GSBC · Great Southern Bancorp, Inc.
$79.12
+0.34 (+0.43%)
At close · Aug 21
Market Cap
$854.91M
Shares
10.90M
Price & Indicators
20d MA
50d MA
200d MA
Earnings
Filing
Insider
Congress
Investor day
Close$79.12
Open$79.27
Day$78.35–80.00
52W close$55.67–82.02
Avg vol 30d113K
Short int525K · 4.8% float · 4.3d
Short vol74%
Last earningsJul 16, 2026
DataJan 2020–Aug 2026
Filing10-Q · Aug 7
Up next
Next earnings call
Oct 15, 2026
Est · unconfirmed
· in 8 wks
FQ3-26 quarter ends
~Sep 30, 2026
Est
filed Aug 7, 2026
AI Brief
TL;DR.
Bullish
Bearish
From the call
AI-generated from the earnings call and 8-K · may contain errors · not investment advice
Ask ALVIS about this →Equibles Rating
blended score · not investment adviceOverall
Buy
SellHoldBuy
Technical
Buy
Momentum
Very Strong
Sentiment
Neutral
Fundamentals
Excellent
Quant / Vol
Low
Market backdrop
VIX 15.1 · calm
Equity put/call 0.51
Technical
price trend
50 / 200-day cross
No cross
Price vs 200-day avg
+17%
above
Price vs 50-day avg
+1%
above
RSI (14)
47
neutral
MACD trend
Negative
52-week position
89%
near high
Momentum
relative strength
1-month return
0%
trailing
6-month return
+26%
trailing
YTD return
+29%
this year
Relative strength
+14%
vs S&P · 6-mo
Sentiment
smart money
Trend (MA cross)
No cross
50d $79 › 200d $68 — 50d above 200d
Institutional flow
Accumulating
+7% holders QoQ · +24 funds added
Insider flow
Distributing
Net -$391.2K over 90 days · 100% sells
Short interest
Rising
4.82% of float · ▲ +0.2% MoM · 4.3 days cover
Volume signal
Normal
Volume near normal
Institution breadth
Multi-yr high
153 holders — near 3-yr high, broad support
Squeeze score
65
elevated · 0–100
Fundamentals
Revenue growth
+8%
Y/Y
EPS growth
+18%
Y/Y
Free cash flow
$70.1M
Valuation
P/E 13.1
in line
Balance sheet
$50.6M
net cash
Quant / Vol
risk profile
Volatility
26%
annualized · 1-yr
Max drawdown
−14%
past year
ATR
2.3%
of price · 14-day
Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.
Guidance & track record
Latest guidance
· from the 8-K filed Jul 16, 2026
future periods
Effective tax rate
18% – 19.5%
Effective tax rate (combined federal and state)
18% – 19.5%
beginning in the fourth quarter of 2026
Annual pre-tax income improvement
$2.3M – $2.7M
annual
Annual compensation, facility and other non-interest expense sav
$4.4M – $4.8M
Prior guidance
period ended
· from the Earnings Call filed Dec 31, 2024
Interest income from the terminated swap
· the first three quarters of 2025
$2M
Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.
Technicals
trend & momentum for long-term holders Buy
50 / 200-day cross
No cross
Neutral
Price vs 200-day avg
+17%
Bullish
Price vs 50-day avg
+1%
Bullish
RSI (14)
47
Neutral
MACD trend
Negative
Bearish
52-week position
89%
Bullish
Market signals — smart money & positioning
Mixed
Trend (MA cross)
No cross
50d $79 › 200d $68 — 50d above 200d
Institutional flow
Accumulating
+7% holders QoQ · +24 funds added
Insider flow
Distributing
Net -$391.2K over 90 days · 100% sells
Short interest
Rising
4.82% of float · ▲ +0.2% MoM · 4.3 days cover
Volume signal
Normal
Volume near normal
Institution breadth
Multi-yr high
153 holders — near 3-yr high, broad support
Price context
position in its 52-week range
Range low $56
Now $79 · 89%
Range high $82
vs 200-day avg +17%
vs 50-day avg +1%
Illustrative technical + ownership context — a signal mix, not investment advice.
