $1,345,596 | 6/30/2026 | — |
| Adjusted Uninsured Deposits to Total CNB Bank Deposits non-GAAP | 18.7% | 6/30/2026 | — |
| Available Liquidity as a Multiple of Adjusted Uninsured Deposits non-GAAP | 4.8 | 6/30/2026 | — |
| Book value per common share | $28.75 | As of June 30, 2026 | — |
| Common Equity Tier 1 Ratio | 12.02% | 6/30/2026 | — |
| Efficiency ratio | 58.43% | Six Months Ended June 30, 2026 | — |
| Efficiency ratio (fully tax-equivalent basis) non-GAAP | 56.14% | three months ended June 30, 2026 | — |
| Loans (excluding syndicated loan balances) | $6.4B | As of June 30, 2026 | — |
| Net Charge-offs/Average Loans | 0.09% | Q2 2026 | — |
| Net interest margin | 3.86% | the six months ended June 30, 2026 | — |
|
|
|||
| Net interest margin (GAAP) (annualized) | 3.86% | Six Months Ended June 30, 2026 | — |
| Net interest margin on a fully tax-equivalent basis non-GAAP | 3.86% | the six months ended June 30, 2026 | — |
|
|
|||
| Net interest margin on a fully tax-equivalent basis (excluding purchase accounting loan accretio non-GAAP | 3.66% | the six months ended June 30, 2026 | — |
| Net loan charge-offs | $1.4M | Three months ended June 30, 2026 | — |
|
|
|||
| Net loan charge-offs (annualized % of average total loans and loans held for sale) | 0.07% | the six months ended June 30, 2026 | — |
|
|
|||
| Nonaccrual loans | $54,842 | 6/30/2026 | — |
| Nonaccrual loans / loans | 0.84% | 6/30/2026 | — |
| Nonperforming assets | $58,423 | 6/30/2026 | — |
| NPAs / assets | 0.69% | 6/30/2026 | — |
| Organic loan growth for the quarter non-GAAP | $64.3M | Three months ended June 30, 2026 | — |
|
|
|||
| PPNR (non-GAAP) non-GAAP | 71.07M | Six Months Ended June 30, 2026 | — |
| Pre-provision net revenue non-GAAP | $71.1M | six months ended June 30, 2026 | — |
| Pre-provision net revenue ("PPNR") non-GAAP | $71.1M | Six months ended June 30, 2026 | — |
| Return on average tangible common equity (non-GAAP) (annualized) non-GAAP | 15.04% | Six Months Ended June 30, 2026 | — |
| Tangible assets (non-GAAP) non-GAAP | 8.31B | June 30, 2026 | — |
| Tangible book value per common share non-GAAP | $24.73 | As of June 30, 2026 | — |
| Tangible common equity (non-GAAP) non-GAAP | 732.53M | June 30, 2026 | — |
| Tangible Common Equity / Tangible Assets non-GAAP | 8.81% | 6/30/2026 | — |
| Total deposits | $7.1B | As of June 30, 2026 | — |
| Total net available liquidity | $6,401,534 | 6/30/2026 | — |
| Total nonperforming assets | $58.4M | As of June 30, 2026 | — |
| Total Risk Based Capital Ratio | 14.53% | 6/30/2026 | — |
| Uninsured Deposits | $2,070,983 | 6/30/2026 | — |
| Uninsured Deposits to Total CNB Bank Deposits | 28.8% | 6/30/2026 | — |
| Adjusted earnings non-GAAP | 25.8M | Q4 FY2025 | — |
| Adjusted earnings (full year) non-GAAP | 73.4M | FY2025 | — |
| Book value per common share (excluded items) non-GAAP | $28.02 | Q4 FY2025 | — |
| Organic deposit growth for the full year of 2025 non-GAAP | 288.1M | FY2025 | — |
| Organic deposit growth for the quarter non-GAAP | 122.1M | Q4 FY2025 | — |
| Organic loan growth for the full year of 2025 non-GAAP | 218.8M | FY2025 | — |
| Tangible book value per common share (excluded items) non-GAAP | $23.88 | Q4 FY2025 | — |
Figures exactly as the company stated them in writing · click a metric with a to chart its history · period links open the stating document · "filing" marks figures stated in the 10-K/10-Q · YoY needs an exactly comparable prior-year period
Versus peers
Banks - Regional — same industry group| Company | Mkt cap | YTD | Rev growth Y/Y | P/E | Short % shares |
|---|---|---|---|---|---|
|
CCNE
this stock
Cnb Financial Corp/Pa
|
$1.03B | +29.1% | — | — | 2.1% |
|
MFG
Mizuho Financial Group Inc
|
$123.19B | +38.4% | — | — | 0.1% |
|
HDB
Hdfc Bank Ltd
|
$118.97B | -36.1% | +15.2% | — | 0.5% |
|
IBN
Icici Bank Ltd
|
$105.45B | -0.4% | — | — | 0.5% |
|
CIXPF
CaixaBank/ADR
|
$100.59B | +18.7% | — | — | 0.1% |
Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding
At a glance
key data from every sectionPerformance
| 5D | 20D | 120D | MTD | YTD | |
|---|---|---|---|---|---|
| CCNE | -3.4% | -0.4% | +20.6% | -3.8% | +29.1% |
| SPY | -2.0% | +3.3% | +11.2% | +2.1% | +11.8% |
| vs SPY | -1.4% | -3.7% | +9.4% | -5.8% | +17.3% |
Capital returns
Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.