EIG · Employers Holdings, Inc.
$47.89
-0.52 (-1.07%)
At close · Aug 19
Market Cap
$867.67M
Shares
17.96M
Price & Indicators
20d MA
50d MA
200d MA
Earnings
Filing
Insider
Congress
Investor day
Close$47.89
Open$48.49
Day$47.89–48.88
52W close$36.09–51.93
Avg vol 30d191K
Short int955K · 5.3% float · 4.5d
Short vol61%
Last earningsJul 30, 2026
DataJan 2020–Aug 2026
Filing10-Q · Jul 30
Up next
Next earnings call
Oct 30, 2026
Est · unconfirmed
· in 10 wks
FQ3-26 quarter ends
~Sep 30, 2026
Est
filed Jul 30, 2026
AI Brief
TL;DR.
Bullish
Bearish
From the call
AI-generated from the earnings call and 8-K · may contain errors · not investment advice
Ask ALVIS about this →Equibles Rating
blended score · not investment adviceOverall
Buy
SellHoldBuy
Technical
Neutral
Momentum
Strong
Sentiment
Neutral
Fundamentals
Strong
Quant / Vol
Low
Market backdrop
VIX 14.9 · calm
Equity put/call 0.52
Technical
price trend
50 / 200-day cross
No cross
Price vs 200-day avg
+10%
above
Price vs 50-day avg
−3%
below
RSI (14)
40
neutral
MACD trend
Negative
52-week position
74%
mid-range
Momentum
relative strength
1-month return
−3%
trailing
6-month return
+16%
trailing
YTD return
+11%
this year
Relative strength
+4%
vs S&P · 6-mo
Sentiment
smart money
Trend (MA cross)
No cross
50d $49 › 200d $44 — 50d above 200d
Institutional flow
Accumulating
+19% holders QoQ · +48 funds added
Insider flow
Flat
No net insider activity over 90 days
Short interest
Rising
5.31% of float · ▲ +1.4% MoM · 4.5 days cover
Volume signal
Normal
Volume near normal
Institution breadth
Multi-yr high
223 holders — near 3-yr high, broad support
Squeeze score
55
elevated · 0–100
Fundamentals
Revenue growth
−2%
Y/Y
EPS growth
−90%
Y/Y
Free cash flow
$44.6M
Buyback
$113.0M
remaining
Balance sheet
$124.8M
net cash
Quant / Vol
risk profile
Volatility
24%
annualized · 1-yr
Max drawdown
−17%
past year
ATR
2.3%
of price · 14-day
Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.
Technicals
trend & momentum for long-term holders Neutral
50 / 200-day cross
No cross
Neutral
Price vs 200-day avg
+10%
Bullish
Price vs 50-day avg
−3%
Neutral
RSI (14)
40
Neutral
MACD trend
Negative
Bearish
52-week position
74%
Neutral
Market signals — smart money & positioning
Bullish · 2 of 6
Trend (MA cross)
No cross
50d $49 › 200d $44 — 50d above 200d
Institutional flow
Accumulating
+19% holders QoQ · +48 funds added
Insider flow
Flat
No net insider activity over 90 days
Short interest
Rising
5.31% of float · ▲ +1.4% MoM · 4.5 days cover
Volume signal
Normal
Volume near normal
Institution breadth
Multi-yr high
223 holders — near 3-yr high, broad support
Price context
position in its 52-week range
Range low $36
Now $48 · 74%
Range high $52
vs 200-day avg +10%
vs 50-day avg -3%
Illustrative technical + ownership context — a signal mix, not investment advice.
Key metrics
the company's own KPIs, from written earnings releases and filings| Metric | Latest | Period | YoY |
|---|---|---|---|
| Adjusted book value per share non-GAAP | $53.26 | Q2 FY2026 | — |
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| Adjusted earnings per diluted share non-GAAP | $0.7 | Three Months Ended June 30, 2026 | — |
| Adjusted net income non-GAAP | $12.8M | Three Months Ended June 30, 2026 | -11.7% |
|
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| Book value per share | $47.83 | June 30, 2026 | — |
| Book value per share including the Deferred Gain | $52.58 | Q2 FY2026 | — |
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| Combined ratio excluding LPT non-GAAP | 106.7% | Three Months Ended June 30, 2026 | — |
| Commission expense ratio | 12.8% | Three Months Ended June 30, 2026 | — |
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| Duration | 4.5 | June 30, 2026 | — |
| Earnings per diluted share excluding LPT non-GAAP | $1.51 | Three Months Ended June 30, 2026 | — |
| Loss and LAE ratio | 70.2% | Q2 FY2026 | — |
|
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| Loss and loss adjustment expense ratio non-GAAP | 71.1% | Three Months Ended June 30, 2026 | — |
| Net income excluding LPT non-GAAP | $27.6M | Three Months Ended June 30, 2026 | — |
| Policies in-force | 127,601 | Q2 FY2026 | — |
|
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| Return on stockholders' equity | 3.4% | Three Months Ended June 30, 2026 | — |
| Stockholders' equity including the Deferred Gain non-GAAP | $944.1M | June 30, 2026 | — |
| Trailing twelve months adjusted return on stockholders' equity non-GAAP | 1.1% | Six Months Ended June 30, 2026 | — |
| Trailing twelve months return on stockholders' equity | 0.8% | Six Months Ended June 30, 2026 | — |
| Underwriting expense ratio | 22.8% | Q2 FY2026 | — |
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| Weighted average book yield | 4.9% | June 30, 2026 | — |
Figures exactly as the company stated them in writing · click a metric with a to chart its history · period links open the stating document · "filing" marks figures stated in the 10-K/10-Q · YoY needs an exactly comparable prior-year period
Versus peers
Insurance - Specialty — same industry group| Company | Mkt cap | YTD | Rev growth Y/Y | P/E | Short % shares |
|---|---|---|---|---|---|
|
EIG
this stock
Employers Holdings, Inc.
|
$867.67M | +10.9% | -2.5% | — | 5.3% |
|
FNF
Fidelity National Financial, Inc.
|
$12.99B | -11.3% | +5.6% | — | 3.4% |
|
RYAN
Ryan Specialty Holdings, Inc.
|
$10.63B | -18.2% | +21.3% | — | 5.2% |
|
FAF
First American Financial Corp
|
$7.46B | +18.5% | +21.6% | 10.1 | 5.8% |
|
AXS
Axis Capital Holdings Ltd
|
$7.43B | -8.0% | +10.2% | 7.5 | 2.7% |
Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding
At a glance
key data from every sectionOwnership
Short & Settlement
Smart Money
Financials
Filings
Earnings & Events
Performance
| 5D | 20D | 120D | MTD | YTD | |
|---|---|---|---|---|---|
| EIG | -0.5% | -3.0% | +16.0% | -5.3% | +10.9% |
| SPY | -0.4% | +2.9% | +11.6% | +3.0% | +12.8% |
| vs SPY | 0.0% | -5.9% | +4.4% | -8.2% | -1.9% |
Capital returns
Latest dividend
$0.34
/ share · ex Aug 12, 2026
Paid (TTM)
$1.32
/ share · 4 payouts
Dividend yield (TTM, derived)
2.76%
Buyback programs
· 2 active
· as of Jun 30, 2026
Authorized (total)
$175.00M
Spent (derived)
$62.00M
Remaining
$113.00M
Spent
Remaining
Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.