Key metrics
the company's own KPIs, from written earnings releases and filings| Metric | Latest | Period | YoY |
|---|---|---|---|
| Allowance for Credit Losses to Period-End Loans | 1.46% | 2Q26 | — |
| Annualized net interest margin | 3.76% | three months ended June 30, 2026 | — |
| Annualized return on average assets | 1.12% | three months ended June 30, 2026 | — |
| Annualized return on average assets (excluding non-recurring expenses) non-GAAP | 1.24% | three months ended June 30, 2026 | — |
| Annualized return on average common equity | 9.83% | three months ended June 30, 2026 | — |
| Annualized return on average common equity (excluding non-recurring expenses) non-GAAP | 10.82% | three months ended June 30, 2026 | — |
| Book value per common share | $58.95 | as of June 30, 2026 | — |
| Common Equity Tier 1 Capital Ratio | 14% | 2Q26 | — |
| Efficiency ratio | 67.21% | three months ended June 30, 2026 | — |
| Efficiency ratio (excluding non-recurring expenses) non-GAAP | 63.47% | three months ended June 30, 2026 | — |
| Non-performing assets | $9.4M | as of June 30, 2026 | — |
|
|
|||
| Non-performing assets and potential problem loans | $10.6M | as of June 30, 2026 | — |
| Non-Performing Assets to Period-End Assets | 0.17% | 2Q26 | — |
| Ratio of non-interest expense to average assets | 2.72% | Q2 2026 | — |
| Secured borrowing line availability at the Federal Reserve Bank | $319.6M | as of June 30, 2026 | — |
| Secured borrowing line availability at the FHLBank | $1.23B | as of June 30, 2026 | — |
| Tangible Common Equity Ratio | 11.5% | 2Q26 | — |
| Tangible common equity to tangible assets | 11.47% | as of June 30, 2026 | — |
| Tier 1 Capital Ratio | 14.6% | 2Q26 | — |
| Tier 1 Leverage Ratio | 12.4% | 2Q26 | — |
| Total Capital Ratio | 15.8% | 2Q26 | — |
| Total net loans, excluding mortgage loans held for sale | $4.31B | as of June 30, 2026 | — |
|
|
|||
| Net interest margin | 3.67% | year ended December 31, 2025 | — |
| Return on average assets | 1.22% | year ended December 31, 2025 | — |
| Return on average common equity | 11.38% | year ended December 31, 2025 | — |
Figures exactly as the company stated them in writing · click a metric with a to chart its history · period links open the stating document · "filing" marks figures stated in the 10-K/10-Q · YoY needs an exactly comparable prior-year period
Versus peers
Banks - Regional — same industry group| Company | Mkt cap | YTD | Rev growth Y/Y | P/E | Short % shares |
|---|---|---|---|---|---|
|
GSBC
this stock
Great Southern Bancorp, Inc.
|
$854.91M | +28.5% | +7.7% | 13.1 | 4.8% |
|
MFG
Mizuho Financial Group Inc
|
$124.83B | +40.4% | — | — | 0.1% |
|
HDB
Hdfc Bank Ltd
|
$121.52B | -35.4% | +15.2% | — | 0.5% |
|
IBN
Icici Bank Ltd
|
$105.45B | +0.4% | — | — | 0.5% |
|
CIXPF
CaixaBank/ADR
|
$100.59B | +19.4% | — | — | 0.1% |
Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding
At a glance
key data from every sectionOwnership
Short & Settlement
Smart Money
Financials
Filings
Performance
| 5D | 20D | 120D | MTD | YTD | |
|---|---|---|---|---|---|
| GSBC | -3.0% | -0.2% | +26.0% | -1.5% | +28.5% |
| SPY | -1.4% | +3.6% | +11.6% | +2.5% | +12.3% |
| vs SPY | -1.7% | -3.8% | +14.4% | -4.0% | +16.2% |
Capital returns
Latest dividend
$0.43
/ share · ex Jun 29, 2026
Paid (TTM)
$1.72
/ share · 4 payouts
Dividend yield (TTM, derived)
2.17%
Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.
Key facts
CIK
854560
CUSIP
390905107
13F (30d)
140 filings
137 filers
Visit website
Investor relations