FGBIP · First Guaranty Bancshares, Inc.
$19.12
+0.11 (+0.58%)
At close · Aug 19
Market Cap
$314.41M
Shares
16.54M
Price & Indicators
20d MA
50d MA
200d MA
Earnings
Filing
Insider
Congress
Investor day
Close$19.12
Open$19.05
Day$19.05–19.18
52W close$14.75–20.73
Avg vol 30d3K
Short int360K · 2.2% float · 15.1d
Short vol29%
DataApr 2021–Aug 2026
Filing10-Q · Aug 14
Up next
FQ3-26 quarter ends
~Sep 30, 2026
Est
filed Aug 14, 2026
Equibles Rating
blended score · not investment adviceOverall
Neutral
SellHoldBuy
Technical
Neutral
Momentum
Neutral
Sentiment
Bullish
Fundamentals
Poor
Quant / Vol
Very Low
Market backdrop
VIX 14.9 · calm
Equity put/call 0.52
Technical
price trend
50 / 200-day cross
No cross
Price vs 200-day avg
+7%
above
Price vs 50-day avg
−4%
below
RSI (14)
35
neutral
MACD trend
Negative
52-week position
73%
mid-range
Volume (OBV)
Confirms
volume backs price
Momentum
relative strength
1-month return
−5%
trailing
6-month return
+6%
trailing
YTD return
+24%
this year
Relative strength
−6%
vs S&P · 6-mo
Sentiment
smart money
Trend (MA cross)
No cross
50d $20 › 200d $18 — 50d above 200d
Institutional flow
Accumulating
+21% holders QoQ · +13 funds added
Insider flow
Accumulating
Net +$871.1K over 90 days · 0% sells
Short interest
Falling
2.18% of float · ▼ -20.2% MoM · 15.1 days cover
Volume signal
Normal
Volume near normal
Institution breadth
Steady
41 holders — mid 3-yr range
Squeeze score
51
elevated · 0–100
Fundamentals
Free cash flow
$-10.0M
Balance sheet
$186.1M
net debt
Quant / Vol
risk profile
Volatility
21%
annualized · 1-yr
Max drawdown
−25%
past year
ATR
1.1%
of price · 14-day
Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.
Technicals
trend & momentum for long-term holders Neutral
50 / 200-day cross
No cross
Neutral
Price vs 200-day avg
+7%
Bullish
Price vs 50-day avg
−4%
Neutral
RSI (14)
35
Neutral
MACD trend
Negative
Bearish
52-week position
73%
Neutral
Volume (OBV)
Confirms
Neutral
Market signals — smart money & positioning
Bullish · 3 of 6
Trend (MA cross)
No cross
50d $20 › 200d $18 — 50d above 200d
Institutional flow
Accumulating
+21% holders QoQ · +13 funds added
Insider flow
Accumulating
Net +$871.1K over 90 days · 0% sells
Short interest
Falling
2.18% of float · ▼ -20.2% MoM · 15.1 days cover
Volume signal
Normal
Volume near normal
Institution breadth
Steady
41 holders — mid 3-yr range
Price context
position in its 52-week range
Range low $15
Now $19 · 73%
Range high $21
vs 200-day avg +7%
vs 50-day avg -4%
Illustrative technical + ownership context — a signal mix, not investment advice.
Key metrics
the company's own KPIs, from written earnings releases and filings| Metric | Latest | Period | YoY |
|---|---|---|---|
| Charge-offs | $7.7M | the three months ended June 30, 2026 filing | — |
| Provision for credit losses | $2.6M | the three months ended June 30, 2026 filing | — |
| Recoveries | $0.9M | the three months ended June 30, 2026 filing | — |
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| Allowance for credit losses | 1.94% | Q2 2026 | — |
| ATMs | 40 | Q2 2026 | — |
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| Commercial real estate concentration | 254.4% | Q2 2026 | — |
| Consecutive dividends paid | 132 | Q2 2026 | — |
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| Locations | 30 | Q2 2026 | — |
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| Book value per common share | $11.75 | as of June 30, 2026 | — |
| Full time equivalent employees | 333 | as of June 30, 2026 | — |
| Net interest margin | 2.22% | six months ended June 30, 2026 | — |
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| Nonaccrual loans | $40.6M | as of June 30, 2026 | — |
| Return on average common equity | 5.24% | six months ended June 30, 2026 | — |
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| Special mention loan relationships | $186.6M | as of June 30, 2026 | — |
| Substandard loan relationships | $276.6M | as of June 30, 2026 | — |
| bank risk weighted capital ratio | 14.71% | first quarter of 2026 | — |
| Loan Charge-offs | $5.4M | first quarter of 2026 | — |
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| Nonperforming assets | $83.5M | first quarter of 2026 | — |
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| Total deposits | $3.5B | first quarter of 2026 | — |
| Total Loans | $1.9B | first quarter of 2026 | — |
| Doubtful loan relationships | $5.7M | Q1 FY2026 | — |
| Loans as a percentage of average interest earning assets | 49.5% | Q1 FY2026 | — |
| Other real estate owned | $28.9M | Q1 FY2026 | — |
| Risk weighted capital ratio | 13.48% | Q4 2025 | — |
Figures exactly as the company stated them in writing · click a metric with a to chart its history · period links open the stating document · "filing" marks figures stated in the 10-K/10-Q · YoY needs an exactly comparable prior-year period
Versus peers
Banks - Regional — same industry group| Company | Mkt cap | YTD | Rev growth Y/Y | P/E | Short % shares |
|---|---|---|---|---|---|
|
FGBIP
this stock
First Guaranty Bancshares, Inc.
|
$314.41M | +23.8% | — | — | 2.2% |
|
MFG
Mizuho Financial Group Inc
|
$131.93B | +38.5% | — | — | 0.1% |
|
HDB
Hdfc Bank Ltd
|
$118.97B | -36.6% | +15.2% | — | 0.5% |
|
IBN
Icici Bank Ltd
|
$105.45B | -1.2% | — | — | 0.5% |
|
PNC
Pnc Financial Services Group, Inc.
|
$101.11B | +18.1% | +7.2% | 14.0 | 1.8% |
Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding
At a glance
key data from every sectionOwnership
Short & Settlement
Smart Money
Financials
Filings
Earnings & Events
Performance
| 5D | 20D | 120D | MTD | YTD | |
|---|---|---|---|---|---|
| FGBIP | -3.0% | -4.6% | +6.1% | -2.6% | +23.8% |
| SPY | -0.4% | +2.9% | +11.6% | +3.0% | +12.8% |
| vs SPY | -2.6% | -7.5% | -5.5% | -5.6% | +11.1% |
Capital returns
Latest dividend
$0.422
/ share · ex Aug 14, 2026
Paid (TTM)
$1.728
/ share · 8 payouts
Dividend yield (TTM, derived)
9.04%
Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.
Key facts
CIK
1408534
CUSIP
32043P106
13F (30d)
39 filings
39 filers
Visit website
Investor relations